Hong Kong Giant Owl: Rebirth

Chapter 647 Bank Run Crisis
"Is he not afraid that I will know?" Qin Zhongyuan looked at Qin Jiangshan in surprise.

According to Qin Zhongyuan's thinking, since Qin Haoran committed such a "rebellious" scandal, he must be afraid that he or others would find out.Because Qin Zhongyuan holds the succession power of the Qin family, among the three brothers Qin Haoyuan, Qin Haoran, and Qin Haohan, it is up to Qin Zhongyuan to decide who can inherit the huge property of the Qin family.

Because of this, although Qin Haoyuan and Qin Haohan were fighting openly and secretly, and their mother kept making small moves, they were all cautious in front of Qin Zhongyuan, and they would not show any disrespect.

But this time, listening to what Qin Jiangshan said, Qin Haoran is not afraid of himself at all.

"Could it be that he wants to rebel?" Qin Zhongyuan said angrily, "Isn't he afraid that I will expel him from the Qin family forever?"

Qin Jiangshan was silent for a while, and then said: "Brother, I look at him, it seems that even the Qin family doesn't care much about it. Brother, think about it, only when he has gained a lot of strength outside, can he be able to do it. Do you dare to put us in your eyes?"

After hearing Qin Jiangshan's words, Qin Zhongyuan immediately calmed down.

That's right, why isn't Qin Haoran afraid of himself?To put it bluntly, it was because he thought he was stronger than himself.Qin Zhongyuan thought of this, and then sneered: "What can he get outside? Could it be that he has friendship with Sanders, Christon, Du Yiheng or the boss of 'Tianma Logistics', and he thinks he can fight against my entire Qin Dynasty?" Home?"

I saw Qin Zhongyuan grinned ferociously and said: "I am his father and the head of the Qin family. Everything he has got now is because of his family. As long as I publish the newspaper and expel him from the Qin family, I think it will be okay." No one will pay attention to him."

From Qin Zhongyuan's point of view, the reason why Qin Haoran was able to get acquainted with people like Sandas and Christon was nothing more than the background of the Qin family. People will ignore him.

"He said he would be back tomorrow at the latest? Well, I'll just wait and see how he will explain this and ask me to forgive him!"

As soon as Qin Zhongyuan finished speaking, someone knocked on the door of the office, and the knock was very hasty, which made Qin Zhongyuan, who was already in a bad mood, even more annoyed, and shouted: "Who!"

"Mr. Qin, hundreds of people have come to the bank to withdraw money. They... They said that our bank has run on!" The anxious voice of the secretary came from outside.

Qin Zhongyuan and Qin Jiangshan's faces changed drastically when they heard the words, a run on bank is the most feared problem.

Qin Jiangshan, who was just behind the door, opened the door immediately, and asked the secretary outside: "What's the matter? Why are there so many people coming to withdraw money?"

The secretary quickly said: "I... I don't know. The people below said that at first it was only a dozen or a dozen people who came to withdraw money, but then there were more and more people, and many people said that our bank invested money. Failure is facing bankruptcy, if the depositors don’t withdraw their money now, they will have no chance in the future, and then hundreds of people poured into the lobby of our head office, clamoring to withdraw all their deposits.”

"Let's go down and have a look. Also, call me the managers and deputy managers of each department!" Qin Zhongyuan calmed down, and left the office with Qin Jiangshan and went down to the lobby of the bank.

As soon as they walked out of the lobby, Qin Zhongyuan and Qin Jiangshan saw that the spacious bank lobby was full of people, men, women and children, all crowded at the counter window and clamoring to withdraw money. More than a dozen bank security guards were also working hard to maintain Order, however, had little effect. Seeing this raging crowd, a few security guards didn't even dare to step forward to stop them.

At this time, the anxious lobby manager happened to pass in front of Qin Zhongyuan. Qin Zhongyuan immediately grabbed him and asked with a livid face, "What's going on?"

"Qin...Mr. Qin..." The lobby manager saw Qin Zhongyuan, his face became even more terrified, he looked back at the depositors, and then said: "Mr. Qin, I...we don't know, it was all good. For some reason, a lot of people poured in, and everyone said they wanted to withdraw their money. There were also rumors that our bank failed to invest and was about to go bankrupt, so these people became even more excited."

Looking at the depositors who were holding passbooks and wanting to withdraw money, Qin Zhongyuan and Qin Jiangshan's faces were heavy.

Then Qin Zhongyuan ordered the assistants and secretaries around him: "Let the other branches transfer the cash as much as possible, and also, give me a loudspeaker."

Seeing that several subordinates around him were watching the crowd and shouting in the lobby without recovering, Qin Zhongyuan shouted coldly: "Hurry up!"

It was only then that the crowd came to their senses and followed Qin Zhongyuan's words.

Qin Jiangshan asked Qin Zhongyuan: "Brother, do you want these people to withdraw the money?"

"This is the only way out. If we don't let them advance, the rumors will become more and more crazy." Qin Zhongyuan said in a deep voice.

At this time, an employee handed the loudspeaker to Qin Zhongyuan.

Qin Zhongyuan took the loudspeaker and walked behind the counter. The staff behind the counter didn't dare to let the depositors advance casually at this time, and were busy dealing with the panicked and angry depositors.

I saw Qin Zhongyuan coming behind the counter and shouting towards the hundreds of depositors in front: "Everyone, please calm down, I am Qin Zhongyuan, the chairman of Longsheng Bank, and I am here specially to solve your problems !"

Hearing that it was the chairman of Longsheng Bank who came, the hundreds of people were silent for a while, and then became even louder.

"Your bank is about to go bankrupt, and we're going to get all our money back!"

"If you dare to cheat us of money, we will smash this place!"

"Get our money back!"

The depositors shouted angrily, Qin Zhongyuan looked indifferent, and then shouted: "If you do this again, I will freeze all your accounts! No one of you can get money from it!"

Sure enough, after Qin Zhongyuan's intimidation, the depositors calmed down. After all, it was related to their life savings, and they didn't dare to act rashly.

Seeing that the situation had stabilized, Qin Zhongyuan took a deep breath and said, "I don't know who spread the rumor that our bank failed to invest and was facing bankruptcy. This is completely absurd! Our bank's performance Very good, the prospects are very bright, and there is absolutely no possibility of bankruptcy!"

"If you are not bankrupt, take out our money, why don't you dare?" Someone in the crowd said, and others responded one after another.

Qin Zhongyuan said: "Did I say that you are not allowed to withdraw money? Our bank will never obstruct anyone among you who wants to withdraw money. I have already transferred the cash from other branches, so you don't have to worry .but……"

Originally, when Qin Zhongyuan said that he could withdraw money, these depositors were relieved, but Qin Haoran said "but", which lifted people's hearts.

I only heard Qin Zhongyuan say: "I know that many of you have fixed-term accounts. I believe that when you save money, you all know the concept of fixed-term accounts, right? If you withdraw the money now, not only do you expect All interest will be cancelled, and even the principal will be deducted, you have to think about it carefully."

As soon as Qin Zhongyuan said this, many of the depositors changed their faces.

And Qin Zhongyuan continued: "In addition, as long as customers who continue to save in our bank, I will increase their interest by [-] percentage points."

His words made many people ponder again. Seeing this situation, Qin Zhongyuan felt relieved, and then said: "Okay, it's up to you to decide whether you want to withdraw money, but no matter what, please abide by the order. I also don't want people from the police station to come and help, please cooperate."

After Qin Zhongyuan finished speaking, dozens of people still insisted on withdrawing the money, and Qin Zhongyuan asked the staff at the counter to do so.And other depositors also believed that Longsheng Bank was not in danger of bankruptcy when they saw that the bank did not show any signs of making things difficult or deliberately not cashing in.

And Qin Zhongyuan also said that if regular depositors advance now, not only will there be no interest, but the principal may also be deducted, while customers who continue to save can increase the interest by [-]%, which is good and bad. It is easy for everyone to choose.

Therefore, after a long time of consideration, many people decided not to withdraw their money for the time being, and this time the crisis of Longsheng Bank was survived without any danger.

Qin Zhongyuan and Qin Jiangshan did not dare to leave here immediately, and they did not let out a long breath until the depositors gradually dispersed.

Qin Jiangshan smiled and said to Qin Zhongyuan: "Brother, you are very powerful. After some coercion and temptation, these people will be taken care of by you."

"Huh..." Qin Zhongyuan wiped the cold sweat from his forehead and said, "It's actually very dangerous. If these people insist on withdrawing the money, all the cash in our bank may be drained. It's really dangerous."

Qin Jiangshan nodded with lingering fear. The situation just now was really dangerous. He said: "Our bank failed to invest and is facing bankruptcy. Where did this rumor come from? Could it be that someone deliberately targeted our bank?"

Qin Zhongyuan squinted his eyes, as if he was talking to himself: "Kong Weicai from 'Tianma Logistics' came to us this morning to withdraw 150 million in cash, and now hundreds of people have come to cash in. I'm suspicious, Is there any connection between these two things?"

"However, if 'Tianma Logistics' wants to deal with us, why is that?" Qin Jiangshan said: "They also have nearly tens of millions of them with us. If something goes wrong with us, they will be greatly affected, so they There should be no reason to treat us like this."

Qin Zhongyuan nodded slightly: "You are right, but I always feel that this matter is very suspicious."

(End of this chapter)