Winning the new financial era

Chapter 316

"Have you all read this article on Huqi.com, do you have anything to say?"

In the luxurious office on the top 50th floor of Ruixiang Building, Zhang Yida called a meeting for the executives of his subsidiaries.

"300 billion US dollars, the current valuation of Ruixiang is more than that. The editor of Huqi.com even laughs at the editor of Forbes. He is not serious about his work." Lin Zhenyang criticized mercilessly.

Zhang Yida shook his head, "His valuation of most of my companies is still very accurate. It can be seen that the other party has put in a lot of effort."

"Mr. Zhang, this article seems to be praising you, but it actually has evil intentions and wants to kill you."

Lu Fenghai's eyes were cold. Patenet has obtained the C round of financing this time and has become a new unicorn, which has attracted a lot of attention from the society.

Similarly, as much praise and praise from the outside world, there will be as much jealousy and hatred from the peers.

He seriously suspected that competitors were secretly tripping them up.

Several other company executives also nodded, agreeing with Lu Fenghai's point of view.

Lu Fenghai continued: "This article first pointed out that Mr. Zhang may have a wealth of tens of billions of dollars, but he only spends 500 million yuan for public welfare every year.

And the 500 million was spent on sheltering centers for stray cats and dogs.

He also said that every time the staff of Patenet went to public welfare, they would carry Dogford brand dog food, and even took a close-up of Dogford's Logo.

In addition, he also said that we often see videos of us feeding stray cats and dogs on major video sites.

Isn't this satirizing us for a show? "

Lu Fenghai took out his mobile phone, connected it to the projector in the office, and showed everyone the comments on Weibo and official accounts.

"Zhang Yida is worth tens of billions of dollars, but only spends 500 million for charity every year? The unit is still RMB, which is too stingy!

I'm really sorry for my worth. If I had this worth, I would donate at least 5 million yuan every year! "—Netizen, go Pikachu.

"The 500 million yuan was not really used for charity, it was used by Zhang Yida for business.

First invest money in the shelter center, then find someone to put on a show and feed the stray dogs, take a video and send it to major video sites to advertise Dogford brand dog food.

Indeed, there is a "way" to making money, I admire it! "——It's an annoyance that netizens are handsome.

"Let me just say, why do I often see videos and pictures of feeding stray cats and dogs on major video sites and self-media.

It turns out that there is a pusher behind this scene!It's really hypocritical to secretly advertise your company under the guise of public welfare.I will never buy dog ​​food from Dogford again! "—Netizens accompany you to watch shooting stars.

"What the hell? Donate 500 million yuan to the dog every year? Do you know how many children in mountainous areas in our country can't afford to go to school or eat? It's a refreshing change!" - A netizen with a slight flaw.

It's not all one-sided black Zhang Yida, there are also neutral netizens who have made relevant comments.

"Stupid, who would do charity if it doesn't benefit? Those big bosses donate so much money every year, and it's not for the sake of a name, and by the way, to advertise for their companies." —— Netizen speed.

"It's very normal, after all, people still invested 500 million RMB. It's better than a pennyless iron cock." ——The little P boy of a netizen playing soy sauce.

The comments from netizens who favor Zhang Yida are even more interesting.

"It's terrible to have no culture. Zhang Yida's company, Yimin Wangjin, went public, and the stock price of Yimin Wangjin has been fluctuating. The US stock market has a strict cash-out mechanism.

Compared with the veteran rich man, Zhang Yida doesn't have much cash flow at all. "——Netizen Baby Crystal Fish.

"Patenet is a start-up company, and it is not bad to be able to spend 500 million a year for charity!

No matter how much, the co-investors invested money for you to do charity, right? "—— Netizen Bodhidharma playing wild.

"Five million is too little? Why don't keyboard warriors rob banks?" —— Netizen Sanjiang Robber.

"Someone made a video of helping stray cats and dogs and posted it on the Internet, calling on all sectors of society to care for and protect animals.

How can it be a show when it comes to the mouth of the keyboard man?Keyboard Man himself, try feeding the stray cats and dogs, post it on the Internet, I will give you likes, comments and forwards every day! "——Netizen smiles 1088.

Lu Fenghai controlled the projector through his mobile phone, and showed everyone the mixed comments from netizens.

Zhang Yida had mixed feelings after seeing it. Although he had a sense of utilitarianism in doing these charities, wasn't it for making money in the future so that he could invest more money in charities?
Why do netizens not understand themselves at all?Netizens can't do it this time.

He waved his hand, "Okay! Go your own way and let others take care of it. Doesn't Patenet have a pet hospital offline? If there are stray cats and dogs who are sick and need treatment, we provide certain free medical services.

In addition, cooperate with station B again to make a documentary on animal protection, and use the form of a documentary to promote and describe the achievements Petnet has made in animal protection over the years.

It is not to praise ourselves, but more to call on everyone to pay attention to the problem of stray dogs. "

Lu Fenghai frowned, "Mr. Zhang, is it too much? Our company is not even in revenue yet!"

"It's not going to happen. Patenet is in the pet business. People who keep pets are generally more caring. We must create a good and caring corporate image of Patenet to the outside world."

"Then, is there a threshold for free medical treatment for animals? There are 4000 million stray dogs in China, and we can't save that many."

Lu Fenghai looked very embarrassed, and continued: "Actually, the problem of stray dogs is a problem for the whole world.

Some countries train stray dogs to become guide dogs and patrol dogs, which is equivalent to reusing resources; Japan directly euthanizes them.

Our country's reasonable management of stray dogs has fallen into: shelving → hunting → being resisted → shelving again
cycle of vicious circles.

There has been no good solution. Every year, 2000 people across the country die of rabies, and many of them are bitten by stray dogs. "

Zhang Yida nodded, "Thresholds must be set, our power is always limited, even the country can't control things, we certainly can't control them.

More importantly, through these things, we call on the public not to throw away pets at will, causing stray animals to multiply indefinitely and causing problems for social stability. "

"Mr. Zhang, I have an idea. We will launch a campaign on Pate.com, for example: for every 100 yuan of goods sold, 1 yuan will be donated to animal protection public welfare activities.

In addition, set up a public animal protection foundation to accept donations from members of Petnet.

Regularly publish the trends and uses of these donated funds in the form of pictures, text, and videos on the official website and APP of Patenet. "

Zhang Yida originally didn't want to set up a public fundraising foundation. There are too many muddy waters here. Isn't the female singer surnamed Han an example.

"Okay, just watch and do it!" Zhang Yida nodded in agreement.Secretly: If you want to do practical things, don't be afraid of being slandered.I'm afraid of this and that, and I can't do anything.

Pete.com finished the report, then Bao Bufan, the CEO of Huinongdai, stood up and said, "Mr. Zhang, I think we can send the lawyer's letter directly to Huxiu.com.

What they said is that the annualized interest rate of Huinong Loan reaches 24%, which is simply slander. "

Bao Bufan's lungs were about to explode. He had a lot of opinions on Huxiu.com's article.

He explained to Zhang Yida and the executives of the companies present:

"At the beginning of Huinongdai's establishment, it used P2P funds, and the cost was very high. A certain amount of high-interest loans were issued, but not all of them had an annualized interest rate of 24%.

Instead, according to the degree of customer risk, risk pricing is carried out at an annualized interest rate of 12%-24%.

The interest rate of most of them is within 20%, and only a small group of customers with bad credit and overdue loans are charged with the highest interest rate of 24%.

With Huinongdai’s equity financing of RMB 10 billion, 10 Huinong small loan companies have been established in various provinces and cities across the country, and Huinongdai has also obtained the qualification to access bank funds.

After the cost of capital was reduced, Huinongdai carried out several interest rate cuts and refunds.

Huinongdai has reduced the annualized interest rate of loans to 6%-12%.

Users who repaid normally before and had an annualized interest rate of more than 12% also received interest rebates from Huinongdai.

Huinongdai refunded the interest of more than 12% annualized interest rate to every honest and trustworthy user.

Huinongdai was very low-key about this kind act, and did not publicize it.

After all, in the face of the rising interest rates of online loans in the past two years, Huinongdai is like a clear stream.Being too high-profile will only arouse jealousy from peers.

In fact, the two cannot be compared.

Huinongdai is more similar to traditional loans, except that it uses certain financial technology and has its own mobile APP software for loan repayment. "

His words embarrassed Fan Hongyang, CEO of Yimin Wangjin, Fang Yuhan, CEO of Ruimin Wealth Management, and Chen Shaojie, CEO of Yimindai.

Because in their view, the annualized interest rate of 6%-12% is really no different from doing charity. It does not make money at all, and it may even lose money.

There is also interest refund, what is this operation?Eat it in the stomach and spit it back?

Compared with Huinongdai, the three companies are definitely loan sharks.

The atmosphere was a bit awkward, Lin Zhenyang helped to smooth things over, he said: "Hui Nong Loan is a loan with a public welfare nature to support farmers' entrepreneurship. Loan and Ruimin Wealth Management are different.

We are a commercial loan with the purpose of making money.Also, farmers are more honest after all, and the bad debt and overdue rates are more controllable.

The few of us do it according to this interest rate, and we have already lost money to the point that we have no pants left.

The cost of capital is different, and the customer groups are different, and the two cannot be generalized. "

Bao Bufan also realized that what he said was a bit of a blow, and quickly added: "Yes, Huinongdai is special, and it is not suitable for comparison with other loan platforms."

"How to send a lawyer's letter? After all, we did let go of the loan with an annualized interest rate of 24%."

Bao Bufan shook his head, "Mr. Zhang, you can't say that. The past is the past, and the present is the present. This article on Huxiu.com has had a great negative impact on us.

Our other shareholder, the National Foundation for Poverty Alleviation, was very dissatisfied.This time they rubbed the heat, sensationalized, and they were kicking the iron plate.

Even if we don't deal with him, someone will find him. "

"That's right, Daya Media and Dogford Network Technology have also been teased by them this time. We must show them some color."

Gu Bin also looked aggrieved, and he said: "The outside world knows that Mr. Zhang, you compete with Jack Ma very much, and he deliberately emphasized that Dogford Internet Technology has opened a Taobao store, which is a bit disgusting.

Some people on the Internet said: Does this mean that Taobao is better than Duoduo?Even Zhang Yida went to a competitor to open a Taobao store.

And Daya Media’s Zhaoling Liujun was also teased by them, saying that we signed a contract with the anchor, and also signed a contract with the dog anchor.

Isn't this comparing people and dogs?The employees of Daya Media have great opinions, especially those contracted anchors. "

Zhang Yida frowned when he heard that, this Huxiu.com is really doing something wrong!

I didn't provoke them, so why did I write such an article to arrange myself?
Rush?Or is there a black hand behind the scenes?

(End of this chapter)