Winning the new financial era

Chapter 389
Seeing that his mother was about to break up with his mother-in-law, Zhang Yida said in a hurry: "Lin Zhenyang's child is about to be born, what gift do you think we should give?"

Sure enough, the topic was successfully diverted, Xia Xiaorong asked, "Lin Zhenyang, is that your partner in Ruixiang Group?"

"Lin Zhenyang is an important partner in your career, so you should be careful when you give gifts to his children." Wang Hongxin taught earnestly.

"Yes, how about giving him a gold ingot that weighs as much as his child? The implication is that the child is a gold ingot."

Zhao Erya pouted and said, "Golden baby, pig baby is almost the same. You are not vulgar."

"Have you ever eaten pig baby hot strips? I thought you hadn't?"

Zhang Yida blinked lightly, Zhao Erya understood, and continued to take the topic in a more biased direction.

"I've eaten it! Baby pigs are delicious. When I was a child, I remember paying fifty cents a pack."

"Hey, Lin Zhenyang, who is not two years older than you, is about to become a father."

Xia Xiaorong said suddenly, with a very sad expression.

Wang Hongxin also followed the topic and said: "Yes, Yida, you and Yaya will graduate from college this year, shouldn't it be time to think about your life's major events?"

"Yes, what my mother-in-law said is good. What is popular now is late marriage and late childbearing. Isn't that anti-human?"

When Xia Xiaorong looked at Wang Hongxin, she became pleasing to the eye again, because both of them had the same goal.

Zhao Wenbin coughed.

Wang Hongxin didn't care about her husband, and continued to cooperate with Xia Xiaorong.

"Yeah, while we are young now, we can still help take care of the children."

Xia Xiaorong also became more and more excited as she talked, and the two began to discuss how to raise their children.

One person takes winter vacation and the other takes summer vacation.

Zhang Yida was dumbfounded, could this be regarded as setting fire to himself?
I haven't graduated from college yet, and I'm still a baby.

Zhao Erya kept staring at Zhang Yida with big watery eyes, as if waiting for his reply.

Even you betrayed, Zhang Yida sighed inwardly.He opened his mouth slightly, but couldn't say anything.

Wang Hongxin's complexion gradually darkened. His daughter has been with him for nearly four years, but they can't even exchange a word of promise.

Zhao Wenbin looked at his nose with his eyes, his mouth with his nose, and said nothing.

Zhang Qinghua gave his son a hard look. In this situation, what are you still hesitating about?

Xia Xiaorong was worried about her son, and thought, are you going to say something soon?Even saying that two or three years later is better than not saying anything.

Zhao Erya's heart also fell to the bottom. Although she never asked Zhang Yida when she would marry her, she had imagined herself wearing a white wedding dress.

"I was wondering if it would be too high-profile to just set the date of graduation?"

"It's not high-profile, I think it's pretty good."

Wang Hongxin turned her anger into joy. She thought Zhang Yida was hesitating about something else, but it turned out to be life.

"That day is not good, change to another day."

Zhao Wenbin is usually a very gentle person, but now he said this in a non-negotiable tone.

"Dad~"

Zhao Erya's coquetry and cuteness didn't work, Zhao Wenbin tried to slow down his tone and said: "The campus wedding of ordinary students is nothing, you are different."

Wang Hongxin understands, her husband is jealous.

No matter where Zhang Yida stands, he is the focus, let alone such a campus wedding.

At the same time, the daughter will also become the focus.The husband is worried about bringing the topic to himself.

"The daughter of a high-ranking official in Q City married the youngest billionaire at Beijing University."

Thinking of such media headlines, Wang Hongxin shuddered.

If the matter is infinitely magnified and misunderstood in various ways, the husband's official career may even be reimbursed.

Although there is no power-for-money transaction, everyone's mouth melts money, and the accumulation is destroyed.

To reach that point, one of the husband or son-in-law must be sacrificed.

Zhang Qinghua and his wife didn't want to interrupt, so they looked at their son for a while, and the dishes on the table for a while.

"Yida, what's your opinion?"

Zhao Wenbin looked at Zhang Yida with a smile on his face, he knew that Zhang Yida would not let him down.

"Let's change the date, for example, the fourth anniversary of my relationship with Erya."

Zhao Erya said coquettishly: "Actually, I don't care."

Looking at her "grown up" daughter, Wang Hongxin felt that she was being treated badly.

But being born in this kind of family and enjoying superior conditions, making a little sacrifice is nothing.

night.

A lot of people can't sleep.

"Old Zhang, do you think I was used by Wang Hongxin?"

"You just know that when you are sold, you count the money for others."

"Anyway, my son is not at a loss. It would be better to have a grandson earlier."

"If you get divorced and divide half of the family property, you will know how powerful it is."

"The property before marriage is more than 1000 billion, how much can it increase after marriage?"

"This kind of family, if you get divorced, only half of you will be Amitabha."

"Huh? I think Zhao Wenbin and his wife are very good!"

"Of course it's fine when you're a family, but if you get divorced...then you'll become enemies."

"The son married her, didn't he marry a time bomb?"

"Time bomb?"

Zhang Qinghua said calmly: "Perhaps it is more appropriate to describe it as a double-edged sword. It can be used for self-defense or injury."

……

"Wen Bin, I thought you would object?"

"What am I against?"

"Marriage? Doesn't it mean that fathers are reluctant to let their daughters marry?"

Zhao Wenbin sighed, "I don't want it to be so fast, but Zhang Yida's career has improved too fast.

After another two or three years, things may become more sensitive.Hey, if he continues like this, I will have to make way for him. "

"Isn't it? Aren't other people's homes fine?"

"Other people's homes are other people's homes, and everyone's ideas and pursuits are different."

……

"you are not happy?"

Zhao Erya looked at Zhang Yida whose body was turned away from her.

"No, go to sleep!"

"I can feel that you have something on your mind."

Zhao Erya asked again: "Are you still angry because of the attitude of my parents?"

"No, I understand them."

Zhang Yida wasn't lying, he really understood Zhao Wenbin and his wife.

My daughter has been with you for four years for no apparent reason, so I have to give you an explanation.

Maybe there are more considerations behind it, but he doesn't need to think about it.

Zhao Erya hugged Zhang Yida and said softly: "If you want to delay a few years, I can wait."

"It's not necessary. What's the difference between a few years ago and a few years later."

Zhao Erya thought about it, and felt that it was indeed the case.

"let's play a game."

"what game?"

"Falling geese on flat sand."

……

After the Chinese New Year, the negotiations between Huimin Travel and Didi are coming to an end.

There is no need to hide Chen Wei's covetousness for Huimin's trip, because it can't be concealed either.

He took the initiative to express his goodwill, called Zhang Yida, and expressed his willingness to connect Mobao Pay to Didi.

This is a rare piece of good news for Mobao Payment.

Didi Chuxing has more than 2000 million orders per day. If Mobao Pay can take one-tenth of the cake, it can also receive 200 million payment orders every day.

At the same time, it also means that Mobao Pay can also return to the Didi travel software that has been away for nearly two years.

For Didi, Huimin Travel must be incorporated into the Didi Travel system, and users will be gradually migrated to the Didi Travel app.

Let Didi become the only app designated by Huimin Bike to scan the code to unlock, so as to increase the traffic of Didi travel.

At the same time, Chen Wei also agreed to the five-year cooperation agreement between Mobao Pay and Huimin Bicycle.

It is also based on this that Chen Wei agreed to start the comprehensive cooperation between Didi and Mobao Pay.

Because Huimin Bicycle has cooperated with Mobao Pay, it is not short of other online car-hailing businesses, not to mention competing with the other six payment methods.

And they are all on the same platform, bicycles use different payment options, and the online car-hailing business is another set of payment options, which sometimes hurts the user experience.

Many of Didi's existing shareholders have played a role in the payment method.

Including WeChat payment, Alipay payment, China Merchants Netcom, Apple Pay, QQ wallet payment, and international credit card payment.

Chen Wei even thought of buying a payment license and launching Didi's own mobile payment.

First, it can save payment channel fees, reduce operating costs, and the precipitation funds generated by payment can also obtain benefits;
Second, it enables the entire financial industry chain of Didi to be connected, which is conducive to deepening the layout of the group's Internet finance;

Third, keep user and consumption data firmly in your own hands, not subject to the control of third-party payment institutions, and even expand new monetization models through data;

Fourth, in the era of mobile Internet, major Internet companies have started to form independent platforms, and they all want to build themselves into a closed ecosystem.

The launch of payment will help Didi realize this closed loop and create a complete ecosystem of its own.

Chen Wei wants to launch his own payment, but he is afraid of shareholders' constraints and strong opposition.

So he thought of using the hand of Mobao Pay to test the reactions of all shareholders.

If it can be settled, Didi will follow up immediately.This trick of throwing stones and asking for directions was mastered by him so well.

In addition, Ruimin Financial Management cooperated with Huimin Bicycle's deposit financial management, and Chen Wei also agreed to keep it.

But he also has a condition, that is, the share will remain unchanged, and the net profit share ratio of 75% to 25% between Bicycle Company and Ruimin Wealth Management will continue.

After the barriers of additional conditions such as the terms of cooperation have been cleared away, the biggest differences in mergers and acquisitions fall on the purchase price and all-cash acquisition.

In the end, both parties took a step back. Chen Wei agreed to a merger price of US$60 billion, and Zhang Yida agreed to Chen Wei's 65% cash plus 35% share exchange plan.

Then, Didi held a board meeting, put forward a draft resolution on the acquisition of Huimin Travel Group, and disclosed details of various additional terms.

Of course, Ari resolutely opposed it. Didi's cake was only that big, and if one more payment company came to share it, the share in his mouth would undoubtedly decrease.

Other shareholders also complained, for the same reason.

Chen Wei just muttered, "If you don't agree to this clause, Zhang Yida will not sell Huimin to travel if you are killed."

As soon as this remark came out, all shareholders had to weigh it up.

Didi, which did not acquire Huimin Travel Group, and Didi, which did, can be called two species.

The former is called an online car-hailing giant, and the latter is called a travel giant.

The difference in name may seem small, but the intrinsic value and the concept of the story are two different things.

Didi, which occupies the entire travel track, is undoubtedly more moving to tell stories in the capital market.

The financial investment shareholders and these strategic investment shareholders are also talking. The former doesn't care about Didi's additional payment method.None of their business.

What they care about is whether Didi Chuxing can appreciate in value.How much profit can be made on the books of the shares in their hands.

(End of this chapter)