I really don't want to eat soft rice

Chapter 645 The Way to Borrow Money
"Mr. Han, what do you mean by giving money to users?"

Niu Ba still doesn't understand Korean and Korean words

"As you said, you also don't understand the significance of Gui Shi's approach."

"If it's a small company now, we can take this model for granted, and we can take it for granted that they are trying to cheat money."

"There is a good saying, you want my interest, but I want your principal."

"Some time ago, either people from some places were exposed, or they used this high-interest model to defraud parents and villagers of their money."

"It's just that now this model has moved from offline to online, that's all."

"But the Gui family is different. Their family has a big business, and they don't need money at all."

"If you want to say that Guiying is defrauding users of money, I don't think everyone will believe it."

"After all, cheating is a one-shot deal. Who is Gui Ying, it's impossible to do this."

"Now Guishi is trying to grab our share. If we fight in the same way as him, we will be led by the nose."

"Our PayPass has come steadily and steadily, step by step."

"PayPay, Taozuan, and Weichat are all integrated products."

"Guishi let people get interest, it's just icing on the cake."

"But if AliPay lends money to users to spend, it will be a timely gift."

"Icing on the cake is never as good as sending carbon in the snow."

Han Chao took a sip of tea and said with a smile.

"Mr. Han means that we use the Alipay platform to lend money to users?"

"And charge a certain amount of interest?"

"But if that's the case, whether the loaned money can be recovered is also a question."

"If bad debts exceed a certain percentage, then our move is more dangerous than Guishi's."

Charlie took Han and North Korea's words and said quickly.

It is certainly right to send carbon in the snow, but if the risk factor is too high, it is really inappropriate.

Niu Ba and Zhang Hu also nodded at this meeting, expressing their agreement with Charlie's statement.

"As I said just now, we have a product called PayTongTaoZhanWeChat."

"Analyzing the economic level of users from these products, with our current big data, shouldn't be a problem?"

"Credit card, you all should know about it?"

"We are now using big data to open a function for some high-quality users of Alipay, called Huabei."

"As long as the user has opened Huabei, he will pay this month, and we will give him the bottom line, whether it is online or offline."

"This month's flower, next month's return."

"Isn't this a good solution to the stickiness problem of PayPass?"

"If the user really has no money to pay back, it doesn't matter, just pay a minimum repayment, and then we will calculate the interest."

"Of course, we can't open the whole line at this stage."

"And the amount that is open to everyone cannot be the same."

"Those who have a house and a car can be easily identified through PayPass, so the amount can be higher."

"It's still a student, I'll give you a little 5001000 yuan."

"If you have good credit, you can increase your quota in the future."

"As for the borrowing money you mentioned, it is not open yet. We will open it later when we mature. At that time, we will call it borrowing."

"If that's the case, do you think the risk factor is high?"

Han Chao looked at Niu Ba Zhang Hu and others, then smiled and said.

"Mr. Han's proposal is very good."

"We don't agree with Qianbao's approach this time."

"But it doesn't seem right if we don't do something about it."

"Mr. Han's idea of ​​sending carbon in the snow is very good. Even if there is a problem, it is controllable for us."

"And this approach is another big gimmick."

"If this path works, the stickiness of AliPay will be stronger."

Zhang Hu also said with a smile at this meeting.

"Go ahead and make arrangements, remember that we are original and cannot be led by the nose by our opponents."

"Let's just watch quietly how Qianbao can get rid of their game of chess."

Han Chao smiled again and said.

. . . . . . .

As soon as the big news about Money Treasure came out, some users with spare cash were somewhat moved.

In any case, Gui's is a big company in Yan Country, so there is still a guarantee.

Why don't you put some money in Qianbao and try it out?
Where there are benefits, there are people.

In just a few days, Money Treasure also absorbed a lot of money.

However, there is not much money in large amounts for the time being.

Just like Alipay at the beginning, not many people would put so much money into it at once.

Yan people are still very cautious.

In fact, this caution is somewhat redundant.

Such a well-known big company, if it cheats money from the beginning, it is too low-level.

All scams are to let users taste the sweetness first.

Putting a long line to catch big fish is a slightly more advanced deception.

Recently, AliPay has seen a significant increase in the number of users withdrawing cash.

Of course, not all users will transfer directly because there is more money there.

For some small businessmen, their money is not so easy to plan.

After all, Money Treasure has a regular schedule, even if it is a monthly schedule, it is still a regular schedule.

AliPay is not the same for the time being, you can use it anytime to withdraw cash at any time, and the income will be settled daily.

. . . . . .

"Dad, I just said this trick works, right?"

"You can see that our daily living treasure is much higher now. With this money, if we do real estate at that time, we can plan it reasonably."

"Our move, Chaoba doesn't have the guts to follow suit."

This time Gui Wuji, sitting on the sofa in Guiying's office, also said with a smile.

"You, don't be too happy too soon."

"Han and North Korea are able to come to this day, and they still have some skills."

Gui Ying also smiled and said this time.

But this time, his attitude towards his son will be quite different from before.

"He's pretty good at picking up girls."

"After all, there are two women like Xia Yue and Liu Qingyi, she can get a divorce."

Gui Wuji said with a smile again.

It's just that in this kind of smile, there is some sadness that only he himself knows.

This Han Dynasty, no matter if it is Xia Yue or Liu Qingyi, as long as they marry him, they will be Wuji.

Gui Wuji couldn't guarantee that he wouldn't play tricks with other women when he was socializing outside.

But for divorce, he didn't think he would be that stupid.

Let alone those who love or not, the two women are definitely helpful to my career.

He Gui Wuji can play friends with beautiful women, flirt with them, and even sleep by accident.

But you have to be very careful about getting married.

There are tens of thousands of beautiful women, but not so many are beautiful, wealthy, and powerful.

"This Han Dynasty is indeed too arbitrary emotionally."

"Although Xia Tian is gone, with Xia's means, there must be a lot left for Xia Yue."

"Besides, Xia Yue is indeed very outstanding among the women's generation."

"To be honest, if it wasn't for the news about her and Han Chao, I would have thought about proposing marriage with Xia Tian at that time."

"As for Liu Qingyi, it goes without saying that the Liu family has been in Yan Country for so many years and is still very good."

"However, the Liu family also has disadvantages. There are too many descendants, and sometimes they are not united enough."

Gui Ying also accepted his son's words and said with a smile.

When Gui Wuji heard his father's words, he felt even more pained.

Propose marriage with Xia Tian?
Why not start sooner?If we had done it earlier, maybe there would be nothing wrong with Han and North Korea.

(End of this chapter)