Winning the new financial era

Chapter 265 Villa King
a few days later.

Zhang Yida and Zhao Erya sat in the back row of the Bentley Mulsanne, discussing the destination of the trip.

"Do you really want to buy "The Yard on the Bank of the Canal"?" Zhao Erya had a look of longing in her eyes, and then whispered, "Do you have that much money?"

"No!" Zhang Yida replied casually, and with Erlang's legs crossed, he leaned back again, so that his back sank into the comfortable and soft leather seat as much as possible.

"You dare to buy such an expensive house without money?" Zhao Erya thought for a while and thought it was wrong, and asked again: "You must have lied to me, right?"

Zhao Erya tilted her head, "Let's think about it, there is no company going public recently, so did you sell the shares of Yimin Wangjin?"

"It's not for sale!" Zhang Yida smiled faintly, "Anyway, you can't guess it."

Yuan Xiao, who was driving in the front driver's seat, kept silently holding the steering wheel. Wearing a decent black suit, he didn't say a word, didn't look around, and strictly followed his duty as a bodyguard.

A qualified bodyguard must have such qualities: to be an air person in normal times and not interfere with the life of the boss; when encountering an emergency, it is time to show their capabilities.

Behind Mulsanne is a black Mercedes-AMG G63, commonly known as the "big G".

Luo Xiaohu and Qin Lin were sitting in the driver and co-pilot in the big G car, while Qian Li was on vacation and came to change shifts at night.

Luo Xiaohu couldn't put his hands on the big G steering wheel, and praised: "Brother Lin, this one is really generous, it's a 300 million luxury car for our bodyguards."

Qin Lin was holding a work tablet in his hand, on which a "red dot" was constantly flashing, showing the location of the Bentley in front of him.

"Young people like Mr. Zhang must pay attention to ostentation and face!" Qin Lin put down his tablet and began to chat, "Xiaohu, have you ever dated a billionaire before?"

"No!" Luo Xiaohu sighed while driving the car, "I used to work with a manufacturing boss who was worth hundreds of millions, and I usually drove Highlander or A6."

"This car is better, and I feel better when I drive it!" Luo Xiaohu boasted again.

"Yes!" Qin Lin stroked the luxurious interior of the car beside him, and said, "So we have to work hard and strive to become Mr. Zhang's long-term bodyguards."

"Yes. Brother Lin, you are right."

Zhang Yida looked at Zhao Erya who was sitting next to him thinking hard, and said with a smile: "You can't guess it!"

"Equity pledge!" Zhao Erya suddenly remembered that although she didn't specifically ask about Zhang Yida's company management, it didn't mean she didn't know anything about Zhang Yida.

"Right? Did I guess right?" Zhao Erya asked Zhang Yida with a smile on her face.

"Excellent!" Zhang Yida gave a thumbs up, and said again: "It's improved, you guessed it all."

"I heard that you set up a family office and entrusted all the shares of Yimin Wangjin to them?"

Zhang Yida admitted: "There is such a thing. If the assets are not liquid, there will be no income."

Zhao Erya was a little worried, and asked, "Isn't the interest high for borrowing so much money?"

"Tens of millions of dollars a year!"

"So much? The annual interest is hundreds of millions of RMB." After being surprised, Zhao Erya said again: "As long as you feel safe, you can go according to your plan!

I don't understand finance or business, so I can't give you any advice. "

Zhang Yida looked at Zhao Erya with a smile, "Don't you ask me to pledge so much money, what do I do with it?"

"You don't need to ask me to know. It must be used for investment and to make money."

Zhang Yida nodded and didn't speak any more.

His shareholding ratio in Yimin Wangjin is as high as 47.51%. Based on the current stock price, the market value of the position is as high as 24.6 billion US dollars.

After a $5 million equity pledge, the Xinhuo Family Office pledged part of the equity to Goldman Sachs to obtain a $5 million loan after consulting him.

At present, Zhang Yida's equity pledge rate has reached 40%, which is a little high. If the stock price is lower than 18 US dollars, it is the warning line, and if it is lower than 13.5 US dollars, it is the liquidation line.

However, you can increase the margin or increase the number of pledged shares in the middle to prevent "explosion".

Zhang Yida used the pledged first US$5 million to acquire Blue Hole and invest in OYO, as well as inject capital into Douvision, but it could not be realized or returned in a short period of time, so it was considered a long-term investment.

The second loan of 5 million US dollars was handed over to the Xinhuo family office for asset allocation. Part of it bought short-term bonds and stocks in the secondary market at home and abroad to ensure liquidity; part of it was used to buy hedge funds and equity investment funds. .

Compared with the interest rate of equity pledge, if the investment yield is higher than it, it is earned, and if it is lower than it, it is a loss.

As for whether it is a loss or a gain?Zhang Yida has no idea. He will only know the annual return rate at the end of the year.

However, the Xinhuo family office has hired an investment and financing team with a high salary and is familiar with various capital operations and investment methods.

Zhang Yida still has some confidence in them "making money".

Does the cunning rabbit have three caves?Zhang Yida is now preparing for this. If the model is feasible, most of his personal assets will be used to manage a "personal family office" in the future.

Completely separate your private assets from company assets and isolate risks.

Zhang Yida withdrew his mind, the car had already arrived at the destination, and stopped in front of an antique compound with an antique look and fragrance.

Yuan Xiao, in a suit and leather shoes, got out of the car first. Wearing white gloves, he opened the car door with one hand and leaned on the roof with the other hand.

Zhang Yida bent down and got out of the car, straightening the wrinkles of his woolen coat.

Yuan Xiao walked to the other side of the car door and greeted Zhao Erya in the same way.

Zhao Erya walked around the rear of the car, walked to Zhang Yida, and looked at the courtyard of this antique building.

At this time, the security guard who had already noticed two luxury cars parked in front of the door came over and asked, "Sir, ladies, are you here to see the house?"

"Yes!" Zhang Yida slightly nodded at him.

"Okay, please come inside." The security guard made a "please" gesture and greeted Zhang Yida and his party to walk into the courtyard.

Zhao Erya took Zhang Yida's hand and followed behind the security guard at a leisurely pace.Yuan Xiao followed behind the two without saying a word, like an invisible person.

The security guards were not too surprised. The people who bought their Tahoe Group houses were either rich or expensive, so it was normal to have a bodyguard following them.

Luo Xiaohu, who was sitting on the big G, asked Qin Lin: "Brother Lin, should we follow?"

"No, this is in China, and it's the capital city, so there's nothing wrong with it."

Qin Lin waved his hand, and then said: "Didn't Mr. Zhang tell you? From now on, the person who rides with him in the same car every day is Mingshao, so he can follow him wherever he goes.

We are acting as "secret sentries" today. Without his special orders, we don't have to follow him closely.

It's just that mobile phones, radios, and emergency alarms must be turned on at any time. If there is any abnormality, you must go to Mr. Zhang immediately. "

"Oh!" Luo Xiaohu nodded and said "OK".

Entering the compound, Zhang Yida looked at the high blue brick wall, which was somewhat similar to the sales department of "Huizhou architecture".Secretly sighed, as expected of a manufacturer of luxury houses, the sales department is so impressive.

A sales lady in a woolen coat and light makeup greeted her, "Hi, sir, are you here to see the house?"

"Yes, I want to see those 12 sets of "Villa King"!" Zhang Yida said concisely.

Welcoming him into the courtyard, the security guard who was about to get up to leave also stopped for a while, turned his head and looked at Zhang Yida for a few times before leaving, secretly feeling, a real rich man!
The sales lady was a little surprised, quickly suppressed her emotions, and said with a smile: "Sir, 12 of the 10 villa kings have been sold, and only one European-style "Tahoe Red Royal" and Chinese-style "On the Canal Bank" are left. courtyard"."

Zhang Yida, who loves history, naturally prefers Chinese-style courtyards, so he said to the sales lady without hesitation: "Let's look at the courtyards on the banks of the canal first!"

The sales lady saw it: Although Zhang Yida and Zhao Erya were young, they were well dressed, and there was a bodyguard in a suit behind them, so they should be powerful buyers.

So she smiled, greeted Zhang Yida and Zhao Erya to sit down on the sofa in the lobby, served two cups of hot drinks, and said, "Sit down a bit, both of you, and I'll get the keys right away."

"and many more!"

The sales lady stopped and asked Zhang Yida again: "Do you have any orders, sir?"

Zhang Yida pointed to Yuan Xiao who was standing behind him, "Serve this gentleman a cup of hot drink as well."

"Mr. Zhang, I don't need it." Yuan Xiao was a little moved. He felt "respect" for the first time in so many years as a bodyguard, so he was as indifferent as him, and couldn't help feeling a little sore.

The sales lady was also very surprised. She has received customers with bodyguards several times, and she has never seen such a customer who "loves his subordinates".

"Okay, I ignored it." The sales lady bowed slightly to Yuan Xiao again, "Sir, I'm sorry, just wait a moment."

Then the sales lady turned around and poured hot drinks.

"Xiao Min, what type of apartment does the customer outside want to see?" When the sales lady Xiao Min came to the bar to pour a hot drink, the supervisor stopped her.

"Look at the yard on the bank of the canal!"

The director's eyes lit up, this is a big customer, a deal worth hundreds of millions.

"Are you sure you have the intention? Don't be some kind of anchor or self-media person. He came to see the house just to take pictures and write articles." The supervisor asked.

"Probably not, I see that the clothes are very high-end, and there is a bodyguard."

The supervisor shook his head, "Clothes can be rented, and bodyguards can also be rented. These days, there is a lack of trust between people!"

"It's nothing to look at. If they take pictures indiscriminately or something, I'll just coax them away."

It was not easy to get a "big customer". Although I was not sure whether it was a real customer or a fake customer, Xiao Min came to work with the mentality of "I would rather kill three thousand by mistake than let one go".

"You, you!" The supervisor saw through Xiao Min's thoughts, and said with a smile, "You're just worthless, why are you still dreaming of getting rich?"

"That's right, if you sell a set of Villa King, the commission will be 300 million, wouldn't a fool want it?"

Xiao Min poured the hot drink and was about to leave when the supervisor urged: "You call two colleagues from the security department, the items in the Villa King are too expensive, you have to keep an eye on them."

Xiao Min nodded, "Leader, don't worry, I will be smarter."

　Guess how much this house costs?
　　Thanks to the book friend Asquid for the reward!
　　
　
(End of this chapter)