Island Tycoon

Chapter 108 Acquiring Rhapsody

"Brother Fan, what wind brought you here?" Ye Jingcheng stood up to welcome Yuan Tianfan who had come.

"Haha, this visit is purely for business. When are you going to pay back the money, Brother Ye?" Although he was talking about business on the surface, Yuan Tianfan had a smile on his face as before, and he didn't have the slightest attitude of asking for debts.

"Repay the money?" Ye Jingcheng poured a glass of water and returned to his seat.

"Well, a senior management came to me today. He said that given your recent comments in the news paper, the risk of lending you the money was very high. When he asked me to collect the debt, he had already applied to the superior to terminate your loan early. date."

"Do you know who it is?" Ye Jingcheng believed in the person behind the scenes, and since Yuan Tianfan had the opportunity to convey it, it proved that he was not afraid of being known by him.

Because of the relationship between him and Yuan Tianfan, you can find out by just checking it. If you really don't want him to know, you can find other staff to inform.In other words, it's all under the control of some people.Their purpose is not to collect debts, but to remind him, a young man.

"I don't know the details, but the person responsible for the message seems to be surnamed Yang." Yuan Tianfan put away his smile, and he could more or less predict what Ye Jingcheng thought of.

"My surname is Yang?" Ye Jingcheng instantly thought of someone, Zou Wenhuai's exclusive driver. Although this old man's methods were not as good as Shao Yifu's, he always took the wrong edge with his sword. No wonder even Shao Yifu was also tricked.

"How is it? Brother Ye, when will you pay back the money?" Yuan Tianfan joked after taking a sip of water to quench his thirst.

Smiling, Ye Jingcheng said forcefully, "If you don't have money, you only have one life."

"Okay, that's the end of the joke." After a few dry laughs, Yuan Tianfan asked, "Brother Ye, do you have any countermeasures?"

"I can't tell you the countermeasures, but I should know who did it. You can help me delay this matter for a few days." He didn't need to hide it from Yuan Tianfan, because the two are now on the same front.Tell the matter, maybe you can get one more suggestion.

"This is not a problem, but I guess the other party is not as simple as trying to force you to repay the debt." Yuan Tianfan put away his smile.

"Indeed." Zou Wenhuai is an old fox. He wants Princess Jin to release him, but he is unwilling to give him a chance to develop freely. It seems that he will not be able to "take refuge" with Jiahe. I hope you will not regret this decision in the future. A glint of haze flashed in Ye Jingcheng's eyes.

"By the way, what did you tell me last time?" Come to his senses, Ye Jingcheng mentioned another important thing.

Seeing Ye Jingcheng change the topic, Yuan Tianfan didn't discuss it further.Said: "That person's children are not willing to let go, saying what is the legacy left by their father."

"Father's inheritance? I think they just think the price is not right?" In his view, the other party is completely greedy.He is not clear about the competition between the rich and powerful, but he just wants to raise the bargaining chip in his hand.

"Who knows."

Yuan Tianfan shrugged his shoulders, but he acquiesced to this statement.He also suggested: "Brother Ye, in fact, although they haven't resolved the issue of inheritance, the only person who has contact with the business is the only son. Do you think we are focusing on him?"

"You mean Li Xianbin?" Ye Jingcheng shook his head, did not accept Yuan Tianfan's opinion, and said, "I'd rather spend more time on this matter than make any mistakes in the process. After all, it's not the last moment, and I don't know yet." Who is real."

"Brother Ye, your metaphor is really..." Yuan Tianfan smiled wryly.

"How?" Ye Jingcheng turned his face sideways.

"No, it's very appropriate." Yuan Tianfan said speechlessly. After all, what Ye Jingcheng said was very disrespectful to the dead, but what he said was not unreasonable.

It's not a question of whether Li Xianbin is his own, but that he is not the most favored.And as the youngest son, he has a few advantages over his older sisters.Therefore, regarding the distribution of his dead old bean's inheritance, he must have a share, but it's hard to say whether it is more or less, not to mention that there is a queen dowager in the family.

"You help me increase the price according to my discretion, and test their bottom line." Ye Jingcheng's expression became serious.

"Okay, but Brother Ye, you are really... quite stingy. You don't need to use people, I have done things for you for so long, and I haven't seen a single red envelope." Yuan Tianfan said these words, already wanting to get closer to Ye Jingcheng.

Today's him can only be regarded as a young man, and it cannot be said that he is highly valued. No one with ability will be content with the status quo.Especially last time, he witnessed Ye Jingcheng's solicitation of Huo Jianning with his own eyes.

In the face of a person he just met, Ye Jingcheng can offer an annual salary of 500 million based on his personal vision, which is enough to prove how confident and proud he is in himself, and it also reflects a problem.For those who are capable, Ye Jingcheng will not restrict the growth of the other party, on the contrary, he will give them more opportunities.

"Don't worry, you won't be missing the red envelope. I have one thing here..." Ye Jingcheng said with a half-smile.

Yuan Tianfan looked helpless, shook his head and sighed to himself: "Ahem, I haven't seen the red envelope yet, and I have something to give to me? Well, it seems that I am really busy."

But Ye Jingcheng's next words left him speechless, saying, "I want to open a bank."

People in Niuxi never say that they are awesome, well, I admit that you are this kind of person, Brother Ye, and now that you open your mouth, you are aiming at the bank. Can your vision be more vicious?
"Brother Ye, if you have the intention in this regard, I suggest that you directly acquire the bank you want to buy. There are too many procedures and troubles to open a new bank." Now that the banks on Hong Kong Island are facing a dilemma, Ye Jingcheng stepped in at this time, It is indeed an excellent time.

Of course, Ye Jingcheng is not a god, and he doesn't know everything.

For example, this time he planned to open a bank, not because he saw the right time, but just to let Qianlong Investment Co., Ltd. open a formal fund gathering platform, and in addition to gather Yuan Tianfan, a capable minister, under his command.

"How much is it?"

Forehead!Yuan Tianfan was at a loss for words.You are buying a bank now, can you give some normal response?How much is it?How does this statement feel like going to the market and asking the vegetable sellers about the price of vegetables.

"For a bank with a certain reputation, the purchase price is within [-] million." Helpless, he still said the price.

"Eight hundred million!!!" Ye Jingcheng didn't think it was too much, on the contrary, he felt that the number was unimaginably low.

At present, for a normal operating bank, its total assets will not be less than 15 billion, let alone the target of Yuan Tianfan, the assets will never be less than 20 billion.But the price he offered was only half, or even less than a third.

"You mean U.S. dollars?" It's not that Ye Jingcheng didn't think about acquisitions, it's just that he opened a new bank, and he can start small.If it is a direct acquisition, the capital required will be much more.

"I'm talking about Hong Kong dollars." Seeing that the other party was a bit unexpected, Yuan Tianfan didn't feel so uncomfortable. It seems that Brother Ye is not omnipotent, otherwise he would have acted too incompetent.

"Brother Ye, don't look at the bank's appearance, but their liquidity is almost exhausted. Because the bank's funds have been squeezed out by the masses, and the rest are just a series of transactions and a series of numbers."

Without Ye Jingcheng personally asking questions, Yuan Tianfan began to analyze the whole market for him.

"That is to say, if I buy a bank, I will also face the problem of liquidity shortage, and I will need to inject a certain amount of funds at that time?" Ye Jingcheng can hear the problem even if he doesn't know how to do it.

"That's the reason." Ye Jingcheng's reaction was not an inference, but he had already considered this issue comprehensively.

"Is there any solution?" Ye Jingcheng realized that a bank is not so easy to operate.And what he needs most is working capital. If he is going to face this problem, it would be more practical to hold the money in his hands.

"Is there any way to fundamentally improve the banking system, increase income and reduce expenditure, make deposits according to law, and establish a reasonable deposit-loan ratio and stable and effective value-preserving and value-added investment channels."

All the banks mentioned by Yuan Tianfan are implementing it, but not every bank can achieve results.To put it simply, it is to let the masses deposit money in your bank, and there is a reason for them not to withdraw money easily.

"Well, please help me pay attention first." No matter how much Yuan Tianfan talked about professional questions, Ye Jingcheng couldn't think of a solution.Added another sentence: "I hope you will help me when the time comes."

Yuan Tianfan smiled knowingly, immediately changed his address, and promised, "I'm happy to serve you, boss."

"If you want to buy HSBC, how much money will you need?" Of course, Ye Jingcheng just mentioned it casually, his teeth are not good enough to swallow the overlord representative of this industry.

"HSBC Bank does not lack liquidity, and it cannot be acquired with money." The implication is that no matter how rich you are, it doesn't matter. HSBC Bank has too many interests involved, and even involves certain political positions. .

(End of this chapter)