I was the emperor in the Ming Dynasty

Chapter 175 Arrangements
Regarding the specific operation method of the Royal Bank, Li Tian has fully stated in the detailed rules and regulations, covering dozens of businesses such as deposits, personal loans, merchant loans, and credit withdrawals.

The second consultation with Zhu Gaosui was just to clarify some complicated points for him.

During the detailed discussion, Li Tian also reaffirmed Zhu Gaosui's business ability.

Often it took Jiang Bao and Wang Fu a long time to understand the provisions, but Zhu Gaosui could understand them with a little bit of guidance.

In addition to being amazed, Li Tian couldn't help but feel very lucky.

Fortunately, Zhu Gaoxu's staff was clever enough to let Zhu Gaoxu practice his own soldiers outside the Zhengyang Gate, and lost his wife and lost his army.

Otherwise, based on Zhu Gaoxu's reputation in the army, coupled with Zhu Gaosui's ability to earn money, whether he can secure his position as the throne is another question.

"Brother Huang, those ministers in front of me understand it, but I still can't figure out how the credit withdrawal works.

If a businessman with a strong property takes a loan, he can mortgage his workshop or shop, but if his property is small, how can our bank judge that he is an honest person? "

The so-called consultation has come to an end, and Zhu Gaosui suddenly raised this question, which finally made Li Tian feel a little better.

Before he spoke a few words, Zhu Gaosui could draw inferences from one instance, and he thought that there was nothing Zhu Gaosui didn't understand.

After praising Zhu Gaosui for asking this question well, Li Tian didn't intend to hide it, and said directly:

"The business of credit withdrawal is written on the last page of the detailed rules. It is mainly aimed at some merchants who hold high-quality industries and are eager to expand but have no money in their hands.

For example, some merchants want to set up a private nursing home to share the pressure of some lonely elderly people for the imperial court. As the bank that I personally endorse, the Royal Bank is naturally obliged to solve their money difficulties. "

After a while, Zhu Gaosui had heard a lot of new words from Li Tian, ​​but he was still a little dazed when he heard about the private nursing home.

After a little thought, he realized what a private nursing home is. Zhu Gaosui scratched his head and asked:
"Brother Huang, all the orphanages and widows are adopted in the nursing home. What kind of business can be done here? I thought about it again and again, but I didn't think of any profit here."

Li Tian was not surprised by Zhu Gaosui's reaction. Things like private nursing homes were only a product of prosperous commercial trade.

Right now Daming doesn't even have a serious company, if Zhu Gaosui can figure it out, he'll be damned.

"Of course, private nursing homes can make money, but the time is not yet ripe, and I'm just giving you an example.

As for the credit withdrawal, I put it on the last page of the detailed rules, and it's not for you to get on the horse right now. You just need to know what's going on now, and you will understand in time. "

After talking and discussing for so long, Zhu Gaosui also slowly felt a little bit of Li Tian's temper, knowing that the emperor would avoid talking about only things that are too complicated, so he didn't continue to ask further questions, nodded and said:

"Then the day after tomorrow, the bank will open, will the emperor come to attend in person?"

Asked this sentence, Zhu Gaosui was actually very confused, the court has always paid little attention to merchants, if the elder brother came in person at that time, there would be criticisms from the court.

"Gao Sui, what's your name? The Royal Bank has my face. How could I not come? It's you. You should think about how to explain it to Zhu Jixi and the others."

Li Tian agreed without hesitation, and Zhu Gaosui was very surprised. Could it be that the eldest brother has already firmly held the court in his hands after only a month or so since he ascended the throne?
Pressing the surprise in his heart, Zhu Gaosui immediately arched his hands, not willing to let Li Tian underestimate him:
"Brother Huang has already informed the entire matter about the bank. If the younger brother is still looking forward to the future, he will not be able to live up to the trust of the older brother. Don't worry, brother emperor, the younger brother will definitely hold the opening ceremony of the bank in person in the future."

After saying that, Zhu Gaosui smiled even wider, pouted his buttocks and looked at Wang Fu:
"At that time, I would like to ask Director Wang to give you the honor and handle this matter with me."

Wang Fu didn't dare to agree hastily. He glanced at Li Tian's face as usual, so he smiled and hurriedly returned the salute to Zhu Gaosui:

"Don't worry, Your Highness, our family will come with His Majesty when the time comes."

"Then the king is here to thank Mr. Wang." Zhu Gaosui was delighted when he heard the words, and immediately bowed deeply to Wang Fu.

"Your Highness, don't ruin our family. How can our family afford His Highness's salute?"

Hastily returned the salute again, Wang Fu said with some panic.

Although Wang Fu now has a very high status in Zhu Gaosui's heart, Zhu Gaosui did not dare to show too much favor in front of Li Tian, ​​and no longer shied away, nodded his head with a slight smile, turned around and said:
"Brother Huang, I have a special status as a minister. It's okay to be in charge of the bank behind the scenes, but if you act as an agent at the front and show your face, please ask Brother Huang to send another officer."

What Zhu Gaosui said made sense, Li Tian fell into deep thought after hearing this, and after a little pondering, he raised his head and said:
"Second treasurer, I intend to let Guo Liuhu come to redeem my crimes, and third treasurer, I have already agreed to Jiang Bao, and Hu Rang, the head of the imperial supervisor, will be in charge.

As for the big shopkeeper, I really don't have any good candidates. Anyway, the big shopkeeper is going to connect with you in the future, Gao Sui, you can figure it out yourself. "

Guo Liuhu's tooth loss is nothing to worry about, and Hu Rang, the third shopkeeper, can't make any waves. Hearing that his elder brother trusts him so much, Zhu Gaosui was immediately moved beyond belief, and said with tears in his eyes:

"My younger brother swears to the sky today that I will never let down the trust of my brother. If there is any violation, my younger brother is willing to be bombarded by five thunders."

"Boom."

As soon as Zhu Gaosui's words fell, there was a thunder in the sky, and the rumbling thunder suddenly spread into the back hall.

Both Jiang Bao and Wang Fu were stunned, Zhu Gaosui also curled up on the ground in fright, only Li Tian vigorously patted the handle of the chair, leaning back and forth with a smile.

"Gao Sui, you really can't follow what you say."

At this moment, Zhu Gaosui was shocked by the sound of thunder, and his face turned ashen. Hearing this, he hurriedly stood up tremblingly, arched his hands and said:

"Imperial Brother Mingjian, my younger brother will never dare to have the idea of ​​deceiving the emperor."

"The thunder didn't hit your head again, why are you panicking, get up and talk to me."

Seeing that the elder brother really didn't take it seriously, Zhu Gaosui heaved a sigh of relief, cursed the gods in his heart, and stood up with a smile on his face:

"Brother Huang, I will not swear any more. Brother Huang will wait and see what I will do in the future."

"I didn't expect you to swear at all. If anything happens, you do your best. Don't lie to me and lie to me."

"The emperor's brother taught, and the minister will keep it in mind."

Thunder bursts, rain rushing.

Even though Li Tian didn't go out, he also knew that it must be raining cats and dogs outside. Suddenly, he remembered that the construction period of Tiangongyuan was approaching, and Yang Rong was likely to personally supervise the construction on the construction site. Li Tian couldn't help thinking:
"It's raining so fast, I don't know what's going on at Fucaifang."

(End of this chapter)