Winning the new financial era

Chapter 406 Post-90s Entrepreneurs

Affected by the incident in Tazhai Village, Kuang Qingyun was demoted to deputy general manager, and the year-end bonus was cancelled;
The team manager who recruited and interviewed Lin Jiren was also implicated and demoted to an ordinary salesman;

The risk control specialist who was in charge of reviewing incoming loans in Tazhai Village was directly fired.

In addition to punishment, of course, there are rewards.

Several ordinary salesmen of the Fujian Branch who were in charge of investigations in Tazhai Village and were beaten were given a cash reward of 1 yuan each in addition to reimbursement of all medical expenses.

When Bao Bufan personally handed the award certificate and a stack of banknotes to the award-winning employees, several employees whose heads were wrapped in gauze were moved to tears.

They felt that the beating was worth it, not because of the money, but because of the attitude shown by the company.

Stand up for them to seek justice and severely punish the assailants.In addition, all medical expenses are reimbursed and paid vacations.

All of these reflect the value of "people-oriented" of Huinongdai Company.

In the audience, Kuang Qingyun, who watched the awards ceremony, felt like he was alive after a catastrophe.

This time the Fujian branch made such a big mess, he guessed that he might bid farewell to Huinongdai.

Unexpectedly, the headquarters still spared him, and gave him a small punishment.

In fact, he didn't know that he had already passed the "Gate of Hell".

Fortunately, after the incident in Tazhai Village broke out, he immediately carried out remedial measures.

Including sending people to investigate Tazhai Village, personally going to Tazhai Village, actively cooperating with the work of the headquarters investigation team...etc.

And all of this was seen by the investigation team leader Li Shaohua, who wrote a report and gave it back.

Zhang Yida considered that the Fujian Branch had done a good job before, and that the main cause of the incident in Tazhai Village was not on Kuang Qingyun.

In addition, the Fujian branch needs to maintain stability after the turmoil.

Therefore, Kuang Qingyun was given a chance to commit crimes and make meritorious deeds.

Kuang Qingyun did not want to leave Huinongdai in his heart. It is not easy to find such a large platform in middle age.

The expansion task of Huinongdai is not heavy, but mainly lies in controlling the overdue rate and quality of loan assets.This is just right for a middle-aged professional manager like him.

For him to work hard like a young man in a start-up company, his energy and family may no longer allow him.

And let him do some slow expansion and intensive cultivation, which is suitable for taking advantage of his more than 20 years of credit work.

In addition, after this battle, he also saw the strength of the shareholders behind the scenes, and he was even more reluctant to leave.

However, he also knew the intention of the headquarters and was downgraded to vice president, but he did not appoint a principal to take over.

Is this asking him to commit crimes and meritorious deeds?
He began to think about what kind of achievements he would have to make in order to make up for it.

Bao Bufan took a group photo with several award-winning employees, and assigned an assistant to send these photos to the administrative department for them to make a copy and distribute it to all branches.

The incident in Tazhai Village is typical!

Whether it's Lin Jiren, the employee who cheated on loans, or several employees who have won awards for meritorious service.

Bao Bufan wanted to show all the staff the "big stick plus carrot" through this incident.

The company will never condone illegal activities such as fraudulent loans; the company will not be stingy with employees who "bleed" for the company.

After the awards were presented, Bao Bufan rushed to the Fujian Provincial Police Department.

In the auditorium, under the watchful eyes of many media, 500 million RMB was donated to the Fujian Province Public Security and Police Heroes Foundation.

The money is not too much, mainly to express a grateful attitude!

Huinongdai itself is still in a state of loss, and donating 7 figures to the local police department is already the limit.

The leaders were very appreciative and said a lot of good things about Huinongdai in front of the media.

After returning to the capital, Bao Bufan came to the 50th floor of Ruixiang Building and reported to Zhang Yida for work.

After listening to the report, Zhang Yida nodded. He had considered everything in place, and it was considered a satisfactory solution to the turmoil.

"Old Bao, I have a few comments."

Bao Bufan straightened his body, he knew that Mr. Zhang was going to give guidance.

"Although Huinongdai's public opinion has been deflected, it is not all. We must pay attention to competitors' mischief and bad media's random fabrications, so as to maintain the positive image of our company.

In addition, it is necessary to use the Tazhai Village incident as a material to conduct a publicity campaign throughout the company so that employees can form correct values.

Going crooked ways is not long-term, sooner or later the pill.

In addition, we also need to reflect. "

Zhang Yida sighed, "You can't do everything for the sake of performance, and let employees' salaries be linked to the overdue rate of their customers. What do you think?"

This move is ruthless enough!
But Bao Bufan thinks this is right, and many loan companies are implementing this method.

He nodded and signaled Zhang Yida to continue.

"In addition, the review mechanism needs to be strengthened. A project with tens of millions of dollars like Tazhai Village must form a cross review, and it must be manually reviewed.

AI can recognize data, but it cannot read people's hearts.But people can.

At the beginning, if there were more review mechanisms and a few more risk control specialists went to the countryside to visit, the situation might be different. "

"But in this case, the efficiency will definitely be reduced."

Zhang Yida waved his hand, "Asset quality comes first, and only good asset quality can make Huinongdai go further.

In recent years, I have heard enough brainless advocacy of efficiency.We can't be divorced from reality. Ordinary farmers don't have much information for us to grab online.

How to judge their repayment intention and repayment ability?More have to rely on manual work. "

Bao Bufan thought about it, and it was true.

Many farmers in their 50s and [-]s know how to use WeChat, do not use other software, and have never borrowed money on other platforms.

Except for the central bank's credit investigation, other data really cannot be collected.

Therefore, wanting to achieve the pure online mode of Huabei and Yongbei is simply a dream and a whimsical dream.

Zhang Yida talked a lot with Bao Bufan again, all about development strategies.

In addition, I also chatted a few words about the cooperation with companies such as Pinduoduo, Ruixiang, and Digua Video.

For more details, each company will have to meet and discuss in detail.

"By the way, Mr. Zhang, the matter of Tazhai Village cannot be said to be fruitless."

Bao Bufan talked about the new continent he discovered.

"Uh, you said that some overdue borrowers in various places have voluntarily repaid their loans?"

Bao Bufan said with a smile: "Yeah, I didn't expect to have such a windfall.

Didn't the media hype that "thousands of armed police were dispatched to help collect the money"?

This matter was widely spread on the Internet, and our Huinongdai became famous.

Many people who have the ability to repay but deliberately do not repay the money are afraid of seeing the news, fearing that the armed police will come to trouble them, so they voluntarily repay the money. "

Zhang Yida scratched his head, this is really a magical comedy.

"Everything has two sides. Will there be customers who are too scared to come to us for a loan?"

Bao Bufan was at a loss for words, but there really was such a possibility.

But in general, the advantages still outweigh the disadvantages, which has greatly dealt a blow to the arrogance of Lao Lai who escaped from debts.

"Other loan companies also have salesmen following suit, spreading the news of "armed police dispatched to crack down on Lao Lai" everywhere, so as to encourage their customers to repay the loan."

Zhang Yida shook his head and laughed, he was so fucking hot.

But it's very effective. People who don't know much about the inside story really think that the armed police are there to collect debts.

In particular, more than 1300 million extra-large loan fraud cases were involved, and the cases of obstructing public affairs and violently assaulting the police have been played down a lot.

What Zhang Yida didn't know was that the salesmen of Yimin Wangjin, Yimindai, and Xinglongdai were about to set off firecrackers.

They can more or less be related to Huinongdai, for example, the same chairman and similar shareholders.

In their circle of friends, they are full of gossip news celebrating "the brother company, with the assistance of the armed police, cracked a major loan fraud case and arrested dozens of Lao Lai".

In addition, the overdue rate of the Yimin Wangjin companies has dropped a lot during this period.

In addition, there are not a few Lao Lai who take the initiative to repay the money.

It can be seen that Chinese people are still more afraid of the government in their bones.

……

Snap slaw was officially listed on the New York Stock Exchange this Thursday, with an opening price of $24, a 17% increase from the issue price of $41.2, and closed at $24.48, a 44% increase from the issue price.

Based on the closing price, Sarabu’s total market capitalization reached US$283.3 billion, making it the largest technology company IPO in the U.S. stock market after Ali Baba.

Zhang Yida noticed this international financial news.

Sarabu is a software that burns after reading, which is very popular among European and American teenagers.

The founder, Spiegel, was born in 1990, and once tied with Zhang Yida for "the youngest billionaire in the world".

Zhang Yida didn't know this person and had no dealings with him, but it didn't affect the media's search for news points in the slightest.

Some media once interviewed Spiegel and asked him if he knew Zhang Yida, who was tied with him as the youngest billionaire?

His answer: I'm not interested in nobody, my goal is Zuckerberg.

Come on, if you want to hype yourself, don't belittle me!

When it was the turn of Zhang Yida's third company, Yimindai, to go public, journalists from Europe and the United States came to ask the same question.

Zhang Yida's answer is: the youngest billionaire?Are you looking down on Hurun, or Forbes?

Zhang Yida's pretentiousness is well-prepared. When the mainstream media ranks his net worth in tens of billions of dollars, isn't the media mentioning "billionaire" just for fun?
However, after Shalab went public, Spiegel's worth rose a lot, reaching $62.5 billion.

Born in 90, 27 years old, to reach this point, is indeed on the pinnacle of life.

Zhang Yida remembers that he seems to have married a supermodel named Miranda Kerr in his previous life, and received a $20 billion investment from Penguin.

Suddenly thinking far away, Zhang Yida thought of a guy who aspired to be a Chinese salad cloth.

About the same age as Spiegel, 89 years old.

However, the media often label people as "post-90s entrepreneurs" for the sake of news popularity.

This guy has good grades too. He started his business almost at the same time as Zhang Yida, and now he has also made great achievements in his subdivision field.

After dialing IDG Capital Xiong Xiaoge's phone number, Zhang Yida smiled and said, "Boss, I want to ask you to make an appointment with someone!"

(End of this chapter)