Winning the new financial era

Chapter 619 Second Entrepreneurship
"Brother Da, everything about the loan supermarket has been arranged."

Xia Gan walked into Zhang Yida's home excitedly, and couldn't wait to share the "good news" he said.

Zhang Yida sat motionless on the sofa at home, raised his eyelids to show that he knew, and then continued to read the work news of the various groups in Feishu.

Seeing Zhang Yida's indifferent attitude, Xia Gan sat resentfully on the other side of the sofa, and also checked the messages on his phone.

Zhang Yida put down his phone and sighed, "Did you watch the 315 party a few days ago?"

Seeing that his cousin finally paid attention to him, Xia Gan nodded emphatically, "Look, the anti-aircraft artillery platform and the company that illegally collects and sells user data have been exposed."

"What else?" Zhang Yida asked again.

Xia Gan thought for a while, and asked with some uncertainty: "Will these companies move to Southeast Asia?"

Zhang Yida nodded, "Transfer is certain."

He handed the phone to Xia Gan again, and said, "Can you read this red-headed document yourself?"

Xia Gan took it and saw the four large characters "Operation Cloud Sword".

After reading the document, Xia Gan was in a cold sweat, and his mind was in a daze.

Zhang Yida said calmly, "This operation uses Internet cloud services and cloud platforms as sharp swords to arrest suspects. The Ministry of Public Security personally deploys it, and cloud computing companies provide technical support.

The theme of the action is "fighting fraud, catching fugitives, and protecting Daqing", creating a good social security environment for the 70th anniversary of the founding of New China.

With the rapid development of my country's finance, communication, and Internet, new types of cybercrime represented by telecommunications and network fraud have developed rapidly and spread. Criminals have used communication tools and modern online banking technology to carry out fraudulent activities, causing serious economic losses to the victims. The masses reacted strongly to this.

The Ministry of Public Security has stated its position that it will severely crack down on this new type of cybercrime.

Resolutely crack down on the online lending platforms and illegal collection gangs involved in the case.

App platforms that do not have lending qualifications and illegal platforms involving P2P companies will be resolutely shut down and rectified.

Risk control companies and third-party payment companies that provide technical support, credit investigation services, and fund transfer channels to routine loan criminal gangs shall be resolutely eliminated and severely dealt with.

Antiaircraft guns, spinach, and pig-killing dishes are all on the hit list this time. "

Xia Gan shrank his neck and asked in a low voice: "This has little to do with us, right? Our business is all carried out abroad."

Zhang Yida glanced at him and said, "It's not big, but didn't you want to go in and make money back then?
Your brother Su Ying depends on whether his fate is hard or not. If his fate is not hard, it may be difficult to survive this catastrophe. "

In fact, Zhang Yida was also trying to scare Xia Gan, so that Lu Min, the biggest school loan leader, would not be liquidated afterwards.

On the one hand, after growing in size, various personal connections are formed.

On the other hand, he closed his hand earlier and did not hit the muzzle of the gun.

It would be miserable for a platform that is still operating lending this year, and it will definitely be attacked as a typical example.

As for Su Ying and the others, it's not too late to go to sea, and there is a high probability that they will not be liquidated.

Compared with the platform in the past two years, the platform in the early years is still a bit better.

In addition to high interest rates, the platforms in the past two years have also resorted to tricks such as bundling insurance.

What's more, there is a quota that allows users to pay 199 yuan and 299 yuan before they can withdraw cash. The pretext is membership fees and credit fees.

Some users believe it is true, but after paying the fee according to the prompts, the loan is still not available...

It is no exaggeration to say that this is already a scam.

Because the amount is generally not high, only 200 yuan, few people report the crime, and most people think they are unlucky.

It is often heard in the industry that the post-95s earn hundreds of millions a year, and they are basically engaged in these activities, wandering on the edge of gray or even black.

Of course, this way of playing, over time, more and more victims, and finally caused anger and resentment, which led to this Yunjian operation.

When Xia Gan heard that Su Ying might suffer, he asked, "Brother Da, do you think something might happen to Su Ying?"

Zhang Yida narrowed his eyes slightly, "What? Brotherly love, you want to save him?"

Xia Gan didn't speak, that's what he meant.

Zhang Yida's face darkened, "What about the victims who were framed? Who sympathizes with them?
Of course, some people are not good people at all, most of them are bad gamblers.

But there are also quite a few people who encounter some difficulties, see online advertisements for borrowing money, and then fall into the trap.

and then?
He also lost his job, couldn't hold his head up in front of his relatives, and used all his parents' life savings to fill in holes for him.

What's even worse, girls can't pay back their loans, and are forced to work in nightclubs and bars..."

The topic was a bit heavy, Xia Gan nodded, "Brother Da, I already know everything, please stop talking about it."

Zhang Yida said again: "Look at his personal nature, after doing these things, don't be afraid of getting settled after the fall.

If he escaped, he would be lucky.If you don't escape, it is the reincarnation of heaven, and the retribution is not good. "

……

Zhang Yida called Fan Hongyang and Chen Shaojie to hold a meeting, mainly talking about the Yunjian operation.

"Let the compliance department check all loan products and cooperative institutions, and don't be dragged down."

Fan Hongyang shook his head again and again, "Mr. Zhang, don't worry about it, you have been emphasizing compliance issues a few years ago.

Our platform is absolutely law-abiding, without any violations. "

Chen Shaojie also yelled, "It's time to take care of it. Clean up the black sheep early, and we can also wash away the stigma on our heads."

"Yeah, the common people will turn pale when they talk about online loans, and an industry will take the blame for these rat shit."

Fan Hongyang has a deep feeling. He has been in the industry since 13 years and has personally experienced the entire cycle of the industry, from start-up to rapid development, then to prosperity, and finally retired amidst the infamy.

Faced with this situation, Zhang Yida had nothing to do.

He can't manage other organizations. The only thing he can do well is not to be greedy and abide by his own duty.

"Mr. Zhang, do you think this path of fintech innovation can continue?"

Seeing that Fan Hongyang was a little shaken, Zhang Yida comforted him: "The pains of transformation and the impact of rectification are inevitable.

But the demand for loans is real and cannot be completely eliminated.

Consumer finance is a double-edged sword. If it is used well, it will stimulate the economy, and if it is not used well, it will cut itself.

Under the premise of compliance, the state still supports it. "

Chen Shaojie said: "I heard that the credit cards of major banks have been surging recently. In addition to the sharp increase in the number of new credit card issuances, the amount is still increasing.

Does this count as seizing the blank market left by the collapse of the Mutual Finance Company? "

Zhang Yida smiled, "He has a license, and the ability to resist risks is not comparable to these small companies.

However, this way of eating may easily hurt the stomach. "

When it came to the license, Fan Hongyang looked eager to try, and asked Zhang Yida: "The... consumer finance license?"

Zhang Yida naturally knew what he wanted to express, nodded and said: "The time is almost ripe, let's let go of the transfer of creditor's rights, resolve the final risk of P2P, and then we will start a second business."

　Chapter 622 was sealed. I don’t know if it’s because it mentioned state-owned enterprises, but the revision didn’t pass.A total of 5 chapters have been blocked. No matter how I amend it, I can’t get it out. I overthrow and rewrite it, but I don’t know how to connect the context.

　　
　
(End of this chapter)