The richest man starts with mining

Chapter 206 The way to quickly pay back!

The wine was filled, and the two drank.

Song Qian is now a centurion customer of the bank.

The level is very high.

It is a job requirement to eat, drink and have fun with this kind of customers.

Every centurion is a precious and precious customer of the bank.

Other banks are eager to pry it away.

Three rounds of wine, five flavors of food.

Song Qian smiled and said, "Brother Li, I'm planning to start a real estate business."

Li Qingfeng's eyes lit up, and he said calmly: "Okay, Feilong Group has such a rapid momentum and dominates the decoration industry in Changnan, and it is one of the few in Xijiang. It should have entered the real estate industry long ago."

Talking to smart people is easy.

Song Qian handed over a box of cigars, but Li Qingfeng didn't refuse.

A box of thousands of dollars worth of cigars is enough to smoke!

Song Qian is also generous enough, he only met this kind of client in these years.

"I want to reach an exclusive cooperation with ICBC as a third-party fund guarantee."

Li Qingfeng didn't quite understand, "What do you mean?"

He lit a cigar. Generally, when real estate developers want to develop commercial housing, they need to pay the project quality guarantee deposit to the relevant departments.

In other words, if there is a problem with the project during the warranty period, the funds will be directly deducted from the deposit for appraisal and maintenance.

Either it is fund supervision, and the pre-sale money is transferred to the account designated by the relevant department, and it is unfrozen according to the progress of the project.

"Literally!"

Song Qian breathed out a puff of smoke, "Exclusive cooperation, but you have to give me the green light. As long as the owners of the loan in our group meet the credit standards, I hope to lend the loan as quickly as possible, and at the same time I will pay a certain percentage of deposit. To ensure your bank's bad debt rate."

It takes a long time for a real estate to pay back its capital from opening, pre-sale to delivery.

How long is it?

A customer paid the down payment in the first half of the year, and the loan came out half a year later.

Some people have already paid the loan for half a year.

What you say is outrageous is not outrageous.

What Song Qian has to do is, under the premise of ensuring quality, buy quickly, sell quickly, and get back the cost quickly.

As long as he has enough funds, he can guarantee that ten real estate projects will not collapse in a year.

According to his vision, it will be more profitable than starting dozens or hundreds of properties at one time.

And the risk is reduced, reducing a lot of time.

The bank can rest assured that the developer will pay back quickly, and the rights and interests of consumers will be protected. Even the locals don’t have to worry about unfinished projects and take over!
After carefully listening to Song Qian's thoughts, Li Qingfeng really felt that this guy was a genius.

And also a conscientious businessman.

He doesn't play leverage, and he actually piles up cash flow.

Although he bears the greatest pressure himself, if he can bear the pressure, he will pay back very quickly.

"Suppose you are developing three real estate projects at the same time and need one billion funds, how much security deposit do you pay?"

"A quarter!"

Song Qian said with burning eyes: "I keep a quarter of the profit in ICBC, but you have to give me a good interest rate!"

This business can be done.

It is different from developers who play tricks, directly pressure the land to the bank, and they directly give cash, so that the risk is minimized.

However, Song Qian is also a chicken thief. Once the real estate turns around, the funds will be terrible.

Billions, tens of billions, that's not a problem.

But if this matter can be done well, Li Qingfeng will definitely be able to go up.

Of course, the risks are not small.

Fast in and fast out, it is troublesome to check the accounts, if you spend too much money in a year, the bad debt rate will definitely be high.

But this is indeed an opportunity.

Song Qian didn't urge him either.

He is not worried about his cash flow being cut off.

Compared with the developers currently on the market, this model has obvious advantages.

What consumers are most afraid of is buying poor-quality buildings.

He remembered that there was a real estate before, and there was a problem with a main beam in the underground parking lot, so he directly used a jack to jack it up.

What was originally a hugely profitable project fell directly into his hands.

After smoking a cigar, Li Qingfeng said: "Mr. Song, I am very happy to cooperate with Feilong Group. How about this? I will come to visit you personally when I have some time. Let's have a good chat!"

It's done!
Song Qian beamed with joy.

In the final analysis, it is better to get money from the bank, use the money from the bank to get money from the bank, and he still wants to thank you, why not do it?

ICBC in other places dare not say it, but here in Xijiang, there is absolutely no problem.

"Come on, let's go to the next game!"

"where to?"

Li Qingfeng asked.

"Victory Harbor!"

That night, Song Qian took Li Qingfeng to play enough, until Li Qingfeng's legs trembled, and then sent a beautiful woman to drive him back.

Once the bank is settled, the next step is to go to the local authorities.

Song Qianqian Dasheng Decoration once went to a county town. There was a developer in that county town. He developed half of the communities in the county town.

Because it is an inland poverty-stricken county.

In the end, even the county center building was sold by the developer.

A businessman can do this. First of all, the real estate he developed is deeply trusted by the local people.

Second he has the greatest support.

This kind of real estate is developed, and it is guaranteed to make money without losing money.

The next day, Li Qingfeng came to the door in person to discuss cooperation with Song Qian.

The negotiation went on for a full day, and there were hundreds of regulations, large and small.

This is what talking about great cooperation should look like.

The upper-level employees of Feilong Group know that the group intends to enter the top industry.

Everyone was very excited.

At four o'clock in the afternoon, the exclusive contract was signed.

It's just an exclusive contract in Xijiang Province.

Li Qingfeng also knows that his authority is exclusive to the whole country, but he doesn't have that authority yet.

Most importantly, the risk is too great.

"President Song, happy cooperation!"

"Happy cooperation!"

The two held hands together, and the official websites of Changnan ICBC and Feilong Group released the news together that day.

However, this news did not cause much disturbance.

Including the news that Feilong Group established Feilong Group Real Estate Company, not many people paid attention to it.

"I have already signed an exclusive contract with ICBC, and then we will set up a bidding department. We will bid in Ngee An, Xianjin, and Changnan counties.

First bid for small plots of land within [-] households, mainly to accumulate experience. Moreover, our development route is different from other real estate companies. We follow the route of encircling the urban area by the county seat.

Fast in and fast out, don’t worry about our slow payback, it mainly depends on our marketing and engineering quality, so we are setting up a group engineering quality supervision department”

The meeting lasted for three full hours, basically all Song Qian said.

Everyone is taking notes carefully.

"Online live broadcast must be done, and the joint Feilong Decoration app will drain traffic, and this matter will be handed over to the operation department."

"Wang Yun is still in charge of the decoration, the quality supervision department is promoted from the outstanding employees of the engineering department.

Establish a wholly-owned subsidiary of Feilong Real Estate Engineering Co., Ltd. to promote outstanding talents from within”

Song Qian opened his mouth, and there was a vacancy for the vice president.

Who is not excited?
This is the benefit of joining a new company, there are opportunities for development everywhere.

"In addition, you still have a month to prove yourself. I'm already biting my pockets. Whether the 1000 million can be distributed depends on the next 30 days!"

Everyone's hearts were on fire.

Who doesn't want a piece of the pie?
What their boss said, as long as it is achieved, it is absolutely unambiguous!

"Dismiss!"

Back in the office, Elpis made Song Qian a cup of throat-soothing tea, "Are you tired?"

"It's okay, but I'm afraid that the stall will be too big and I won't be able to handle it!"

Elpis walked behind Song Qian and gently rubbed his temples, "Your development path is right and your thinking is clear. As long as the path is right, success will come sooner or later!"

(End of this chapter)