Qing Chuan's Fu Jin is not easy to mess with

Chapter 140 Don't do it!

"Ten younger brothers and sisters, what is there to consider?"

After Ma Qi left, Jiufujin looked at Lan Xi immediately, "Isn't there no way to borrow our money? Such a good deal, just agree to it?"

"My sister-in-law, if things are so simple, the household department will come to us to borrow money?"

Lan Xi was speechless.

However, Jiufu Jin is not a businessman after all, and it is understandable that he does not understand these business methods.

"Sister-in-law Jiu, let me tell you that the Ministry of Accounting said it was borrowing money, but in fact, this is no longer borrowing money, but asking us to buy rice, grain, cloth and silk from the Ministry of Accounting!"

"If one million taels of cash goes out, most of the cash in our bank will be gone."

"When the common people come to get the silver, do we have to give them rice, cloth and silk?"

"The most important thing is, we don't know what's going on with the rice, cloth and silk of the household department!"

Even if she didn't go to the scene to check, Lan Xi could still imagine what the household department's rice grains, cloth and silk would look like.Even if the rice grains are not old-fashioned, they must be from last year or the year before, and there may be a lot of moldy grains that are no longer edible.

Although Lan Xi can't say that she has a clear understanding of these ways in the officialdom, she still understands them.

From ancient times to the present, the imperial court has checked the granaries in various places, and many problems have been found. What's more, in order to annihilate the criminal evidence, they simply burned the granaries to nothing.

Well, even if the rice grains, cloth and silk produced by the household department this time are all good products, is it easy to sell these 100 million taels?

The answer is naturally no!

Money begets money, which is the way of running a bank.

Money, things, and money are mostly used when dealing with bad debts.

"Dog seller!"

Lan Xi couldn't help but yelled out, it's so meow, she was almost tricked by this bastard Ma Qi!The Ministry of Households borrowed 100 million taels, and what they paid back was rice, cloth and silk, but no cash.

This is simply bad debt in another sense!

"Your uncle, you almost got tricked!"

Lan Xi finally came back to her senses.

"Sister-in-law Jiu, please go back and tell Brother Jiu that Huaxia Bank will not do this business!"

Having thoroughly understood the nature of this deal, Lan Xi resolutely refused to do it.

"Ah? Why?"

Jiu Fujin didn't understand, this business was clearly profitable.

"Sister-in-law Jiu, this is too much investment, the return is too slow, and the market fluctuates too much, so it's not suitable for our bank. Just tell Brother Jiu like this, Brother Jiu should be able to understand!"

What Lan Xi wants to do is a bank, and money makes money, not anything else.

Of course, she can do other things.

But there is a problem. To do other business, you have to understand the corresponding industry.To take over the rice grain from the household department, you have to understand the rice grain market in the market, and to take over the cloth and silk, you have to understand this business.

Then, here comes the problem. Now Lan Xi doesn't have so much energy to do these things.

As for leaving things to the people below?
Come on, if this is the case, the Ministry of Households can use their own channels to solve these rice grains, cloth and silk.

This business seems to have sent a big favor from the Ministry of Finance.But such favors are not easy to accept.It seems that he took the favor of the Ministry of Households, but he made trouble for himself.

Lan Xi is not so stupid yet, so this deal is not worth doing!
(End of this chapter)