after marrying stepbrother

Chapter 1075 There is a lot to do
Chapter 1075 There is a lot to do
In modern times, the insurance system is relatively complete, and one of them collects premiums step by step according to age.

Birth, old age, sickness and death are natural laws. Older people are often sick, and the money collected every year should be raised appropriately.

This was just Lin Yuesha's idea. After she and Hu Mian instilled it, she waited for Hu Mian's news.

After waiting for two days in a row, Hu Mian came from Hujia Village in an ox cart.

"How about it, what's the attitude of the villagers?"

After Lin Yuesha got the news, she took her maid to the village entrance to block people.

Just in time for noon, the canteen of the fishing village was open for dinner. Lin Yuesha asked the maid to send news to Zhang Qinger, and took Hu Mian directly to the canteen to eat and chat.

"Young Madam, after returning to the village next time, go to the village chief to mention this matter."

The village head paid special attention to it, so the whole village gathered in front of the ancestral hall on the second day, and there were different opinions.

Unexpectedly, women and men are the most supportive of universal medical care, while the elderly think it is a waste of money.

"Five Wen per person per year. If it is a family of ten or so, it will cost dozens of Wen. If you add a little more to this money, you can buy a decent shroud."

It is better to die early and take care of the child when you are old and suffer from illness, so as not to add trouble and burden to your children.

The old man has worked hard all his life, and when he gets old, he has to worry about the younger generation, and he is reluctant to spend a little more money.

Lin Yuesha felt sad when she heard that, as parents, they have no ego at all, and they have been working hard all their lives and giving silently.

"My mother said that she is old and her health is weak, and she doesn't want to drag the family down if she gets sick again."

After Hu Mian finished speaking, he sighed deeply.

He has no ability, and he only wants to get it when he concentrates on studying. When he suddenly wakes up, his mother is too tired and her body has already collapsed.

"It is so."

Hu Mian's research did not meet Lin Yuesha's expectations, and was far from what she had imagined.

"Young Madam, although the elders in the village don't approve of it, the young people have expressed that if there is such a good thing, they will buy a copy for the elders first."

Da Qi pays attention to filial piety, the villagers have nothing to ask for, they invite people to see a doctor themselves, at most they find a barefoot doctor in the surrounding area, the medical skill is definitely not as good as the doctor arranged by the government.

Lin Yuesha lowered her head in thought. She originally wanted to set an age limit, and the elderly who exceeded this limit could see the doctor for free.

However, after careful consideration, it is not feasible.

Since Daqi attaches great importance to filial piety, her children will definitely pay for their elders, and she cannot deny others the opportunity to be filial.

Another one, with the money she gets, she is more willing to subsidize the elderly who have no children and no children.

"Young Madam, this is based on my statistics in Hujia Village."

Hu Mian handed Lin Yuesha a pamphlet, which included the situation of each household, the number of people in the family, and who was willing to pay for insurance, etc.

The booklet has detailed records, and it is only a village, so the investigation and inquiry will take two days.

Lin Yuesha estimates that more than [-]% of the people in Hujia Village are willing to pay to enjoy universal medical care. They have their own demands and hope to pay quarterly.

"Miss, you kept the price down, five cents a year, how do you pay quarterly?"

One penny per person per quarter is too low, and two pennies per quarter is much higher, which is very difficult to manage.

After doing some calculations for a long time, Qing Xing realized that these villagers were not generally shrewd, and forced her young lady to reduce the price to four pennies a year.

"This is not a problem."

Lin Yuesha has long stated that universal medical care is not for making money, not only that, but also to fill a lot.

This is a policy of benefiting the people, which is to let the people enjoy benefits.

At the end of the booklet, Hu Mian clearly marked that the sum of what the villagers spent on seeking medical treatment last year was as much as three taels of silver.

The Hujia Village is not big or small, with a total of about a hundred or so people, hundreds of people, the whole village can participate in it, and the insurance premium is only one or two yuan.

"Miss, how much money do you have to post!"

If this is the way to settle accounts, my young lady will pay nearly two taels of silver in Hujia Village, and there are thousands of villages of similar size around Yingcheng, so it is not a small sum of money.

Qing Xing frowned fiercely, but in Yingcheng, she had to subsidize ten thousand and eight taels of silver. Daqi has a vast territory, and she invested tens of thousands of taels every year, which was more expensive than military supplies.

The workshops in the fishing village make money, but such a huge expenditure is too much for the young lady.

"Qing Xing, this account is not calculated like that, on the contrary, I think there is a lot to do."

Lin Yuesha opened the interlayer of the booklet, and there were several yellowed papers inside.

The villagers of Hujia Village spent three taels of silver on medical treatment last year, which was the cost of five people being sick.

Lin Yuesha looked at the prescription carefully, and most of the medicinal materials in it were worthless, only a few of the more expensive medicinal materials were used, but the dosage was very small.

If a person who understands medical principles prescribes the medicine, the cost will be only a hundred or so yuan.

A large part of the cost of seeing a doctor and taking medicine is taken up by seeing a doctor. For minor illnesses such as common wind and cold, the consultation fee is about [-] yuan.

In Daqi, doctors belong to special craftsmen, who basically rely on family inheritance, father to son, son to inherit father's business, medical books, etc. will never be leaked.

Because the number of people is small, it is natural to spend a lot of money to see a doctor, and ordinary people may lose their homes if they get sick.

"Miss, this servant understands what you mean."

Qi'er was the first to understand that the decoctions that could be bought with a hundred or so liters of money cost the people of the Hu family several times more, and most of them went into the pockets of medicinal material dealers.

If it enters the model of universal medical care, the procurement of medicinal materials will naturally be taken over by its own side. After excluding these unnecessary costs, the balance of payments will not be a problem, and perhaps there will be benefits.

"Qi'er is right, but I don't dare to think about the benefits. Just don't fill in too much in the early stage."

The Northland is rich in medicinal materials, and there are also a large number of herbal collectors.

They can cooperate with the herbal collectors and purchase medicinal materials directly from the herbal collectors, eliminating the need for middlemen to make the difference, which greatly reduces expenses.

Lin Yuesha has several medicine fields in the northwest, which can also be used.

This detailed investigation had a great effect on Lin Yuesha, and Hu Mian contributed a lot to this matter.

Lin Yuesha thanked Hu Mian solemnly, and then returned to the small courtyard, repeatedly revising the plan in her hand.

The manpower, medicinal materials, and location are relatively easy to solve. The remaining big thing is to find a doctor with high medical ethics, and then count the number of people in the village as a unit.

Orphans and widows are exempted from fees, and the rest are temporarily charged at four fen per year, or they can be paid quarterly.

"Miss, aren't you worried that some people will not get sick after paying for a quarter, and let them have a fluke mentality, so they won't pay later?"

Qing Xing guessed that there must be such a person.

Ordinary people have a hard time living a penny, wanting to spend it in half. Although the pattern is not big, it does have its own difficulties.

"do not worry."

The idea of ​​insurance is to buy a guarantee for yourself, not afraid of [-], just in case.

Within this quarter, some people will definitely get sick, and then taste the sweetness of universal medical care. This kind of story will be spread widely, and it will have a positive effect in the end.

(End of this chapter)