The poor are poor, the rich are rich

Chapter 53 2 How to Deal with Unmeasured Expenditures

Chapter 112 How to deal with unpredictable expenses

How do you deal with unpredictable expenses such as illness?The answer is simple, is to use a financial lever - critical illness insurance (medical insurance).With a fixed 1000 yuan, you can transfer the unknown 10,000+ unpredictable risks.

How can the financial impact of unexpected death and disability on a family be minimized? ——If you love your parents, your partner, and your children, please arrange everything for you, including illness and death, and bear your due responsibilities and obligations for them.As mentioned above, insurance is your strong financial backing, and only with personal protection can you make other investments.

From now on, you should realize that when you die from an accidental injury, leaving a mess for your family to clean up is cruel and undeserved!Bearing the grief of losing you is hard enough for your closest family members.Just imagine their pain!These are the things you could have handled when you were alive.

Do you really love your partner, children and parents?The answer is of course true.Then you should not just stay at the level of consciousness, you should turn your love into a practical action and express it in a specific way, and then you can completely eliminate fear and anxiety!Your value lies not only in your ability to generate income for your family now, but more importantly, your ability to generate continuous income for your family in a longer period of time in the future!This continuous earning power is the value of your life.If your current annual income is 5 yuan, your children can successfully complete their studies, your parents can enjoy their old age, and your lover can live a stable life.And if you plan to retire after working for another 20 years, your life is worth at least 100 million.But the extreme case is starting tomorrow. If you suddenly can no longer generate these incomes for your family, who should you ask for the 100 million predictable income that should have been earned but not earned?
If you really love your family, it is best to buy a travel accident insurance before going out.If you travel with a travel agency, you will have a travel agency liability insurance, which protects accidents caused by the travel agency's responsibility during the trip. In other words, if the accident is not caused by the travel agency's responsibility, but by yourself or any third party Caused by such as eating bad food and getting sick, accidentally spraining your foot while walking, or leaving the group without permission and encountering an accident, these are not covered by the travel agency liability insurance.Self-guided tours are now popular, and all risks and losses during the journey must be borne by oneself, so it is even more necessary to buy a travel accident insurance.

The cost of travel accident insurance is actually not high. If two people travel domestically for 5 days, buy a travel accident insurance with a coverage of 5 yuan, and the total premium is about 24 yuan; if they travel overseas for 7 days, buy an overseas travel accident insurance with a coverage of 100 million yuan. , The sum of premiums for two people is about 500 yuan.For the convenience of customers, some insurance companies have launched online self-service insurance travel insurance services.

In life, accidents (car accidents, natural disasters, diseases, earthquakes) often come without warning.If we choose the appropriate insurance in advance, we can transfer, resist and spread the risk.The creators of any wealth are people, and there is no reason to invest all funds in stocks, funds, and real estate, leaving people unattended.If there are no chickens, where will there be eggs?As the head of the family, it is more responsible to make risk planning for the family and use insurance to transfer risks.

Life is like a vast ocean, with countless crises hidden. If we only focus on money gains and forget about our own security, when the storm comes, the family will sink in the ocean of life.As long as we spend a little money to buy an insurance, although it seems that the income seems to be a little less at present.But it can ensure that children receive a good education; take care of parents' old age and lover's life; make family income uninterrupted, so that family members have the guarantee of a stable life throughout their lives.

(End of this chapter)