me and a divorced housewife
Chapter 805 Loan Application Successful
Chapter 805 Loan Application Successful
We made an appointment with Wang Shuo's uncle in a coffee shop.
At a glance, his uncle is the same as him, the kind of person who can talk and talk.
After hearing my situation, he seemed to be in a bit of trouble, and said, "Yu Hao, your situation is really difficult. You just registered this year, and there is not much turnover. The key is that the project in hand Not much, this loan evaluation is very difficult to do.”
Wang Shuo said to his uncle, "Second uncle, this is a very good buddy of mine. You have to think of a way, and you came up with this step because you needed money urgently. Besides, he also started a company now, and her wife also started a company. Payment should be fine."
His uncle said, "You kid is talking nonsense, I have to find a way to help your friend, but in this case, I can't do anything, it's not my money. It's very difficult for insurance companies to lend money, and it's still such a large sum Money." He looked at me after finishing speaking, and said, "Your problem is that the company's time is too short, and the account flow is too small, so it is difficult to make this assessment."
"If it's my daughter-in-law's company, can I do it?" I asked.
"That depends on the situation." He said, "In this way, you can ask her to get a copy of the business statement and the current asset appraisal, and I will try it for you."
I quickly found Liu Ruyue, brought their company's performance records and their own asset appraisal, and gave them to Wang Shuo's uncle.
After reading it, he said, "This is still not appropriate. I'm afraid it's hard to find our company."
I was very disappointed, "Forget it."
"Well," his uncle said, "I have a friend who is a company that specializes in lending money. They should be fine, but the interest rate is a bit high."
"Could it be usury too?" I asked.
"Of course not." He said, "Professional credit companies are not of that nature."
"Can that be borrowed?" I asked.
"Judging from their current performance and the asset appraisal they brought, 100 million yuan should not be a big problem, but naturally they will not base their loan on their asset appraisal, they will do the appraisal themselves." said his uncle.
"I don't ask for anything now, but hurry up," I said, "because I need money urgently."
"Time is fine." His uncle said, "As long as this assessment can be done, I will help you with other things. The speed must be fast. I should be able to give you news tomorrow. You can rest assured."
"Thank you, then I'll wait for your good news." I said.
After sending his uncle away.
Wang Shuo said, "Don't worry, I have a better relationship with my uncle than with my father. I will find him, and he will definitely do his best for me."
"That's good." I said.
"The key point is when will you pay back the money?" Wang Shuo said, "Don't trick my second uncle then."
"Don't you believe me?" I said, "Don't worry, the insurance company is not a fool. He must think that Liu Ruyue's company is doing well, so he is willing to take out the loan."
"Isn't this still undecided," Wang Shuo said, "I think, don't expect too much, you still have to make two preparations."
I nodded and said, "You're right."
……
After returning from Wang Shuo, I felt much better. Although I was still uneasy, I had hope after all.
Liu Ruyue also asked anxiously, "What's going on?"
"They said that they will give us news tomorrow." I said, "There is still a lot of hope."
Liu Ruyue nodded and said, "Why didn't I think of this road earlier, otherwise I wouldn't be so nervous, even if it doesn't work, I still have time to think of other ways, now it's just like gambling, everyone is happy if it works, no , there is no other way."
I sighed and said, "I think in this situation, we can't just rely on this. We still have to think about other solutions."
"Another solution?" Liu Ruyue said, "Aside from paying back the money, what other solutions do these people have?"
"For example, I think, don't we have 100 million in hand, we can return them first, and then give us a little more time to think of a way." I said.
"Do you think this is okay?" Liu Ruyue asked.
"It should be possible." I said, "The big deal is to postpone it, and pay a little more. Forget it, I'll call him later and ask him."
In the evening I called He Yong and asked him if he could pay back half of it first, and then give the remaining half a little more time.
Unexpectedly, he rejected me without thinking.
"Let me tell you, this is impossible." He said, "In two days, honestly send me 200 million and the interest. Otherwise, you will be responsible for the consequences."
"If there is no such thing as you, the usury loan can also be repaid in installments." I said, "If you delay for a few days, I will give you the interest."
"Impossible." He said, "This is the only rule here. I don't care about the rules elsewhere. If he borrowed my money, he has to follow my rules. Let me tell you. , There is no need to discuss this matter. Listening to your tone, it is still far behind. Two days, I am afraid you have enough time? Then it seems that I have to be ready to deal with your old man. "
"Wait a minute!" I hurriedly said, "Who says I can't make it all up? Let me tell you, the time hasn't come yet, so don't mess with me!"
"Time is running out," he said. "I wish you luck."
Said he hung up the phone.
My heart is heavy, it seems that this money must be borrowed, or else this group of people may really be able to do something utterly devoid of conscience.
But if Uncle Wang Shuo can't approve it tomorrow, who should I ask to borrow it?
Is it possible that I really have to go to Mr. Meng?
No sleep for one night.
Early the next morning, I called Uncle Wang Shuo and asked him how the situation was going.He told me that he has used a special method, is reviewing it, and will call me later.
I had to wait, waiting anxiously.
Finally, at noon, his uncle called and told me, "It's settled, and the loan can be released almost tomorrow!"
I felt relieved immediately, thanked you again and again, and couldn't say anything excited.
"No need to thank you." His uncle said, "The company only borrowed because it believed that your wife's company was in good business condition and had the ability to repay the loan."
"Thank you anyway." I said, "If it wasn't for you, I'm afraid it won't be approved so quickly. We'll treat you to dinner another day."
"Okay, you can bring your wife's bank card and account bank information with you later, hurry up and do it," he said.
"Okay!" I said happily.
Liu Ruyue also cheered and shed tears when she heard the news.
Without wasting any time, we set off immediately to the credit company.
When we first arrived at the credit company, when we entered the door, suddenly I felt that there seemed to be a figure following us behind us.
I turned around sharply, only to find that figure had disappeared suddenly.
"What's wrong?" Liu Ruyue asked.
"It looks like someone is following us," I said.
"Ah?" Liu Ruyue was startled, she turned her head and looked around in a daze, "Where are you?"
(End of this chapter)
We made an appointment with Wang Shuo's uncle in a coffee shop.
At a glance, his uncle is the same as him, the kind of person who can talk and talk.
After hearing my situation, he seemed to be in a bit of trouble, and said, "Yu Hao, your situation is really difficult. You just registered this year, and there is not much turnover. The key is that the project in hand Not much, this loan evaluation is very difficult to do.”
Wang Shuo said to his uncle, "Second uncle, this is a very good buddy of mine. You have to think of a way, and you came up with this step because you needed money urgently. Besides, he also started a company now, and her wife also started a company. Payment should be fine."
His uncle said, "You kid is talking nonsense, I have to find a way to help your friend, but in this case, I can't do anything, it's not my money. It's very difficult for insurance companies to lend money, and it's still such a large sum Money." He looked at me after finishing speaking, and said, "Your problem is that the company's time is too short, and the account flow is too small, so it is difficult to make this assessment."
"If it's my daughter-in-law's company, can I do it?" I asked.
"That depends on the situation." He said, "In this way, you can ask her to get a copy of the business statement and the current asset appraisal, and I will try it for you."
I quickly found Liu Ruyue, brought their company's performance records and their own asset appraisal, and gave them to Wang Shuo's uncle.
After reading it, he said, "This is still not appropriate. I'm afraid it's hard to find our company."
I was very disappointed, "Forget it."
"Well," his uncle said, "I have a friend who is a company that specializes in lending money. They should be fine, but the interest rate is a bit high."
"Could it be usury too?" I asked.
"Of course not." He said, "Professional credit companies are not of that nature."
"Can that be borrowed?" I asked.
"Judging from their current performance and the asset appraisal they brought, 100 million yuan should not be a big problem, but naturally they will not base their loan on their asset appraisal, they will do the appraisal themselves." said his uncle.
"I don't ask for anything now, but hurry up," I said, "because I need money urgently."
"Time is fine." His uncle said, "As long as this assessment can be done, I will help you with other things. The speed must be fast. I should be able to give you news tomorrow. You can rest assured."
"Thank you, then I'll wait for your good news." I said.
After sending his uncle away.
Wang Shuo said, "Don't worry, I have a better relationship with my uncle than with my father. I will find him, and he will definitely do his best for me."
"That's good." I said.
"The key point is when will you pay back the money?" Wang Shuo said, "Don't trick my second uncle then."
"Don't you believe me?" I said, "Don't worry, the insurance company is not a fool. He must think that Liu Ruyue's company is doing well, so he is willing to take out the loan."
"Isn't this still undecided," Wang Shuo said, "I think, don't expect too much, you still have to make two preparations."
I nodded and said, "You're right."
……
After returning from Wang Shuo, I felt much better. Although I was still uneasy, I had hope after all.
Liu Ruyue also asked anxiously, "What's going on?"
"They said that they will give us news tomorrow." I said, "There is still a lot of hope."
Liu Ruyue nodded and said, "Why didn't I think of this road earlier, otherwise I wouldn't be so nervous, even if it doesn't work, I still have time to think of other ways, now it's just like gambling, everyone is happy if it works, no , there is no other way."
I sighed and said, "I think in this situation, we can't just rely on this. We still have to think about other solutions."
"Another solution?" Liu Ruyue said, "Aside from paying back the money, what other solutions do these people have?"
"For example, I think, don't we have 100 million in hand, we can return them first, and then give us a little more time to think of a way." I said.
"Do you think this is okay?" Liu Ruyue asked.
"It should be possible." I said, "The big deal is to postpone it, and pay a little more. Forget it, I'll call him later and ask him."
In the evening I called He Yong and asked him if he could pay back half of it first, and then give the remaining half a little more time.
Unexpectedly, he rejected me without thinking.
"Let me tell you, this is impossible." He said, "In two days, honestly send me 200 million and the interest. Otherwise, you will be responsible for the consequences."
"If there is no such thing as you, the usury loan can also be repaid in installments." I said, "If you delay for a few days, I will give you the interest."
"Impossible." He said, "This is the only rule here. I don't care about the rules elsewhere. If he borrowed my money, he has to follow my rules. Let me tell you. , There is no need to discuss this matter. Listening to your tone, it is still far behind. Two days, I am afraid you have enough time? Then it seems that I have to be ready to deal with your old man. "
"Wait a minute!" I hurriedly said, "Who says I can't make it all up? Let me tell you, the time hasn't come yet, so don't mess with me!"
"Time is running out," he said. "I wish you luck."
Said he hung up the phone.
My heart is heavy, it seems that this money must be borrowed, or else this group of people may really be able to do something utterly devoid of conscience.
But if Uncle Wang Shuo can't approve it tomorrow, who should I ask to borrow it?
Is it possible that I really have to go to Mr. Meng?
No sleep for one night.
Early the next morning, I called Uncle Wang Shuo and asked him how the situation was going.He told me that he has used a special method, is reviewing it, and will call me later.
I had to wait, waiting anxiously.
Finally, at noon, his uncle called and told me, "It's settled, and the loan can be released almost tomorrow!"
I felt relieved immediately, thanked you again and again, and couldn't say anything excited.
"No need to thank you." His uncle said, "The company only borrowed because it believed that your wife's company was in good business condition and had the ability to repay the loan."
"Thank you anyway." I said, "If it wasn't for you, I'm afraid it won't be approved so quickly. We'll treat you to dinner another day."
"Okay, you can bring your wife's bank card and account bank information with you later, hurry up and do it," he said.
"Okay!" I said happily.
Liu Ruyue also cheered and shed tears when she heard the news.
Without wasting any time, we set off immediately to the credit company.
When we first arrived at the credit company, when we entered the door, suddenly I felt that there seemed to be a figure following us behind us.
I turned around sharply, only to find that figure had disappeared suddenly.
"What's wrong?" Liu Ruyue asked.
"It looks like someone is following us," I said.
"Ah?" Liu Ruyue was startled, she turned her head and looked around in a daze, "Where are you?"
(End of this chapter)
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