Winning the new financial era

Chapter 455 The wolf is here

"Since you understand the situation clearly, Mr. Zhang, let me just say it straight!"

Winston, the president of Standard Chartered, also put away his smile, and said solemnly: "12.5 billion US dollars, as long as 12.5 billion US dollars, the 45% stake in Gem Bank owned by Standard Chartered will belong to you."

Zhang Yida didn't answer the question, the Baoshi Bank wasn't worth the price before the bad debts broke out, let alone there are still a lot of bad debts lying on the account now.

Brits are so arrogant and must be dealt with!
Zhang Yida said with a cold face, "Mr. Winster, making such meaningless jokes is purely a waste of both of our time.

If Standard Chartered insists on this quotation, there is no need for us to talk. "

After speaking, Zhang Yida made a gesture to leave.

Winster shouted: "Mr. Zhang, wait!"

Zhang Yida paused for a moment, then turned his head and asked, "Is there anything else Mr. Winster has to do?"

Winston smiled wryly, "Isn't there an old saying in China that you ask for prices all over the sky and pay back the money on the ground? Mr. Zhang, don't worry, everything is negotiable."

"I bought the bank to make money, not to be a money-loser.

The price offered by Zha Kai has seriously deviated from the actual value of Gem Bank.

I don't have to buy this bank, otherwise I should have won it last year. "

Winston nodded and said yes, the idea of ​​catching the fat sheep was completely in vain.

After weeding out those unrealistic fantasies, the British guy finally started to quote normally.

"Although Gem Bank has encountered some minor troubles, its financial fundamentals are still sound, and it has achieved good results in annual net profits exceeding US$2 million for several consecutive years.

The fair valuation of the bank is around $22 billion!Our 45% stake is valued at US$10 billion according to this valuation. "

It was already very close to Zhang Yida's psychological price, but his expression remained the same, as if he was not at all moved.

Seeing this, Winston's heart skipped a beat. This price is broken, aren't you satisfied?

"I want to ask, can Gem Bank's net profit reach 2 million U.S. dollars this year?"

Facing Zhang Yida's question, Winster said embarrassingly: "This year is a bit special, and I believe the net profit margin will be restored next year."

"That means it can't be reached?"

Winston nodded in acquiescence.

"8 million US dollars, I want the 45% stake."

Winster frowned all of a sudden, and said very excitedly: "It's impossible, Guoxin Bank and Pangu Bank offered more than this price."

This is nonsense. Of the two banks, Guosen offered $7.7 million, and Pangu Bank offered $7.9 million.

Zhang Yida entrusted Huang Hongnian to inquire about all these information.

Weng Junmin, chairman of Guosen Group, is the son-in-law of Qian Wang Li Wenzheng;

You can tell from the name that Pangu Bank was also founded by Chinese. The founder was Chen Bichen, a native of Chaoshan, Thai Chinese, and has passed away.

One of the top ten bankers in the world. In the 80s, he was also named the richest man in Asia and the richest man in the world by Japanese magazines and American magazines.

He became famous earlier than Li Jiacheng, and should be the first richest Chinese from Chaoshan.

Kerry Kuok, the richest man in Malaysia, and Huang Tingfang, the founder of Hong Kong's Sino Group and Singapore's Far East Organization, all received support and help from Chen Bichen when they started their businesses.

Before his death, Chen Bichen donated Pangu Bank to the Thai government, and now the total assets of the bank have exceeded US$500 billion.

However, his son and grandson are still in charge of Pangu Bank, probably due to a tacit agreement with the Thai government, and his daughter-in-law also served as the Minister of Science and Technology of Thailand.

In addition, there is another branch in Hong Kong, which has an Asian financial group in business. In politics, his son and grandson have served as members of the Hong Kong Legislative Council and representatives of the National People's Congress.

He is also a veteran chaebol who has been rich for four generations and has been passed down for nearly a hundred years.

The old chaebols in Southeast Asia are very closely connected, and the in-law relationship is also very deep. It is not an exaggeration to say that they are sympathetic.

As the son of the richest man in Indonesia, Huang Hongnian also has a wide range of friends. He visited Guoxin Group and Pangu Bank successively, negotiated some cooperation, and helped Zhang Yida avoid many detours.

It's not so easy for Winster to cheat him now!
"Mr. Winster, are you sure that Guoxin and Pangu Bank's quotation is higher than ours?"

Zhang Yida stared at Winster, and the smile on Winster's face froze instantly.

He originally wanted to lie to Zhang Yida, but he didn't expect the lie to be exposed.

The British guy would do anything for money, he had a thick skin, and Winster was no exception. He laughed dryly and didn't answer Zhang Yida directly.

Looking at the yellow skins of Zhang Yida and Huang Hongnian, Winston also thought of the yellow skins of the leaders of the other two companies, as if he understood something.

In order to clarify the doubts in his mind, Winston stopped the negotiation.

After Zhang Yida and Huang Hongnian left, he immediately contacted Guosen Group and Pangu Bank, and informed Zhang Yida that the price had been raised to 8 million US dollars.

The two banks also expressed their attitude: the previous quotation is our final quotation and will not be changed.

Winster instantly understood that Zhang Yida must have reached some conditions with these two banks.

He intended to procrastinate, but the British headquarters called again, urging him to complete the transaction quickly.

Winster had no choice but to ask Zhang Yida and Huang Hongnian to negotiate for the last time.

"Mr. Zhang, 8 million US dollars is too low. The valuation of Gemstone Bank is less than 18 billion US dollars."

"Mr. Winster, are you content? Is there a higher offer than ours?"

"I can't pay the headquarters for this price!"

"I bought a bank with a lot of bad debts, and the price is ridiculously high, and I can't explain it to investors and shareholders!"

……

No matter how much Winster slapped his lips, Zhang Yida insisted on killing the price at 8 million US dollars without raising the price.

After thinking for a while, Winster made one last effort: "It's 8.1 million US dollars, after all, Gem Bank's valuation is just 18 billion US dollars."

"can!"

Winston was overjoyed, at least he won an extra $1000 million for the company.

But then Zhang Yida changed his voice and said, "But..."

"but what?"

"Go and help us negotiate the 45% stake in the Jardine Group. The 1000 million dollars will be considered as the intermediary service fee I paid!"

Winster was a little confused, but Li Dingji was a stubborn old man, and this task was not easy.

"Mr. Zhang, why don't you talk to Li Dingji in person?"

"I have some disagreements with him!"

"It's not easy!"

"Below US$8 million, for every US$2000 million lower, an additional US$1000 million intermediary fee will be paid to Standard Chartered!"

"We, Standard Chartered, have accepted this task!"

……

"Winster, are you here to help Zhang Yida as a lobbyist?"

On a yacht in the sea of ​​Hong Kong, two British old men, half buried in the ground, were talking with smiles, surrounded by a group of coolly dressed and graceful girls.

"Hehe, I am a dignified citizen of the British Empire, how can I help the Chinese as a lobbyist."

Winston called out all the girls, leaving him and Li Dingji alone.

"Do you know what's going on inside the Jewel Bank?"

Li Dingji frowned, "It's not as serious as you said, it's just a big wave of bad debts."

Winster sneered, "I've been in the banking industry for decades, and I still don't know."

"Forget it, since you are stubborn, I don't bother to persuade you."

Li Dingji doesn't agree now, how can he say half of it and stop talking?

And he looked at Winster's face with an extremely serious look, which made him very uncertain.

His position as the senior class still entrusted him with his status as a cousin of the Cizek family.

The Jardine Group has been passed down to the present, not counting the two opium bosses of the founders, it is already the fifth generation.

The two opium lords have no direct descendants, and they both have the descendants of their nephews.

The previous chairman and Taipan of the Jardine Group are basically from the Cizek and Keswick families and their relatives.

The family management has been in place for 200 years, and it has not closed down, not because of a miracle, but because it sucked enough blood from the late Qing Dynasty to the Republic of China in the early years.

That's why when Zhang Yida questioned the justice of the Opium War, he had such a big reaction.

If it weren't for the success of the ancestor's opium business, how would Li Tingji be today?

Winster was different. He climbed from an ordinary employee to the position of president, instead of relying on the so-called in-law relationship.

Therefore, in terms of ability and skill, Winster is enough to beat Lai Dingji.

Winster had long been upset with Li Dingji, who boasted of his noble blood, and often put on airs in front of him.

Coupled with the lure of Zhang Yida's commission, he decided to teach Li Dingji and other wealthy N generations a lesson, and let him know what sinister society is.

After Li Dingji said good things for a long time, Winster took time to help him analyze the banking and economic situation in Indonesia.

Li Dingji frowned more and more as he listened, it seemed that this jewel bank could not be kept.

Selling to that Chinese guy that he hates is just right, and he is mired in a pile of bad debts.

The price is not outrageous, $7.6 million.

After all, Li Dingji's basic judgment is still there, and it is impossible for Winster to fool him.

After the two equity transfer contracts were signed, the joint consortium formed by Yimin Wangjin, Guoxin Group, and Pangu Bank paid a total of US$15.9 billion and took 90% of the shares of Baoshi Bank.

Among them, $7.6 million was paid to Jardine Matheson Group, and $8.3 million was paid to Standard Chartered Bank.

Of course, Standard Chartered’s equity transfer agreement, like Jardine Matheson Group, has an amount of 7.6 million U.S. dollars.

This is also required by Standard Chartered. If you become a bitch, you still need to build a memorial archway, so that they can continue to engage in this kind of business next time.

Zhang Yida agreed to all these conditions.

Not only did it save at least $2000 million, but it also saw a dog-eat-dog show.

After securing the 90% stake, the joint consortium interviewed other minority shareholders of Gem Bank one by one, and won the other 1.7% stake at a price of US$10 million.

In the end, a total of 17.6 billion US dollars was spent to win the tenth largest bank in Indonesia with 253 branches and nearly 400 offices.

In addition, a lot of financial licenses for securities, insurance, consumer financial leasing, venture capital, etc. are also attached.

In the joint consortium, Yimin Wangjin invested 11 billion US dollars, accounting for 55% of the share;

Indonesian Guoxin Group invested 4 million US dollars, occupying 20% ​​of the shares;

Pangu Bank of Thailand invested 4 million U.S. dollars, accounting for 20% of the shares;

Huang Hongnian personally contributed 1 million US dollars, accounting for 5% of the shares.

After the acquisition work is completed, the joint consortium will also inject 2.4 million US dollars into Gem Bank.

The money will be used for the transformation and transformation of Gems Bank, to create the first Internet bank in Indonesia.

Yimin Wangjin will provide fintech technical support for the transformation of Baoshi Bank.

Stimulated by this good news, the U.S. stock market opened, and the stock price of Yimin Wangjin rose by nearly 10%, slightly reversing the recent downward trend in stock prices.

A group of Chinese bosses who were about to go to Indonesia to issue cash loans called out: Wolf is coming!
(End of this chapter)