Datang: My apprentice is Li Chengqian

Chapter 254

In March, the remaining flowers fall and bloom more, and the small eaves come flying day by day.Zigui cried blood in the middle of the night, and if he didn't believe that the east wind would not call him back.

Qin Xiedao moved quickly.

Stepping on the tail of spring, Datang Royal Bank opened in Xishi.

Although there is no uniformed lady in Yishui, the well-dressed guys still give everyone a bright feeling.

"Miss, this silver coin is very delicately minted. You only need to bring a handful of copper coins and a few silver coins when you go out in the future, and it will be enough for you."

Qingxia followed Yang Yan to go out early in the morning today, preparing to witness the opening ceremony of Datang Royal Bank and become the first batch of customers.

During this period of time, the newspapers were almost full of reports related to Datang Royal Bank, with various contents and introductions, it was difficult for people not to know.

"With silver and gold coins, it is indeed much more convenient than before. I just don't know if these silver and gold coins can be circulated on a large scale.

If all merchants are very supportive, it will be very beneficial to Datang's business development. "

Although Yang Yan lives in seclusion, her knowledge is not hidden.

For the power of Datang Royal Bank, she has a deeper understanding than ordinary people.

Otherwise, the housekeeper at home would not have bought some shares with money.

To some extent, Yang Yan is also going to her own bank to handle business today.

"As long as this thing is really convenient, there is no reason for merchants not to use it. A silver coin is much easier to carry than conventional money. Whether it is for ordinary people or businessmen, promoting silver coins is very beneficial .”

Qingxia thought that she would finally not need to carry a pile of copper coins in her arms in the future, so she was in a good mood.

"I hope so. Building a branch of a bank should still cost a lot of money. If there is no good profitability, whether Datang Royal Bank can go in the long run is also a question.

But with the support of His Majesty and the Ministry of Household Affairs, it shouldn't be much worse. "

"There are too many people today, why don't we go back first. Anyway, the silver coins have been exchanged, and other businesses can wait until later to experience slowly."

Feeling her stomach growling, Qingxia obviously wanted to eat.

The West Market sells everything, and there is naturally no shortage of various wine shops.

With the spread of some cooking methods of the Qin family, the dishes of various restaurants in Chang'an City also began to improve.

Qingxia has a very deep understanding of this.

"Let's go, then come back another day."

……

"Lang Jun, everything is going very smoothly today. Although the guys were a little flustered at the beginning, it will be fine soon after you get used to it.

Judging from the current situation, we can immediately consider opening a branch in Dongshi, and then start preparing for opening branches in Luoyang and Liangzhou. "

Ma Youcai is in a very good mood today.

Witnessing the rise of a giant in person, that kind of sense of accomplishment is unmatched by ordinary things.

The sale of 50% of the shares alone earned [-] yuan. Ma Youcai can now flex his muscles.

"The semicolons in Luoyang and Liangzhou can be slowed down first, and a few more semicolons will be built in Chang'an City, and the scale of each semicolon may not be the same.

For example, the semicolon of Dongshi and Xishi, which exists as a flagship store, naturally needs to be built on a larger scale.

However, the semicolons in other places can be built on a smaller scale, so as to facilitate the surrounding businesses and people as much as possible.

Strive to expand the number of branches of Datang Royal Bank in Chang'an City to more than five in the next three months. "

It's not that Qin Xiedao is ignorant of the benefits of Datang Royal Bank spreading all over Datang.

However, in the era of underdeveloped communications, it is very difficult to manage so many semicolons without adequate preparation.

So he planned to increase the number of semicolons in Chang'an City first, and let the guys accumulate business collaboration between different semicolons.

For example, the customer has deposited money in the semicolon of the East Market, but needs to withdraw it in the West Market. How to carry out this operation, how to check out between the two semicolons, and how to write off the data, these all require practical exercises. .

"That's fine too. If they are all opened in Chang'an City, the speed will be a little faster. It doesn't take three months. In two months, more than five semicolons can be opened.

The most troublesome thing now is not the lack of money, but that we need to cultivate skilled folks ourselves.

To become a qualified clerk in a bank, one must not only be able to read and write, but also have strong arithmetic skills.

Such talents are still relatively difficult to find.So we plan to transfer a group of people to train related people by ourselves. "

Obviously, Ma Youcai has given full consideration, and he already has a specific plan on how to deal with the current situation.

"I will leave it to you to be responsible for this specific matter. However, you must pay attention to the printing and anti-counterfeiting of bank notes.

Once someone is literate and prints our banknotes, the loss will be very heavy.

Especially when Kuazhou government is going to exchange money, by the time everyone finds out that something is wrong, they may have already left. "

Qin Xiedao naturally knows what is the most important thing for a financial institution.

"That's no problem, the paper we use to print banknotes is all specially made.

And when our banknotes are exchanged, there are also people who specifically confirm the anti-counterfeiting situation, and there will be no scenes where someone can fish in troubled waters.

However, with the development of printing technology in other workshops, it is difficult to say whether there will be other crises in the future.

Therefore, in our Datang Royal Bank, we will specially train some talents in this area at that time, and engage in cracking down on private coinage and unauthorized printing, imitating bank notes. "

It's not that Ma Youcai doesn't think at all, but has his own ideas.

"Well, in short, we must be fully prepared for the matter of anti-counterfeiting, otherwise our bank notes will lose everyone's trust, and it will take a very high price to restore it again."

Qin Xiedao naturally knows how important credit is to the financial industry.

If Datang Royal Bank wants to become a bank that can exchange money all over the world, everyone must have full confidence in it.

Now that Li Shimin and the Ministry of Households are endorsed by the side, it can be regarded as having initially gained the trust of the merchant.

But this trust is very fragile.

Once there is a disturbance, the Datang Royal Bank can be put down.

"Don't worry, Mr. Lang, we will use all the anti-counterfeiting measures you proposed in this area, and then we will start using the relevant passwords on large-amount bank notes to ensure nothing goes wrong."

Ma Youcai patted his chest vigorously, afraid that Qin Xiedao would not have confidence.

(End of this chapter)