Gold Investor

Chapter 69 Introducing the wolf into the room (6)
Su Jin leaned on his mother's shoulder, and laughed cheerfully: "Mom, what age is this? If you can eat, you are in good health?"

"Don't make fun of your mother. Throughout the ages, people in good health can never lose their appetite. Or there is an allusion of 'Lian Po is old, can he still eat'? Also, when Zeng Guofan was choosing a son-in-law, he would invite the young man to the mansion for dinner. Talk about the past and the present, and also observe whether the other party has an appetite for eating." Perhaps because of his wife's stare, Su Dingguo also helped smooth things over.

Mother Su quickly agreed: "Yes, yes. Your father is well-informed, and he is right."

While Su Jin was with his parents in the kitchen, Su Hao invited Fang Yubin to go for a walk by the beach.The two stepped out of the villa and bathed in the warm and humid southern sea breeze on the beach.Su Hao said: "At the beginning, I intentionally invited you to Da'an Life Insurance. I don't believe it. Not long after we met, you became the general manager of Rongding Venture Capital. Compared with Rongding, my temple is still too small."

Fang Yubin thanked Su Hao for his kindness, while saying thank you, he said: "You are too modest, Da'an Life Insurance is not a small temple."

When mentioning the company he was in charge of, Su Hao regained his spirit: "Compared with Rongding, Da'an Life Insurance is still a bit behind. But we are also working hard to make the gap smaller and smaller."

Su Hao went on to say: "In the past, Da'an was an excellent insurance company. In the future, it will become a comprehensive financial group. In addition to accelerating the pace of expansion of Da'an Life Insurance across the country, I also applied for two new insurance companies in Heilongjiang and Chongqing. License. As you know, being able to apply for the next license of an insurance company is equivalent to bringing back a golden mountain. I can say without exaggeration that there are not many financial groups like Daan that own multiple insurance companies in China. See."

Talking about the prospect of Da'an, Su Hao eloquently said: "In addition to insurance companies, we have also invested in several city commercial banks. The long-term goal is to complete the integration of these city commercial banks and form a medium-sized comprehensive bank with national influence. By then , a full-scale financial empire has begun to take shape."

Seeing Su Hao describe the vision of the company, Fang Yubin asked casually: "Just now at the dinner table, Auntie said that you have been very busy in the past few weeks, are you planning something big again?"

"It's a big event." Su Hao said happily, "I have reached a cooperation agreement with a powerful company in Binhai. The two parties will form a strategic partnership through mutual shareholding and jointly develop the market in the future."

Su Hao said again: "This partner of mine, speaking of it, you should know him."

"Who?" Fang Yubin asked.

Su Hao replied: "The Cao brothers of Huahai Group."

"They?" Fang Yubin was a little surprised.

Su Hao said: "Not long ago, Huahai invested heavily in Qiancheng Group, and Rongding is the major shareholder of Qiancheng. So, I guess you should know each other."

"Knowing is knowing, but..." Fang Yubin hesitated to speak.

"What's wrong?" Su Hao asked.

After pondering for a while, Fang Yubin confessed his inner thoughts: "Does Cao Bohua have the strength? As far as I know, Huahai's capital chain has been stretched to the extreme when he bought the shares of Qiancheng Group a few days ago. What will he use to participate in Da'an Life Insurance?" "

"Don't worry about this." Su Hao always had a smile on his face, "I know Hua Hai's strength. As you said, Cao Bohua holds a considerable share of Qiancheng shares. These shares alone are worth tens of dollars at least. Billion, are you afraid that he has no money?"

"Equity and cash are two different things." Ordinarily, Fang Yubin doesn't need to be so concerned about the matter, but after all, Su Hao is Su Jin's elder brother. With this relationship, Fang Yubin thinks he should seriously remind the other party, "Insurance The industry is a special industry, which has specific requirements for the qualifications of shareholders. China's relevant laws and regulations clearly stipulate that equity participation in insurance companies must be in the form of cash, and shareholders should invest in insurance companies with their own funds from legal sources, and must not use bank loans and other In the form of non-own funds to invest in insurance companies."

Su Hao stopped on the beach: "Regulations are one thing, and in reality there are many alternatives. Cao Bohua can set up a few shell companies. He pledges his Qiancheng equity and transfers the loaned money back to him. Go to its subsidiary company A, through related transactions, company A then buys the assets of company B at a high price. For company B, isn’t this money its own funds? It is completely legal and compliant to participate in Da’an Life Insurance in the name of company B .”

Fang Yubin disagreed with Su Hao's statement.Even though relevant laws and regulations can be circumvented through capital operation, such short-term debt and long-term investment are taboos for investment.Participating in a company is a long-term investment behavior, and obtaining its benefits is also a long-term process.However, the money used by Cao Bohua for long-term investment was borrowed through equity pledge.You must know that the equity pledge not only requires the payment of interest, but also the pressure of the repayment period!Using borrowed short-term debt to make long-term investment is precisely what the investment industry should avoid most.

After Fang Yubin analyzed the stakes, Su Hao still waved his hands nonchalantly: "You worry too much. The so-called long-term behavior or short-term behavior can often be transformed."

It can be seen that Su Hao is not unaware that there are tigers in the mountains, but he knows that there are tigers in the mountains, so he prefers to travel to the mountains.What is his purpose in doing this?Fang Yubin couldn't help but recall the conversation he had with Su Hao in Shanghai. Su Hao was very keen on company mergers and acquisitions, and Hua Hai just bought Qiancheng's shares in the secondary market.Could it be that they are going to join forces to make something happen?
Fang Yubin blurted out and asked, "Are you planning to join forces to acquire Qiancheng?"

Su Hao was startled for a moment, then he waved his hands and said, "The acquisition of Qiancheng shares by Huahai has come to an end, and it was before I reached a cooperation agreement with him. After the two parties complete the shareholding, they will jointly develop some new projects and will not go to It's an old account."

Fang Yubin didn't know whether Su Hao's answer was true or not, so it was inconvenient to ask further.Seeing that it was getting late, the two returned to the villa.As soon as he entered the door, Su Jin threw the mobile phone over: "I don't take my mobile phone with me when I go for a walk. Just now in the living room, your mobile phone kept calling."

Fang Yubin picked up the phone, there were indeed multiple missed calls on it, but the number was the same: "Who is looking for me, I don't know this phone number."

Su Jin's expression was a little indifferent: "I couldn't find you on the phone, and someone sent you a text message. If you read the text message, don't you know who it is?"

Fang Yubin opened the inbox, and there was indeed a text message in it, which said: "Are you there? I have something to do with you. I'm Tong Xiaozhi."

"Didn't this little girl go abroad? When did she come back?" Su Jin sat on the sofa, holding the TV remote control panel, and asked casually.

6 You can know the grade of the meeting from the follower that the leader brings

After leaving Su Hao's villa, Fang Yubin's heart was full of ups and downs. He had to think about how to explain to Su Jin, but also faintly hoped to call Tong Xiaozhi back quickly.On the other hand, Su Jin looked nonchalant, and took the initiative to say: "I shouldn't look at your phone. You and my brother went out, and the phone kept ringing, so I picked it up and glanced at it."

"Don't say that." Fang Yubin said, "There is nothing shameful in my phone."

Fang Yubin continued to explain: "I only found out recently that Tong Xiaozhi didn't go abroad. She came to Binhai and worked in a company. Last time I came to Binhai for a meeting, I ran into her by chance. I didn't leave her phone number, why don't I use the phone?" It still shows an unfamiliar number."

"I didn't say anything to you, why explain so much!" Su Jin's tone was calm, and it was impossible to see if she was angry.

The more women are in this state, the more uneasy men are.Fang Yubin said: "I'm afraid you misunderstood me! Ever since Tong Xiaozhi left the company, I haven't contacted her again."

Su Jin shook his head: "Is there anything wrong with me? I think you misunderstood. What's the matter with contacting old colleagues? Even if you save her phone number, it's nothing strange."

Fang Yubin said: "I'll call her back in front of you and see what she wants from me."

"Whatever, that's your business." Su Jin said.

Fang Yubin took out his cell phone and dialed it.When the call was connected, Tong Xiaozhi said, "Mr. Fang, hello! I'm Tong Xiaozhi, and this is my new phone number in Binhai."

"Oh, Xiaozhi, hello!" Fang Yubin said.

Tong Xiaozhi said: "I'm sorry, I haven't been in touch with you since I left Rongding. The last time we met in Binhai, the time was too short, and I didn't even have time to tell you my phone number. I'm sorry to bother you today, but I have something to report to you .”

"What's the matter?" Fang Yubin really wanted to thank God.Tong Xiaozhi's opening remark helped him remove all suspicions in front of Su Jin.

Tong Xiaozhi said: "Mr. Yu and I will come to Shanghai for a business trip next week. I don't know if you have time, but Mr. Yu wants to ask you out for a small gathering."

Fang Yubin then asked: "Is there anything Yu Fei can do with me?"

Tong Xiaozhi replied: "Mr. Yu said he just wanted to meet an old friend and get in touch with him."

Fang Yubin thought for a while and said, "I'll take a look at next week's schedule first, and then I'll call you back, okay?"

"Okay." Tong Xiaozhi's laughter was still as crisp as before.

Putting down the phone, Fang Yubin turned to Su Jin: "I'm not lying, I haven't contacted Tong Xiaozhi for a long time. She came to me this time because of work."

"I didn't say you were lying, you were the one with a guilty conscience." Su Jin was no longer as cold as before, there was a smile on his face, and he squeezed his mouth.

"What is a guilty conscience? It's so ugly to say. Catch thieves and seize stolen goods, arrest rape and arrest doubles. You can't talk nonsense without any evidence." Seeing that Su Jin calmed down, Fang Yubin also joked.

Su Jin rolled his eyes: "Do you really want to be a couple with her?"

Fang Yubin said with a playful smile, "I have neither the heart nor the guts."

Su Jin asked: "What's your schedule for next week? Will you meet your old friend when you have time? Tong Xiaozhi is still waiting for your reply."

"It doesn't matter if I see Tong Xiaozhi or not. The key is that Yu Fei invites me, maybe there is something to talk about." Fang Yubin said this insincerely.

Su Jin said: "Since it's a matter of work, let's go see him."

Fang Yubin was overjoyed, and said, "You approved this, you can't frame me as a guilty conscience again."

"Fuck you." Su Jin pouted.

In the past, the office of Rongding Capital Shanghai Branch was located in a high-end office building in Lujiazui.After the establishment of Rongding Venture Capital, it did not change the office location, but hung a new sign at the gate.On Wednesday afternoon, Tong Xiaozhi drove the car to the office building of Rongding Venture Capital.After parking the car, she dialed Fang Yubin's phone: "Mr. Fang, I'm here. Have you finished your work?"

After Fang Yubin replied to Tong Xiaozhi and promised to meet, the two parties made an appointment.Fang Yubin originally asked Tong Xiaozhi to send him an address, and then asked the driver to take him there.However, just yesterday, Tong Xiaozhi called again, saying that she drove to the company to pick up Fang Yubin on Wednesday afternoon.Fang Yubin hesitated for a moment, and reluctantly agreed.

When he was with the leader before, Fang Yubin summed up a rule - the leader will bring the driver and secretary with him when he meets a guest he is not familiar with, or if he does not want to have too in-depth contact with this person; The meeting or discussion is very important, and they often go to the meeting alone and send away all the entourage.Therefore, the level of a certain meeting can be known from the followers around the leader.

Fang Yubin has also become a leader now, so he naturally learned this set of skills.Yu Fei's reputation is not good, he didn't want to get involved with this person, so he decided to let the driver follow him.But Tong Xiaozhi called, and Fang Yubin hoped to be alone with her, after all, he still had a lot to ask her.On balance, I had to give the driver a holiday.

Knowing that Tong Xiaozhi had arrived downstairs, Fang Yubin said: "Please wait for half an hour, I still have something to deal with." Then, he said: "How about I ask someone to come down to pick you up and sit in the company for a while. Bar?"

Tong Xiaozhi refused: "No need. There are too many acquaintances in the company, so I won't go up."

Only ten minutes later, Fang Yubin went down to the parking lot.Tong Xiaozhi pressed the window of the car and waved to him.

As the car drove out of the parking lot, Fang Yubin stared at Tong Xiaozhi in the driver's seat, smiled and said, "The scene just now is very familiar."

"Which scene?" Tong Xiaozhi asked.

"It's in the parking lot, you waved at me." Fang Yubin said, "I always unconsciously think of the way you greeted your colleagues to get on the car when you came to the parking lot after get off work in Jiangzhou."

Tong Xiaozhi froze for a moment, then smiled again: "That's all in the past."

Fang Yubin asked: "Why did you cut off contact with everyone after you left the company? Could it be because of me?"

Tong Xiaozhi was a little embarrassed: "Let's not mention the past, shall we?"

"Okay, let's talk about now." Fang Yubin said, "You are a Shanghai girl, and you go to Binhai alone, are you used to it?"

"It's okay." Tong Xiaozhi said.

Fang Yubin nodded: "Going back to Shanghai this time, have you visited your parents? And Mr. Lin, have you found time to visit him?"

Tong Xiaozhi looked very surprised, and he hesitated when he spoke: "Mr. Lin? Who is Mr. Lin?"

Fang Yubin said: "Who else is Mr. Lin? Of course it is Lin Shengfeng, the former deputy general manager of Rongding Capital Shanghai Company. Wasn't he the one who sent you to Jiangzhou to monitor me?"

After pondering for a moment, Tong Xiaozhi spoke again: "So, you know everything?"

"There is just one thing that I don't quite understand." Fang Yubin continued, "After I confessed my love to you, why did you leave in such a hurry? Since you are here to monitor me, the closer you are to me, the better your work will be. "

Tong Xiaozhi asked back, "Why do you think so?"

"After thinking about it, I think there are two possibilities." Fang Yubin said in a joking tone, "The first possibility is that our Miss Tong is acting as a performer but not herself. Being an internal correspondent and doing some intelligence is still a form of performing arts, which is harmless. If you really want to become boyfriend and girlfriend, you'll be selling yourself, of course you don't want to do it!"

"Boss, now that you are the leader, why are you still acting like you used to?" Tong Xiaozhi burst out laughing, and she no longer called "Boss Fang", but changed to the previous title of "Boss".

In Fang Yubin's ears, the laughter was not only crisp and sweet, but also very intimate.At the beginning in the office, during the business trip, the two chatted and joked like this.For Fang Yubin, it was an unforgettable time.

"There is a second possibility." Fang Yubin sat up straight, staring at Tong Xiaozhi, "You have found out your conscience, and you can't bear to hurt me again, so you chose to leave."

Tong Xiaozhi tried his best to avoid Fang Yubin's gaze: "Which one do you think it is?"

Fang Yubin emphasized his tone: "I hope it's the second type."

"Mr. Fang," Tong Xiaozhi changed back to the more formal title now, "I can only say that I am neither that good nor that bad."

While speaking, the car drove into a villa area in the western suburbs of Shanghai.In front of a three-story European-style villa, Tong Xiaozhi stepped on the brakes.Right in front of the villa is a wide lawn, Yu Fei has already been waiting here, and there is a tall, handsome young woman standing beside him.

Yu Fei opened the car door himself, and stretched out his hands enthusiastically: "Boss Fang came here, it really gave me a big face."

Next, Yu Fei introduced the woman next to him: "This beauty is Yang Yun, and she is the assistant to the general manager of our company."

Yang Yun has long hair slightly dyed red, and her facial features have three elements of a sexy woman - thick lips, big eyes and upturned mouth corners.The bright red high-heeled shoes under the feet complement the bright lipstick on the lips. She is wearing a light yellow windbreaker with a purple tight-fitting hollow top inside the windbreaker.

Yang Yun also smiled and stretched out her hand: "Mr. Fang, hello!" However, unlike the strong handshake between men, Yang Yun just leaned her slender hand against Fang Yubin's palm, and she did not use any force.

After exchanging pleasantries, Yu Fei invited Fang Yubin into the villa.There had long been attendants standing at the door, taking everyone's coats respectfully.Fang Yubin said as he walked, "You guys are really good at picking places. Not everyone can come to this Qisuo Clubhouse."

(End of this chapter)