Winning the new financial era

Chapter 4 Co-Founders

Zhang Yida admired Lin Zhenyang's ability and character.Thinking that he will be employed after graduation next year anyway, should I try to invite him to start a business together.

In his previous life, he fought alone in college for several years, and missed the opportunity for nothing.

And I am only a freshman, so it is impossible to devote myself to entrepreneurship.Lin Zhenyang will graduate next year, and he will be able to handle some daily work for himself.

Just hide behind the scenes and be a boss!

"Senior brother Lin, have you thought about what kind of job you will take up next year?"

Zhang Yida asked with a straight face.

"It should be securities, investment banking, etc.! The details will depend on the situation next year!"

Lin Zhenyang is an extremely motivated young man who has just entered his senior year and is already planning for the future.

"Have you ever considered starting a business? Like Senior Brother Poshui Li and Senior Brother Dongfang Yu, start from scratch and achieve your own career!"

Zhang Yida tentatively asked half-jokingly.

"Entrepreneurship is easier said than done. One has no funds, two has no connections, and three has no ideas. Are you stupid and reckless?"

Lin Zhenyang shook his head and joked.

"What do you think of the idea I just came up with?"

"I want to invite you to do it with me!"

Zhang Yida stared at Lin Zhenyang's eyes with piercing eyes, looking forward to his next reaction.

"Are you sure you're not joking? Are you really going to start a company?"

Lin Zhenyang was a little surprised and seemed unbelievable.

Although Zhang Yida had just heard Zhang Yida talk about Datong's entrepreneurial ideas and that he wanted to start a company, he was only dubious and only joked after drinking.

But now seeing Zhang Yida's invitation to himself in a serious manner, he almost believed it.

It is not uncommon for people to start a business while in college. They can be called entrepreneurship as small as opening a milk tea shop, express delivery station, or as large as Facebook.

But it is indeed rare to be as successful as Zuckerberg, not one in a billion.

After pondering for a while, Lin Zhenyang didn't rush to refuse, nor did he agree.

"In this way, you should first smooth out your ideas and make a business plan! Let's meet at the coffee shop tomorrow and have a good chat!"

"Drink first today, don't talk about other things."

Lin Zhenyang is really good at dealing with people, he didn't refuse bluntly, and he didn't promise hastily.

Matters related to one's own future destiny, especially if you haven't fully understood the situation yet.Rejecting or agreeing easily is a kind of irresponsibility to yourself or others.

"Go back later and check the relevant information to understand the current development situation and future prospects of the mutual fund field. After the trend, the results will be given tomorrow." Lin Zhenyang thought to himself.

This is also a kind of excellent quality that he later flourished as an investment bank, becoming stable and steady.

Seeing this, Zhang Yida didn't continue to ask questions. It's good to explain some things clearly. The choice is mutual, and the fate is in everyone's own hands.

In his previous life, Lin Zhenyang worked like a fish in water in the investment bank, making great progress.

It would be the best if you can join your own entrepreneurial team.On the contrary, it is human nature to refuse, without him, Miaoxiao can't keep the true god.

After thinking through this layer of reasoning, Zhang Yida didn't hesitate, and continued to drink with his teammates on the football team.

After drinking and eating, the big guys also returned to school in groups of three or five.

It was already 10:30 when we got back to the dormitory, Zhang Yida opened the door, and all three roommates were there.

The tall, thin, four-eyed boy who sits by the computer and watches dramas is Wu Xing. Apart from going to class every day, he is just chasing dramas in the dormitory. He is an anime Two-dimensional otaku.

The other black chubby, 1.7 meters and [-] catties is Zhuang Liang, who is also a game house.Right now, he was having a lot of fun with Li Xu.

Both Zhuang Liang and Li Xu majored in computer science, while Zhang Yida and Wu Xing majored in history.

Everyone got along very happily in the four years of university. After graduation, Zhang Yida went home to continue his career, Wu Xing stayed in school for graduate school, Li Xu went to Huawei, and Zhuang Liang went to Penguin to do game development.They're all doing pretty well.

Throw half a sliced ​​roast duck that I bought from outside on the table.Greet several people to share and eat.

Amidst the compliments from the three dog legs, Zhang Yida turned on the fruit computer and began to make a business plan.

Well, PPT entrepreneurship is a must-have skill for entrepreneurs in the new era.

When discussing with Lin Zhenyang before, it was mainly ideas and opinions.The current plan must come up with some dry goods.

Let’s talk about products first. If you imitate Rong 361, you will definitely die directly. You will never be able to surpass the other party, and the other party has various advantages such as early start and abundant funds.

Financial information and mutual gold forums are the basic functions.If you want to absorb flow, you have to make some tool-type products.

For example, develop accounting functions, credit card management functions, provident fund inquiries, social security inquiries, and other practical software that can solve user pain points.

This also involves crawler technology. It is necessary to crawl these data through user authorization, classify the data, analyze it, make reports, and form commercial value.

In terms of operation, I couldn't afford to invest in advertisements in the early stage, so I had to rely on myself to go to major financial websites and forums to steal users.After having a batch of seed users, launch some rewarding new promotion mechanism, supplemented by product reputation, and slowly open up the situation.

It is impossible to spend no money at all, but the funds are tight in the early stage, and every penny must be spent wisely.

In terms of business cooperation, with users and traffic, the products will be easily connected.

There are more product connections and complete financial products, which will also feed back the website and bring more users and traffic.

Every link and every post complement each other.

……

As for Lin Zhenyang, who had just returned to the dormitory, he also took out his computer and began to search for relevant information and news in the field of mutual funds.

Although he studied in the Department of Financial Mathematics, he is still more familiar with products such as securities and funds.

Although I have heard about mutual gold, it is limited to a one-sided understanding of a new industry, foreign imported products, etc.

While looking up start-up companies in the field of mutual funds and related documents, I made records on the mobile phone memo.

What is recorded is some important information related to the industry, as well as problems that are not understood.

The more I look at it, the more interested I am, and the more I feel that this industry has a lot to do.

You can invest and borrow money on your mobile phone without leaving home.

This is a revolution to traditional finance, although the status of the banking industry is not easy to shake.But there is still hope for writing and drawing in some blank fields and occupying a place.

The next day, Zhang Yida brought the fruit laptop to the cafe he had made an appointment with Lin Zhenyang.

Finding a corner where no one was around, the two sat on the sofa and took out their computers.

Zhang Yida opened the PPT and played it out one by one, explaining while doing it.

The voice is not loud, but it is very contagious, and the whole person reveals a confident and calm temperament from the inside out.

According to his description, the future of this brand-new industry of mutual gold is full of infinite hope and bright prospects.

Lin Zhenyang listened carefully and asked tricky questions from time to time.

As expected of someone who has worked hard, the question is very thoughtful.

However, Zhang Yida has been in touch with mutual funds for many years, and is very familiar with the start-up methods and development paths of major well-known platforms.

The result of the answer made Lin Zhenyang nod in agreement.

"Brother Lin, is there any problem now?"

After talking for an hour or two, Zhang Yida was very thirsty, so he took a sip of coffee to moisten his throat.

"Basically there is no problem. I basically agree with your point of view!"

"According to your model, the probability of success is very high. The preparations are sufficient, and the rest will be left to time!"

Fantastic ideas came out of Zhang Yida's mouth one by one, and now Lin Zhenyang was no longer unfamiliar with Hujin's entrepreneurial projects, and had a basic impression.

"My idea is this. After the National Day holiday, when the funds are in place, we will start to register the company, select an office location, and recruit personnel. Try to get all the preparations in place within a week!"

"Then fully invest in research and development, and strive to launch the product before November!"

"Before the 14 New Year comes, we must become famous!"

"Time is tight, and the window of time left for us is very short. In 14, more entrepreneurs and more funds will enter this industry! It is both a hope and a challenge!"

"Be faster than others and quickly seize market share!"

"One round of financing in 3-6 months, and I went public 17 years ago!"

Zhang Yida's mouth was like a machine gun, and the contents he spit out became more and more shocking.

Although the cake was painted very big, Lin Zhenyang was really tempted.

It’s just that I still have a little entanglement. After all, I gave up the high-paying famous companies recruited by the school and chose this kind of self-employment. It can be said that the future is uncertain.I dare not make up my mind lightly, and I want to think about it again.

At this moment, Zhang Yida could see that Lin Zhenyang's face was full of hesitation and entanglement, so he added another fire, saying:

“以10月开始，13月12月31日年底为限。三个月内APP注册用户达不到10万人，或者没有进入A轮融资！咱们就清盘散伙。也不耽误你明年校招就业！”

"Senior Brother Lin, how many fights are rare in life?"

"The exact answer you gave me, Yes or No?"

This is not only a promise to Lin Zhenyang, but also an assessment standard that Zhang Yida set for himself!

In Zhang Yida's view, is this standard difficult?It may be difficult for others, but for him, who has mastered the development trend of the next 6 years, this will not be achieved. It is better to go home early and sell feed!Anyway, pet food was relatively successful in the previous life, mutual money can’t be achieved, so go find gold in the pet industry soon!
Zhang Yida's words were like the last straw that broke the camel's back, clearing away all of Lin Zhenyang's entanglements and hesitation.This option that can advance and retreat is undoubtedly the best choice for him!

So he didn't act like a child, he raised his right palm generously, and stared at Zhang Yida with a smile on his face.

Zhang Yida understood, "snap", clapped his hands as an oath, and the cooperation intention was reached.

Next, the two had a new round of discussions and consultations on the proportion of shares and the division of labor.

The results of the discussion are as follows:

"As the creative initiator and founder of the entrepreneurial project, Zhang Yida invested 100 million yuan, occupying 80% of the shares, and held 17% of the employee option pool on his behalf, totaling 97%"

"Lin Zhenyang, as a co-founder, does not pay but only contributes. He occupies 10% of the shares and distributes 3%, 3%, and 3% in three years. The right to repurchase the issued equity!"

"Zhang Yida is the general manager and legal representative of the company, responsible for the company's creative and strategic work! He also manages personnel and finance!"

"Lin Zhenyang serves as the deputy general manager, responsible for the recruitment of the company's early personnel, office location selection, technology, business, operations and other work!"

Entrepreneurship is not playing house, not treating guests to dinner.The interests that should be fought for and the responsibilities that should be shouldered must have a reasonable distribution and arrangement!
The two discussed for a long time and reached an agreement in all aspects.

Now we only need to wait for the company to be registered after the National Day holiday, and then put everything on paper and form relevant agreements!
(End of this chapter)