Hong Kong Giant Owl: Rebirth

Chapter 900
"Mr. He, in fact, you don't have to worry about it, because even if I buy Hang Seng Bank, I will still let you manage it." Qin Haoran said with a smile.

He Shanheng was startled when he heard the words, and then his face that was originally calm due to discouragement gradually showed shock, looked at Qin Haoran in surprise, and asked uncertainly: "Mr. Qin, tell me, Hang Seng Bank, are you still Will it be handed over to us to manage?"

Qin Haoran nodded affirmatively, and said: "That's right, not only you, I will not fire any of the existing employees of Hang Seng Bank, and it's all up to you to decide. As for recruiting new employees, as long as you think there is a need, You can do it. Anyway, how did you manage Hang Seng Bank before, and you can continue to manage it like this in the future."

Just as Qin Haoran thought before, the greatest wealth of Hang Seng Bank is He Shanheng and other managers.In the original history, HSBC Bank also deeply understood this point, so after acquiring Hang Seng Bank, HSBC Bank did not intervene in the management of Hang Seng Bank, but continued to hand over the management work to He Shanheng and the others. Two people were sent to the board of directors of Hang Seng Bank.

Naturally, He Shanheng is not as clear about the flow of history as Qin Haoran is, so he doesn't know that HSBC will eventually do this.Now that Qin Haoran still handed over the management of Hang Seng Bank to them, He Shanheng and Li Guowei were very moved.Although they lost the controlling stake in HSBC, it is a good thing to be able to stay in HSBC after all.

At this time, Qin Haoran said again: "As for Mr. He, you said just now that if there are one or two big deals, it will be very beneficial to the development of Hang Seng Bank, right?"

He Shanheng nodded, and Qin Haoran said: "Okay, leave this matter to me. Since you, Mr. He, have basically agreed to sell 50.00% of HSBC's equity to me, then we will draw up the contract as soon as possible and report to me. Give it to the Hong Kong government for approval."

Changes in the shareholder composition of commercial banks in Hong Kong and major equity changes need to be reported to the Hong Kong government's banking regulator for approval to ensure the stability of the banking industry.

He Shanheng nodded slightly after hearing Qin Haoran's words, and then said: "One more thing, Mr. Qin, even if you don't use your own name to buy our Hang Seng Bank, the plan of HSBC Bank is destroyed, and you will still use various means to buy us. Deal with our Hang Seng Bank."

"Mr. He, you don't have to worry about this level. I have a way to make HSBC take care of itself." Qin Haoran smiled confidently: "By the time they come to their senses, we have already established a firm foothold."

Although HSBC would retaliate against Hang Seng Bank after Hang Seng Bank was acquired by others, but at least they did not know that Qin Haoran was behind the scenes, so they would not take action against Qin Haoran's other industries and companies.In this way, all the conflicts are concentrated on Hang Seng Bank, and Qin Haoran only needs to solve the problem of Hang Seng Bank.

In the next two days, He Shanheng, the directors of Hang Seng Bank, and Qin Haoran discussed the details of the proposed acquisition.Since Qin Haoran's opinions were accepted, the negotiation went very smoothly, so He Shanheng signed a preliminary contract with "Zeus Fund", and then submitted the acquisition to the Hong Kong government for approval.

And it was only at this time that He Shanheng found out that the "Zeus Fund" controlled by Qin Haoran also had an Elson Bank, which was operating subprime loans in the United States and became the most famous bank in the United States recently. Wilson Bank, with the support of the "Zeus Fund", thrived through this subprime loan.

He Shanheng immediately researched the subprime loans launched by Elson Bank. After all, He Shanheng has been in the banking industry for 30 years, so he quickly figured out how the subprime loans launched by Elson Bank are. thing.

For this subprime loan business that had never appeared before, He Shanheng was both surprised and respectful after finding out what was going on.He Shanheng knew that as the biggest reliance on subprime loans, as long as the real estate industry in the United States did not collapse, the subprime loans would continue to bring unimaginable profits to Elson Bank.In particular, He Shanheng has seen the financial news in the United States. Now "Zeus Fund" has cooperated with Elson Bank to package this substandard loan as an asset and put it on the market. The financial regulators in the United States have also initially approved this item. Apply.

As long as the subprime loans are successfully listed and asset securitization is realized, large sums of money will flow into the hands of Elson Bank and the "Zeus Fund" from the capital market.

Even He Shanheng, who was used to seeing big scenes, couldn't help gasping for this kind of act of making money in an open and aboveboard manner.Thinking to himself, it is no wonder that Qin Haoran did not spare money to acquire Hang Seng Bank, and he did not hesitate at all about the funds that would be paid after the acquisition of Hang Seng Bank. It turned out that Qin Haoran had such a "cornucopia" in his hands.

But on the other hand, He Shanheng has also seen that if the U.S. real estate collapses, "Zeus Fund" and Elson Bank will immediately face a huge crisis, which is different from what Hang Seng Bank is facing now.The current crisis of Hang Seng Bank is nothing more than the depletion of deposits bit by bit. As long as timely support is obtained, it can be resolved.

But if there is a problem with the "Zeus Fund" and Elson Bank, the crisis will be overwhelmed, and there will be no time to save it.

For this point, He Shanheng found Qin Haoran.

"Mr. Qin, I have seen the operation of 'Zeus Fund' and Elson Bank." He Shanheng said to Qin Haoran: "The subprime loan is indeed very powerful, but if the real estate in the United States collapses, they may have to It's over right away, there's no time to save it, have you thought about the risks involved?"

Qin Haoran replied with a smile: "Mr. He, I think you should have heard of the saying that wealth and wealth are sought in insurance. The greater the risk, the greater the profit it can bring. Of course, I don't know how to retreat." None of them will stay. According to my guess, real estate in the United States will maintain a relatively fast development speed for at least ten years. At least during this period of time, we are all profitable. In addition, I think your concern is also If the 'Zeus Fund' is finished, it will implicate Hang Seng Bank, right? Hehe, after the 'Zeus Fund' acquires Hang Seng Bank, I will immediately secretly let Hang Seng Bank leave the 'Zeus Fund', so you don't have to worry Bar."

He Shanheng didn't know that Qin Haoran had such a plan. To be honest, He Shanheng was really worried that if something happened to the "Zeus Fund", it would implicate Hang Seng Bank.And now that Qin Haoran said so, He Shanheng felt relieved.

"Mr. Qin, you said before that you would bring Hang Seng Bank a business that would take its performance to a higher level. Could it be this junior loan?" He Shanheng asked a little uneasy.

In He Shanheng's view, subprime loans can make a lot of money in the United States, but not necessarily in Hong Kong.

And Qin Haoran also shook his head, and said: "No, in Hong Kong, I would not use subprime loans, because Hong Kong's real estate development situation is still far behind that of the United States, let alone Subprime loans, even high-quality housing loans, have not really developed in Hong Kong, so how can there be a market for subprime loans? The most important thing is that the development of real estate in Hong Kong is not stable. If we If something goes wrong while operating subprime loans, not only will we suffer, but the entire market and society in Hong Kong will face a huge impact."

To put it bluntly, the harm that subprime loans brought to the social economy during the real estate crash was huge, which can be known from the financial tsunami in the 21st century.Qin Haoran operates subprime loans in the United States, no matter how much harm it brings to the American society and economy, Qin Haoran will not blink an eye.

But in Hong Kong, which is a place for Chinese people, Qin Haoran will definitely not do this.

So Qin Haoran patted He Shanheng on the shoulder and said with a smile: "Mr. He, don't worry, I will not endanger the social economy of Hong Kong in this way, and I will not let Hang Seng Bank go down. What's more, Hang Seng Bank has you Now, if you really found a problem, wouldn't you know it?"

He Shanheng thought about it too, but Qin Haoran still didn't say what Qin Haoran said about the business he brought to Hang Seng Bank.

The equity of Hang Seng Bank has changed hands. Although He Shanheng has reported this matter to the Hong Kong government for approval, he also asked the Hong Kong government to keep this business secret.

While the acquisition of Hang Seng Bank by "Zeus Fund" was being approved by the Hong Kong government, Longsheng Bank was also carrying out various operations.They cooperated with the Jardine Group to jointly develop real estate in Hong Kong. Because the Jardine Group previously purchased a large amount of land in Hong Kong, they became the most powerful real estate developer in Hong Kong.

However, since Jardine Group's funds were temporarily unable to turn over after purchasing these lands, and Longsheng Bank also saw this, and decisively approached Jardine Group, and was willing to lend to Jardine Group. In exchange for the opportunity to develop Hong Kong real estate with the Jardine Group.

At this time, in the chairman's office of Longsheng Bank, Qin Zhongyuan was with Qin Jiangshan.

"I don't think Hang Seng Bank can last long. In two days, they may have to give up the rest of selling equity." Qin Zhongyuan said: "When HSBC buys Hang Seng Bank, we will be able to get Hang Seng Bank. If the market share is increased, then our Longsheng Bank can become the most powerful Chinese-funded bank in Hong Kong."

(End of this chapter)