I was the emperor in the Ming Dynasty

Chapter 210 Selling point, publicity point
Li Tian remembered that he hadn't seen Zhu Gaosui for several days, so he asked casually.

"Is there any movement on King Zhao's side?"

Wang Fu chuckled, "Your Majesty doesn't know that His Royal Highness Zhao Wang has been so busy these days that he doesn't touch the ground. I heard that he is eating and living at the bank for these two days."

As soon as Li Tian thought of Zhu Gaosui, a dignified prince, who was so busy with a bank, he couldn't help laughing.

In fact, he tied Zhu Gaosui to his chariot on purpose, in fact, to covet his rich family fortune, but at this time, no matter whether it was Zhu Gaosui or Zhu Gaoxu, it was considered calm, and he was punished enough by himself.

His mind also began to become active.

After all, the Royal Bank is a royal bank. If there is no big man from the royal family sitting in the town, a group of eunuchs without balls will be able to control the situation.

After all, people who have been able to start a bank since ancient times are either local tyrants or powerful officials from the imperial court.

The emergence of the Royal Bank is to grab the jobs of these people.

It is said that cutting off one's wealth is like killing one's parents. Even if the royal bank is endorsed by the emperor himself, there are still people who will make trouble in the dark if the guarantee is not complete.

Now let Zhu Gaosui take full responsibility for this time, and he will carry all the scapegoats. Firstly, it is worry-free, and secondly, with his status as a prince and the skills he has developed over the years in business, he can somewhat restrain some young people. , Pave the way for the smooth development of the bank.

He thought in his heart that Zhu Gaosui was working so hard on this matter, so he would give him some sweetness when the time comes.

Wang Fu suddenly said,
"There is one thing that this old slave doesn't know whether to say or not!"

Li Tian saw that his expression was a bit unnatural, so he nodded and said,
"If you have something to say, just say it, and hem and haw like something."

After hesitating for a while, Wang Fu said,
"Actually, this old slave has been thinking about this matter for a long time, but he has never found a chance to tell His Majesty."

Frowning slightly, "What the hell!"

Shrinking his neck, Wang Fu hurriedly said carefully,
"Actually, it's nothing, but the old slave is worried, in case... the old slave said it is in case, if our bank is not recognized by the common people and the wealthy businessmen in the city for a moment, wouldn't it be a great embarrassment if no one came to patronize it. "

"It's nothing for the old slave to lose face, but after all, His Majesty ordered you to preside over this matter. If you lose face, the old slave will not be able to redeem himself even if he dies ten or a hundred times!"

Li Tian burst out laughing when he heard that this was what he was talking about so grandly.

"Wang Fu, Wang Fu, thanks to you following me for so long, why haven't you learned a little bit of cleverness?"

"Aren't you afraid that when the bank opens up, no one will save money? There's nothing to worry about!"

Wang Fu was taken aback for a moment, and exclaimed, "Ah, this is nothing? Then what else is there!"

"Your Majesty, you are joking, and the old slave's worries are not unreasonable."

Li Tian smiled and said,

"Then tell me, why no one came to save money!"

Wang Fu said sternly,

"Since ancient times, the most important thing to do business is reputation. Our bank is newly opened. Although your majesty ordered the prince to sit in charge, it is a new business after all. The reputation has not been established yet, so I am afraid it will not be so easy to do at the beginning. "

"Secondly, His Majesty may not understand the thoughts of ordinary people. If you are a high-ranking official, you may be proud of being associated with the royal family.

However, ordinary people avoid the imperial court. I am afraid that in a short period of time, there will be very few ordinary people who will save the money they have worked so hard to save in the royal bank. "

Li Tian pondered slightly, and felt that the two points Wang Fu said were somewhat reasonable.

But he's not worried about that happening.

After all, Wang Fu was from the Ming Dynasty, and his experience was several hundred years behind his own. It is understandable that he did not know what kind of power the modern bank had.

So he patiently explained to Wanfu,
"You can have these worries, and it can be seen that you are really doing this matter wholeheartedly. I am very pleased."

"However, you don't have to worry about these things for the time being."

"What are you afraid of if no one comes to deposit and withdraw money? The big deal is that I put all the civil and military salaries of the Manchu Dynasty in the bank, so that when all the officials want to use the money, they have to come to the bank to get it. Are you afraid that there will be no customer flow in the early stage!"

"There is also the issue of reputation. My Huang's bank intends to be a foundation for eternity, not to run away with a sum of money. There is nothing to be afraid of without reputation for the time being. As long as you guarantee that there will be no money in three months." No mistake, I believe that relying on me as a guarantee will definitely become a guarantee of credibility!"

"And the most important point, do you know what it is!"

Wang Fu was confused by Li Tian's rhetoric, stroked his fat head and said,
"Your Majesty's forgiveness, this old slave couldn't think of it for a while."

Li Tian smiled lightly,
"That is, our bank deposits money not only does not charge money, but also has interest every year and every month. This alone is far behind other banks."

"You say that I don't understand the minds of the common people, but in fact, I understand better than you what those common people think."

"Although I save one tael of silver, the interest is only five Wen per month, but after a year, it is fifty Wen."

"This is only the interest of the current period. If it is the interest of the dead period, it will be four or five times higher."

"If you save ten or one hundred taels, after one year, the interest alone will be worth 250 Wen or even two and a half taels of silver."

"Don't underestimate these dozens of Wen, hundreds of Wen, for ordinary people, it means that they can have a chance to eat meat every month, which means that they can live a good year with money every year, And the principal is still quite a bit.”

"Tell me, how can ordinary people bear such a temptation?"

When Wanfu heard this, he was almost dumbfounded.

Counting with your fingers, 100 taels a year is two and a half taels, and saving 1000 taels is... If it is 1 taels, it is 250 taels!
What is the concept of 250 taels? The annual salary of a fourth-rank official is only 50 taels. This money is equivalent to the five-year salary of a high-ranking official.

Doesn't this mean that as long as someone saves enough 1 taels of silver and puts it in the bank, he can spend 250 taels of silver every year at will. up.

That is to say, as long as there are 1 taels of silver, even if the children and grandchildren do nothing in the future, they will not starve to death.

Ten thousand taels of silver is equal to the eternal foundation. Is such a good thing really true?

Wang Fu didn't dare to think about it anymore, and even felt a little swayed.

(End of this chapter)