my life reset

Chapter 159 Alliance of Interests
Chapter 159 Interest Alliance

"One year, there is a project here, you guys do a risk assessment. I'll give you three days, and you must give me a result within three days."

Although in Hu Yang's memory, investing in Shengyi Electronics is definitely a good choice.But he still followed the procedure and asked Xu Younian to conduct a risk assessment of the project.

Xu Younian listened carefully to Hu Yang's introduction, and then took two of his men and drove straight to Guan City in a Crown car.

To understand the situation, the first thing to do is to visit the field.Hu Yang called Chen Jialin, and someone in Guan City would arrange the investigation.

"Assistant Xia, come with me to the bank."

Afterwards, Hu Yang asked Xia Bing to go to a nearby bank together.This bank is at the municipal sub-branch level, and Huijia Holdings' account opening bank is here.

Arriving at the credit department of the bank, Xia Bing stepped forward and knocked on an office.

"Who are you looking for?"

There are two desks in the office, but only one person is there.

This is a man less than 30 years old, not tall, slightly fat, and what is more characteristic is his obvious "Mediterranean hairstyle".

Seeing this person, Hu Yang's eyes lit up.Sure enough, as he expected, Luo Guofu was still wasting his time in the credit department of the sub-branch this year.

The person in front of him was named Luo Guofu. In that time and space, Hu Yang had dealt with him many times. The relationship was not very close, but they could be regarded as ordinary friends.

Luo Guofu's person is definitely one of the lucky ones.It took him only 12 years to start from a small employee in the credit department, to the vice president and president of the branch, and then to the vice president and president of the provincial branch.

Now Luo Guofu is still in the dormant period, just a clerk in the credit department.

"Hello, is this Mr. Luo Guofu? I'm Hu Yang from Huijia Holdings. I'm here today to ask you about loans."

Walking up from behind Xia Bing, Hu Yang smiled, greeted Luo Guofu politely, and handed over his business card.

"You know me?" Luo Guofu looked up carefully, but still had no impression of the young man in front of him. "Come on, come in, let's sit down and talk."

No matter what, people can call their names, even if they are not acquaintances, they are probably introduced by acquaintances.Therefore, Luo Guofu's attitude has improved a lot.

"I came to do something once, maybe you forgot. By the way, the settlement account of our Huijia Holdings was opened with you."

Hu Yang couldn't explain why he knew Luo Guofu, so he just said something vague.

Luo Guofu didn't bother with this matter, and said: "It's still a customer of our bank, um, Huijia Holdings, Mr. Hu. This year, the funding aspect is a little looser, but the control over loans is still relatively strict. There is no mortgage, and generally It is very difficult to lend money. I wonder, do you have any collateral?"

In the late 80s and early 90s, loans were easy.For example, for Hu Yang's first loan in Xijiang, there was a guarantee company, Section Chief Cai, who gave the loan.However, since the clean-up and macro-control, loans have become more and more standardized, and it is impossible to even think about the good thing that you can get a loan with a guarantee from a leather bag company.

"Our Huijia Holdings is mainly for investment. At present, the only thing that can be used as collateral is the equity of external investment. I have shares in listed companies and shares in non-listed companies. Specifically, our company holds shares in Western 17.88% of the equity of Special Electric Co., Ltd., and part of the equity of Xijiang Hezhong Co., Ltd."

Hu Yang smiled slightly, speaking with great confidence.

Luo Guofu nodded, with a smile on his face. "Two, would you like tea or coffee?"

"Don't be too busy, we will leave after a while."

Hu Yang quickly waved his hand, telling Luo Guofu not to be too polite.

"Then drink tea." Luo Guofu got up to get the cup, put the tea away, and poured boiling water. "Equity pledge loans are absolutely fine. If you use the equity of Set Electric as a pledge, I will guarantee you a loan within a week."

Equity pledge loans of listed companies have relatively low risk and are one of the most popular loan methods for general banks.

No wonder Luo Guofu became very polite in a blink of an eye. Now it is not Hu Yang who is begging him, but he is looking forward to Hu Yang's loan.After all, quality customers are privileged.Banks have to make money too, right?
The next step is to discuss the specific matters of the loan.Using the equity pledge of a listed company must not be calculated according to the current stock price. Generally speaking, at least a [-]% discount is required, which is based on a weighted average of a certain period.

Therefore, Hu Yang pledged all the shares held by Xi Te Electric, and he could only loan out 8000 million yuan.

"8000 million is 8000 million, but I hope to release the loan as soon as possible."

As soon as Hu Yang gritted his teeth, he made a decision.

Luo Guofu said that there is no problem, and he can ask someone to go through the formalities now.

Hu Yang called the company's financial personnel to come to the bank, and asked Xia Bing to stay and handle the matter together, and he returned to the company by himself.

At present, the company still has almost 5000 million yuan in cash in its account. If it borrows another 8000 million yuan, it will be 1.3 million yuan.Participating in the private placement of Shengyi Electronics is definitely enough, but I don't know how much share I can win.

In the afternoon, Lu Yali called and said that she and Tang Ziyu had decided to go to Singapore temporarily.The two of them will fly directly from the deep sea, and they will stay there for about a week, then fly from Singapore to the imperial capital, and then return to Xijiang.

Hu Yang didn't say much, and only asked her to pay attention to safety and come to Yangcheng again when she had time.

Next, the project department and risk assessment department of Huijia Holdings operated at high speed at the same time.

It took only two days for Xu Younian to give his evaluation opinion on Shengyi Electronics' additional issuance project.The evaluation report believes that the investment in Shengyi Electronics has controllable risks, and the project is at an excellent level.

After reading the evaluation report, Hu Yang called Chen Jialin and asked him to come to the company for a talk.

"Mr. Hu, your speed is very fast. How is it? Is there any result? The issue of additional issuance does not wait for anyone. I brought this for you, and you can go to Xiangjiang after going through the formalities later."

Chen Jialin knew that Hu Yang would give the answer today, he had prepared the business invitation letter before he came, and took it out and put it on the coffee table as soon as he sat down.

Hu Yang glanced at the invitation letter, a little surprised.Ordinarily, shouldn't Chen Jialin wait for his affirmative answer before doing this matter?Not to mention, this young master is quite generous in his work.

"I agree to participate in the additional issuance of Shengyi Electronics. I have no objection to the conditions of this additional issuance. The only requirement is that I will take [-]% of the new shares."

Hu Yang didn't hesitate, and gave Chen Jialin a reply directly.

"Seventy-five percent? Let me do the math, that's the subscription share of 9600 million yuan, right? Mr. Hu, wait a moment, I'll go out and make a phone call."

When Chen Jialin heard Hu Yang's request, not only did he not feel embarrassed, but he was happy.He felt that his vision was really good, and Huijia Holdings was really a powerful company.

Ten minutes later, Chen Jialin came back and said solemnly: "Mr. Hu, welcome Huijia Holdings to become a new shareholder of Shengyi Electronics. The company has agreed to your request."

It was said that the company agreed, but in fact, it was Chen Jialin's father who agreed.As the largest shareholder of Shengyi Electronics agreed, there will be no problem with this matter.

At noon, Hu Yang and Chen Jialin went out for lunch together.In the afternoon, Shengyi Electronics sent people over and signed an investment agreement with Huijia Industrial.

The core of the agreement is that Huijia Industrial invested 9600 million yuan to hold a 30% stake in Shengyi Electronics.Huijia Holdings does not participate in the daily management of the company, but will occupy a seat on the board of directors and send financial personnel to conduct financial supervision.

The agreement also stipulated the payment period, giving Hu Yang 15 days to prepare.This is more humane, at least it gave him plenty of time to raise funds.

"Mr. Hu, happy cooperation!"

"Mr. Chen, happy cooperation!"

The people from Shengyi Electronics returned to Guan City after signing the agreement.Chen Jialin was very excited, he finally completed the task assigned by his father.

"Mr. Chen, I still have to thank you. Without your recommendation, how can I be qualified to participate in the additional issuance of Shengyi Electronics? Don't worry, I am not interested in the management and operation rights of Shengyi Electronics. Under normal circumstances, as long as you I will remain consistent with Xiangjiang Weida on the board of directors without harming the interests of the company."

Hu Yang doesn't care who is the actual controller of the company, he has no position or ambition to fight for these.Chen Jialin and his father's careful thinking, Hu Yang can see very clearly, now might as well make it clear in person, it can be regarded as reciprocating.

"Haha, Mr. Hu is really a cheerful person. I like to make friends like this. How about going to Xiangjiang at the end of the month?"

Inviting Hu Yang to Xiangjiang originally meant to win him over, but now that he has expressed his position, it is more appropriate to deepen the relationship.

Hu Yang didn't refuse this time, he really wanted to go and see.

The company's loan was quickly released, and after 8000 million yuan arrived in the account, Hu Yang asked the accountant to transfer 9600 million yuan to Shengyi Electronics.

Before the end of the month, the private placement of Shengyi Electronics was successfully completed, and the company successfully introduced two new shareholders. In addition to Huijia Holdings, another shareholder holds a 10% stake in Shengyi Electronics.

During this period, Hu Yang went back to Xijiang and completed the formalities for Xiangjiang.

In 95, Xiangjiang had not yet returned to China, and it will be more troublesome in the past than in the future.However, Populus euphratica has a business invitation letter issued by Xiangjiang Weida, so it is not difficult to go through the procedures for multiple round trips.

For this private placement of Shengyi Electronics, both Chen Jialin and Chen Jialin's father, Chen Hao, are very satisfied.

After the restructuring of Shengyi Electronics Co., Ltd. was completed, Chen Jialin enthusiastically invited Hu Yang to Xiangjiang, saying that it was to celebrate this successful cooperation.

After Hu Yang settled the company affairs, he brought Han Wen to Shenhai, and then passed through the deep sea to Xiangjiang.

As soon as the two walked out of the gate, Hu Yang saw Chen Jialin wearing a pair of big sunglasses.

"Mr. Hu, welcome to Xiangjiang! I've already booked a hotel for you, and I'll take you there first to settle in. I'll treat you to French cuisine at noon."

Chen Jialin deliberately narrowed the relationship with Hu Yang, and arranged all aspects very thoughtfully, which made Hu Yang a little embarrassed.

(End of this chapter)