I opened the way of earth practice

Chapter 362 Untitled
By 2030, after several years of price decline in Huaguo, the prices of commodities are now very cheap, the value of Ruanmei coins has also appreciated, and the purchasing power is stronger, and even more so in Xuanhuangjie.

From the perspective of those who lived in Huaguo, very high-end furniture, decoration materials, labor costs, etc., are so cheap in the Xuanhuang world that you can call it impossible.

Because the wood and basic resources here are too abundant, and the labor cost is too low, otherwise the fine decoration, and even high-end real estate are sold at such a low price, the real estate developers have already lost their fortunes, but now they still make some money.

Therefore, one cannot look at the future from the current perspective, let alone look at the future Xuanhuang Realm from the current perspective. There is an essential difference.

After hearing this, the young people had an impulse. The manor could not afford it. Maybe it would be good to choose a hardcover house or a high-end house. Now that the income is increasing year by year, it may not take a few years to pay off.

"I heard that you can buy a house with a loan here, can you tell me about it? I want to buy a house with a loan." The young man said.

The salesperson smiled even more when she heard about buying a house with a loan, because they can earn more when buying a house with a loan, and her percentage of commission is also higher.

"Of course, sir. There is a seat over there. Let's sit down and talk slowly. I will introduce you in detail." The salesman said, pointing to a row of tables and chairs not far away.

The young man looked over and nodded: "Okay."

The two sat down, and another young girl, who looked like an employee of Huafeng Real Estate, brought a cup of tea to the young man, which made the young man a little flattered, he had never been treated so well before.

"Thank you." The young man said a little cautiously.

"Sir, you are welcome." The young employee left after speaking, and handed over the place to the professional salesman.

"Sir, we can choose five-year, ten-year, and 20-year mortgages here, and the down payment must reach [-]%." The salesman said.

The young man breathed a sigh of relief. He should be able to earn a lot of money in 20 years, and he could consider buying a bigger house. However, he still had one concern, so he asked:

"I heard that the mortgage interest rate is not high, is that true?"

The salesman smiled slightly and said, "Yes, sir, the annual interest rate is 9.5% for five years, 9% for ten years, and 20% for 8 years."

It seems that the interest rate is much higher than that on this side of the earth, but don't forget, the current Xuanhuang world is in a period of super-high-speed development, just like the reform and opening up period of Huaguo, everyone's income is skyrocketing, even banks The fixed annualized interest rate in China is around 4.5%, and the annual income growth of ordinary people is generally between 15% and 25%, so this interest rate is not high.

Sure enough, the young man nodded slightly when he heard the interest rate, which was within his acceptable range.

"Can you show me the house?"

The young man has made a decision in his heart, and only the actual observation is left. If there is no problem, he plans to sign the contract today. After all, there is a [-]% discount and the legendary color TV.

"Of course, sir, please, I will take you there now. What kind of house do you want to see first? There are room types for you to choose from. Take a look and I will take you there after you have chosen." Sales The staff took out a small box the size of a coin and put it on the table, and then a virtual projection appeared between the two of them.

This is exactly the various types of houses under Huafeng Real Estate, and you can even see the various decoration styles clearly, three-dimensional, very vivid, and you don't even need to go to see it in person.

Looking at the strength is just the ultimate real feeling.

"Hiss~ what is this, so advanced, how much, how much is it?" the young man looked a little excitedly at this projection device that he had never touched before.

Our country of Hua is indeed so powerful. I want to work hard to make money and practice hard, and I will have these things in the future. This is his true thought at the moment.

"Sir, this is the latest Xianyuan mini box. The price ranges from 6000 yuan to 5 yuan. There are several options and can even be customized." The salesman explained.

When she was training a few months ago, she was shocked when she saw this thing.

It's just that although the box is small in size, the price is too high. Her monthly salary is only 1000 yuan, which may be higher if the bonus commission is included, but I don't know how much more, after all, it has just opened.

"Oh." The young man nodded, it was too expensive.

After looking at the house type for a while, the young man said, "I want to see this style of house."

"The second phase of hardcover is 360 square meters, sir, you have a good eye, I will take you to see it now." The salesman was a little excited, but fortunately he controlled it.

If the order is completed, my own commission will be quite a lot. For a commission of 1 point, if I apply for a mortgage, there will be an additional 0.2 points, which is 1.2 points, which is 1.2 points of the total price.

360平米的精装修房子总价21.6万元，95折之后就是20.52万元，给他节省了1万多元呢。

And 1.2 points is 2462 yuan, nearly 2.5 times her basic monthly salary.

If she can sell a house every day, she can also buy a house here herself, and take her parents from the countryside to live there. The salesman immediately began to yearn for her future life.

"Can we go and see the house now?" asked the young man.

"Oh, yes, sir, you come with me." The salesman quickly reacted and scolded himself for being too unqualified.

There is a big square outside the sales office, and there are many battery cars parked. The salesman picked one up at random and took the young man to see the house.

After all, [-] mu of land is still quite large. Although they are all monks, it won't be tiring to walk there, but it will waste time.

In addition, Huafeng Real Estate is all existing houses. Zhang Xueren first borrowed money to build the house before selling it. After all, real estate in this world has just started, and people are not used to off-plan buildings.

If you dare to sell off-plan properties, you will not buy your house at all. This has been learned a lot before, so now real estate developers have also started to sell existing houses.

"Sir, look, this is access control, which requires face recognition. After you become a user here, you have to register, and you can enter directly at that time, which greatly guarantees the security of the community. This is only available for houses above fine decoration. Yes, there are no cheap houses." The salesman took the opportunity to promote, which is also a very attractive selling point.

"Oh, it's amazing." The young man said with emotion.

The two came to the house and floor that the young man had chosen, and the salesman took the young man to look at the house carefully:
"Sir, look, this is a big house of 360 square meters. It is transparent from the north to the south. There are only two families on the entire first floor, which greatly protects your privacy. In addition, there are many rooms here. If you have a large family or future family members There are more, and you can live comfortably without changing rooms.”

The well-decorated second-phase houses are all in this pattern. The first floor is about 720 square meters after deducting the public area. If it is 360 square meters, there are only two households, 180 square meters are four households, and 120 square meters are six households. Six families.

By the way, Guo Jia has canceled the concept of shared area. All houses must be of actual area, and no shared area is allowed.

"Good, good, good." The young man said three good things in a row. The more he looked at it, the more he liked it, and the more he looked at it, the more excited he was. He looked at each room carefully.

(End of this chapter)