I really don't want to eat soft rice

Chapter 578 Big move
Now Qiu Fei has begun to confront Chaoba Technology in many products.

Moreover, Gui Wuji of Qiandu Company is also providing him with funding needs.

Han and North Korea also felt that there were many things, and they were about to start making plans.

So South Korea and North Korea decided to slowly refine some other functions of PayPass.

It is no longer simply to use the payment software as a payment software.

Suddenly one day, Chaoba Technology announced that as long as the money is placed in the income package of Alipay, there will be daily interest.

To make a very simple ratio, if you put 1 yuan in the income package of Alipay, you will earn almost 1.3 yuan a day.

And this money is not fixed, as long as you want to use it, you can use it at any time.

That is to say, the income package of AliPay is a financial product.

Earnings on the first day will be credited directly to the account on the second day.

As soon as Chaoba Technology announced the news about AliPay.

Everyone in Yan Kingdom felt incredible.

An income of 1 yuan a day for 1.3 yuan is equivalent to an annual income of almost 5 points.

The key point is that this money can be used at any time. In Yanguo at this time, the annual rate of fixed deposits in the bank is less than 3 points per year.

This is the difference.

At the same time, Alipay also announced an important function, that is, through Alipay, users can directly use their savings cards to repay their credit cards without charging any fees.

However, the currently supported bank credit cards are not particularly complete, but AliPay also said that more bank credit cards will be opened in the future.

In Yan Guo at this time, it is very troublesome to repay the credit card. He needs to withdraw money and pass the cash through the bank machine to repay the repayment.

Even online repayment is very troublesome and requires several procedures.

But the function of paying through is much simpler.

You can easily repay at home, without going to the bank.

These two functions are also discussed by the majority of financial self-media.

However, many people are a little confused. Is the money safe if Alipay is used like this?

Also, with such a high income, how can PayPass make a profit?
However, out of trust in Alipay, there are still many people who put a little deposit into it at the beginning.

A few days later, the money went up, and then they withdrew it again, and the money really arrived.

And the whole process is free of charge.

This is a good thing.

For many people, although they have some change on hand, they don't know when they need it.

Therefore, I dare not deposit money regularly, so I have to put it in the bank card.

But there is basically no benefit in putting it in the bank card.

But it’s different now, anyway, 1 yuan a day still has 1.3 income.

Although the money is not too much, mosquito legs are also meat.

Anyone who knows how to settle accounts feels that doing so is perfectly possible.

Chaoba Technology suddenly released this big move of AliPay.

It also made Qiu Fei feel a little caught off guard.

He also thought that Chaoba Technology would take action on some of its products after experiencing the derailment incident between South Korea and North Korea.

I didn't expect people to ignore me at all.

Instead, it began to make big moves in other products.

These functions of AliPay may not be understood by ordinary people.

But Gui Wuji understood very well.

He had to admire Han and North Korea's intelligence.

A company is most afraid of not having a capital chain.

But the payment method completely solved this problem.

It seems that PayPass pays a high rate of return.

But compared to the benefits generated by the use of these funds by oneself, it is completely worthless.

Ordinary people think that the change is put in it and can be withdrawn at any time, but Alipay dare not use it.

But if there are 10 billion people in the entire Yan Kingdom who put money into it every day, it is impossible for everyone to withdraw the 10 billion.

Alipay only needs to calculate the bottom line of the daily fixed change amount.

Then when I use this fund, as long as it does not exceed this fixed bottom line, it will be very stable.

Of course, if all people put in all the change on the same day and take it out the next day, then there is danger in PayPass.

But this kind of thing can't happen.

This is all statistically probable.

To put it bluntly, if all users withdraw all their deposits in a certain bank on the same day, then that bank is also at risk of going bankrupt.

But this kind of thing basically doesn't happen.

Qiu Fei had to admire Han and North Korea's foresight in planning.

With the function of AliPay, if the operation is good in the later stage, then all AliPay users will be counted as providing Chaoba Technology with a steady stream of money.

And Chaoba Technology can generate greater profits with this money.

Don't underestimate the money of these users. Although the number of individuals is small, but after all, the number of users is huge, so this number may be no less than a bank, or even more.

Thinking of this, Qiu Fei felt his scalp go numb.

Why didn't I think of such a product before?

When ordinary people are calculating the income they put in the payment package every day, the bosses are studying the payment model every day.

Many bigwigs can't hold back and want to copy a software like AliExpress.

However, AliPay has been in existence since 9158.

All in all, AliPay is already one of the oldest products of Chaoba Technology.

Moreover, AliPay has Weichat as the source of traffic, so it is not difficult to promote it.

The most important thing is that the software AliPay has now fully occupied people's lives both online and offline.

For ordinary people, he is a good product worthy of trust.

Safe and fast.

This kind of product wants to be replaced, no less difficult than micro-chat.

Originally, the official did not pay attention to these things about Alipay.

But after the incident, the official found that this matter really does not seem so simple.

However, these functions of AliPay have not been in operation for a long time, so it is hard to say for the time being.

A good product should not only see the scenery when it comes out, but also see how far it can go.

These functions of AliPay have not yet stood the test of time.

Just after Alipay opened the function, Jitter also put a big move here.

There were also live broadcasts before, but the number was very small at that time.

But it’s different now. Many big influencers on Jitter have started live broadcasting their products.

The traffic of Amoy Diamond has been saturated.

There is an urgent need to bring more traffic to Taozuan in a new way from other software.

The advantage of live broadcasting is that when you use the jitter, you can calculate the products or even the content that you may be interested in based on the big data used by some of your mobile phones.

Then it will recommend related products or live broadcast products for you.

This kind of advertisement is more direct and precise.

Although many users are also disgusted with these, but after all, the marketing routines for the price during the Jitter live broadcast are too powerful, and sometimes they click in and watch it unconsciously...

(End of this chapter)