The poor are poor, the rich are rich

Chapter 56 5 Overcoming Your "Shopping Fetish"

Chapter 115 Overcome Your "Shopping Fetish"

Nowadays, there are more and more patients with "shopping addiction" in cities. It can be said that most people who love shopping, especially white-collar workers, suffer from mild "shopping addiction". Interest and other internal factors to decide whether to buy, never consider external conditions such as applicability, seasonality, and ability to pay.Experts pointed out that to overcome this "shopping addiction", one is to go to places with beautiful mountains and rivers to relax, adjust your emotions, and try to avoid commercial centers; .However, severe cases require specialized treatment.

Generally speaking, everyone more or less likes to buy goods that they think are worth it, regardless of how much money they pay.But for your wallet, it's a huge disservice.Therefore, if we want to restrain our potential shopping desire, we can start from the following aspects:
The first is to replace negative attitudes with positive ones about money.The San Diego National Financial Education Center puts forward the concept of "selective consumption"-you should not say to yourself: "Should I buy this thing?" Is it within my monthly budget? Is it exactly what I want to spend?” In other words, you have to ask yourself how much you want to spend the money on this item, not just tell yourself if you can spend the money.

"I shouldn't spend this money" is what the National Financial Education Center calls "negative input" because it is negative information that is easy to be ignored, which is also human psychology.Negative input, however, forces us to rationalize our purchases. Statements such as "This is a nice color," "This is on sale," and "I really want this" are some common examples.Many people have the experience of buying discounted products. They happily bought back "high-quality and cheap" products. There is an inexplicable pride in their hearts and the urge to show off when they meet everyone. Little do they know that you are exactly the one who fell for the "discount" .

Through selective consumption, your instinct to spend money can still be satisfied.Just like someone who is trying to lose weight and has to cut calories but still be able to eat a little ice cream every day, you don't have to try to make a total lifestyle change, and you don't have to force yourself to overcome psychological rejection.

Don't make the mistake of thinking that selective consumption is easy. In fact, it is not easy. It requires constant practice.

Amin is a super shopaholic, every time a classmate wants to go to the supermarket but can't find someone to accompany her, she is the right place to look for.As soon as she arrived at the supermarket, she immediately became excited, always remembering that she was missing something, so she bought endlessly, at least hundreds of dollars each time.Sometimes I can’t even remember to use the things I bought back, which wasted a lot of money.

Later, she herself became a little anxious. When she was shopping in the supermarket, she saw a mother leading a child shopping together.The little boy holds a calculator in his hand, and his mother tells him the price every time he puts an item in the shopping basket, and he tells his mother the total after adding up the total.Amin thought it was a good idea and followed suit, so the function of the calculator in the mobile phone was fully utilized.At the beginning, she set a rule for herself that the total amount of each purchase should not exceed 80 yuan. Later, this amount was reduced repeatedly. Now she can control her shopping behavior well.

In order to save money, it is a good way to go shopping with a calculator.When customers buy goods in general stores, they have to pay in cash to buy one item, and it is hard to avoid feeling distressed to see the money go out.The supermarket chooses by itself and checks out uniformly, and puts things in the trolley, and the desire to shop in "Hao Na" will soar.Bring a calculator to the supermarket, and use the calculator to add something when you buy something, so that you will know the total amount you are constantly spending, and stop if it exceeds the budget.This allows for self-accounting and avoids overpayments at checkout.In addition, setting goals and shopping in familiar supermarkets can quickly find what you want to buy and reduce the chance of being tempted. It is also a way to save time and money.

When visiting the supermarket, you should set a time for yourself, generally no more than 10 minutes, so that you can control your desire to buy, and when you enter the supermarket, you can take out the checklist and take a seat.

At the same time, try to go in empty-handed when shopping in the supermarket. If you want to buy a little more and the shopping basket can hold it, never push the shopping cart.Shopping baskets and shopping carts are supposed to be convenient for customers, but at the same time they are extremely artistically doing lure and promotion work for merchants. It can be said that they are the "culprits" that make us break through our shopping plan invisible.

Also, avoid misleading numbers.Merchants like to set the price of the product as similar to 9.9 yuan, which often gives people the illusion of cheapness. When seeing such a product, it is necessary to round up habitually.For example, if 9.9 yuan is regarded as 10 yuan, although there is only a difference of [-] cents, it will not be misled in terms of price.

We make lists when we go to the supermarket, why not when we buy other things?In fact, your consumption can be controlled. Don’t be swayed by habits, impulses or advertisements. If you develop the habit of comparing the prices, services and qualities of different commodities when you consume, and what else you can buy with the same amount of money, you Your optional consumption will not be so confusing, and you can also spend wisely and save the money you save. According to this calculation, you may become a small rich man in no time.

(End of this chapter)