Read the first book to understand investment and financial management

Chapter 31 Walk into the collection, enjoy yourself and make money, have both fish and bear's paw (2)
Look at the color again.Whether the blue and white is pure, remote, rich and moist, whether the red underglaze is red and not vulgar, with changeable layers, whether the glaze color is bright and translucent, without spots or blemishes.If the above three points are more in line with the requirements, at least the basic conditions for collection are met.Next, we need to understand the author's own conditions: if the price of new works is low, buy them boldly;If the number of repetitions of the same work is small, the price will naturally be higher. If the quantity is large, especially if there are many repetitions, it is recommended to purchase cautiously.From the perspective of international collection practices, collecting works by young and middle-aged artists seems to have certain risks, but in fact it is an investment with the most valuable return.

Modern art is a product with high craftsmanship and high appreciation and collection value, but the collection market is full of fakes, inferior products, and counterfeit products. Collectors should improve their discrimination and avoid buying fake and imitated porcelain. bring yourself a greater loss.

Things to invest in philatelic collections

Philately, which was born because of stamps, originated from interest. It is attributed to the rich topic selection, careful design, and exquisite printing of stamps. Through collecting, appreciating, and researching stamps and related postal supplies, it is aimed at seeking pleasure. People appreciate stamps while gaining spiritual satisfaction.But living in a society dominated by economy, people unknowingly regard stamp collecting as an industry and measure it with money.Stamps are a special commodity. They are produced at one time, and the number of prints and circulation are limited. The longer the time, the smaller the quantity, and the higher the price.In addition, stamps are also closely related to the situation of a country, so they are also called "national business cards".

A small postage stamp has a lot of knowledge.

The types of stamps are as follows:
New stamps: newly issued unused stamps.The highest price.

Cancellation ticket: A stamp that has been stamped and used.Price comes next.

Letter ticket: postage certificate.It has certain postal historical value.lowest price.

Set of Tickets: A complete system of stamps.The price is higher.

Loose stamps: single stamps that are not set.The price is lower.

Single ticket, square ticket, full sheet ticket: mainly refers to the set of undivided stamps in the new ticket.

Commemorative stamps, special stamps: J stamp sheetlet, T stamp sheetlet.

Wrong tickets, variant tickets: Stamps caused by design, printing and other errors.These stamps are extremely valuable.

The channels for stamp investment include national postal agencies, philatelic companies, auction houses, bazaars, and postal services.

Among all kinds of stamps, the "Cultural Revolution" stamps are more unique due to historical reasons. They not only have a high face value, but also have a certain collection value.Today, the stamp market during the "Cultural Revolution" period of "real envelopes" and "Cultural Revolution" period stamps are very promising.If your grandfather or father is a cultural person in the past, you might as well dig through the wooden boxes and cartons that have been piled up in your home, and you may find a lot of wealth, and you may find a few letters from the 20th century. Letters with "Cultural Revolution stamps" sent by friends or classmates in the 60s and 70s are commonly known as "real mail envelopes". You may find a few stamps from the "Cultural Revolution" period. Now, an ordinary "Cultural Revolution" stamp "A Real Mail Cover" can be sold for a few yuan, a dozen yuan, or even hundreds of dollars in the collection market. The market price of a "Cultural Revolution" "real mail envelope" is already comparable to the price of a new ticket. Red" or the "Real Mail Envelope" with the "Blue Army Post" precious post, then the unexpected wealth around you will exceed 10,000+ yuan, and the stamps during the "Cultural Revolution" are still very valuable now.

Among all kinds of collections, philately has the highest penetration rate.From the perspective of the development of stamp trading, each city and county is likely to have established at least one exchange and trading place.The good liquidity of stamps makes them easier to cash in and make profits than antique calligraphy and paintings. Therefore, they have the characteristics of value preservation and appreciation.However, in recent years, the circulation of stamps has been too large, which has reduced the appreciation potential of stamps.But for working-class amateurs, the price of a few hundred yuan for the annual album is not high, and stamps give working family members a high degree of visual pleasure, so investing in stamp collections is a good choice.

The characteristic of stamp investment is that the threshold is relatively low, anyone can participate, and it can start with almost no cost.However, the income is unstable and the price fluctuates greatly.In addition to certain investment value, philately also has knowledge, interest, cultural taste, etc., which can cultivate people's temperament and is suitable for investment and collection by salarymen.

Six must-know tips for investing in calligraphy and painting
When it comes to calligraphy and painting, in addition to its ornamental value, it also has the characteristics of value-added and value-preservation. Therefore, in recent years, the team of Chinese calligraphy and painting collections has gradually expanded, which has triggered an upsurge of calligraphy and painting collections in various places.However, many of them do not have the quality of calligraphy and painting collection at all, but blindly follow the trend when investing in calligraphy and painting, so that they fail miserably when investing in calligraphy and painting.In fact, although calligraphy and painting have similarities with many investment in collectibles, they also have their differences. Great tip.

[-]. Do not invest beyond your ability, you must do what you can
The investment in calligraphy and painting collection must be done according to one's ability, especially for those who are new to the industry.The works of calligraphers and paintings sold in the auction market range from tens of thousands to hundreds of thousands. This is not a small amount for any calligraphy and painting investor.Therefore, you should not blindly invest in the works of calligraphy and painting, especially do not invest beyond your own financial capacity.Because, once calligraphy and painting investors have purchased these master calligraphy and painting works, if they can’t sell them for a while, it will hinder investors’ future investment in calligraphy and painting, and they can only give up when encountering “good” calligraphy and painting works.Therefore, calligraphy and painting investors are best to do what they can when investing in calligraphy and painting collections, invest according to their actual conditions, and pay more attention to choosing to invest in works by middle-level famous artists. Often these works are not high in price, good in quality, and have great potential appreciation potential.

[-]. Carefully select categories, not extensive collection

Investing in calligraphy and painting should not be widely collected, but a category must be carefully selected, so that calligraphy and painting investment collectors can be sure to win in the field of calligraphy and painting investment and collection.Or a certain period, a certain theme, a certain school of painting, or even the works of a certain painter.Only by concentrating all your energies, understanding and understanding the market of a certain type or a certain painter’s works, as well as its artistic characteristics, can calligraphy and painting investors know what they are. , to choose correctly.As for calligraphy and painting, it is only for those who have qualifications and strong economic strength.

[-]. It is better to invest in works of masters and choose high-quality products
Usually a calligrapher and painter has a considerable number of works in his life. Some of these works are social works, and some are casual works, but there are not many works that are really carefully crafted, such as the famous calligraphers and painters Zhang Daqian, Qi Baishi, and Xu Beihong. The three masters have thousands of works in their lifetime, but there are only a handful of fine works. Therefore, even for the works of the same master, the price and value-added space will vary greatly.Therefore, it is very important for calligraphy and painting investment collectors to choose high-quality works when investing in calligraphy and painting collections.

[-]. The price of incomplete paintings is discounted, so it is not suitable for investment
Investing in calligraphy and painting, if the work has moth holes or damage, it will still show flaws even after repairs, or there are stains, the picture is not clean, it is incomplete.There are also some calligraphy and paintings, which are composed of multiple screen strips. If one piece is missing, the value will be greatly reduced, and no one will even care about it.Therefore, those calligraphy and paintings whose value is affected due to "incompleteness" are not suitable for investment and collection by calligraphy and painting investors.

[-]. Pay attention to data collection, systematic understanding and research

Only by collecting and analyzing information extensively can we guarantee the investment income of calligraphy and painting investors.For example, it is necessary to collect calligraphy and painting newspapers, art investment articles and books, auction catalogs and auction transaction price lists, and to understand market conditions. These are all requirements that calligraphy and painting investors must have before investing in calligraphy and painting. Calligraphy and painting collection investors bring disadvantages, leading to losses in investment collection of calligraphy and painting.

Sixth, consider the market conditions and seize the opportunity

The transfer of calligraphy and painting works is the follow-up action of calligraphy and painting investors investing in calligraphy and painting works. Only by selling and selling can they obtain income.Therefore, in order to ensure the best interests of calligraphy and painting investors, calligraphy and painting investors should consider market conditions, market trends, and their own capital turnover before selling calligraphy and painting. Sell ​​in time, so that if you free up funds, you will be guaranteed to invest in other calligraphy and painting with income and greater growth potential.

Investment in calligraphy and painting is the most potential value-added product in family wealth.But now there are more and more counterfeit calligraphy and paintings. Investors should learn more professional knowledge and improve their ability to identify calligraphy and paintings, so as not to buy fake paintings and fall into the trap of being deceived.

How to do a good job in RMB collection and investment

With the continuous growth of the RMB collection team, there are fewer and fewer RMB and limited edition metal circulation commemorative coins that have been withdrawn from the circulation field. Affected by the law of value, the value of these RMB has risen sharply, and as time goes by, the value-added potential is increasing. bigger.For example: the market collection value of the first and second sets of RMB and metal circulation commemorative coins has exceeded its face value several times, sometimes even hundreds of times, and even the third set of RMB that is about to withdraw from circulation has also increased in value several times or even dozens of times. times.Therefore, as a collection object, RMB has obvious value preservation and appreciation functions.

Up to now, my country has issued a total of five sets of RMB, and the early three sets are the most valuable for collection.The first set of renminbi was issued in 1949, when it was just liberated, the population was greatly reduced after the war, and it was at the time when the old and new currencies were handing over, so not many currencies were printed.After this set of RMB ceased circulation in 1955, it gradually faded out of people's vision, and now there are quite a few in existence.It is said that "the first large set of RMB nine grades can now sell for more than 150 million yuan."

The second set of RMB began to circulate in 1955, and the printing volume is not large. Now the market price of the complete set is between 12 and 15 yuan.In addition, "in this set of renminbi, there is a black ten-yuan denomination, which is so large that it can't fit in an ordinary wallet. It is very inconvenient to carry and it is difficult to keep it in good condition."This banknote has become the "leader" of the second set of RMB, and the current market price in full condition is around 7 yuan.

The third set of renminbi was issued in 1962, and the circulation was not stopped until July 20, 7. It has the longest market circulation time among the five sets of renminbi, as long as 1 years.A major feature of this set of RMB is the variety of formats, "For example, there are several versions such as 'green watermark on the back' and 'red hair' for one dime denomination."Now on the market, the "green watermark" with good appearance is worth more than 38 yuan, and the "red hair" can also be sold for about 90 yuan.

Collectors choose collection objects according to their economic income. Collectors with strong economic strength can consider collecting the first and second sets of RMB; Among the three sets of renminbi, there are some individual and distinctive banknotes, aiming at one currency for long-term investment.For example, the second set of renminbi is the Soviet version, and there is a 3-yuan version. The other sets of renminbi do not have this denomination, which is very special.The current price is not very high, and the appreciation space is worth looking forward to.In addition, the current price of the "red hair" in the third set of RMB is not high, but because of its small stock, it also has great potential for appreciation.

When collecting RMB, you should pay attention to:

First of all, not every RMB has collection value.For example, the second set of RMB banknotes that have been withdrawn from circulation, the banknotes with Roman characters and Arabic numerals on the banknotes are of high collection value, while the prices of banknotes without printed numbers may only be close to the face value.

Secondly, in addition to guarding against counterfeit money and selecting varieties, you should also pay attention to the appearance of banknotes when collecting RMB.Due to the poor condition of some coins, sellers often have to sell them at a low price.For example, a second set of RMB "ten-yuan coupons" in good condition is currently worth 12 yuan, but a severely damaged "ten-yuan coupon" that has been refurbished may not be sold for 2 yuan, which shows the importance of quality. sex.Even a scratch visible only with a magnifying glass or a black spot the size of a pinhole can cause a coin to be downgraded by one or more grades if the coin is not stored properly.Therefore, maintaining the appearance of coins is to increase the value of coins in possession.

In the current renminbi collection market, there is also a trend of special renminbi collections, such as "special numbered coins", "conjoined banknotes", "wrong coins", etc., all of which have their own "fans".In this regard, we need to treat them differently and not blindly follow suit.

When collecting and investing in RMB, you should focus on value-added functions and appearance, and learn the skills of identifying counterfeit coins to prevent being deceived.In addition, you should also regard collecting RMB as a hobby and research rather than speculation, keep a normal mind, conduct research and study from the perspective of currency history, increase knowledge, and broaden horizons.

(End of this chapter)