I opened the way of earth practice

Chapter 259 Real estate in Xuanhuang Realm
"Welcome everyone to China Bank. We are now handling business for you. Please line up." The branch manager came out to greet him.

"Let's line up and go in," Captain Li said.

The branch in Zishu City was obviously prepared in advance, and the processing speed was very fast. Ten windows were specially opened, and basically a round of processing was completed in 2 minutes, and all processing could be completed in about an hour.

"Mr. Wang, do you want to handle the loan business?" The bank clerk asked with a smile on his face.

"Loan?" Mr. Wang asked very puzzled.

"Yes, the latest activity of our bank is to determine the loan amount according to your qualifications. The first-class qualification is 5000 Xuan coins, the second-class qualification is 3000 Xuan coins, and the third-class qualification is 1000 Xuan coins. The annual interest is 8%. Early repayment is possible. said the bank clerk.

Most of the loan interest is calculated on a monthly basis, but here it is calculated on an annual basis. Although 8% seems quite high, anyone who works in the financial industry knows that this is already very low.

"Okay, give me a loan of 1000 Xuan coins." Mr. Wang has a second-class qualification, which is pretty good, but he doesn't have the top loan because he still doesn't know how to earn Xuan coins. Be careful first, it's always right of.

"Okay, I'll handle it for you right away." The staff said happily, because they also got a commission.

In about two hours, all 300 people completed the bank card application, and all the people who should get the loan got the loan. It doesn't matter if some people are cautious and don't get the loan. This kind of thing will not be forced.

"Everyone follow me, now I will take you to the residential area." Captain Li held up a small red flag and led everyone to a place similar to a community.

The entire Zishu City is only one square kilometer, so everyone soon arrived at their destination. The community is not big, and the houses are all made of wood, and at first glance they are all 10-story tube houses.

The conditions are not so good, this is everyone's first image.

"This is the first phase of Tianshu community. The houses here are all of the same size, one bedroom, one kitchen, one bathroom, one balcony, with an area of ​​40 square meters. There is no elevator. There are group renting and whole renting. Group renting is for four people. One set, the whole rent is one set per person, you can choose according to your own financial strength." Captain Li said.

If you have ever seen apartments on this side of the earth, you will know that they are all in this format. There are 20 households on the first floor and [-] households on each side of the corridor, but there is no elevator.

They are all practitioners, so this is not a big deal. After practicing for a while, you can even jump off or jump up from the balcony directly. It is very simple.

Burglary is a big problem, however, there are laws and surveillance.

"Captain Li, you are talking about the first phase of Tianshu, so is there another phase two or three? Are the houses after the second phase also the same?" Someone asked doubtfully.

Obviously, he didn't want to live in this kind of house, it was too small and too aggrieved.

Captain Li smiled slightly, nodded and said: "Yes, Zishu City is very small, only one square kilometer in total, and the living area is only 40 square meters. In the future, it is planned to build four communities, each covering an area of ​​10 square meters. One, two, three, four."

"The first phase is this kind of tube building. First solve the problem of personnel living, and the conditions will be relatively simple. The second, third, and fourth phases will be better and better. The second phase is planned for ordinary residences, and the third phase is for large buildings. It is a luxurious residence, and the fourth phase is said to be a villa area.”

"Fuck, I heard right, real estate in another world?"

Some people were shocked. They didn't expect that after leaving the earth, they would still be squeezed by real estate in such a vast place.

Is there any reason.

"Is Lao Wang still planning to come and build Yida Plaza? It's awesome."

"Captain Li, are these houses for sale?" Someone asked with bright eyes.

After decades of real estate growth on the earth, the first thing everyone thinks of is the problem of real estate appreciation. They are the first batch of folk practitioners who come in, and it must be the cheapest here. This is their opportunity.

Just wait for the appreciation in the future, and I'm excited to think about it.

"That's right, Captain Li, is the house here for sale?" Everyone was not a fool, and all looked at Captain Li with fiery eyes, which made him a little unbearable.

Young people who thought they had missed out on real estate dividends suddenly saw new business opportunities.

Captain Li smiled bitterly and said: "I know what you are thinking, but there are regulations above, whether to live in the Xuanhuang Realm or not, your calculations may come to nothing."

"It's okay, we just live by ourselves and don't speculate." Someone said immediately.

Whether to fry or not is a matter for the future, but it will definitely not depreciate, everyone is not stupid.

"The house is for sale, but only Xuan coins are charged for the transaction, but the house is rented for soft sister coins." Captain Li said.

"Captain Li, please tell us in detail. We have plenty of time now, and we are not in a hurry. Tell us about renting and buying a house. Thank you." Someone suggested.

Everyone nodded, and they all felt that there was no problem, and they didn't care about the time.

Captain Li thought for a while, then nodded and said: "All right, let me tell you a little bit, so you can have a reference."

"First of all, renting a house can be divided into group renting and whole renting. Group renting is more cost-effective. A bed can be rented for only 150 yuan for a month, which is calculated according to the time of the earth."

"If you rent the whole house, a house costs 800 yuan a month, which is a little more expensive." Captain Li just finished speaking.

Everyone was shocked, not expensive, but too cheap.

800 yuan for a full rent, which is not necessarily possible to rent in third- and fourth-tier cities on the earth, except in some remote places.

But it's obviously not here, this is a different world, and Zishu City is very close to the void crack, placed on the earth, it belongs to the location of a first-tier city.

Guo Jia is really kind. Even if the rent is ten times higher, everyone will not feel that it is expensive, but it is so low. It is not intended to squeeze them and make money from them. Everyone suddenly feels that living in Huaguo is a waste of money. very happy thing.

"Let's not talk about it, I will definitely rent the whole thing, this money is nothing." Someone immediately said.

If you come to practice, you will give up your previous job, have no source of income, and basically sit and eat, unless you find a new source of income here, but 800 yuan is nothing to many people.

Of course, it is still a bit expensive for some people, and they choose to rent together.

"Captain Li, tell us about buying a house. How much money does such a house cost?" Everyone asked in confusion.

Many of them have borrowed some mysterious coins, so they still have some ideas.

Captain Li smiled slightly and said: "Oh, as I said, the house is not for speculation, so the price of the house is very cheap. Such a house only costs 120 Xuan coins, which is about 3 Xuan coins per square."

At this time, the exchange price of Xuan coins on the black market has dropped a lot again, to less than ten thousand dollars.

If you look at it this way, it costs about [-] U.S. dollars per square meter, which seems very expensive, but don't forget that these are two currencies of different systems, and they cannot be generalized.

Captain Li's current monthly salary is 6.5 Xuan coins, and the annual basic salary is 78 Xuan coins. If you include various bonuses, the annual income is at least 200 Xuan coins. You can buy such a set with less than a year's salary. real estate.

He belongs to the grassroots leaders, and even the grassroots fighters in the Xuanhuang Realm, it will not take more than two years to buy such a house.

"What? So cheap?" Everyone was shocked again.

Although they don't know the purchasing power of Xuancoin, they can borrow thousands of Xuancoin so easily, and the value is not too high in thought.

On the earth, it is impossible for an ordinary person to take out a loan ten times the value of a house.

The loan to buy a house is only [-]% of the loan.

Just when everyone wanted to borrow money to buy more houses and hoard them, Captain Li's words shattered their illusions.

"There is a purchase restriction here. Each person can only have one house under their name. You can change it to a bigger one in the future. It will be the second phase, the third phase, and the fourth phase, but the house bought earlier must be traded." Captain Li said.

This is a policy to limit hype and limit housing prices.

"It's a pity, but there is still a little potential for appreciation in the future. I am still thinking about how to use the loan. Let alone buy a set." Many people have already made a decision in their hearts.

The 300 people, without exception, all chose to buy a house instead of renting it in the end. This was somewhat beyond Captain Li's expectations, but it is also reasonable. People who have experienced the changes in Huaguo's real estate situation will choose this way.

"Let's go, I'll take you to the big canteen. There's no vegetable market yet, so you can only choose to eat in the big canteen or the restaurant." Captain Li led the people who bought the house to a very big canteen.

This is a large canteen that can accommodate 2000 people for dinner at the same time, which can definitely meet their early needs.

"The food in the big cafeteria is ordinary food. There is only one window that sells food from the Xuanhuang Realm. The ordinary food is charged with soft sister coins. Because of the transportation, the food here is much higher than that on the earth. I hope everyone is mentally prepared. "

"The food in Xuanhuang Realm charges Xuan coins, and the price is quite high, but your body needs a lot of energy as practitioners. These foods are beneficial to your cultivation, so you need to make a good choice."

"In addition, the restaurants outside are all delicacies from the Xuanhuang Realm, and the consumption is charged in Xuan coins." Captain Li reminded.

I took everyone to eat an ordinary meal, basically two dishes and one soup, the price of a small bowl is about [-] yuan, and it is about [-] yuan on the other side of the earth.

After eating and drinking, Captain Li led the crowd to the square. The day here is much longer than that on the earth, so although they have been here for a long time, the sky still does not feel dark.

"I understand everything that should be introduced to you. Next, you can ask some doubts in your heart. We will disband after an hour. This is your last chance to ask questions." Captain Li said.

(End of this chapter)