Read the first book to understand investment and financial management

Chapter 1 Preface
Many people have had such a dream: hope that one day they will be able to make a lot of money, have impressive wealth, live in good clothes and live happily ever after.However, many people spend their entire lives without their dreams coming true.Some people travel between the company and the family from 8 to [-], and even work more than [-] hours a day, but they are still poor, unable to buy property, and even worry about how to provide for the elderly from time to time; , but he was profligate and spent money recklessly, so that his pockets were empty, he fell into financial crisis at a young age, and he was burdened with heavier and heavier debts...

What are the reasons for these phenomena?After careful analysis, there are certainly other factors, but the most fundamental reason is that they do not know how to invest and manage money, and how to manage the money in their hands through investment and financial management, so that money can generate more money.

Modern society is changing with each passing day, the economy is developing rapidly, prices are constantly rising, and competition is fierce, and the pressure from all aspects is increasing. To get rid of the predicament of life and get rich quickly, we not only need to manage the money in our hands well, and constantly enrich our "pockets", but also It is also necessary to release the money, be good at investing, and use the least amount of money to do the most things.

Regarding the significance of investment and financial management, Akkad, a rich man in ancient Babylon, once said a vivid saying: "Wealth is like a big tree, but it actually grows from a small seed. The first thing you save The copper plate is the seed, and it is likely to grow into a big tree of wealth in the future. The sooner you sow this seed, the sooner you will make the tree of wealth grow. The more faithfully you often cultivate it with deposits and value-added and water it, the sooner you will be able to enjoy the shade of wealth."

The birth of every rich man in the world is closely related to the words "investment and financial management".It can be said that investment and financial management is the best means of wealth accumulation and appreciation.Buffett once said: "How much wealth a person can accumulate in a lifetime does not depend on how much money you can earn, but on whether you can invest in financial management. After all, money is better than people looking for money. You must know how money works for you. It’s not that you work for money.” Buffett is also adhering to this concept of wealth, starting with 1 dollar, relying on his rational mind and investment wisdom, he has created a huge wealth of more than 40 million US dollars in just over 4 years , deduced an investment legend from ordinary people to world riches.

What exactly is investment and financial management?Some people think it’s putting money in the bank, some people think it’s saving money, some people think it’s buying funds, speculating in stocks, and some people even think it’s lending money to others and charging interest... This is actually There are biased and misunderstandings in the understanding of investment and financial management.Investing in financial management seems to be a very ordinary thing, but it is actually very knowledgeable.Investment and financial management is a comprehensive wealth management behavior, involving finance, economics, currency, trade, finance, taxation, mathematics, sociology, consumption, education, psychology and other disciplines.Investing in financial management is not about opportunism or chance, but an art and a kind of wisdom.For everyone in life, it is necessary to spend energy to delve into this knowledge and master its essence.

Using concise and relaxed language, combined with typical life cases, this book comprehensively and specifically introduces the common sense and principles of investment and financial management, and presents the main points of investment and financial management, characteristics of investment and financial management, methods of investment and financial management, and tips for investment and financial management. Common misunderstandings and risks to be avoided in investment and financial management.The book gives a detailed description of the characteristics, usage methods and precautions of various financial management tools such as bank financial products, savings, insurance, bonds, funds, stocks, foreign exchange, futures, trusts, gold, real estate, collections, and pawns. It puts forward targeted plans on how different families manage their money, analyzes the ways of spending money in scientific consumption in life, and also provides ways for pension planning and investment in children's education. It is informative, interesting, practical, and operable. It is the first enlightenment textbook for readers to understand and master the knowledge of investment and financial management.

If you don't manage money, money ignores you.If you are still worrying about the embarrassment of life and your future life, please change your life concept as soon as possible, establish a correct concept of wealth, and accumulate wealth not only by saving money by wages, but by investing and managing money.Open this book, let you quickly break through the misunderstanding of thinking, establish investment and financial management awareness, have investment and financial management methods and experience worth millions, and quickly and steadily appreciate the wealth in your hands. Get rid of the poor and busy people, open up a bright "money" way, and live a rich, beautiful and happy life.

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