Winning the new financial era

Chapter 228 Cross-Border Payment
Consisting of eight blocks, Ginza is the most luxurious business district in Tokyo, known as "the most expensive place in Asia".

Especially when night falls, colorful neon lights and fluorescent lights flood the entire Ginza in dazzling light and shadow.

In a high-end private club in Ginza, Zhang Yida met Masayoshi Son, chairman of Softbank Investment, and Niksh Alora, chairman of Yahoo RB.

Sun Zhengyi, the well-known Internet emperor in the outside world, is not tall, maybe even less than 1.5 meters.The baldness is very serious. I don't know if it is because of excessive use of the brain.

Just as Zhang Yida was in labor, Sun Zhengyi came up to him, shook hands with Zhang Yida, and said in English, "Welcome Mr. Zhang to RB!"

Facing this legendary investor, Zhang Yida respected him a lot, and replied, "Thank you, Mr. Sun, for your kind invitation."

Zhang Yida finished his work inspection in South Korea, and set his third stop at RB, where there is PayPay, an electronic payment company joint venture with Yahoo RB, and Ruixiang invested 4900 million US dollars, holding 49% of the shares.

After arriving at RB, Yahoo RB Chairman Alora sent him a message saying that Masayoshi Son wanted to ask him to meet.

Then Zhang Yida left He Qingxuan and the rest of the inspection team in the hotel, and went to the banquet alone.

Zhang Yida shook hands with his old friend Alora, who also visited Ruixiang and was the executor who facilitated the cooperation between Ruixiang and Yahoo RB.

Arora said: "PayPay's operating performance is good, thanks to you sending a technical team over."

Zhang Yida said with a smile: "Don't dare to claim credit, Yahoo RB has contributed more."

After the three sat down, Sun Zhengyi kept observing Zhang Yida, and said after a while, "I'm really curious about you. At 20 years old, you have created a great career!"

Sun Zhengyi's praise made Zhang Yida quite relieved. He said with a smile: "It should be my luck that I have caught the pulse of the times."

"Maybe that's not called luck, it should be called vision. Vision is also a kind of strength."

Speaking of this, Sun Zhengyi sighed, and said: "What a pity! Softbank missed Ruixiang Group."

"It can't be said that, SBI Holdings is still our shareholder."

Zhang Yida is very clear that the predecessor of SBI was RB's Softbank Investment, which was later renamed as SBI Holdings. Although Sun Zhengyi did not wholly own it, he still has a large number of shares in it.

Sun Zhengyi shook his head with a smile: "I have seldom interfered with SBI matters. Although they have invested in Ruixiang, what is the shareholding ratio?
1.21%!

That's not my style of investing.I am optimistic about a person and a company, and will definitely support it with all my strength. "

"Softbank Capital also holds shares in my subsidiary Patenet and Huimin Travel Group. I still admire Softbank's investment vision."

Hearing Zhang Yida's words, Sun Zhengyi shook his head and said, "The shareholding ratio is still small. In recent years, I have focused on the global market, neglected the Chinese market, and missed many good projects."

Zhang Yida recalled that Softbank’s performance has indeed declined, and the three small giants of TMD only hit Didi.

It should be said that investing in Didi is due to investment in Uber, resulting in hedging investment behavior.

"SoftBank's fund is so large, it is certainly impossible to focus all its attention on China."

Sun Zhengyi asked again: "How many countries has Ruixiang's Mobao payment landed?"

"Singapore, Indonesia, South Korea, India, and RB. So far, we have entered five countries." Zhang Yida replied.

"Haha, you must be the biggest enemy of Leech Financial Services." Sun Zhengyi laughed after hearing this.

"Not necessarily, their biggest enemy should be Penguin's Tenpay, we can only rank second." Zhang Yida knows his own business, and now in the domestic mobile payment market, Ruixiang is only No.3.

He guessed that the old opponent Penguin should be the most troublesome for Jack Ma.Rui Xiang could only stand aside.

Sun Zhengyi looked at Zhang Yida and asked again: "In your heart, what will Ruixiang look like in five or ten years?"

Zhang Yida thought for a while, and replied: "Across the seven continents, covering most countries in the world except a few countries and regions."

Sun Zhengyi nodded slightly, he didn't think Zhang Yida was bragging, but Ruixiang already had this sign.

As long as the governments of various countries do not suppress it, it will be a matter of time before these Chinese financial technology companies sweep the world.

"When will Ruixiang open its next round of financing?" Sun Zhengyi asked.

"We have only raised 25 billion U.S. dollars, and the funds are still very abundant. Maybe it will be next year!"

"Sharp's previous round of financing was valued at US$275 billion. Softbank is now investing in a round of shares at a pre-money valuation of US$300 billion. What do you think?"

After Sun Zhengyi put forward the conditions, he looked at Zhang Yida.The latter took a long breath and said: "We have signed a contract with the investors of this round, and the valuation of the next round cannot be lower than 400 billion U.S. dollars."

Masayoshi Son groaned, the valuation of 400 billion U.S. dollars was very high, even he, a venture capital giant with a lot of money in his hand, had to think twice.

However, he knew that his [-] billion Vision Fund was about to be formed.

Once the fund preparation is completed, there is no unicorn in the world that he can't afford to invest in.

After thinking about it again and again, Sun Zhengyi decided to wait and wait and see the follow-up development of Ruixiang.

"Musical.ly is also an interesting company. I heard that you haven't opened up financing yet, have you?" Masayoshi Son asked again.

Zhang Yida thought to himself, your vision is really poisonous.After a pause, he said, "There is no financing plan for now."

Sun Zhengyi was quite regretful. He had studied Zhang Yida's industry.Among so many companies, he is most optimistic about Ruixiang, followed by Huimin Travel, and then Musical.ly.

Others, such as Patenet, Pinduoduo, Yimin Wealth, Ruimin Wealth Management, and Huinongdai, in his opinion, are worth US$20 billion if they are exhausted.

His current investment vision has focused on decacorns, that is, companies with a valuation of more than tens of billions of dollars.

For other small-scale companies, he is not even interested in making a move, and they are all handed over to the people below.

"Mr. Zhang, I am very optimistic about you. I hope that SoftBank Group can have a deeper cooperation with you."

When parting, Sun Zhengyi said to Zhang Yida.

Zhang Yida smiled and said, "Sharp will also welcome Softbank to join in its next round of financing."

Zhang Yida knew that Boss Sun would soon receive huge sums of money from the oil tycoons.

When it comes to spending money, it is merciless. Billions and tens of billions of dollars have been spent on big projects such as Uber and We Work.

Zhang Yida welcomes this kind of local tyrant very much.

……

RB Tokyo Narita Airport Duty Free Shop.

There are two shopping streets at the airport, "Narita Nakamise" and "Narita Fifth Street".

From small daily necessities to large clothing and electrical appliances, there are everything here.

Zhang Yida and He Qingxuan arrived at the airport a few hours early and have been shopping around the duty-free shop.

"Yida, shall we just go shopping and not buy anything?" He Qingxuan watched Zhang Yida wandering around, but didn't buy anything.

"I'm observing the cooperation between Mobao Pay and PayPay." Zhang Yida explained.

After finishing speaking, Zhang Yida continued to look at the cash register, and looked at the payment sign posted on it.

"Hey, isn't that the sign of Mobao Pay? Why did it appear at RB Airport?"

Following Zhang Yida's gaze, He Qingxuan found that the clothing store they were in actually had the sign of Mobao payment.

"PayPay helped us negotiate some cooperative merchants, basically concentrated in airport duty-free shops. So I came to observe the situation."

He Qingxuan nodded, gave Zhang Yida a thumbs-up, and said, "Excellent. Your business is going to spread all over the world."

Zhang Yida waited for a long time, and finally got a few young girls in their twenties, who should be Chinese in appearance and clothes.

Several girls were laughing and joking, holding the chosen clothes in their hands.One of the girls pointed at the Mobao Pay sign at the cash register and asked the cashier, "Hello, do you have any cooperation with Mobao Pay?"

The cashier nodded and said, "Yes. If you download the Touronghui app, you can choose to pay with Mobao."

"Wow. You can still pay with domestic magic treasures, it's too powerful!"

"Excellent, Mobao Pay has actually gone abroad."

"Try quickly, can the payment be successful!"

The other girls felt that it was quite a novelty, and encouraged their friends to pay and try it out.

So the girl who just asked the cashier took out her mobile phone, opened the Touronghui APP, clicked the plus sign in the upper right corner, and scanned the code.

With a "beep", the girl looked at the currency selection page that popped up, and asked the cashier: "Why are there two options popping up? One is RMB and the other is Japanese yen."

The cashier explained: "We only accept Japanese yen here. You can choose Japanese yen as the payment option. Your payment is in RMB, and Mobao Payment will automatically convert the exchange rate for you, and then what we receive here will also be automatically converted into RMB. JPY."

"Wow, so amazing!"

"Lili, hurry up and pay for a try."

Lili saw what her companion said, so she chose the Japanese yen payment option, and then entered the product price of 13800 yen, which was automatically converted into RMB 881.02 in Mobao payment.

Lili enters the password and clicks payment.

Then the cashier nodded to her and said, "Okay, the payment was successful."

After Lili made the payment, several of her companions also shouted and took out their mobile phones, opened the Touronghui APP, and experienced the payment of Mobao payment one by one.

One girl didn't download Touronghui, but downloaded the APP on the spot, and then bound her bank card.

After wasting a lot of time, I finally experienced a scan code payment with Mobao payment in RB.

After several women paid the money one by one, they were about to leave with the goods.

Zhang Yida stepped forward and said in Chinese: "Hi, everyone. It's convenient to ask, you just paid with Mobao, how is the payment experience?"

Several women looked up and saw a handsome boy in casual clothes talking to himself and others, still in Chinese.

They said:

"It's very easy to use and feels so convenient!"

"Yes! Are you Chinese too?"

"Handsome guy, do you want to pay with magic treasure? If you can't, I can teach you."

He Qingxuan, who was standing behind Zhang Yida, pursed her lips and rolled her eyes.

Zhang Yida quickly said, "Thank you! I don't buy anything, I'm just curious, just asking."

"Hey, are you Zhang Yida?"

"It must be him. Wow, can we have a photo together?"

Several girls actually recognized Zhang Yida and stepped forward to surround him.

The cashier was also very curious. Looking at Zhang Yida's temperament, he guessed that he was a Chinese star.

Zhang Yida didn't put on airs either, and took photos with several girls one by one, and chatted with each other for a while.

Finally, in the reluctance of the girls, he waved to them and said, "Goodbye!"

(End of this chapter)