Gold Investor

Chapter 123 The Curse of Round C (6)
At this time, colleagues called and said that they were waiting at the gas station ahead.After a few days of self-driving tour, the group has already developed the habit of filling up the gas station when they see it, because in the vast plateau, they don't know how far the next gas station is, and they don't know if there is any gas in the gas station.Especially before departure this morning, the locals specially told that after the car enters Qinghai, it will soon enter the uninhabited Hoh Xil area. There is no gas station there, so it must be filled up in advance.

There was a long queue at the gas station, and refueling and meals were delayed for almost an hour.After resting, the three vehicles walked in file, crossed the Tuotuo River Bridge, and entered Hoh Xil.The altitude of Hoh Xil is about 5000 meters. The climate is dry and cold, and there is a severe lack of oxygen and fresh water. The environment is dangerous and human beings cannot live for a long time.

Hoh Xil has a unique desolate beauty.The endless blue mountain ridges, the blue grass connecting the sky, and countless rivers meandering and converging on the grass.Clusters of dense clouds cling to the cyan color of the plateau, integrating the sky and the earth.

Through the car window, groups of wild yaks can be seen leisurely enjoying the gifts of nature; a golden eagle soars into the sky; several long-tailed hamsters suddenly slip into the grass.The Tuotuo River is winding and sparkling, stretching its body on the boundless grassland of Hoh Xil... Just because it is not suitable for human habitation, it has created unique living conditions for wild animals on the plateau, making Hoh Xil a paradise for wild animals.

"Tibetan antelope!" Jiang Ruobing, who was holding the steering wheel, screamed excitedly.

Following the gestures, Fang Yubin could clearly see the herd of Tibetan antelopes in the distance.Holding the binoculars tightly, he carefully looked at these snowy elves.

"It's so beautiful!" Fang Yubin unconsciously immersed himself in the peaceful, harmonious and free painting of Hoh Xil. "Yubin, do you really like Su Jin?" Jiang Ruobing asked coldly, pulling Fang Yubin back to reality.

Putting down the binoculars, Fang Yubin said, "Why do you ask this question?"

Jiang Ruobing said: "I heard that you are getting married soon. But I think you don't really like her."

Fang Yubin looked at Jiang Ruobing: "Why do you feel this way?"

Jiang Ruobing said: "You answer me first, my feeling is right?"

"No!" Fang Yubin said firmly.

"It's rare for your lovers to finally get married." Jiang Ruobing congratulated, but her expression was a little disappointed.After a while, she said again: "But I always feel that you and Su Jin have very different personalities."

Fang Yubin laughed: "Only when there are differences can we learn from each other's strengths."

A smile appeared on Jiang Ruobing's face, and he said, "Su Jin is a lucky woman, and she finally found a good husband. But in this world, there are always people who are happy and others who are sad."

Fang Yubin didn't speak, but just picked up the binoculars again and looked at the distant scenery.He was not unaware of Jiang Ruobing's affection for him.But since he and Su Jin have agreed for life, they can no longer love each other.Besides, I only admire Jiang Ruobing, far from being in love.Fang Yubin even told himself repeatedly in his heart that Jiang Ruobing was a business partner, and this kind of partnership should never be mixed with emotional factors.

The most chilling and desolate post!Jiang Ruobing's state of mind at this moment is more desolate than the scenery outside the car window.Looking at the end of the world, I don't see Jun Nuanxin, only pieces of dead leaves and cold sycamore trees.Besides, there are no phoenix trees in the cold Hoh Xil.

The convoy passed Hoh Xil smoothly, and the Kunlun Mountain Pass was just ahead.The road signs show that it is only over 160 kilometers away from Golmud.After crossing the Kunlun Mountain Pass, the altitude decreased all the way, and the plateau trip officially came to an end.

There was no excitement on Jiang Ruobing's face. After her probing attack was rejected by Fang Yubin, she kept few words along the way.Fang Yubin stretched his waist and said, "You have driven such a long way, are you tired? I'll drive for a while."

"Okay." Jiang Ruobing was indeed a little tired, and the two exchanged seats.

Fang Yubin controls the steering wheel and chats about work: "Yijia has been developing well recently, and the transaction scale has reached a higher level. What do you think about the C round of financing?"

Jiang Ruobing replied: "You said that the C round of financing is a big test. I naturally hope to pass it as soon as possible. In addition, the VM index should not exceed 0.5. I will also remember this reminder."

Fang Yubin said: "But my mood at this time is somewhat contradictory." After a pause, he explained: "As an investor in the A and B rounds, I certainly hope that Yijia will prosper. As long as the company's valuation is within a reasonable range The higher the value, the better. But on the other hand, the valuation has increased too fast, which also caused me a problem-the higher the valuation, it means that I have to invest more money in the C round. Xinglan Capital is just a small investment fund , far from rich and powerful."

Jiang Ruobing smiled and said, "I'm only responsible for improving the company's performance. Where do your investors get their money? That's not my concern."

Jiang Ruobing added: "From your tone, you will continue to invest in the C round, and won't you exit with a profit?"

Fang Yubin nodded and said: "After quitting Dream Theater, Yijia is the only strategic project of Xinglan Capital. Quitting after making a little money is definitely not our original intention."

Jiang Ruobing suggested: "If you plan to continue to follow up, but you don't have sufficient funds, you might as well consider following the investment. Xinglan is the lead investor in the A and B rounds. When it comes to the C round, you can let other people lead the investment. You can follow the investment .”

The so-called lead investment and follow-up investment mean that each round of financing has multiple investment institutions participating, but the amount of money contributed by each company is not evenly distributed.There must be an investment institution that bears most of the investment, and the rest will share the rest.Those who pay more are called "leaders", and the rest are called "followers".In all legal documents related to financing, it must first be stated which investment institution is the "leader" and which is the "follower", without any ambiguity.

Fang Yubin smiled and said, "It seems that you have met a lot of investors recently, and you know everything about the investment circle."

Jiang Ruobing said, "It's just my suggestion for your reference."

Fang Yubin said: "I will seriously consider it."

After passing the Kunlun Mountain Pass, the road conditions are getting better and better, and the speed is getting faster and faster.Fang Yubin said: "It may be too early to talk about leading and following investors. The key is that Yijia itself has to show outstanding results. Only in this way can we have enough bargaining chips in the face of new investors. Can the transaction amount of the platform go up to a higher level?"

Jiang Ruobing said: "As you know, Yijia's focus is on mortgage loans, especially housing loans and car loans. We have almost achieved the ultimate in car loans, and it is difficult to increase significantly in the short term. As for housing loans, they are mainly concentrated in Beijing. , Shanghai and other big cities are doing okay. However, it is not easy to increase the scale of transactions in the short term.”

Jiang Ruobing continued: "I also understand that for the C round of financing, the scale of the transaction is critical. If you want to expand the scale and break through the ceiling, you can only find ways to expand the mortgage business to other cities."

"But in this way, it runs counter to the original plan." Jiang Ruobing shrugged, "To establish branches in various places, the cost will increase sharply, and the management will be too difficult."

Fang Yubin asked: "You don't need to build branches everywhere for your car loan business, you can still do business all over the country. Why do you need to build branches for housing loans?"

Jiang Ruobing said: "A house is different from a car. The approximate value of a vehicle of the same brand can be calculated according to the age of the vehicle, and there will not be much regional difference. No matter whether the borrower is in Hainan or Heilongjiang, as long as the photo of the driving license is sent, How much money can be borrowed, I have a rough idea. But the house is very different, different cities and different locations, there is a big difference. How to determine the value of the property before lending requires someone to come to appraise it. "

"This is a troublesome matter." Fang Yubin thought for a while, and said, "Without a branch company, the mortgage business cannot be carried out, and the transaction scale cannot be increased. But the cost of setting up a branch company is too high."

Jiang Ruobing said: "If I can only choose one of the two, I still insist on steady development and don't expand blindly for the time being. Between fast and slow, death and life, the latter is undoubtedly more important."

Fang Yubin nodded, he admired Jiang Ruobing's calmness and determination.For many startups, this is precisely what is scarcest.But he didn't give up. Is there any way to get the best of both worlds?Is it really impossible to have both fish and bear's paw?Relying on the sixth sense of business acquired through years of hard work, Fang Yubin said casually, "Can we use our strengths, such as service outsourcing, or find a foundry?"

Jiang Ruobing smiled: "You are so whimsical! What we are doing is finance, not traditional manufacturing. Who can do it, and who has the ability to do it?"

Jiang Ruobing only took the idea of ​​outsourcing as a joke, but Fang Yubin fell into deep thought.In his view, both the financial industry and the manufacturing industry are doing business.But in any business, the business path must be connected.

After thinking for a while, Fang Yubin seemed to have some clues in his mind, but it was not clear enough.He seems to be talking to himself and asking for advice: "It is really risky to set up a branch company, can we borrow other people's network?"

Jiang Ruobing still shook his head: "Where can I find such a partner? They have a nationwide marketing network and strong professional capabilities."

"Professional ability?" Fang Yubin muttered.

"Yes!" Jiang Ruobing said, "The focus of our development is housing loans. An ideal partner must be very familiar with the real estate markets in major cities across the country."

"There are many companies familiar with the real estate market." Fang Yubin said.

"There are quite a few, such as those real estate tycoons." Jiang Ruobing said, "But they may not be interested in our small business, and cooperation is impossible to talk about."

When Jiang Ruobing said "real estate predators", Fang Yubin immediately thought of Wang Cheng.Qiancheng Group is an out-and-out real estate tycoon. If Qiancheng is willing to share the marketing network all over the country with Yijia, it will be twice the result with half the effort!
Aside from the excitement, Fang Yubin was also weighing in. Qiancheng and Yijia are not of the same magnitude. The two sides are not so much cooperating as helping. Is Wang Cheng willing to help?

Fang Yubin controlled the speed of the car, and thought again in his mind, before saying, "I can go to Mr. Wang of Qiancheng Group for a try. Qiancheng's marketing network and professional ability are not good. If they are willing to share resources, Yijia The mortgage business can quickly go up several steps.”

Jiang Ruobing was surprised at first, and then excited beyond words.Originally, it was just a whimsical thing, but I didn't expect Fang Yubin to slap me a few times, and I found some clues!She said: "It's great to be able to board the giant ship of Qiancheng!"

Fang Yubin said: "When I was working in Rongding, I knew Mr. Wang, and we are old friends. I will call him and find out his tone." Fang Yubin knew in his heart that although he had a personal relationship with Wang Cheng, but It is impossible for people to think about friendship and help.Wang Cheng is a shrewd businessman, and he will never take the company's business as a favor.The only reason why Wang Cheng was able to make a move was probably because of Xinglan Capital.After all, Wang Cheng is the real investor of Xinglan Capital.Yijia is growing rapidly, and Xinglan is the one that makes the most profit.For the sake of his own business, Wang Cheng may do the left hand to help the right hand.

Jiang Ruobing clapped her hands and said, "I forgot how, when you were in Rongding, you were in charge of the Qiancheng Group project."

Fang Yubin took out his mobile phone and dialed Wang Cheng.When he expressed his idea, Wang Cheng gave a surprising answer: "This idea is great! Qiancheng is not only willing to help, but also to rise to the level of the head office and handle it as a major event. I will arrange Dongming, take care of this matter yourself."

In Fang Yubin's vision, Wang Cheng might reluctantly agree out of caring for Xinglan, but he didn't expect his attitude to be so positive.Yu Dongming is second only to Wang Cheng's No. [-] person in Qiancheng, so the second leader is actually responsible for such a trivial matter!
Wang Cheng added: "I have some new plans for Qiancheng's strategic development. Your cooperation plan coincides with my ideas."

What is the development plan of Qiancheng?How could it be legal?Before Fang Yubin had time to ask, Wang Cheng said, "Where are you now?"

Fang Yubin replied: "I am on the road from Tibet to Qinghai by car."

"Are you going to the plateau too?" Wang Cheng seemed a little excited, "I'm at the foot of Mount Everest."

"Are you going to climb Mount Everest again?" In Fang Yubin's memory, Wang Cheng had already reached the summit of Mount Everest many years ago.

"Yes." Wang Cheng said excitedly, "The last time I climbed Mount Everest, I was only in my 50s, and now I'm in my 60s, and I want to challenge again. The company's senior management team is here. Those who are interested and I Climbing Mount Everest together is too much, so we will go hiking at the foot of the mountain.”

"Oh." Fang Yubin said, "The management of Yijia and I came to the Qinghai-Tibet Plateau for a self-driving tour. We drove around and will arrive in Golmud tonight."

Wang Cheng asked, "How is your body? No altitude sickness, right?"

Fang Yubin said: "It's okay, there was no altitude sickness along the way."

Wang Cheng said: "Since your health is fine, you might as well come to the bottom of Mount Everest and settle the matter quickly."

"No need." Fang Yubin had seen enough of the scenery of the plateau, and Fang Yubin didn't want to turn back, "We'll talk about it after you return to the company. It's rare for you to travel and relax, so I dare not interrupt."

But Wang Cheng insisted enthusiastically: "It will take a month to reach the summit this time. Then there is the Spring Festival holiday, and things will be delayed until the end of the year. You come here now, finalize the plan, and I will go climbing. People can still implement it, and strive to push away the work before the end of the year."

Wang Cheng is such a vigorous and resolute person.Fang Yubin also felt that it made sense when he heard it, so he agreed: "Okay, I will go to Golmud tonight, and I will go back early tomorrow morning."

Wang Cheng said: "Let's leave tomorrow morning. If everything goes well, we can meet the day after tomorrow. I am on the Nepal side of the southern slope of Mount Everest. You have to take a plane and cross the Himalayas."

7 Internet + is not a new thing. It has developed and evolved in China for at least ten years, and there have been two waves of climax

After a night's rest in Golmud, Fang Yubin and Jiang Ruobing bid farewell to the team and started a long-distance alley-oop.Instead of driving a car, they flew from Golmud to Xining, and then transferred to Lhasa.After staying at Lhasa Gonggar Airport for more than 5 hours, I boarded a flight to Kathmandu, the capital of Nepal.

It was late at night when they arrived in Kathmandu, and the two stayed in a hotel near the airport. Early the next morning, they boarded a small plane of Nepal Snowman Airlines and rushed to Lukla.

The small mountain town of Lukla is well-known among mountaineering enthusiasts all over the world. This is the only way to advance to Mount Everest from the direction of Nepal, and it is also the starting point of EBC.The so-called EBC is a hiking route in Nepal on the southern slope of Mount Everest, starting from Lukla, going all the way north to Everest Base Camp, and then returning to Lukla.After all, only a very small number of people can reach the summit of Mount Everest. For those who want to go high, but lack physical and financial resources, they might as well take a hike at the foot of Mount Everest and look at it from afar.On this route, from the broad-leaved forests of the plains to the high-altitude alpine meadows, to the pass where there is no grass, the beautiful snow-capped mountains, and the dazzling blue alpine lakes, the changing scenery along the way is well known on foot. Travelers hailed it as a dream trip.

Lukla's airport is also famous. The runway is only 460 meters, less than one tenth of the standard length of the international airport of 5500 meters. The other end of the airport is the abyss, so it is called "the most dangerous airport in the world".Because it is built on the mountain and backed by the hillside, the runway of the airport is not straight, but has a certain angle of inclination.Such geographical conditions determine that landing at Lukla Airport can only be a one-shot deal.Once the landing process went a little wrong, the pilot planned to pull the plane up and go around again, but the result could only be a head-on collision with the snow-capped mountains behind the runway.In addition to the steep terrain and high-altitude weather conditions, Lukla Airport does not even have navigation equipment, and the landing of the plane depends only on the pilot's eyes.But it is such a "world's most dangerous airport", but it is full of passengers every day, and it is even more difficult to find a ticket for some flights.

(End of this chapter)