Gold Investor

Chapter 121 The Curse of Round C (4)
Talking about work matters, Su Dingguo, the old leader of Jiangzhou, was in high spirits: "I told Xiaolin that the debt problem between enterprises is ultimately a contradiction among the people. Internal conflicts should be resolved internally. We must believe in the power of the people. The government doesn’t have to step overboard.”

Fang Yubin is quite familiar with the situation in Jiangzhou, especially since he still has a debt of [-] million yuan in Jiangzhou that has not been recovered.The [-] million that Yuan Ruilang lent to Wen Yubiao at the beginning became a bad debt because the steel plant project was suspended and Wen Yubiao jumped off the building.In order to keep Yijia's financial statements from showing red flags, Fang Yubin took the initiative to temporarily hang this debt on Xinglan's capital account.After hearing Su Dingguo's words, he really wanted to know how to "solve these debts internally".

Fang Yubin asked: "What tricks did you give Mayor Lin?"

"There are no tricks, just one trick." Su Dingguo waved his hand, still looking like he was pointing Jiangshan back then, "I said, creditors don't have money, so they come to the government. Instead of evasive, it is better to promote democracy. You can find creditors , to make it clear. This boss owes you money, and it seems that it is not up for the time being. What do you think should be done? If most people think that this boss still has a chance to make a comeback, you might as well give him some time and let him do business well If you make money, you can repay everyone. If you feel that this person is too muddy to support the wall, the government will take measures to arrest the person who should be arrested immediately, and sell the assets that should be sold immediately. How much can be realized, and finally repaid according to the proportion of the debt to creditors."

Su Dingguo's face was rosy, and the more he talked, the more proud he was: "It doesn't matter whether the debtors are caught or not, and how much money the creditors get will be decided by the creditors meeting and voting. In this way, why do they have any reason to block the government's door?" If there are really unreasonable troublemakers, we should educate them patiently first, and if it doesn’t work, we will take coercive measures.”

Su Dingguo spoke happily, but Fang Yubin, who was a creditor, didn't like it.If the Jiangzhou government really wants to push the boat along with the current, it will be difficult for itself.Take the steel mill project as an example. Now that the assets are sold, there is not much money at all.Once the creditors voted to keep the mills open, the government threw out the hot potato.Anyone who goes to petition again will only answer one sentence - don't arrest people, don't shut down the factory, that's your own decision!
Su Dingguo was very interested in talking, but his wife greeted from the side: "Don't show off there, the dishes are already on the table, let's eat quickly."

The chef for the dinner is Su Hao. Fang Yubin has learned his culinary skills a long time ago.Today's few home-cooked dishes are still delicious in color, fragrance and taste.

Fang Yubin praised: "Brother's craftsmanship is getting better and better."

"As long as you like it." Su Hao smiled heartily.His complexion looked good, and he seemed to have come out of the haze of taking the blame and resigning.

Su Jin asked: "Brother, some time ago you said you were going on vacation in the United States for about a week. Why did you only come back after half a month?"

Su Hao said: "Stayed in the United States for a week, and then went to New Zealand, which delayed a little time."

"Why are you going to New Zealand? I haven't heard you say it before." Su Jin asked.

Su Hao frowned slightly, and then relaxed again: "To see a friend is also a temporary decision."

Seeing that Su Hao was in a good state of mind, Fang Yubin tentatively asked, "What are your plans after returning to China? Are you going to work or continue to rest?"

"It's almost time to rest, it's time to work." Su Hao said with a smile, "At my age, I still have to come out and do something, otherwise I'll be in a panic."

Su Hao put down his chopsticks and said with emotion: "Before, I was busy with work, so I yearned for a casual trip. But after being free, it's not a pleasant feeling. Maybe, what kind of travel, vacation, can only be nervous The condiment of work. Once traveling becomes the whole of life, it will be more tiring than work.”

"That's right." Su Dingguo said, "Hao'er, you really should come out of the mountain again. It's not scary to encounter setbacks. Wherever you fall, you can get up from there."

Fang Yubin asked: "Are you planning to continue working in the insurance industry?"

Su Hao shook his head and said, "Because of the equity dispute in Qiancheng last time, the China Insurance Regulatory Commission issued a decision to punish me, and I will not be allowed to enter the insurance industry within 5 years."

Fang Yubin asked again: "Then you are going..."

Su Hao said: "Go to Haifeng Bank, the position should be the president."

Fang Yubin said: "Your step is not a small step."

Su Hao said: "Banks and insurance companies generally belong to the financial industry and have similarities."

Fang Yubin had heard about Haifeng Bank.This bank was born in Xihai City, a famous coastal city, and was formerly known as Xihai City Commercial Savings Bank.In recent years, it has changed its name to Haifeng Bank and has grown into a regional joint-stock commercial bank with considerable influence in the industry.

"Is the president the top leader?" Su Dingguo, who was born in an officialdom, paid special attention to this question.

Su Hao shook his head: "Let's count as the second in command. Above the president, there is also a chairman."

"The president is also good." Fang Yubin's words were both encouragement and comfort.Su Hao has become a young marshal of the insurance industry at a young age, and the Da'an Life Insurance he is in charge of is well-known in the industry.Going to be the president of Haifeng Bank with this kind of qualifications is somewhat condescending.But the video door had too much impact on him. If he wants to make a comeback, he might as well lower his posture a little.

Su Hao said flatly: "After all, I am still wearing a sinful body. If someone is willing to give me the position of president, it is already an eclectic downgrade. Song Changhai, the chairman of Haifeng Bank, has known me for many years. Brother. After I came out of Daan Life Insurance, he took the initiative to contact me. This time in the United States, we had several long conversations."

Su Dingguo said: "Since that Song Changhai is your eldest brother, he will not feel wronged when he is the second in command. Work hard, and don't let him down."

"What's your plan as a new official?" Fang Yubin asked.

Su Hao said: "There are two short-term goals. One is to speed up the pace of entering the country. Haifeng Bank has already stepped out of Xihai City and has a strong influence in several neighboring provinces. The future goal is of course a national commercial bank. The second thing is to promote the listing of the bank. They have done a lot of preliminary work, and I have to pay more attention after I go.”

"How much is the annual salary? How does it compare with Da'an Life Insurance?" Su Jin's mother asked.

Su Dingguo gave his wife a blank look: "Just ask trivial matters, petty!"

The wife said unconvinced: "You have to get paid when you go to work, how can you be petty?"

Su Jin said with a smile: "Mom, brother is now the president of the bank. With so much money, do you still worry about your salary? Besides, when he was the chairman of Daan Life Insurance, his annual salary of several million was already enough for him. It has been used for a lifetime. People come out to work now, not for money, but for the pursuit of a sense of accomplishment."

"It's my younger sister who understands me." Su Hao laughed loudly.

After talking about Su Hao's work, the family chatted about their parents' family affairs again, and the dinner table was full of joy.Fang Yubin took the opportunity to mention his marriage with Su Jin, Su Dingguo and his wife agreed, but Su Jin smiled and said nothing, which was regarded as tacit agreement.

After dinner, Su Dingguo and his wife went into the kitchen to wash the dishes as usual, and Su Jin also went to help.In the living room, Su Hao and Fang Yubin lit cigarettes after dinner.Fang Yubin asked: "When will you leave for the West Sea? We will give you a farewell party."

Su Hao said: "It's probably only these two days. We are all a family, and we are very happy to be reunited tonight, so there is no need for a special farewell party."

Su Hao said again: "Seeing you and Su Jin like this, I'm really happy from the bottom of my heart. Back then, you were going to get married, but it was delayed because of my affairs. As an older brother, I feel very guilty."

Su Hao flicked the cigarette ash, and continued: "I know Su Jin, she is a proud and arrogant woman. She looks cold on the outside, but she is full of fire in her heart. Especially for you, she has a deep love for you."

"I know." Fang Yubin said, "Many things in the past were all my fault. Now I will definitely cherish it."

Su Hao waved his hand and said, "Between two people, it's impossible to say who is right and who is wrong. Let the past be the past, and we have to look forward to life."

After finishing this sentence, Su Hao seemed to have something to say, but he didn't speak for a while.After a while, he said slowly: "I was only going to the United States for vacation this time, but I changed to New Zealand temporarily to meet someone."

"Meet someone!" Fang Yubin's heart skipped a beat.Su Hao went to New Zealand, did he see her?
Su Hao nodded: "You probably guessed it, I went to see Tong Xiaozhi."

It really was Tong Xiaozhi!Fang Yubin's eyes widened: "Have you contacted her?"

Su Hao said: "After Tong Xiaozhi went abroad, he almost cut off contact with everyone. I spent a lot of trouble trying to contact her, but luckily my hard work paid off." After a pause, he continued: "I admit that I liked her before. , I can’t say how much I hate her now. She is pitiful enough because of her unlucky beauty.”

As the heroine of the video door, it was Tong Xiaozhi who caused Su Hao to stumble.Is his forgiveness out of tolerance or infatuation?Fang Yubin asked softly, "Is she okay now?"

Su Hao's expression was a bit complicated: "Whether it's good or bad, only she knows."

"Yes!" Fang Yubin smiled wryly.Tong Xiaozhi is not short of money now, enough to live a life of clothes, hands, food, and mouth, how bad can it be?But a woman hiding alone in a foreign country, unable to return home, how could it be any better?

Su Hao said: "This may be the last time I meet her in this life, so we talked a lot. She also told me a lot about you."

"Oh." Fang Yubin nodded, with a slightly embarrassed expression.

Su Hao said: "Tong Xiaozhi doesn't want to see me, let alone see you again. In her words, she will leave the place of sadness forever, and she only wishes to die in a foreign country in this life."

Su Hao went on to say: "I don't mean anything else by saying this. It's still the same sentence, let the past pass. On this point, I, you, and Tong Xiaozhi should all be the same."

"That's right." Fang Yubin nodded heavily.

That night, Fang Yubin tossed and turned the head of the bed, unable to fall asleep for a long time.He repeatedly told himself not to think about Tong Xiaozhi anymore.Let the past drift away with the wind, this is everyone's wish.But the more this happened, the more scenes of the past came to mind.He even wanted to find an opportunity to ask Su Hao what else he had talked with Tong Xiaozhi, and how she was feeling right now.In the end, I had to ruthlessly kill this idea.Bringing up the old matter again is not only adding salt to Su Hao's wound, but also asking for trouble.

The next day, Fang Yubin and Su Jin bid farewell to their family and set off for Shanghai.Just as he got on the highway, Fang Yubin's cell phone rang.When I checked the phone number, it was Xu Leshui calling.

After Wen Yubiao jumped off the building, his brother-in-law Xu Leshui became the actual decision maker of the steel factory.Xu Leshui is an expert in the steel industry. Relying on his support, the steel factory has not collapsed for a while, but there is no improvement.Fang Yubin felt very helpless seeing the steel factory's undead state. He didn't know when Yuan Ruilang would get back the [-] million yuan he had loaned out.Xu Leshui is a gentle and elegant scholar, and he will take the initiative to contact Fang Yubin every once in a while to communicate about the situation of the steel mill.But when it comes to repaying the money, Xu Leshui can only sigh and say sorry.

"Mr. Fang, do you have time today? I want to come to Shanghai to meet you." Xu Leshui sounded anxious.

"What's the matter?" Fang Yubin asked.

Xu Leshui said, "Of course it's about the debt."

"Why, did you pay me back the money?" Fang Yubin pretended to be delighted.He knew the situation of the steel mill, and knew that Xu Leshui hadn't paid.That being said, it's time for entertainment.

Xu Leshui also knew that Fang Yubin was amusing himself, and said with a wry smile: "I also hope to have the money to pay you back, but the company really can't pay you. To tell you the truth, half of the workers in the factory have been laid off, and the remaining workers can only receive half of their salary." , I, the general manager, haven’t been paid for half a year.”

"You don't have to call me poor, anyone's life is hard. But no matter what, I don't dare to come to the door to collect debts. If I don't make a mistake, I will be beaten up by your workers again." Fang Yubin laughed at himself.

"It was our fault last time, please bear with me." Although he asked for no money, Xu Leshui's attitude has always been sincere.

Fang Yubin said: "Don't mention the past. Let's talk about today. Why are you so anxious to see me?"

Xu Leshui said: "I got the news that the Jiangzhou municipal government will organize a meeting of creditors in order to clean up the debt problem. It is said that whether the company is bankrupt or not, and whether the legal representative is arrested or not, is up to the creditors to vote. Last night, the creditors of three companies were held. At the meeting, two companies temporarily passed the customs, and the creditors promised to give them a little more time. In another company, the creditors were determined to sell their assets to pay off the debts, and the chairman of the company was arrested by the police on the spot.”

Fang Yubin immediately thought of Su Dingguo's words last night.That deputy mayor Lin probably listened to the old leader's idea.Conflicts among the people should be resolved by the people themselves, no matter how much debt they can get back, it is all voluntary, neither looking for the market, nor looking for the mayor.

Fang Yubin asked: "Should the steel mill also hold a creditor meeting?"

Xu Leshui said: "I was notified on Monday next week. People from the Public Security Bureau have already put me under surveillance, saying that they will follow me wherever I go. After the creditors' meeting is over, they will decide whether to punish me according to the situation." Take measures."

Fang Yubin thought to himself, this Xu Leshui is sad enough, Wen Yubiao borrowed the debt, but now he has to bear the blame.If you can't pass the creditors' meeting, you may have to arrest people on the spot.

Fang Yubin said: "Don't come to see me. You are following the police now. If you are not afraid, I am."

Xu Leshui said anxiously: "Now is not the time to joke! It is because of the urgency of the situation that I need to communicate with your creditors. It doesn't matter if you arrest me. If the factory goes bankrupt, who do you ask to pay back the money?"

Fang Yubin said: "Don't be in a hurry. You don't need to come to see me, I'll come to see you. I'm in Jiangzhou, and I'll come to you in a while, so you won't have to go all the way."

"That's good!" Xu Leshui said excitedly.

5 From Sun Tzu's Art of War to Hou Hei Xue, the Chinese have fought wits for thousands of years.
Regarding the venue of the creditors' meeting, the government has established two principles, one cannot be placed in the enterprise, and the other cannot be in a government agency.The meeting of creditors of the steel mill was finally decided to be held in the training center of a public institution in Jiangzhou.

The steel mill is a big debtor, so the scale of the meeting will naturally not be small. In the multi-function hall of the training center, hundreds of people were squeezed by gangsters.Fang Yubin brought Wu Buda, the investment director of Xinglan Capital, to the venue half an hour early, but as soon as he entered the door, he felt that the atmosphere was not right.There were a few policemen standing sparsely in the venue, and around the hall, there were more than 20 strong men standing around the hall, all of them looked not good.Fang Yubin was startled, what is this for?Is it possible that we must fight if we can't fight?If there is a trouble, the police force is so weak, can it be controlled?

Fang Yubin almost wanted to call Xu Leshui to ask him to postpone the meeting. Fortunately, a creditor next to him told him not to worry, these big men were a picket team organized by creditors, not only not here to make trouble, but also to fix whoever dared to make trouble.

Fang Yubin was quite surprised. He knew that there were pickets in the army, and there were workers' pickets in the revolutionary era.But how could the creditors hold a meeting and set up a picket team?Wu Buda inquired around before he figured out what was going on.The debt problem is constantly being cut, and the settlement is chaotic, and the creditors' meeting is also held in a variety of ways.Violence broke out at several creditor meetings last week, leading to an early end.Later, it was discovered that some of the participants who made drastic actions were angry at not getting their money back, but some of them directed and acted out by the debtors themselves.There was a bloody conflict, the meeting could not go on, and the debtor completely hid himself on the grounds of personal safety.The government has also spread its hands - trying hard to coordinate the two sides to sit together, but you want to use violence, what should we do in the future?
The creditors also learned to be smart and formed their own pickets.Whoever wants to cause trouble, the picket team immediately takes action.The creditors who came to the scene in advance also asked each other to stay calm. No matter whether the steel mill goes bankrupt or continues to operate, it must come up with a statement today, and the meeting cannot be left alone.

After hearing this, Fang Yubin couldn't laugh or cry.If it is Su Dingguo's official wisdom to hold a creditors' meeting, then it can be regarded as folk wisdom if there is a self-directed and self-acted martial arts and the formation of a picket team at the meeting.From Sun Tzu's Art of War to Houhei Xue, the Chinese have been fighting for thousands of years, one with the other.

(End of this chapter)