Hong Kong Giant Owl: Rebirth

Chapter 670 The Gap
Hearing Qin Haoran say that the funds in his hand could not be transferred, both Bao Yugang and Li Jiachen's expressions changed drastically, Li Jiachen said to Qin Haoran: "Then what should we do, if we don't start work on time, the government will send Our security deposit was confiscated, this fellow Ge Lianghong has absolutely no sympathy to speak of."

Bao Yugang also nodded, and said in a deep voice: "If we let him know that our funds are insufficient, I'm afraid he will immediately take back these lands. Haoran, why didn't you say so earlier? If that's the case, we won't participate It's a bid."

As soon as the words fell, Bao Yugang looked at Qin Haoran suspiciously again, and said, "Huh? Wait, according to your style, if it's something you're not sure about, you'll never spend so much effort on it. .Say it quickly, you kid, you must have a way to deal with it!"

Li Jiachen also reacted. Although he had not known Qin Haoran for a long time, he also had some understanding of Qin Haoran's work style.As Bao Yugang said, Qin Haoran would not act rashly if he was not sure enough, let alone spending more than 1000 million to buy two pieces of land.

"My factory can raise about 500 million yuan, Lao Zheng can also come up with 700 million yuan, and abalone, you should too, wait, I heard Lao Zheng say that you need to borrow money from Haoran , How much money can you give now?" Li Jiachen said.

Before Bao Yugang opened his mouth, Qin Haoran raised his hand to stop them talking, and said, "There is no need to raise money like this, Brother Bao is right, if I am not sure enough, I will not bid These two pieces of land."

Hearing Qin Haoran's words, Bao Yugang and Li Jiachen were relieved. Although they knew that Qin Haoran must have countermeasures, they were still a little uneasy. After all, this was a big investment of tens of millions. If they were not careful, The career they created before is about to fall short.

"Then why don't you say it quickly?" Bao Yugang pushed Qin Haoran's arm: "How long do you want us to be scared?"

"Okay, okay, I said, I said." Qin Haoran said with a smile: "Actually, we have this land and a development project, so it is very easy to raise money. I mean, because of this Two pieces of land as collateral, plus our development plan, and then borrow from the bank."

"A loan from the bank?" Bao Yugang and Li Jiachen's eyes widened at the same time.

Qin Haoran nodded, and said: "That's right, we don't have any funds, but the bank has them. The banks have abundant funds, and they are also looking for various loan clients. I believe they will not reject us. Just for the two pieces of land we just bought, we can lend more than 500 million Hong Kong dollars to the bank, and with our plan, it should not be a problem to borrow 3000 to [-] million Hong Kong dollars."

"With these two 3000 million yuan, our project can be supported for more than one year. At that time, my funds can be withdrawn, and there will be no other problems." Qin Haoran said with a smile.

Bao Yugang frowned: "But, this is tens of millions, and the market value of a slightly smaller bank can't reach this figure. Haoran, do you think there is really a bank willing to lend us money? Well, even if Let's go to Mr. Sanders, but he won't be willing to take such a big risk just because of our friendship?"

"Brother Bao, in fact, this loan is not risky for their bank." Qin Haoran said: "Let's take a step back, the bank has loaned us all the money for our project, and then we will eventually If there is no money to return to them, at most they will take back our real estate, and then they will sell it themselves, and then they will be able to make more profits."

After a pause, Qin Haoran continued: "Or, after we sell the building and use the bank's mortgage installment method to transfer the debt to the customer, wouldn't we have no loss? The profit we earn is also very rich.”

Listening to Qin Haoran's words, Bao Yugang and Li Jiachen's eyes widened.

"This... Isn't this the 'empty glove white wolf'?" Li Jiachen reflected.

Bao Yugang also nodded approvingly, and used the bank's money to complete the project, and then returned the money to the bank after the house was sold, while he himself earned the difference in price as profit, which was equivalent to using someone else's money. The money comes to make a profit for itself.

Neither Li Jiachen nor Bao Yugang thought that the house could be sold like this.

They stared at Qin Haoran dumbfounded. No wonder Qin Haoran was still so calm and composed even though he couldn't get the funds out of his hands. It turned out that he had come up with such a trick.

As long as it is a bank with a large enough scale, it must not refuse Qin Haoran's reception.Because they wish Qin Haoran could not repay the loan, and then take over the two real estate projects and sell them by themselves, which means that the bank has won the business.

If Qin Haoran and the others really can't repay the loan, it is equivalent to using their own money to buy land for the bank, and then hand over the profitable business to the bank, and the bank will make a lot of money.

And if Qin Haoran and the others can repay the loan in time, the bank can also earn interest, and they won't suffer a loss no matter what.

At this moment, both Bao Yugang and Li Jiachen felt that Qin Haoran was really a genius in business. He knew how to do business and how to operate funds, not only operating his own funds, but also using other people's funds Bao Yugang and Li Jiachen admired and shocked Bao Yugang and Li Jiachen with their brains to complete the investment for themselves.

Jiang Yuwan, who was present at the same time, was also dumbfounded. Although she had never studied economics, she still had to understand what Qin Haoran said. Like Bao Yugang and Li Jiachen, she felt incredible about Qin Haoran's method of operating funds. , but she knew that this unimaginable method would work.

In fact, in the 90s, this "empty glove white wolf" method was used by those who were the first to engage in real estate in China. from the water.

Qin Haoran is well aware of their methods, and even cooperated with others in this "previous life", so he is naturally very proficient in using them now.Before the major banks in Hong Kong know the disadvantages of this method, Qin Haoran can rely on this method to walk among them and extract sufficient funds.

The disadvantage of this method is that when the property market shrinks, banks have to bear a heavy burden.However, people like Qin Haoran who borrow money will not bear any losses, and almost let the bank bear all the risks for themselves.

However, Qin Haoran also knows that Hong Kong's property market, in the next 40 to [-] years from now, has been booming except for a few rare shrinkages, and the people in the bank must have predicted the future of Hong Kong's property market , so even if he sees through the drawbacks of this method, he will not reject Qin Haoran's loan.

"By the way, Haoran, you said your funds were invested in other places, can you tell us?" Bao Yugang asked.

Qin Haoran just smiled: "There's nothing hard to say, I plan to invest the funds in the United States. Brother Bao, didn't I tell you before that I want to operate the 'Tianma Logistics' to be listed in the United States."

"That's right, but if 'Tianma Logistics' is listed in the US, it should be able to extract funds from the US stock market. Why do you need to invest funds?" Bao Yugang asked.

"Because I not only want to use 'Tianma Logistics' to extract funds in the stock market, but I also want to use this as a breakthrough to operate in the US stock market to see if I can gain something."

When Qin Haoran said that, Bao Yugang and the others understood that Qin Haoran was clearly planning to use a large amount of funds in his hands to enter the US stock market, and then make a fortune just like those Wall Street crocodiles.

However, Li Jiachen frowned: "However, Wall Street in the United States is turbulent, and ordinary people can't understand its pulse at all. If you are not careful, you will end up bankrupt. Haoran, you have to be careful."

Since Li Jiachen has done industrial business so far and has not had much contact with stocks, his understanding of the stock market is the same as other people who do not know their situation. He remains deeply uncertain and lacks knowledge. sense of security.

Qin Haoran smiled and said: "Don't worry, Brother Li, the reason why ordinary people are easy to fail and to be overwhelmed by the waves of the stock market is because they are weak and weak. If the stock market is compared to a food chain, these small stockholders are in the middle of nowhere. The food at the bottom is eaten by the predators above."

And with Qin Haoran's capital scale, even in Wall Street, one of the world's financial centers, it is enough to become a "big banker".

However, Qin Haoran certainly wouldn't think too highly of himself.Because today's Wall Street is in an era when major consortiums are involved one after another, and it is really as unfathomable as Li Jiachen said.

But Qin Haoran still wanted to go there after all, even if he didn't gain anything, it would be good to make Wall Street in the United States a storm.

What's more, Qin Haoran had previously agreed with Lawrence Rockefeller of the Rockefeller family to cooperate in the operation and listing of "Tianma Logistics". With the influence of the Rockefeller family, the development of "Tianma Logistics" in the United States will be like walking on a highway.

But Qin Haoran is of course wary of Rockefeller, especially since he and Feng Chengcheng already have a relationship. If it is Octavito Rockefeller alone, if he knows about this, he will never let Qin Haoran go.

In order to compete against Octavio Rockefeller in the future, Qin Haoran must work hard to develop himself.After all, with Qin Haoran's current strength, although he is not afraid of any company in Hong Kong, compared to a behemoth like Rockefeller, the gap is still too big.

(End of this chapter)