The poor are poor, the rich are rich
Chapter 46 4 Spending a Small Money to Live an Exquisite Life
Chapter 46 4 Spending a Small Money to Live an Exquisite Life
Chapter 94 Spend a little money to live a refined life
To have an exquisite life, of course, "casual" is not allowed. The pursuit of high quality is everyone's life goal, but high quality does not mean high consumption. We can't just be happy like Shizuka.We want to be happy without making our wallets unhappy. In fact, reasonable and smart consumption can completely manage a high-quality life.
Linlin renovated the house before she got married. The beautiful new house gave people the feeling that she had thrown thousands of dollars at it. She did not deny that she spent a lot of money, but she also proudly said that she made a lot of money.To sum up her original words, the general idea is: if you know how to spend money, you will make money.how do I say this?
It turned out that Linlin has an independent personality and a lot of creativity. Before the decoration, she first listed a detailed plan.It's not like when other people decorate their houses, they always outsource everything to the decoration team, and then spend tens of thousands of yuan to save trouble and quietness, and only act as a supervisor to do some inspections when they have time.Linlin completed the decoration as an important research project of her work.It took her two months to select materials, look at the market, and select workers by category.In the end, the total renovation cost of this new home was only half of the cheapest advertised price!
Linlin's joy is not only the saving of this essential expense, but the greater value lies in the satisfaction brought by completing a job that she puts her heart and soul into.The sense of accomplishment afterwards also doubled: close friends, neighbors, and clients came to learn from each other one after another, rushing to study the detailed proposal.
In addition to decorating the house, Linlin is also a master at dressing up.In terms of dressing, you can wear patterns and pay attention to economical benefits: spend 1/3 of the money on classic famous brands, most of which are bought during seasonal discounts, which can be half cheaper; the other 1/3 of the money is spent on fashionable popular brands, such as stripes Sweaters, flash shirts, etc., this part of the investment can keep you up to date, and the image will not be dull; the last 1/3 of the money is spent on cheap unnamed clothing, such as chic T-shirts, white shirts, sports jackets, You can choose according to your own aesthetics.Sometimes an unnamed sports jacket paired with brand-name casual trousers, the creative play of "all for me" is the best way to show your vision and taste.
If you have the conditions, you should live a more refined life. This is a kind of taste and a style.However, exquisite life cannot be equated with high consumption and luxury goods. In addition to building exquisite life, the most important thing is to manage it with heart.When necessary, learn some money-saving tricks:
One is regular deposits.The first thing to do after receiving your salary every month is to make a rough estimate based on this month's expenses, and then deduct the amount of this month's expenses from your salary, and deposit the rest in the bank.
The second is planned procurement.Make a serious and careful inventory of the things you should purchase every month, such as clothing, daily necessities, etc., and record them in a special notebook, and then go to the market where you have known the market, and purchase according to the plan.
The third is to pay attention to develop the habit of thrift.This is an important part of reducing daily expenses, such as using some energy-saving and water-saving facilities.In fact, many expenses in daily life are unnecessary waste. These amounts may seem inconspicuous, but if you persist in it for many years, it is a lot of money.
The fourth is to reduce the expenditure on favor consumption.In today's society, there are many ways to consume favors, but we must grasp the principles of appropriateness, appropriateness, and moderation.If you have something to do at home, the smaller the scale, the better.
The fifth is to delay consumable expenses.For any item, as long as it is diligently cared for, it can always prolong its life and increase its utilization rate, which invisibly reduces the increased expenditure due to premature replacement.Therefore, it is necessary to strengthen care for large household appliances such as stereos, televisions, refrigerators, washing machines, air conditioners, and vehicles such as bicycles and motorcycles to prolong the service life of the items.
Six is to master small maintenance technology.It is necessary to develop a good habit of working hard and working hard, and strive to understand more about the principles and maintenance knowledge of household appliances and mechanical items.At the same time, it is equipped with a set of simple maintenance tools, such as wrenches, pliers, screwdrivers, axes, saws, planes, nails, etc.If some minor faults and faults occur in electrical appliances, machinery, decorations, woodware, etc., you can repair them yourself.
(End of this chapter)
Chapter 94 Spend a little money to live a refined life
To have an exquisite life, of course, "casual" is not allowed. The pursuit of high quality is everyone's life goal, but high quality does not mean high consumption. We can't just be happy like Shizuka.We want to be happy without making our wallets unhappy. In fact, reasonable and smart consumption can completely manage a high-quality life.
Linlin renovated the house before she got married. The beautiful new house gave people the feeling that she had thrown thousands of dollars at it. She did not deny that she spent a lot of money, but she also proudly said that she made a lot of money.To sum up her original words, the general idea is: if you know how to spend money, you will make money.how do I say this?
It turned out that Linlin has an independent personality and a lot of creativity. Before the decoration, she first listed a detailed plan.It's not like when other people decorate their houses, they always outsource everything to the decoration team, and then spend tens of thousands of yuan to save trouble and quietness, and only act as a supervisor to do some inspections when they have time.Linlin completed the decoration as an important research project of her work.It took her two months to select materials, look at the market, and select workers by category.In the end, the total renovation cost of this new home was only half of the cheapest advertised price!
Linlin's joy is not only the saving of this essential expense, but the greater value lies in the satisfaction brought by completing a job that she puts her heart and soul into.The sense of accomplishment afterwards also doubled: close friends, neighbors, and clients came to learn from each other one after another, rushing to study the detailed proposal.
In addition to decorating the house, Linlin is also a master at dressing up.In terms of dressing, you can wear patterns and pay attention to economical benefits: spend 1/3 of the money on classic famous brands, most of which are bought during seasonal discounts, which can be half cheaper; the other 1/3 of the money is spent on fashionable popular brands, such as stripes Sweaters, flash shirts, etc., this part of the investment can keep you up to date, and the image will not be dull; the last 1/3 of the money is spent on cheap unnamed clothing, such as chic T-shirts, white shirts, sports jackets, You can choose according to your own aesthetics.Sometimes an unnamed sports jacket paired with brand-name casual trousers, the creative play of "all for me" is the best way to show your vision and taste.
If you have the conditions, you should live a more refined life. This is a kind of taste and a style.However, exquisite life cannot be equated with high consumption and luxury goods. In addition to building exquisite life, the most important thing is to manage it with heart.When necessary, learn some money-saving tricks:
One is regular deposits.The first thing to do after receiving your salary every month is to make a rough estimate based on this month's expenses, and then deduct the amount of this month's expenses from your salary, and deposit the rest in the bank.
The second is planned procurement.Make a serious and careful inventory of the things you should purchase every month, such as clothing, daily necessities, etc., and record them in a special notebook, and then go to the market where you have known the market, and purchase according to the plan.
The third is to pay attention to develop the habit of thrift.This is an important part of reducing daily expenses, such as using some energy-saving and water-saving facilities.In fact, many expenses in daily life are unnecessary waste. These amounts may seem inconspicuous, but if you persist in it for many years, it is a lot of money.
The fourth is to reduce the expenditure on favor consumption.In today's society, there are many ways to consume favors, but we must grasp the principles of appropriateness, appropriateness, and moderation.If you have something to do at home, the smaller the scale, the better.
The fifth is to delay consumable expenses.For any item, as long as it is diligently cared for, it can always prolong its life and increase its utilization rate, which invisibly reduces the increased expenditure due to premature replacement.Therefore, it is necessary to strengthen care for large household appliances such as stereos, televisions, refrigerators, washing machines, air conditioners, and vehicles such as bicycles and motorcycles to prolong the service life of the items.
Six is to master small maintenance technology.It is necessary to develop a good habit of working hard and working hard, and strive to understand more about the principles and maintenance knowledge of household appliances and mechanical items.At the same time, it is equipped with a set of simple maintenance tools, such as wrenches, pliers, screwdrivers, axes, saws, planes, nails, etc.If some minor faults and faults occur in electrical appliances, machinery, decorations, woodware, etc., you can repair them yourself.
(End of this chapter)
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