The first assistant of the poor family

Chapter 45 Private Money
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Xie Shen was taken aback for a moment, apparently at a loss.Isn't it forcing women?Could it be that he was wrong?
"To tell you the truth, the old father of this young lady of the Chen family owed us gambling debts and committed suicide by jumping into a well. She wanted to sell herself to bury her father, but when we found her, we wanted to use her to pay off the debt. The father's debt is paid by the daughter. It's a matter of course. My uncle, I kindly couldn't bear to see the young lady of the Chen family eating and sleeping in the open, so I thought about making a couple of pens for one thing, and you brat jumped out and made random comments. Daming Law? Daming Law says that you can not repay the debt ?”

Only then did Xie Shen suddenly realize.During the Ming Dynasty, casinos were often opened in prefectural cities and some county towns. These casinos aimed at not only high-ranking officials, wealthy gentry, but also ordinary people.From this point of view, the old father of the young lady of the Chen family probably committed suicide by jumping into a well in a fit of anger due to the huge gambling debts he owed due to gambling.

Judging by the confident look of this thug, Daming's attitude towards the rectification of the casino should not be very strict, at least not the kind of thunderous wind.

Poor girl from the Chen family who sold herself to bury her father, and is still being bullied by these villains.
"How much does he owe you?"

Wang Shouwen couldn't help feeling angry, he stepped forward and said.

"100 taels of silver!"

Scarface refused to give in, and threw out a sentence viciously.

"you!"

Wang Shouwen felt as if he had been hit by a sap, he couldn't exert all his strength, and his teeth were itching with hatred.

With the strength of the Wang family, it is not a problem to come up with 100 taels of silver.But this time they came to Shaoxing Mansion to participate in the government examination, and Wang Shouwen decided to stay at Lu's house in advance, so naturally he would not bring so much money with him.

Judging by the attitude of these rascals, they won't let them go without a penny.

Although Wang Shouren was angry, he couldn't use force to snatch someone.After all, the old father of the young lady of the Chen family owed gambling debts to these rascals, and this debt should naturally be repaid by the young lady of the Chen family.

Xie Shen said coldly: "Isn't it just 100 taels, I'll pay it back!"

Wang Shouwen was overjoyed, he didn't expect Xie Shen to bring so much money with him, this can be regarded as a rescue for the little lady of the Chen family.

"Okay, if you can come up with 100 taels of silver, we will naturally not pester this little lady of the Chen family anymore."

Scarface said very "righteously", with a treacherous smile on the corner of his mouth.

"But you have to follow me to the bank."

Hearing that Xie Shen didn't have any cash, Scarface's face immediately turned down.

"Do you have any money, kid? Don't play tricks here!"

Xie Shen sneered and said: "Do I need to play tricks on you, besides, I can play tricks on you in the territory of Shaoxing?"

Scarface thought about it for a moment, and felt that there was nothing to fear from the little dolls, so he responded: "Well, you guys go with him to get the money, and I will wait here. When will you get the money back? Already, sir, I will let him go anytime."

Xie Pi whispered worriedly: "Brother Shen, is this really okay? Do you want me to go back to the Lu Mansion and let me know?"

Xie Shen smiled and said, "No need, what they want is money, just give them money."

A few ruffians followed the three towards the bank in the east of the city.

Qianzhuang appeared in the Ming Dynasty, and it became more and more popular in various prefectures and counties after the middle of Ming Dynasty.

In short, the bank has two purposes, one is to exchange gold and silver banknotes.Needless to say about gold and silver, this money refers to the copper coins issued by the government, and the bank must strictly abide by the rules of the government in the process of exchanging money for customers.

Of course, there are also desperate people who use non-government channels to exchange or even mint coins privately.As for the treasure banknotes, although they can also be exchanged, no one is stupid enough to exchange these waste papers.

Although the Ming government has repeatedly emphasized that the treasure banknotes have always been allowed to be worth a thousand coins and one tael of silver.Four banknotes are quasi-gold one tael.But in actual implementation, no one likes this kind of insecure banknote.Over time, merchants are unwilling to accept it, and people are unwilling to use it. The so-called precious banknotes have really become a pile of waste paper.

Therefore, banknotes were not well circulated in the Ming Dynasty.

Compared with the official money issued by the government, the circulation of private money is more common, and if there is some connection in the bank, a large amount of private money can also be exchanged.In actual use, these private money can also be circulated, and because of the high exchange rate, they are favored by many merchants.

Although the imperial government ordered repeatedly that banks should not use private money, they repeatedly prohibited them. Over time, the local government turned a blind eye.As long as the bank doesn't make too much noise, they won't come forward to stop it.

Of course, the bank will inevitably have to pay a filial silver to the government.From the bank's point of view, as long as it can be kept safe, it is worth the money spent.

In addition to exchanging money, banks also make money by lending money.This is much easier and less risky.

Although Yuyao is not far from Shaoxing Mansion, it would take a whole day to ride a fast horse.In order to ensure that no accidents happened, Xie Shen brought a bill similar to a meeting ticket with him.In fact, the sales of bulk commodities in the Ming Dynasty required meeting tickets to support them.After all, the law and order in the Ming Dynasty was not very good, so carrying so much money with you would bring disaster.

Xie Shen put more than half of the remuneration for "The Story of the Stone" with Shuiyun and his sister-in-law, and the rest was deposited in a bank called Huixingtang.

With the bill in hand, Xie Shen can naturally get the money at the Huixing Hall in Shaoxing Mansion.

When he got outside the bank, Xie Shen turned around and said to the gangsters who were following: "I'm going in to get the money, you guys wait outside for a while."

A villain frowned and said, "You boy, don't play tricks, the little lady of the Chen family is still in our hands."

Xie Shen ignored him and walked straight into the bank.

As soon as the young man entered Huixing Hall, a staff member came forward to greet him warmly and said, "My lord, do you want to exchange gold and silver or lend money for business?"

Xie Shen waved his hand and said, "Do you think I look like a moneylender? I'm here to get money."

"Then please come inside quickly, today is our shopkeeper's personal exchange."

Xie Shen walked over in the direction guided by the assistant, sat down in front of a long table, and said calmly to the shopkeeper of the bank, "I want to withdraw 100 taels of silver."

After speaking, Xie Shen handed the receipt to the bank manager.

"Sir, please wait a moment."

The shopkeeper took the receipt with a pleasant face, looked around to confirm that it was correct, and then turned to go to the inner room to get the money for Xie Shen.

"Wait a minute."

"My lord, what else can I order?"

The shopkeeper was slightly taken aback, and asked casually.

"Exchange all the silver for private money."

"What did you just say?"

"Ahem, I said to exchange all 100 taels of silver into private money."

Xie Shen looked harmless to humans and animals, which made the shopkeeper of the bank a little nervous.

(End of this chapter)