Gold Investor

Chapter 128 Banking License (3)
"First," Fang Yubin stretched out a finger, "We must set up a timetable, with a period of half a year as you said, if no special steel can be produced after half a year, as mentioned before, all the working capital of the steel factory will be In addition to maintaining basic operations, everything else is used to repay debts. For us creditors, it is better to get as much as we can than to throw everything away.”

"Okay, it will be half a year." Xu Leshui replied without hesitation.

"Second," Fang Yubin continued, "I will send someone to supervise the use of funds during this period to ensure that you invest every penny in technical research. I trust you, so I agreed to your request, but now there is a sentence It’s a popular saying — trust is no substitute for oversight.”

"This is no problem." Xu Leshui said, "When I talk to other creditors later, I will take the initiative to adopt this model, and you will send people to supervise the use of funds."

"Why, you haven't talked to other creditors yet?" Fang Yubin asked.

"You are the first person I looked for." Xu Leshui said, "Next, I will communicate with several banks and large creditors. As long as I can convince them, this matter will be successful."

Fang Yubin shook his head subconsciously: "It must be difficult to convince all the big creditors."

Xu Leshui said: "It is difficult, but no matter how difficult it is, you have to do it."

Fang Yubin frowned, and after a while he said, "If my estimation is correct, this matter will be useless at all. No matter the bank or other creditors, they will not agree to your plan."

"So sure?" Xu Leshui asked.

"Of course." After talking for so long, Fang Yubin moved his chopsticks for the first time, "After all, I am an investment company, but I became your creditor by accident. Therefore, when analyzing a matter, more or less Some investors have a vision and are willing to take the necessary risks. For others, most of them will choose to settle down.”

"I've also considered this level, so I came to you first." Looking at the food on the table, Xu Leshui still had no appetite, "Fortunately, I made a good start with you. As for the others, I hope they will be sincerely satisfied." To gold and stone is to open."

Fang Yubin waved his hand and said, "If all sincerity can be broken by gold and stone, then we will be living in a fairy tale world. Why do you beat your head to the ground when you know it won't work?"

Xu Leshui spread his hands together: "Then what else can I do?"

"I'll give you a trick." Fang Yubin smiled, "Call some big creditors together for a meeting!"

At the beginning, Su Dingguo used the method of creditors' meeting to let the people resolve internal conflicts by themselves, which relieved the burden of the government.Perhaps Fang Yubin was inspired by it, and also thought of the trick of holding a meeting.However, Su Dingguo used his strength to fight, but Fang Yubin wanted to sing a more exciting empty city plan.Fang Yubin said: "Although the price of steel has rebounded, it is impossible for the funds in the accounts of the steel mill to pay off all the debts. After all, it has to be repaid gradually in installments. There is a lot of attention to how to install and how to gradually."

Fang Yubin said again: "You gathered everyone together and didn't mention the delayed repayment at all. You just said that the factory has some money now and is going to start repayment work. But, how to repay it, please discuss it together."

"I seem to understand." Xu Leshui is also a person who knows everything. "How to repay the money is up to everyone. Whether to repay according to the time of the loan, or according to the proportion of the loan amount, you may wish to speak freely."

Fang Yubin nodded: "Once you speak freely, this meeting will definitely be endless. Some people insist on repaying according to the loan time, while others insist on repaying according to the amount. I guess this will happen, and there will be a few arguments easily. Yue. Didn’t you also gain time on your side?”

"Good idea!" Xu Leshui said with a smile.

Fang Yubin took out another cigarette and lit it, saying: "This is also strange, I, a creditor, actually teach the debtor how to avoid debts."

Xu Leshui nodded heavily: "Thank you for your kindness."

3 The doctor's homecoming story that is popular on the Internet, in the eyes of Fei Yunpeng, is the modern version of Kong Yiji
As soon as Fang Yubin stopped the car, his cell phone kept ringing. He took it out and saw that it was Jiang Ruobing.

Picking up the phone, a man's voice came from inside: "Yubin, why are you so slow? We have a big table, but we are all waiting for you."

Fang Yubin immediately recognized Wu Juntong's voice, and it must be Wu Juntong holding Jiang Ruobing's cell phone to urge him.Fang Yubin said with a smile: "I'm sorry, the road is a bit congested. I'm already downstairs, come up immediately."

Just this afternoon, the long-planned press conference was grandly held.Jiang Ruobing announced the strategic cooperation plan with Qiancheng Group. At the same time, Yijia Financial Holdings also officially changed its name to Yijia Financial Services.Wu Juntong, the vice president of Qiancheng Group, came to the press conference as scheduled and delivered a passionate speech.

After the press conference, Jiang Ruobing hosted a banquet in honor of Wu Juntong and his party.Fang Yubin didn't attend the press conference, so he rushed over to the dinner because he couldn't avoid it.

As soon as he entered the private room of the hotel, he saw Wu Juntong sitting at the guest table with a cigarette dangling from his mouth.Everyone in the private room stood up and shook hands with Fang Yubin to say hello. Only Wu Juntong remained motionless in his seat. He didn't smile until Fang Yubin approached and offered his hand: "Yubin, I haven't seen you for a few months. You have become more energetic."

"It's not thanks to you." Fang Yubin also said beautiful words.

When everyone arrived, Jiang Ruobing called for wine.An employee of Yijia took out the alcoholic wine that he brought with him and asked the waiter to pour the wine for the guests.

Fang Yubin glanced at the wine bottle and said, "The host, Ruobing, is quite enthusiastic. This is not an ordinary drunkard's wine, but a vintage wine." As soon as he finished speaking, Fang Yubin remembered, doesn't Wu Juntong like drunkard's wine the most?Being a drunkard today is naturally what he likes.It seems that Jiang Ruobing, the host, is not only enthusiastic, but also caring, and he is also very clear about the other party's drinking habits.

Fang Yubin laughed: "Look at me, I'm not as good as Ruobing, I forgot about Mr. Wu's hobby for a while."

Wu Juntong said: "Thank you Ruobing for being thoughtful. In fact, I'm not that picky. It's just your kindness. If you don't get drunk, everyone gets drunk."

Jiang Ruobing said a lot of compliments to Wu Juntong, and Fang Yubin followed suit.Wu Juntong is a man who feels elated when he hears praises.He picked up the wine bottle and looked at it, looking very knowledgeable.

Jiang Ruobing asked with a smile: "Mr. Wu, what's so special about this wine, tell us about it."

Wu Juntong put down the bottle and said: "This wine has been cellared for 10 years, so it costs several thousand. But to be honest, I have two drinking habits: first, I don't drink the production date of that year; Vintage wines are not very popular either.”

Wu Juntong went on to say: "As the saying goes, wine is old. The wine produced in the past is always lacking in taste. However, most of the vintage wines on the market are also mixed up, often not worthy of the name. Baijiu has been kept for a few years. You can't drink it directly, you can only blend it with new wine. The so-called vintage wine is a mix of new wine and old wine, and the maximum value is taken from the year. I don't like this kind of mix. It’s the kind that has been produced for two or three years, and it’s not messy, and it’s a bit old.”

Wu Juntong said again: "I'll just say it casually. In any case, I have to thank the host for his enthusiasm."

"Your words have taught us a lot." Jiang Ruobing raised his glass and said, "Come on, let's all thank Mr. Wu for taking time out of his busy schedule to come to our press conference."

Wu Juntong enjoys this feeling of being surrounded by stars, and he is also good at drinking.After drinking a round of wine, I became more energetic.Fang Yubin asked: "Mr. Wu, you were my old leader before, and now you have gone to Qiancheng again. Both are big companies, what's the difference?"

Wu Juntong thought for a while and said: "Both are excellent companies, but their corporate cultures are indeed very different."

"What kind of difference method?" Fang Yubin asked again.

Wu Juntong said: "Rhodium is a large investment group, and its corporate culture is more Shanghai-style. Qiancheng is a real estate company, and many managers are from construction sites, so the corporate culture is more masculine. These guys are used to being straightforward, sometimes making people laugh and cry. "

"Let me tell you something." Wu Juntong said, "A few months ago, the company organized a training. When reporting for duty, someone brought his wife. I asked, why did you bring your wife to the company to organize the training?" But this person took out the training notice and said that it was written in the document, that the training will take care of board and lodging by oneself, and bring daily necessities.”

After Wu Juntong finished speaking solemnly, the table burst into laughter immediately.Fang Yubin shook his head while smiling, this Wu Juntong, what can you say about him, he can pull out a nasty joke from the corporate culture.What I admire the most is his demeanor, tone of voice, serious face, as if he was serious about making jokes.

Seeing the enthusiastic response, Wu Juntong continued to work hard: "The ones who bring their own daily necessities are still management cadres, and the workers below are even more lawless. The company built a tourist attraction with a temple built in it. A male worker raped a female worker, and the female worker sued all the way. Here I am. The female worker said that it was raining heavily, and the man came in, lifted my skirt, and gave me an injection. God pissed, blocked it, and was falsely accused!"

This time, the laughter was even louder.Someone asked: "Mr. Wu, the lawsuit came to you, how did you decide?"

There was still no smile on Wu Juntong's face, and he said seriously: "How can I judge, I can only say, a youth, a young man, a happy life, each takes what he needs, and satisfies each other, what can I say?"

Someone smiled and said, "Mr. Wu, no wonder Qiancheng is so big! It turns out that there are leaders like you who understand humanized management."

Wu Juntong finally smiled, waved his hands and said, "It's all a joke, don't take it seriously. Don't let it reach Wang Cheng's ears one day, and he blames me for ruining the company's image outside."

Seeing Jiang Ruobing's awkward expression, Fang Yubin thought that Wu Juntong could no longer make dirty jokes in front of a lady, so he deliberately changed the topic: "Mr. Wu, where did you go for the Spring Festival holiday this year?"

Wu Juntong said: "I didn't go anywhere, I went back to my hometown."

Jiang Ruobing, who hadn't spoken for a long time, said, "When you go back to your hometown, please share with us what you have learned."

Wu Juntong sighed: "I have seen and heard a lot, but it is not a happy thing. There was a story of a doctor's return home circulating on the Internet before, and I thought it was written too realistically. Nowadays, people's hearts are really old, and the world is sinking."

Wu Juntong expressed his compassion, saying that the village is no longer the one he had when he was a child.Jiang Ruobing nodded frequently, but Fang Yubin felt that this was to express his sorrow for writing new words.Wu Juntong hopes to smear some humanistic atmosphere on himself, but he always seems to be nondescript, far less comfortable than when he is making jokes.

A table of people was talking, and a head poked out from the crack of the door to look inside.Wu Juntong looked over, and then shouted loudly: "Yang Hai, why are you here? Why are you sneaking around like a thief."

Fang Yubin also recognized this person, he was Zhao Haiyang, deputy general manager of Rongding Venture Capital.After he left Rongding, Zhao Haiyang once presided over the work of Rongding Venture Capital for a while.If the factions in Rongding were divided, Zhao Haiyang could be regarded as Wu Juntong's disciple, so Wu Juntong yelled at him without any scruples.

Fang Yubin stood up and said, "Hang Hai, come in and have a drink."

Zhao Haiyang pushed open the door, grinned and said: "I was eating next door, and when I passed by, I heard the voice inside, and I felt very familiar. When I looked inside, it was really you." Zhao Haiyang asked attentively again: "Mr. Wu, Aren't you in Binhai? When you come to Shanghai, you should tell us in advance."

Wu Juntong sat on the seat and nodded lightly: "This time in Shanghai is very short, I will go back tomorrow, I think I won't cause you any trouble."

Fang Yubin asked the waiter to add chairs, and said, "Ocean, don't keep standing. We met today, so you have to toast Mr. Wu."

Zhao Haiyang waved his hand and said, "I'll come over later, there's another table next door."

"Go there first if you are busy." Wu Juntong said lightly, but his face was a little displeased.This boy Zhao Haiyang, his wings are really hard!What's the matter, I don't deserve to let you toast a few glasses of wine!
Zhao Haiyang said, "Boss Fei came to Shanghai today, and he's right next door."

"Boss Fei is here?" Wu Juntong and Fang Yubin asked almost at the same time.

Zhao Haiyang nodded and said, "I came from Beijing this afternoon."

"Why didn't you say it earlier?" Upon hearing that Fei Yunpeng, the chairman of Rongding Capital, was next door, Wu Juntong was like a puppy seeing his master. His previous arrogance disappeared and he became extremely humble.He quickly got up and said, "Take me there quickly, I haven't seen Mr. Fei for a while."

Fang Yubin was born in Rongding, and Fei Yunpeng was also his old leader.In this kind of occasion, no matter how you save face, you have to get over it.Fang Yubin stood up and said to Jiang Ruobing, "You guys eat first, and President Wu and I will go over there."

The two came back more than ten minutes later, and it seemed that they had been given a lot of alcohol.The banquet came to an end soon, but Fei Yunpeng said that he would come over to toast in a while, so everyone had to wait and chat without anything to say.

It was not until more than an hour later that Fei Yunpeng came over.It was Jiang Ruobing's first time seeing Fei Yunpeng, and he was radiant, more energetic than the photos in newspapers and magazines.

As Fei Yunpeng, of course, there is no need to toast one by one. He raised his glass and toasted everyone together, and everyone stood up and drank it all in one gulp.

After taking his seat, Fei Yunpeng asked: "I was next door just now, and I heard you laughing and laughing. What are you talking about, so happy?"

Naturally, Wu Juntong's jokes couldn't be presented to Fei Yunpeng.Fang Yubin said: "I'm talking about Mr. Wu's experience of returning home during the Spring Festival. He highly praised the story of the doctor's return home, saying that it is almost the same as his own experience."

Fei Yunpeng said with a smile: "How can your experience be the same as that of those poor scholars? I also read the story of returning to my hometown. Doctors are full of knowledge, but unfortunately they are shy. When people in my hometown ask 'how much did you earn last year', Not only are you speechless, but you are also angry. You are a dignified vice president, and you are returning home with all your clothes."

"You're making fun of me, what kind of return home am I?" Wu Juntong said, "But the story of returning home is indeed very profound, and the problems mentioned in it make me think deeply."

"Is it profound? Why do I think it's moaning without illness?" Fei Yunpeng said disdainfully.

"Yes, yes, your knowledge must be higher than those doctors." Wu Juntong didn't feel embarrassed at being slapped in the face by Fei Yunpeng in public, on the contrary, he seemed to have benefited a lot.

Fei Yunpeng said: "It was originally a happy festival, and the doctors insisted on creating a few lost articles to confuse everyone. One article is more sensational, and one article is more sad, but it seems that it is Is it the modern version of Kong Yiji? You just go home for the New Year, why don’t you dress yourself up as the godfather of your hometown? When you enter the village, you don’t see a welcome line, only a slightly skeptical “Is reading useful?”; There is only a little disdain for "how much money do you make a month?" So, the spiritual world constructed with flashy names collapsed in an instant, so I had to play with the mystery of the three ways of writing the word "fennel", trying to squeeze out some worries about the world. Tragedy, and finally embarked on the return journey sadly."

Fei Yunpeng added: "Going back to your hometown is not because you are a doctor, but because there are your relatives, your childhood friends, and old things that you can't let go. The doctor's cap is only worn at the degree ceremony. , why are you still reluctant to take it off? Who are you showing it to? Why do other people want to see it? No one looks at it at school because everyone has that hat; I also prepared lines to inspire people's wisdom. Helpless, others don't look at the hat, but only look at the clothes and pockets, and you are so shy that you can only sigh that the world is going down and you are not a person inside and out. In fact, when you get home, you are just a son or grandson. It has nothing to do with a doctor; you are just a friend when you wear crotch pants, and it has nothing to do with how much knowledge you have."

Wu Juntong nodded repeatedly, Jiang Ruobing giggled, Fang Yubin sighed in his heart, the doctor's complaints were nothing more than embroidery needles, and Fei Yunpeng's sarcasm was nothing more than daggers and spear throwing.

(End of this chapter)