The poor are poor, the rich are rich

Chapter 98 1 Don't treat "trap" as "pie"

Chapter 21 Be prepared for danger in times of peace and stay away from investment traps

Chapter 211 Don't treat "trap" as "pie"

With the deepening of investment activities in life, various investment traps are also overwhelming.Investors may fall into an investment trap if they are not careful.There are too many investment traps. Here are some investment projects that are relatively easy to be deceived, and provide some references for your investment.

Investment trap one: original stock
After retiring, Mr. Li saw the recruitment information of an intermediary company in the newspaper, which said that the age of 50 to 70 was within the scope of recruitment, so he went to apply for the job and was hired.After going to work, train him for the first three days.During the training period, there are morning meetings in the morning and evening parties in the evening. Colleagues encourage each other and indoctrinate them repeatedly, which is very similar to the activities of MLM organizations, which is to focus on "brainwashing".The content of the training is mainly to explain the knowledge of stocks, investment, sales, etc. The last day is to talk about how good Ha Lian Chuang’s stock is, and it will be listed soon. It is an excellent investment opportunity and encourages everyone to buy it.

At that time, Mr. Li felt that the company was real, and there was a letter of commitment for listing and a letter of commitment for share repurchase. Even if it was not listed, there would be no loss; the process of equity transfer was also checked by the property rights transaction department, which he thought was very reliable.In this way, he finally bought 2 original shares, nearly 10 yuan.After that, he began to sell the original stock to his relatives and friends.The company stipulates that every time employees sell 2000 shares, they will be given [-] yuan.He did not develop clients. Some people developed some clients and sold a lot of original stocks. Later, they found out that they were cheated, suffered losses, and even harmed relatives and friends.

As we all know, original stocks are regarded as cash cows by the majority of investors.Its value is calculated based on net asset value, and its price is far lower than that of stocks circulating on the stock market. Once listed, the stock price soars ten times or even dozens of times.Because there is such a large profit margin, various original stocks have emerged on the market, and most of them describe themselves as money printing machines for investors. As long as you buy them, you can enjoy the pie in the sky.Everyone must be careful of the traps of these original stocks, and don't treat the "trap" as a "pie".

Investment trap two: funds
Zhang Xiang is a retired worker. One day in November 2006, she heard from an acquaintance that there was a golden finger fund on the Internet that was quite good. It invested 11 yuan and returned 8000 yuan a day, which was equivalent to a 400% profit.From others, she also learned that this "gold finger" is a large listed company abroad, which is like a reassurance. Zhang Xiang thought, this time, he will meet a good investment project.Immediately, I went to the bank to withdraw 300 yuan, and went to the Agricultural Bank of China to apply for a card, and reported the account number of the new card to the declaration center of "Gold Finger".The declaration center is the department responsible for depositing money into the accounts of these investors.After checking at the bank, she found that 8000 yuan, or 400 U.S. dollars, had been deposited in her card.

On December 2006, 12, the people from the declaration center contacted Zhang Xiang again and told her that according to Golden Finger's regulations, if she invested another 9 yuan, she would be given 2.4 yuan in 80 days.For Zhang Xiang, this is really a lot of benefits.With the previous successful experience, this time, Zhang Xiang did not hesitate to withdraw 7.2 yuan from his pension to the company that day.Not only that, Zhang Xiang also introduced this rare fund to her good friends and daughter.Her good friend sold the house and invested it all, a total of 2.4+, and her daughter also invested more than 10,000.

On December 2006, 12, only 14 days before Zhang Xiang invested in the fund for the second time, the webpage of "Gold Finger Fund" suddenly failed to open.Zhang Xiang woke up like a dream and immediately realized that she had been cheated. The so-called investment of more than 5 yuan she and her daughter lost overnight.The daughter put the money from the family behind her husband's back into this so-called fund, and now there is nothing left. Because of this incident, the husband and wife also filed for divorce in early 2007.

In the past two years, the fund has successfully invested in the darling of the market with its outstanding performance. Compared with stock investors, the investment journey of many "basic investors" seems to be smooth sailing and very nourishing.With the support of the majority of "basic people", people are full of enthusiasm for investment funds.Along with the fund investment boom, some illegal "black funds" have emerged as the times require.Everyone should keep their eyes open to avoid being deceived.

Investment trap three: collectibles

Fact [-]: The person in charge of the Beijing Municipal Bureau of Cultural Relics revealed during a major inspection of cultural relics that more than [-]% of the so-called antiques circulating in the cultural relics market in the city are fakes, and the proportion of fakes is the highest in the country.In addition, there are many fakes of the so-called antiques sold by some cultural relics stores and even some cultural relics auction companies.Among the so-called cultural relics and antiques, ancient porcelain fakes account for a considerable proportion, and counterfeiters are getting more and more sophisticated, and some high-quality fakes even make some experts "miss".Among the imitation "old" furniture, some counterfeiters played the trick of "one fish eats more", dismantling all the parts of an old piece of furniture one by one, and then assembling them into multiple new pieces of furniture, making people who don't know how to It is difficult for buyers to distinguish between true and false.

Record 2001: In 10, together with fellow villager Wang, Li bought 20 imitation handicraft bronzes, including square-seat gui basins, bird-and-beast-patterned li, and bird-and-beast-patterned copper vases, for more than 10 yuan at the Panjiayuan Antique Market in Beijing.Later, Wang invited Liu, an associate professor of a certain university, to a hotel. Li, as a staff member of the Beijing Municipal Bureau of Cultural Relics, introduced to Liu that the cultural relics were bought at a high price. So he proposed to Liu that the two of them would each pay part of the money to buy the cultural relics, and then find buyers to sell the cultural relics to make money.Li and Wang paid part of the money in front of Liu. Liu was convinced when he saw this, and successively handed over [-] yuan to Wang to buy back [-] imitation handicraft bronzes.Later, when Liu asked Li to resell the cultural relics, he found that Li had disappeared.

With the advent of collecting fever, forged artworks and handicrafts emerge in endlessly.The counterfeiters and counterfeiters in the antique market are not inferior to those of the ancients. Fakes in ancient paintings, ancient books, bronzes, jades, coins, badges, stamps and other fields can be seen everywhere.Those who like to collect and invest must be cautious.

To sum up, when investing, everyone must keep their eyes wide open, see through various investment tricks, invest prudently, and win wealth.

(End of this chapter)