Huanxi Farm: Pick up a husband for farming

Chapter 391 Seeking Cooperation

The joy of the New Year didn't last long. After all, in Dayan, where wars are frequent, most people don't have the heart to celebrate the arrival of the new year. Who knows if the Khitan Jingqi tribe will hit the land under their feet next year? Woolen cloth?

The horseshoes of their battle are not to stop, but to take a break. So even though on the surface everyone seems to have gradually lifted the haze of the border crisis, but deep down there is still deep anxiety.

Muddling along is just the deepest helplessness of ordinary people.

But life will still go on. Once the Chinese New Year is over, Jiangcheng's economy will pick up a bit. At this time, Rongshui is also planning to start her own business plan. After all, Junli is fighting the world ahead. She promised in front of Mr. Ju To earn the capital for Junli to save his life in the future. It is never empty talk.

Under the vines in the Rong family courtyard, withered and yellow leaves were falling, she sat down on the stone bench, and Rongshui brought Cheng Qijun, who was almost inseparable with her now, to meet Zhang Mingming.

Zhang Mingming was summoned by Rong Shui, and he rushed over immediately, with a weathered body, now Zhang Mingming has become more mature and introverted, and he is no longer easy to look happy. In the past, when he saw Rong Shui, he couldn't wait to come up He told me that he had lost sight of his recent plans or achievements.

And these subtle changes were noticed by Rong Shui after Yin Chen'er left. Maybe Zhang Mingming had already started to grow himself earlier, but she didn't notice it at that time.

With a calm face, he looked at Rong Shui and said, "Master Rong, do you have anything to tell me this time?"

Rong Shui remembered that Wen Yongjiu came to report to him before, and found that the business of the Rong Family Fried Chicken Shop has improved recently. It is said that Zhang Mingming has single-handedly controlled all the fried chicken varieties and developed small portions to reduce the price. , It also made many people who are cash-strapped re-enter the store.

She appreciates Zhang Mingming now. He no longer encounters problems and only knows how to solve them anxiously. Instead, he goes to figure out a solution by himself. He already has all the qualities of a high-quality shopkeeper and can handle many business matters independently. To truly solve the worries of the owner and the boss.

This is also her intention of training him for so many years. Now, she is about to train him to sit in a higher position and have greater abilities.

Rong Shui regained consciousness from the memory, looked at Zhang Mingming who was silently waiting for her answer, and said, "Sit down first."

Zhang obviously sat down according to his words, still waiting for Rong Shui to speak.

Seeing his appearance, Rong Shui said, "I recently took over Wang Yuan's family's property, do you know about this?"

Zhang Mingming nodded, he was following the movements of the club in real time.

Rong Shui continued: "Years ago, I discussed with you to engage in the business and manufacturing industry of the bank. Do you remember? Now I plan to do it, Zhang Mingming. Can you tell me your opinion?"

Zhang Mingming was not surprised that Rongshui asked him, because over the years, Rongshui has become more and more used to testing his abilities and ideas.

He lowered his head and thought about it for a while, and then said seriously: "Master Rong, let me start with the banks first? Years ago, many banks were paralyzed because of the large number of people in the city cashing out. The money lent out of the bank is basically locked up in various shops and cannot be cashed out in a short period of time. In addition to the impact of the war, most of these industries cannot make a profit and return the money to the bank in time, which led to the breakup of the bank's funds."

Most of the situations he analyzed and observed were like this, Rong Shui had nothing to say, and motioned him to continue talking.

Zhang Mingming then said: "However, Rong Da, didn't you say before... Waiting and watching, waiting for these large banks to sell when they can no longer sustain it? In fact, it only takes a few days for their funds to break. Time, most of the people who are afraid of cashing in later dare not open their businesses anymore, and only say that they are suspending their business. It is necessary to inject a large amount of funds to stabilize the customers of various banks, otherwise... it will only be cashed out for them, waiting to go bankrupt."

When Rong Shui heard it, he said: "Okay, Zhang Mingming, let me tell you directly, there is not much left for the Rong family to use, otherwise why do you think I am in such a hurry to start a business? "

Rongshui is not afraid to explain to her subordinates the financial crisis. She truly trusts Zhang Mingliang and treats him as her own, so she frankly talks to him about the current situation.

When Zhang Mingming heard it, he was also troubled by Rongshui and felt that it was impossible for her to intervene in the bank business.

All plans are impossible without money.

Of course Rong Shui also knew this truth. These days, he couldn't sleep well. Ever since Wang Zhilian and the mess in his hands were brought back with a high priced dowry from the Wang family, he was always thinking about where to start.

Zhang Mingming fell into deep thought again at this time, he didn't expect that the money available to the Rong family was running out.

Rongshui now has a different idea. She said: "You have inquired about these banks. They are all time-honored brands in the city. They have been in business for many years and have regular customers. If they can take over directly, that would be true. Well, there is no need to be famous in future business.”

This is the advantage of directly acquiring other industries, which saves time and effort much more than opening a bank by yourself. Therefore, when Rongshui wanted to get involved in the bank industry, he thought about direct acquisitions. It is similar to mergers and acquisitions in modern business management.

First make a reasonable assessment of the target, then explore its developable value from all aspects, and then directly purchase shares
But no matter how good and perfect the idea is, without money, everything is just fantasy.

Of course Zhang Mingming knew this truth, so he said: "Master Rong, everything you said is good. But, it seems that we have no other way to let me think about it again?"

Rong Shui called Zhang Mingming here today to find a way, but it's not that Rong Shui despises him, but that the thinking of the ancients does have shortcomings.

Looking at him now is also a bit awkward. I guess he doesn't have any good ideas. So Rongshui still plans to use the trick that he thought of before!
To sum it up in a nutshell: Seek cooperation, exchange for exchange!
She drank the tea in the cup, dipped it with her fingers and wrote these words on the stone table.

However, Zhang Mingming looked at the words she wrote, but he was at a loss. Except for the first four words that he could understand, he had no idea what Rongshui meant.

Zhang obviously didn't understand, so he asked: ";Rong Dadong, does seeking cooperation refer to finding someone to start the bank business with us? But... where can we find such a suitable person? After that, we will pay for it, and then What means?";

Rong Shui looked at Zhang who was obviously puzzled, and said slowly: "Seeking cooperation does not mean finding someone who will start the bank business with us. As you said, this business...is very risky, but The benefits are also astonishing. Most people would not take the risk of cooperating with strangers. Where can you find someone who has the financial resources and trusts each other? Even if you find someone...but the benefits will be shared by others Multi-layered! So... what profit is there?";

What Rong Shui said, Zhang Mingming also nodded, and said: "It is true...but if this is the case, then the cooperation you are talking about, Mr. Rong, who are you cooperating with?";

Rong Shui said: "Of course it refers to the bank! Don't you mean the three major banks in the nearby counties? Rongsheng Bank, Jiuding Bank and Dongzhou Bank, we will cooperate with one of them!";

These words made people even more confused. Zhang was obviously a little dizzy, and he said: "It is obvious that I want to accept them, so why do you want to cooperate with them now? Boss... What are you doing?" Intend?";

Rong Shui said: "My plan is very simple... At the beginning, I wanted to wait for the three major banks to seize all their fortunes in one fell swoop, but... I can't wait that long, and I don't have the financial resources at the same time." .";

She paused, and continued to say to Zhang Mingming: "So. I have decided to establish a cooperative relationship with one of them and jointly acquire the other two banks."

After Zhang Mingming heard this, he was not optimistic about Rongshui's idea. He said bluntly: "But the owner. We have no money. No matter which one of these three banks is struggling to support it, even if we have found cooperation, but It’s not necessarily possible to acquire the other two together? Besides, how can others be willing to cooperate with us? It’s not certain!”

He is a little distressed, not knowing such a simple question, even he can think of why Rongshui has not thought that if he seeks cooperation with one of the three banks, he will also face the dilemma of insufficient financial strength, and the main problem is still People are not necessarily willing to cooperate with them.

Rong Shui then said: "So this needs to be paid for! This meaning is actually very easy to understand. We will use the property I just took from the Wang family, Sanjia Cloth and Sanjia Porcelain, as collateral to win over partners trust, and financial resources! As for this partner, Zhang Mingming, don’t you understand? If it’s really a bank that is exhausted and can only be annexed, why would I want to cooperate with him?”

Having said this, Zhang obviously had an epiphany, the whole idea about Rong Shui turned out to be this trick.
It's not just admiration, Rong Shui's detached business skills really made him amazed again.

He said directly: "Boss! What a clever plan! You say it like this. I think it is very likely to be realized!"

But now Rongshui is not as optimistic as Zhang Mingming, she also bluntly said: "Zhang Mingming, don't praise me, everything has not been settled yet, the most difficult part of this plan is how to convince the partners to trust us , and together with us to acquire two other banks. So do you have confidence?"

(End of this chapter)