Gold Investor

Chapter 152 Swallowing Banks (1)
Fei Yunpeng slowly explained the whole story, and Wu Juntong was listening, sometimes surprised, sometimes panicked, sometimes excited, sometimes sweating out of his back.He had to sigh with emotion at the treacherous market situation, as well as the scheming and artifice of Fei Yunpeng, Huang Wencan and others, and he also understood the profound sentence in "Jin Ping Mei", "Fu is Fu Fu, a bit thief-like".

1 Those who steal hooks are thieves, and those who steal the country are princes; killing one is a crime, and slaughtering thousands becomes the roost.How can someone who stole a bank use the word thief again?
In the presidential suite of the Xihai Hotel, Fei Yunpeng reclined on the sofa, holding a thread-bound book of "The Golden Lotus".Suddenly, he concealed his thoughts, and then a knowing smile appeared on his face.

At this time, the secretary came in to announce: "Mr. Wu is here."

"Tell him to come in." Fei Yunpeng was still lying down.

Wu Juntong walked in with a trademark charming smile on his face.For decades, Wu Juntong has always had this expression for Fei Yunpeng who cultivated himself.Today's Wu Juntong is the senior vice president sent by Rongding to Qiancheng Group.He understands that although he works in Qiancheng, Wang Cheng is just the object of his supervision.Fei Yunpeng, who is far away in Beijing, is the parent who can give him advice.Therefore, yesterday when he received Fei Yunpeng's call, he immediately rushed to Xihai without stopping.

Fei Yunpeng nodded at Wu Juntong, and asked, "You know what I'm doing in Xihai this time?"

Wu Juntong shook his head and said, "I don't know."

Fei Yunpeng said with a half-smile: "The last time I fought with Huang Wencan, outsiders said that I stumbled and had no choice but to agree to his employee stock ownership plan. This time the board of directors is going to discuss the detailed plan, so I have to do it myself. Handle it carefully, lest people see the joke again."

Wu Juntong had heard the news of Fei Yunpeng's defeat, but he dared not bring it up. He just said respectfully: "Outsiders don't know the situation, so what are they doing? I don't know how much old Master Huang weighs? Is it your opponent?"

Fei Yunpeng smiled: "Oh? Since you know Huang Wencan's weight, you might as well analyze it. Why did I fall into this person's hands?"

Wu Juntong really couldn't answer Fei Yunpeng's question.Fei Yunpeng shook his head, with a look of hating iron but not steel. Then, he lifted the "Jin Ping Mei" on the table and said, "I have read this book many times. I remember telling you about it. , Anyone who regards this book as obscene is a stubborn person. I even think that if you don’t read "Jin Ping Mei", you can’t understand "Dream of Red Mansions."

"Yes." Wu Juntong nodded and said, "It's too superficial to read "Jin Ping Mei" as a pornographic book."

Fei Yunpeng said: "Rereading "Jin Ping Mei" today, I happened to see two jokes, which are quite appropriate." During the Zhi Festival, I took the prostitutes to a garden in the suburbs to drink. During the banquet, Ximen Qing said that there would be a drinking order. The three of them didn’t have much ink in their stomachs, so they couldn’t be like the princes and ladies in "Dream of Red Mansions", reciting poems and composing Fu to engage in a flying flower order .Ximen Qing's drinking order is to tell jokes."

Fei Yunpeng said again: "Earl Ying at the wine table told a joke - a rich man spread fart, and told the gossip that it didn't stink. I sniffed it, pretended to sniff it, smacked my mouth, and said, the aftertaste is a bit stinky. Earl Ying's joke is just mocking Chang Zhijie who only flatters Ximen Qing all day long."

No matter how stupid Wu Juntong is, he can still tell that Earl Ying's jokes are mocking Chang Zhijie, and Fei Yunpeng's jokes are mocking himself.However, following Fei Yunpeng for many years, Wu Juntong has long been used to this kind of ridicule, and even regards it as a kind of love.Wu Juntong, who is already in his 50s, has a shy and shy smile like a boy on his face.

"The second joke is more interesting." Fei Yunpeng took a sip of tea and said, "The joke is like this—a scholar went to Beijing and moored the boat on the Yangtze River. At night, ask the boatman to say, "Moor elsewhere, there are thieves here." The boatman was puzzled and asked, how did you know there was a thief? The scholar said, there is a stone tablet in the middle of the river, on which is written Jiangxin thief? It’s Jiang Xin Fu, why do you think it’s Jiang Xin’s thief? The scholar said that Fu is Fu, and it looks like a thief.”

Wu Juntong was a little confused. If the first joke was to ridicule him for not being good at flattering, then who is Fei Yunpeng talking about in this joke?

I only heard Fei Yunpeng explain: "Many people think that Earl Ying's joke is to tease Ximen Qing with a homonym, saying that a high official in Ximen is 'rich is rich, and he looks like a thief'. I don't think so! Earl Ying Although I don’t know how to read and write, my eyesight is not bad. This Fu character sometimes looks like a thief. Thinking deeper, how many literati and inkmen who can write good Fu through the ages are thieves and how many are thieves? ?”

Fei Yunpeng, who is well-read and knowledgeable, couldn't stop talking, and talked eloquently: "Pan An in the Western Jin Dynasty, also named Anren, is the handsome man with "Pan An's appearance". He is not only handsome, but also a literary figure. Everyone. He wrote a well-known "Ode to Homelessness", and he advertised himself as an extremely noble person. But in fact, he is a flattering villain, and his flattery is very unreasonable. In order to get an official position, the powerful Jia Mi When traveling, he would kneel on the side of the road and kowtow to other people's cars. Yuan Haowen wrote a poem with emotion: "Gao Qing Eternal Home Fu, Competing for Trust in Anren and Paying Lu Chen." There is also the one who wrote "Xiao Zhou passed away from now on , Su Shi, Jiang Hai sent the rest of his life', it is said that he has been tired of officialdom all his life, but he has never resigned. These Chinese literati often have clever poems and utterly rotten characters."

Wu Juntong finally understood that Fei Yunpeng was scolding Huang Wencan!Isn't that old master Huang a self-proclaimed literati?Wu Juntong quickly echoed and said: "The ancients said long ago that literati can't do anything. That Huang Wencan is just a white-eyed wolf. We put him in the position of chairman of Shanghai Feng Bank, but the ass didn't get hot, so we hurriedly turned around and refused to admit it."

Fei Yunpeng shook his head again: "You're not entirely right. Huang Wencan is indeed a hypocrite and a hypocrite, but he's not really a white-eyed wolf."

"It's not a white-eyed wolf, what is it?" Wu Juntong asked.

Fei Yunpeng laughed: "Fu is just a fu, and it looks like a thief. How well said! Huang Wencan is a thief."

"Okay, let's not talk about him for now, let's talk about you." Fei Yunpeng waved his hand, "I heard that you are going to the United States the day after tomorrow?"

Wu Juntong nodded and said: "Qiancheng Group has a project in the United States that needs to be inspected. If Wang Cheng can't go, let me go."

Fei Yunpeng sneered and said, "Where is it that Wang Cheng can't go, he obviously left this trip to you on purpose. I guess they will arrange for you the foreign wine, foreign banknotes and foreign girls along the way."

Wu Juntong laughed, and then said with a sincere face: "It's not because of his favor, Wang Cheng, that I can eat delicious food and spicy food, it's all thanks to your old man!"

Fei Yunpeng nodded, and said: "You deserve everything. You have been on the saddle for so many years, you should taste some sweetness. Otherwise, people will blame me for being mean and ungrateful. In fact, no matter in Rongding or Qiancheng , when you are a vice president, you are a bit condescending. So, I also intend to adjust your position. "

Wu Juntong was agitated for a while, feeling that Fei Yunpeng traveled all the way to call him here, because there is a good thing to get promoted and get rich waiting.But then I thought about it, what other seats are there?Now that I am a vice president, I can't get me upright and squeeze out Fei Yunpeng, can I?

Fei Yunpeng shook his sleeves and said, "Before you were sent to Qiancheng, you were the vice president of Rongding. If you want to be promoted, you will have no place at the top. Besides, you have offended many people by following me these years. One day when I step down, I'm afraid it won't be your turn to be the number one."

"I don't dare to have such extravagant expectations. With my little ability, I will do odd jobs with you." Wu Juntong looked humble, but he was muttering in his heart, since he has no position, how can he be promoted?

Fei Yunpeng said: "Since Rongding has a ceiling, let's just jump out. The outside world is a vast sea and sky."

Wu Juntong was even more confused, jumped out, the outside world?What did Fei Yunpeng mean by these words?But he was extremely resolute: "In short, I will listen to you, and I will do whatever you tell me to do."

"Okay!" Fei Yunpeng nodded with satisfaction, "If you can keep your duty, you will have a share in the end. You go to the United States and enjoy it, and then resign when you come back. Don't have any worries about Rongding."

Wu Juntong was stunned, and after a while, he stammered, "I... did I do something wrong?"

Fei Yunpeng sat up straight and said, "You have done everything well and made no mistakes."

Wu Juntong said with a mournful face, "Then why did you drive me away?"

Fei Yunpeng stared at Wu Juntong, and said with sharp eyes: "I am not driving you away, but to entrust you with a heavy responsibility." After a moment of silence, Fei Yunpeng crossed his legs and shook his heels rhythmically: "This matter says It's a long story, and I don't know where to start. So, let's start with Huang Wencan."

Fei Yunpeng slowly explained the whole story, and Wu Juntong was listening, sometimes surprised, sometimes panicked, sometimes excited, sometimes sweating out of his back.He had to sigh with emotion at the treacherous market situation, as well as the scheming and artifice of Fei Yunpeng, Huang Wencan and others, and he also understood the profound sentence in "Jin Ping Mei", "Fu is Fu Fu, a bit thief-like".

According to Fei Yunpeng, the superposition of one by one by chance has brought everyone to the crossroads of fate.Whether to be timid or bold, Fei Yunpeng chose the latter, and he wanted to bring Wu Juntong along.

At the beginning, Rongding's equity investment in Haifeng Bank, which was about to go public, was a routine business of Rongding Capital.What Fei Yunpeng wanted was to promote the listing of Haifeng Bank as soon as possible, so as to make a considerable profit for Rongding.However, during this process, the first one appeared by chance——Fei Yunpeng learned from Song Changhai that Huang Wencan and Haifeng Bank had deep entanglements.He happened to be Huang Wencan's old friend for many years. Under the background at that time, Fei Yunpeng could only choose to stand by Song Changhai and lobby Huang Wencan to stop all unfavorable actions against Haifeng Bank.

Just at this time, the second one appeared by chance—the financial strongman Song Changhai suddenly became seriously ill and became a disabled person.Qin lost its deer, and the heroes of the world chased it together.Without Song Changhai, Haifeng Bank has become fat in the eyes of many people.

At that time, Huang Wencan came to find Fei Yunpeng, hoping that Fei Yunpeng would help him to sit on the throne of chairman of Shanghai Feng Bank.The shrewd Fei Yunpeng certainly would not give such a big gift just because of friendship, and the shrewd Huang Wencan also understands the other party's thoughts.In Fei Yunpeng's office, Huang Wencan showed his trump card.

Huang Wencan told Fei Yunpeng that you are too old, and it is time to think about your life after retirement.These years, you have been the chairman of Rongding Capital, and you have lived a life of partying and singing every night, drinking fine wine, and dancing in colorful clothes.Once you step back and everything disappears with the power gone, can you really adapt?

At first, Fei Yunpeng was unmoved.He told Huang Wencan that although Rongding Capital is a joint-stock enterprise and the chairman can only be regarded as a high-level wage earner, compared with government officials and those state-owned enterprises with a rigid system, his annual salary is high enough to live comfortably for a lifetime, and there is really no need to worry about it. Xiaoqian went to wade in the muddy water.

Huang Wencan laughed and said, if it's not for a little money, or even a big money, but for a bank, is this muddy water worth a trip?
Huang Wencan went on to tell his plan - Haifeng was about to go public, and the shareholding structure was bound to be reformed, and Song Changhai fell ill again at this time.Everything just gave me a godsend opportunity.Once Huang Wencan becomes the chairman, he will have the power to lend money. Using his power, he can lend billions of funds to one or more specific companies through various names.After repeated cleaning and complex transfers, the money can enter the privately controlled enterprises of Fei Yunpeng and Huang Wencan.

The above is only the first step of the whole plan.Such a low-level game of defrauding loans really does not match the identities of Fei Yunpeng and Huang Wencan.The second step of the plan is to use the opportunity of equity structure reform and the funds obtained from the bank to acquire the equity of Haifeng Bank in turn.In the shareholding transformation before going public, several enterprises controlled by Fei Yunpeng and Huang Wencan will quietly become one of the many minority shareholders of the bank.Immediately afterwards, these small shareholders relied on the "continuous" funds to massively increase their holdings and eventually formed a controlling position.

Of course, these companies controlled by Fei Yunpeng and Huang Wencan will be cautious when increasing their holdings.They will not dominate the family and attract unnecessary attention, but will only walk in small steps and make a fortune silently.In Huang Wencan's plan, there will eventually be five companies holding 3% to 5% of Haifeng Bank's shares. Judging from the financial statements, they are still scattered minority shareholders and will not attract attention at all.Only a very few people know that the actual controllers behind these seemingly irrelevant companies are actually Fei Yunpeng and Huang Wencan.And their total shareholding will reach 20%, becoming the largest shareholder of the bank and actually controlling the bank.

When Huang Wencan revealed the whole plan, Fei Yunpeng, who had experienced too many turbulent waves, couldn't help but gasped.This is not a capital operation, it is simply a robbery!
Fei Yunpeng knows that in recent years, with the help of political and business resources and the use of capital leverage to the extreme, the myth of snakes swallowing elephants is often staged in the market.It is not uncommon for billions of dollars to buy hundreds of billions of assets.However, like Huang Wencan, there are not many people who borrow money from banks to buy banks without paying a penny.This old master Huang is not only learned and rich, but also bold and bold.

After a brief shock, Fei Yunpeng carefully weighed this plan again.Huang Wencan is worthy of being a financial wizard. Although the whole plan is bold, it is by no means a wild idea.Following this step by step, the behemoth Haifeng Bank was finally in his pocket.

In front of this pie, Fei Yunpeng was finally tempted.If some high-ranking and powerful people are keen to find an ATM for themselves, then what kind of ATM can compare to a bank?I have worked hard all my life, and after I retire, I can use a listed bank as an ATM, so the generations of my Fei family may not have to worry about money.

"How about this old master Huang Wencan, isn't he a bit of a villain?" After talking about the plan, Fei Yunpeng asked with a smile.

Wu Juntong was stunned for a while, then sighed and said: "Thieves who steal the hook are thieves, and those who steal the country are princes; killing one is a crime, and killing ten thousand becomes the roost. If one can steal a bank, how can you use the word thief again?"

It was rare for Fei Yunpeng to be so satisfied with Wu Juntong's answer. He nodded and said, "It seems that you have made some progress!"

Wu Juntong smiled lightly, but sighed in his heart, not only Huang Wencan is a thief!Huang Wencan sat on the chairman's seat of Haifeng Bank, but his mind was full of thoughts of guarding himself.But how could Fei Yunpeng be any better?Once this plan is successful, the few of them will have astronomical wealth, but the loss will be the rights and interests of other shareholders, and Rongding Capital, which is the major shareholder of Haifeng Bank, will bear the brunt of it.Fei Yunpeng is the chairman of Rongding Capital at the moment, isn't his behavior also self-stealing?
Fei Yunpeng took a sip of tea and said, "Old Huang is already the chairman of Haifeng Bank, and I will be in charge of Rongding. Naturally, there will be no trouble. But things outside are still complicated! The money loaned out by Fung Bank must be laundered several times before it can be used to acquire bank equity. There are also those shell companies that carry out capital transfers. They cannot let people see the shadow of Huang Wencan and me, and must ensure that we are absolutely in control. To deal with these matters, we must find someone who is experienced and absolutely reliable. Huang Wencan recommended a person, his cousin, and naturally I have to arrange someone for me."

Wu Juntong knew that the absolutely reliable person Fei Yunpeng was talking about was himself.From the bottom of my heart, Wu Juntong didn't want to go into this muddy water.I'm just a person with no big ambitions, and I'm satisfied to be a vice president. I don't even dare to think about using the bank as my own cash machine.

(End of this chapter)