Winning the new financial era

Chapter 61 The Sword Is Unsheathed
The days passed quickly, and it was April in a blink of an eye.

Ge Erping has now become a die-hard fan of the Touronghui platform. Every day when he is free at work, he goes to Touronghui to scan financial information, or go to the community forum to browse posts and chat with others.

Suddenly received a reminder today that the APP version has been upgraded.Ge Erping quickly clicked to upgrade.

When you log in to the Touronghui APP again, you will see a prompt to log in with the "Touronghui Yizhangtong" account, or use the third-party authorization login of the three APPs of 365 Accounting Manager, Card King Credit Card Manager, and Touronghui Finance.

Ge Erping was a little curious, and he also downloaded the other three apps.This is the first time I heard about this Touronghui Yizhangtong account, so I quickly clicked on the introduction and took a look:
"Touronghui Yizhangtong is a comprehensive financial management account tailored by Ruixiang Jinke for users.

Through One Account, only one account and one set of passwords are needed to manage the online accounts of all Ruixiang’s products, and realize various financial needs such as credit card management, bookkeeping management, wealth management investment, loan application, payment transfer, etc.

Add the account keeping, credit card, wealth management, loan, payment and other accounts under your name to One Account, and then log in to Touronghui, you can check the latest information of all Ruixiang accounts and handle various online businesses of Ruixiang. "

Ge Erping quickly applied for a Touronghui Yizhangtong account, and then logged into the Touronghui APP platform.

As soon as you enter the APP, you will find that the UI interface of the entire software has changed drastically.

The home page is a chart with a lot of information.

Ge Erping's personal salary income, daily consumption, social security provident fund balance, current account, fixed term, stock, fund, wealth management products, payment transfer, credit card, commercial loan and other account data have been summarized and presented as a clear asset and liability Total charts and lists.

Ge Erping was a little surprised. After checking the data carefully, he found that all his financial assets except the house and the car had been counted, which was very accurate.

It is so convenient that you can understand almost all your financial assets with a single chart, and you will never have to figure out which assets and liabilities you own in the future.

By the way, there is another payment without data.

Ge Erping saw a conspicuous button on the homepage of the Touronghui app, with the word "transfer" written on it.

Hastily clicked in, authorized his address book, and then a row of names and accounts of friends and colleagues popped up.

Ge Erping counted carefully and found that his classmates, Ergou, Cuihua, and Sauerkraut were all there. I recommended them to register for the Touronghui APP last year. It seems that they have also opened this payment account.

Out of curiosity, Ge Erping clicked Ergou's profile picture, and a WeChat-like chat dialog box popped up.

Ge Erping was a little surprised to find that he could still type and chat.Hastily typed a row of words in the past:

"Ergou, call Ergou."

After a while, Ergou replied:

"Got it, please tell me, bastard."

Ge Erping laughed, and found that the opposite was indeed Ergou, and usually only a few people called him by his nickname, and outsiders basically didn't know it.

Typing and asking:
"Ergou, you also opened this investment account for Ronghui payment?"

"That's right, Erdan, didn't you recommend us to use this investment and financing app?
I used it for a while and found it to be very useful.I received a software upgrade prompt today, so I upgraded and logged in, and found that there are many new functions, and I am still groping for it now! "

Ge Erping clicked the "+" button on the right side of a dialog box, and a transfer function popped up.

He lost 0.1 yuan and turned it around.

After a while, Ergou typed back:
"Damn, you're too picky! Transfer me a dime."

Ge Erping was a little embarrassed and said:
"Am I not testing the function?"

After a while, I saw a red envelope added to the chat dialog box, indicating that it was sent by Ergou.

Ge Erping quickly opened it and found that it was one yuan.Checked the account balance, there was an extra dollar.

Ge Erping saw a "banner" advertisement next to it, clicked on it, and it showed mung bean credit points.

After clicking to enter, the mung bean credit account was authorized and opened, and the evaluation got a score of "605 points".

There is also an option next to it, credit score boost.

After clicking on it, there will be a series of information supplementary prompts, including ID card, passport, school status, education, job information, occupation information, driver's license, vehicle information, real estate information, social security, provident fund and many other options.

I have already highlighted the options of ID card, social security, and provident fund, while other options are grayed out.

Seeing a PK button, Ge Erping clicked on it, and sent the invitation link to Ergou.

After a while, Ergou agreed to PK.The two PKed Mung Bean's credit score.

615 points VS 605 points.

Ge Erping regretted losing by 10 points, so he quickly typed and asked Ergou:

"What's the matter? I registered for Investment Ronghui before you, so how could I have a lower score than you?"

"Haha, you must not bind the information! Click the credit score improvement management button in the mung bean credit score, upload your information, and you can increase your score. I have completed the information. The system tells me the next step I will give me a score increase every month."

Ergou typed proudly and replied.

Ge Erping was a little unconvinced, so he went to Mung Bean Credit and uploaded all the information, all the options were highlighted, and then continued to find someone to PK credit points.

At the same time, Ge Erping also shared a mung bean credit score PK invitation link to WeChat Moments, ready to challenge everyone.

After thinking about it, I took a screenshot of the asset chart on the home page, put a mosaic on it to cover the key information, and posted a circle of friends saying:
"Amway's app, Touronghui, is the all-asset bookkeeping steward by your side."

After a while, many comments came.

"Brother Erping, what a local tyrant, he is also a fund stock, and also a variety of financial management, envy!"

"Mr. Ge, where did you get rich recently? Bring your brothers! I'm almost eating dirt."

……

"Brother, are you free tonight? Let's watch a movie together!"

Looking at the last comment, Ge Erping became excited.This is the goddess of his company next door!

When he met this goddess in the elevator for the first time, he was astonished.She had the cheek to ask for a WeChat account, and asked the goddess to have dinner several times but was rejected.

Today he posted a screenshot of this asset, deliberately keeping an eye out, the specific amount was covered, but the amount is still vaguely clear!
One, ten, one hundred, one thousand, ten thousand, one hundred thousand, one million, Ge Erping smiled as he looked at the 7-figure assets of his various financial accounts.

The start-up capital that his parents gave him for starting a business, because he didn't think about starting a business project for the time being, he bought all of them into various financial management.

There is no big money in his family, but there is still a little money.He also usually dresses very plainly, and his ordinary appearance is no different from that of an ordinary white-collar worker.

So he also realized that it was impossible for him to pursue the goddess like this.

It's also impossible to type and tell the goddess that I have millions, let's eat hot and spicy food with my brother!

So he decided to post it on Moments, pretending to be cool.

Try those gold diggers in the circle of friends, and it turns out that someone really took the bait.

Of course, the goddess will not refuse the invitation, and it is still possible to have two friendship cannons.

If you just want to be your girlfriend, then in the next life!Look at how you worship money, I'm not stupid, let the next person who is destined to take over the position of Pan Xia be given over to you!
Ge Erping grinned, thinking that the Touronghui app is really good, and activated another hidden function.

……

Sharp to Jinke.

conference room.

Zhang Yida asked about the recent work progress.

Lin Zhenyang smiled and said:

"Since the launch of this payment function and mung bean credit, our new users have ushered in a surge.

At present, the number of registered users of Touronghui has exceeded 5000 million.

Calculated by Touronghui Yizhangtong, the total number of users of the group's four apps has exceeded 4 million, and after deducting overlapping users, there are also 1 million. "

Zhang Yida felt a little emotional, and he asked them to develop the Investment and Finance One Account, the purpose of which is to manage the login accounts of each of its APP products in a unified manner.

Log in to Touronghui, 365 Bookkeeping Manager, Card King Credit Card Manager, and Touronghui Finance and Economics all use the Touronghui One Account account.

Now that the number of Touronghui One Account accounts has exceeded 1 million, the company is really worthy of being called a small Internet giant in terms of the number of users.

Zhang Yida arranged:

"Contact various media and ask them to report on the fact that the number of users of Investment Ronghui has exceeded 1 million, and give us publicity to make the brand louder."

Lin Zhenyang frowned, and said with some worry:
"Would you like to keep a low profile for a while longer! With such a high profile now, I'm afraid that the giants will stare at us."

Zhang Yida glanced at the worried Lin Zhenyang and other executives, smiled lightly, and said:
“Ever since we launched Mung Bean’s credit and payment functions, we have been targeted.

It's useless to be low-key now!

What happened to the giant, now that the sword has been revealed, there is no reason to take the sword back.

When the sword is out of its sheath, blood must be seen.

This is just the first sword for the giant, followed by a second sword and a third sword.

Now they are blocking our way. If we don’t step on their corpses to rise up, we will be crushed to death by them and continue to establish their majesty as a giant.

In addition to finance, they are also doing social networking, e-commerce, video, entertainment, express logistics, games and so on.

This is a giant, and you have to get involved in any industry.

We only do finance, and we are more focused than them.Surpassing them is not out of reach. "

Lin Zhenyang touched his chin, and suddenly said:
"Since the war is about to start, we must quickly prepare enough food and grass."

Zhang Yida exhaled and said slowly:
"The payment sector has not yet fully developed its power. Miaofenqi and Lefenqi have been fully integrated into our payment system. We have decided on the university campus market, but it will take time.

The more than 100 wealth management and loan companies we cooperate with outside, the customer group is 20-50 years old, which is also our target group.Their payment account opening information is in our hands, and we can directly touch and convert this customer.

The number is still too small, only 200 million people at full count.

On Didi, we can try to use our Mobao payment as one of the payment methods for its passengers, and help us promote it.

But the giants are also shareholders, and the final cooperation situation is hard to say.

So don't expect too much!
We have tens of millions of existing users in Ronghui, which is 10 times smaller than the giants.

Our biggest breakthrough opportunity is still offline! "

Speaking of this, Zhang Yida's eyes were cold, he paused for a few seconds, and after scanning the crowd, he said slowly:
"I have already thought about the event. This month, the company will provide 5000 million subsidies to promote our payment QR code in a local way.

The target is merchants in the four first-tier cities of Beijing, Shanghai, Pengyang and Yangzhou.

Promote the cooperation of one merchant, and reward the account opening fee of 100 yuan. This month's target is 10 merchants.

Users purchase goods through our Mobao payment scan code payment, and randomly reduce 1-99 yuan.

Merchants can get the same instant red envelopes as users, which are distributed to merchant accounts and can be withdrawn.

Only new users can get red envelopes immediately, and we need to mobilize merchants to help us promote new users.

Users and merchants each subsidize 2000 million, with the goal of attracting 100 million new users.

On the basis of my plan, the planning department will further refine the plan.

After the promotion ends this month, we will start the B round of financing. "

(End of this chapter)