The poor are poor, the rich are rich

Chapter 43 1 Being able to earn and spend money, creating a high-quality life

Chapter 9 It’s better to spend than to earn
Chapter 91 Earn and spend well, create a high-quality life

The original meaning of "can earn and spend" is "good steel should be used wisely", but in reality, we often hear "different" understandings of this.For example, they think that there is no need to take money too seriously. Being able to spend money means that you can earn money, and being frugal is actually a sign of incapacity; ".

The taste of life does not have to be obtained by spending money. As long as you use your brain and hands, everything is a quality that is readily available.

A newlywed couple shared a house in Shenzhen with a monthly rent of 1800 yuan.The boy was doing testing in a software company in the Science and Technology Park, with a monthly salary of 4000 yuan, and the girl was looking for a job at the time.The rooms are one big and one small, and there is a square hall the size of a palm between the two rooms.As a result, the young couple had to live in a small room. The rent was 800 yuan per month, but they lived happily.

Every night, the girl cooks at home, prepares the dishes one by one, and waits for the boy to start cooking as soon as he enters the house. The porridge, steamed dumplings or two dishes of fried side dishes are delicious.Later, the girl got a job with a monthly salary of 1800 yuan, and the place of work was relatively far away. She started preparing dinner at 6 o'clock every morning, and then went to the bus when she was ready to cook immediately, and the boy was on the sidelines. Help with fried eggs and hot milk for breakfast.Every Friday night, the two go shopping hand in hand. The vegetables and frozen fish stored in the refrigerator at home are almost all packaged in supermarkets after 9:[-] p.m.On Saturdays, sometimes the girl will have a bowl of noodles with the boy, and the boy will prepare a small bowl of dumpling stuffing, and the two of them will make dumplings while watching TV together.In addition to what I ate that day, I will freeze a part of it in the refrigerator.In spring when there is no wind, the two happily prepare the pure water in the water dispenser, walk to Lianhua Mountain to play badminton, or just take a walk in the nearby Lizhi Park.Every time the two look happy.On normal nights, after the two of them had dinner, although the girl always washed the dishes, the boy didn't watch TV or play games in the house like some men did, but stood at the kitchen door and chatted with the girl.

In this way, they only spent more than 800 yuan after deducting the 600 yuan for renting a house every month.A few years later, they saved enough for a down payment and bought a house with a small area.

Compared with the young couple above, going to the "flask" is a must for the tasteful family.But in life, there are many unnecessary consumptions that we often ignore, and there are even many things that can be obtained without spending money!In fact, as long as you try to figure it out carefully, you will find that there are many tricks to save money in life!

Before some important festivals, you should start shopping as early as possible. It is more cost-effective to shop before the price has risen.In addition, in order to avoid crowding when shopping, the best time to go shopping should be in the morning or on Mondays and Tuesdays. These times are the least crowded, and you will have more leisure and a good mood to choose what you are really satisfied with. .

When it comes to giving gifts to friends on birthdays or some festivals, I always have a hard time knowing what to give, and more or less feel distressed and have to spend money.In fact, you don’t have to spend a lot of money to be sincere in giving gifts. Occasionally making handicrafts, designing cards yourself, sending free “electronic” congratulatory cards, or making cakes and snacks with friends can make others feel your love. Carefully.Moreover, many things in life can be reused from waste, and it doesn't necessarily cost money to buy everything.

Therefore, what can be earned is not as good as what can be spent, and every penny should be spent with value. This is the correct concept of financial management.

(End of this chapter)