Full-time student master

Chapter 183

Qin Tian sat in front of the computer, looked at the trading interface on the screen, and mentally calculated.

5000 million, if you take this money now, enter the real estate market, and do real estate development in the suburbs of third- and fourth-tier cities, it should be enough.

Because as long as he gets the land with 5000 million, Qin Tian can use this land to mortgage the bank for a loan.

The value of the land often has a premium, and the premium rate is very high. Generally, with the assistance of some government officials, a land of 5000 million can get a loan equivalent to three to five times the value of the land in the bank.

In addition, Qin Tian can also use the land to carry out private loans, so as to obtain a large amount of working capital, so that he can buy land with a better location, so that he can get more loans from the bank.

Then go through this procedure in the same way as the first piece of land, and you can continue to make more money, and then let yourself grow up quickly.

However, this method is prone to the problem of capital chain breakage. After all, bank loans have to be repaid with interest every year. If all the loaned money is used for construction, or invested in the purchase of new land, then the capital chain will definitely be tight by the end of the year. The problem.

Secondly, private loans are generally much higher than bank interest, which is about three to four times the bank interest rate, and private loans pay attention to nine out of ten and thirteen returns.

In other words, if a person borrows 10 yuan, he can only get 13 yuan. When the principal and interest are finally returned, he needs to repay [-] yuan.

To put it bluntly, this is the so-called usury, and the interest on these loans is paid on a monthly basis, and the interest will continue to eat away at the principal!
Qin Tian felt that if he had a new life, he should be able to get some big profits in this real estate boom, but in the end he found that he was not suitable for this market.

Because in Qin Tian's heart, he was very conflicted about the two things of loan and borrowing money.

After turning off the computer, Qin Tian sat there, thinking quietly.

Unexpectedly, by accident, Qin Tian has become a billionaire now, but in his previous life, Huaxia Shipbuilding had reached the position of 150. If it really reached Qin Tian's previous investment, it would roughly reach more than 2 million.

But now Qin Tian is very satisfied. The so-called pinching the head and eating the middle is the truth in the stock market. If you really have to wait until the final high point, it will be very difficult to sell at that time.

After all, he holds hundreds of millions of stocks in his hand, and once he sells them, it will be a price limit. Therefore, Qin Tian decided to slowly sell the stocks in his hand during the rising process.

Finally, Qin Tian called Liao Xuedong, "Uncle Liao, what's the situation with you now?"

Liao Xuedong and Liu Ge have established a construction company, and they have already taken over the main projects of six or seven buildings. These projects are precisely the two communities that Donghua Industrial is currently constructing.

In the private room of Shenghao Hotel, Qin Tian slowly opened the door and saw Liao Xuedong and Liu Ge who hadn't seen each other for a long time.

The two of them are now wearing suits and leather shoes, which seems to be the style of the superiors. Looking at Qin Tian's casual attire, his attire is very sloppy, which is quite different from theirs.

However, Qin Tian was not too surprised, and when Liao Xuedong saw Qin Tian walking in, he immediately expressed his regret for Qin Tian's mother.

"Xiaotian, I've heard about your mother's affairs. I really didn't expect such a thing to happen."

"It's over, Uncle Liao is fine, now he is doing rehabilitation and maintaining his physiological functions, I hope a miracle will happen!"

At this moment, Liu Ge also stood up, and Qin Tian saw that his face was glowing red now, and he knew that the rise of Huaxia Ships had made him a lot of money.

So Qin Tian sat down, didn't get straight to the point, but grabbed Liu Ge's hand and asked, "Sixth brother, how is it? Huaxia Shipbuilding has earned a lot!"

Hearing this, Liu Ge had a weird expression on his face, and said embarrassedly, "I covered up part of my position at two yuan, and lowered the average cost to two and a half yuan. In the end, I took a total of more than 100 million yuan. But at 45 yuan, I threw it away! "Speaking of this, Liu Ge's face was full of disappointment, and he smiled wryly, "Oh, if the flow is up to now, I can charge about 2000 million more."

Qin Tian smiled slightly and said, "Don't think so, it's good to make money, it's better than losing money!"

At this time, Liao Xuedong smiled, "I entered the market relatively late. I bought it for three yuan and bought it for 80 yuan! I threw it away for 90 yuan, and the profit was 30 times. Now I have a profit of 2400 million yuan."

Qin Tian was taken aback for a moment, and couldn't help laughing. He remembered that Liao Xuedong was there when he said this to Liu Ge, so he couldn't help smiling.

At this time, everyone has revealed their old background, and Qin Tian can't hide it anymore, so he said, "I bought it for about two yuan, and I haven't thrown it away yet. Today's price is around 95, and the general profit is around [-] yuan." Fifty times or so."

Hearing this, Liao Xuedong couldn't help shouting, "My boy, you've made a lot of money now!"

Qin Tian sighed, "Fortunately, there is this investment, otherwise I don't know where my mother's medical expenses come from!"

Liao Xuedong and Liu Ge were taken aback when they heard the words, and they couldn't help comforting Qin Tian.

But Qin Tian waved his hand and said, "Don't talk about anything else, I'm here today mainly for our company's capital increase. After this matter is settled, I think I may go abroad for a while!"

Liao Xuedong said immediately after hearing the words, "Go and see Ke Ke when I have time, she is in Ottawa."

Qin Tian nodded slightly, then took out a form, and said, "This is a real estate development form for the next few years, and the time written on it is generally relatively accurate. Occasionally there will be some way out, but it is not bad. Too much. Therefore, this time the company’s capital has increased, I don’t want to take cash anymore, and use this as the cost of my shareholding. As for how many shares you give me, I don’t care, it’s up to you to discuss.”

Qin Tian's words are very straightforward, this time he will not contribute any money, and the several million left here before will not account for much after the new capital comes in.

Liao Xuedong and Liu Ge looked at the few pieces of paper Qin Tian took out, and they both looked at them curiously.

Qin Tian knew what they were thinking, so he explained, "It's not 100% accurate, so you have to judge whether you want to take a gamble based on the real news!"

After all, the butterfly effect has already started, and Qin Tian doesn't know how many of the buildings in his memory can be demolished as scheduled, so he gave such a statement.

However, Qin Tian is confident that at least [-]% of the real estate projects will be realized, because these places are prime locations that must be developed, and there is no reason not to develop them.

Of course, Liao Xuedong and Liu Ge also had some thoughts about Qin Tian's non-investment this time.

After all, at the very beginning, Qin Tian gave both information and money, but now he is a bit stingy.

So the two discussed quietly in front of Qin Tian, ​​which made Qin Tian couldn't help sighing in his heart.

In the past, Qin Tian was Liao Xuedong's prospective son-in-law, but now he has nothing to do with Liao Keke. Once the issue of interests is involved, Liao Xuedong will naturally not save face for Qin Tian.

So Qin Tian also began to think quickly in his heart, and finally Qin Tian thought of a solution.

Soon Liao Xuedong pushed back the form that Qin Tian took out, and said, "I don't think we need to do small things. The risk is too high, so..."

In fact, Liao Xuedong's reaction was expected by Qin Tian, ​​so Qin Tian said, "In this way, you continue to hold the form. If you are still in the mood to do it, you can do it according to the time and the area on the form. If you make a profit in the end, I will As long as it is 20% of the net profit, and I don’t take the money away, it will still be converted into the principal and converted into equity, and the dividend will be distributed according to the shareholding ratio at the end of the year, how about it?”

As soon as these words came out, Liao Xuedong looked at Liu Ge, and Qin Tian obviously saw Liu Ge secretly nodding, as if agreeing.

So Liao Xuedong laughed and said, "In this case, I will accept the form, and we will sign the contract later!"

Qin Tian nodded slightly when he heard the words, "Okay, no problem!"

But Qin Tian let out a long sigh in his heart, he couldn't help lamenting the indifference of human nature, those who are related to me are more concerned, and those who have nothing to do with me have nothing to do with me.

During the meal, the three of them mainly focused on trivial matters, and no one talked about the company anymore.

Qin Tian knew that if they could make the company bigger, there would definitely be internal fighting in the later stage, but even if Qin Tian pointed out the problem now, they would not pay attention to it.

Because in their view, Qin Tian had already got what he deserved, and as for the next thing, it was up to each of them according to their own abilities, and it had nothing to do with Qin Tian.

So Qin Tian's meal was very tasteless, so he was the first to leave.

After Qin Tian left, Liu Ge's expression changed immediately, and he said with a sneer, "Brother Liao, do you think it is credible for this kid to say that he bought a Huaxia ship worth 300 million yuan for two dollars?"

Liao Xuedong looked at him with a half-smile, and asked, "Stocks, with double the profit, almost novices leave the market, and with double the profit, most veterans can't sit still, and those with ten times the profit have long since left. RMB to 97, what kind of concept is this, nearly fifty times, can he hold it at such a young age? I don't believe it! This time his mother had this incident, it is estimated that all the money in his hand was also thrown into it, so now he No money.

But this guy's mind is not good enough, he actually figured out to use this form to play empty-handed white wolf with us!
To be honest, thinking about his previous performance, I almost believed it, but now that I think about it, this is his method.

And after we didn't agree, he was able to take a step back in exchange for a promise from us.

In other words, we will bet on development in the future, as long as it appears on this form, we will give him 20%.

And we have to agree, this method is too high! "

Liu Ge curled his lips, and said with a sneer, "It's just this time, and I'll find a chance to get kicked out later. I want to get a dividend without working hard. How can such a good thing happen in these years!"

But Liao Xuedong didn't answer this sentence, but looked at Liu Ge with a smile, not knowing what he was thinking.

(End of this chapter)