Hong Kong Giant Owl: Rebirth

Chapter 886 Subprime Loans
Qin Haoran will naturally not register this "Zeus Fund" with his own name, because the "Zeus Fund" will definitely make waves in the US and even the international financial market in the future, and the financial industry in the US is so developed. It is easy to attract people's attention when there is trouble in the wind and grass, Qin Haoran does not want to be the target of this public criticism.

Before establishing the "Zeus Fund", Qin Haoran asked his agents to take a holiday.

But just as Qin Haoran was about to prepare for the "Zeus Fund", he received a piece of news - Feng Chengcheng had returned to the United States.

Feng Chengcheng was originally a member of the Rockefeller family and grew up in the United States. To put it bluntly, the United States is her hometown.It's just that her father, in order to fight for power and profit in the family, sacrificed his wife and let her be the prostitute and humiliation of the high-ranking uncle in the family.Feng Chengcheng couldn't bear this tragedy, so he left the United States for an opportunity, went to Hong Kong alone, and vowed to accumulate his own strength.

After Qin Haoran heard about her experience from Feng Chengcheng, he knew that the reason why she wanted to control the Rockefeller family was not all because of her desire for power, but more because of her desire for her father and her ugly uncle. kind of revenge.

"Hello, Qin Haoran, are you in the Wells apartment?" Qin Haoran received a call from Feng Chengcheng on the top floor of the luxury apartment arranged by Lawrence Rockefeller for Qin Haoran and others.

Qin Haoran smiled and said, "That's right, have you come to New York yet? I'll pick you up."

"No need, I'm already on my way to Wells apartment, and I'll be there in about half an hour." Feng Chengcheng said on the phone: "You wait for me there obediently, by the way, you live alone, or bring a Is your confidante by your side?"

"Hmm." Qin Haoran coughed and said, "I came here with Abi and Sirou, but they have gone out to play now, so I am the only one left here."

Feng Chengcheng sneered on the phone: "I knew it, why didn't you bring two confidante friends with you when you went out far away, you playboy!"

Qin Haoran wanted to say something to explain, but he thought that Feng Chengcheng already knew that there was more than one woman beside him, and since this was the case, any explanation would be superfluous.

Half an hour later, Feng Chengcheng came over.It was more than three months ago that Qin Haoran met Feng Chengcheng last time, and looking at Feng Chengcheng now, he is more capable than before, but still beautiful, especially the strong woman temperament on her body, which reveals a unique charm .

"Why did you suddenly come to America? Aren't you running business in Europe?" Qin Haoran put his arms around Feng Chengcheng's slender waist and asked her with a smile.

Feng Chengcheng snorted and said, "If I didn't come, how would I know that you are having a good time here in America?"

After a pause, Feng Chengcheng said again: "Because I haven't seen my mother for almost two years, so I want to come back to see her."

Thinking of his mother and her mother's tragic experience, Feng Chengcheng's face darkened, and a few traces of resentment flashed in his eyes at the same time, but it was towards his father who made his mother suffer like this.

"I'll accompany you to visit your mother." Qin Haoran said suddenly.

There was a hint of surprise in Feng Chengcheng's eyes, because he and Qin Haoran were considered to be in love with each other. Qin Haoran went to see his mother, and to a certain extent, he also met his parents.

"However, do you really dare?" Feng Chengcheng blinked her big eyes, and asked Qin Haoran jokingly, "Aren't you afraid to let that fellow Octavito know? Heh heh heh... Speaking of which, aren't you Are you still spying on me for that Octavito guy?"

"Hmm." Qin Haoran coughed lightly: "Speaking of which, I'm also stealing myself."

Feng Chengcheng reached out and stroked Qin Haoran's face, and said softly: "Haoran, forget it, Octavito is a strong candidate in Rockefeller's competition for parents, he can use a lot of energy, we..."

Qin Haoran pressed Feng Chengcheng's lips with his index finger, and said with a smile: "You won't be so old-fashioned, let us separate for such a reason? This is a plot that only exists in novels or movies."

"Sometimes, the real situation is more tortuous and difficult than novels and movies." Feng Chengcheng said with emotion.

Qin Haoran shook his head: "It seems that you don't know enough about me, Qin Haoran, as a person, I can give up anything, except the woman I like, even if the other party is Rockefeller!"

Hearing Qin Haoran's words, Feng Chengcheng's heart was surging. Compared with his father who sacrificed his wife for profit, Qin Haoran was much better.

Although Qin Haoran has more than one woman by his side, he has never let down every woman around him.Based on this alone, Feng Chengcheng felt that Qin Haoran was much better than his father.

"By the way, I heard you say you want to invest in the US stock market. Have you already started?" Feng Chengcheng asked Qin Haoran, "I didn't expect you to be so interested in the stock market. However, the stock market can It is different from ordinary industries, there are too many factors in it, and a little carelessness will lead to an ugly end, so you must be careful."

Qin Haoran chuckled: "Thanks to your concern, I have already completed the first phase of investment."

"Huh?" Feng Chengcheng raised his eyebrows: "Have you completed your first investment? Is it a profit or a loss?"

"Don't you have so much confidence in me?" Qin Haoran said with a smile: "You can guess how much money I made from the stock market this time?"

Feng Chengcheng turned his head in thought, and then said, "It's more than 300 million, US dollars."

This is already Feng Chengcheng's optimistic estimate of Qin Haoran, because Feng Chengcheng feels that Qin Haoran has never touched stocks before, and he is already very good if he can make more than 300 million US dollars without losing money, which is enough to be proud of.

But Qin Haoran smiled and shook his head: "Tsk tsk, you really underestimate me. To tell you the truth, after deducting the cost, the money I earned from the stock market this time is a full [-] million US dollars."

"What? [-] million US dollars?" Feng Chengcheng looked at Qin Haoran dumbfounded, and confirmed that he was not joking with himself, but he was even more surprised.Seven hundred million US dollars is enough to make Qin Haoran the well-deserved richest man in Hong Kong. Even in the United States, he is a super rich man that few people can match.

In particular, Feng Chengcheng thought that Qin Haoran had never touched stocks before, but he was able to make so much money from the stock market at one time, so Qin Haoran surprised her too much.

And Qin Haoran also told Feng Chengcheng about the fluctuations in the London gold market and the US dollar during this period, and explained that he took a fancy to these ups and downs, and only by giving it a go can he make such huge profits.

"You are too unbelievable. According to what you say, all stock analysts on Wall Street should resign." Feng Chengcheng said: "Have you never invested in the stock market before?"

Qin Haoran smiled and said: "Although I haven't invested in the stock market before, it doesn't mean that I don't pay attention to the stock market. Heh heh heh... I have decided to set up a 'Zeus Fund', specifically here in the United States Make financial investments."

"Huh? Are you really planning to continue in this industry?" Feng Chengcheng frowned: "Just because you can earn [-] million dollars from the stock market this time, doesn't mean you will be invincible in the future." Yes. For you personally, [-] million US dollars is a lot, but it is just a small wave in the entire financial field, and I am afraid that you will lose even the money in the end."

"You're wrong Cheng Cheng, I'm not just investing." Qin Haoran said: "I want to follow the example of those bigwigs on Wall Street, I don't want to follow the tide and make money by following the ups and downs of this financial market, I want to be the one who drives this All power."

"That can only be done by financial oligarchs. Do you want to become such a financial oligarch?" Feng Chengcheng said: "However, with the [-] million US dollars in your hand, you can indeed do something. However, What are you going to do about the forces that drive finance?"

Qin Haoran walked a few steps to the terrace over there, overlooking the bustling New York below, and Feng Chengcheng followed him out.

I only heard Qin Haoran say: "We can launch a loan project in the market. The current banks generally provide loans to high-quality customers with relatively high credit. We can call this kind of loan a high-quality loan. And In society as a whole, such high-quality customers do not account for the majority, and more are people who have no income proof and have heavy debts. Banks usually do not lend to them, or even if they provide loans, they only provide Short-term loans of three to five years. More loans for these people are underground banks.”

Feng Chengcheng was quick thinking, and immediately said to Qin Haoran: "Are you planning to hit these people with relatively low credibility?"

Qin Haoran nodded and said, "That's right, but I don't give them unconditional loans, but mainly provide mortgage loans for house purchases. For those who have no stable income and are in heavy debt, I can provide short-term loans for three to seven years." Loans, and the interest rate will be 5.00% to [-]% higher than the benchmark interest rate, which is considered a high-return market.”

"This kind of mortgage loan, let's call it 'subprime loan'." Qin Haoran said with a smile.

The concept of subprime loans has not yet been formally formed at this time, nor has it become the direct cause of the financial crisis in the United States and even the world as it did in the 21st century.At the same time, the subprime loan market has not yet been developed, and Qin Haoran has seen this point, so he plans to use this wealth management product that is extremely attractive to the market to launch.

(End of this chapter)