I was the emperor in the Ming Dynasty

Chapter 220 Reaction of the Parties
Compared with the joy of eunuchs and maids in the palace, it seems like a warm atmosphere like New Year's Eve.

The main stores of the four major banks in the capital looked gloomy and gloomy.

Behind the Huitong Bank are Shanxi merchants, and most of the Shanxi merchants come from poor people, and their connections in the court are not very wide.

But being able to fight their way through the capital city where there are many noble and noble families, and to break out the huge name of Shanxi Merchants Huitong Bank, it can be seen that they are also very powerful.

The original intention of Huitong Bank was to facilitate the transfer of funds between Shanxi merchants.

With the development of Shanxi merchants getting better and better, Huitong Bank has gradually grown into one of the four major banks in the world, and it has also begun to gradually attract ordinary people's deposit and withdrawal business.

Compared with the other companies, Shanxi merchants have not been affected at all by the impact of the Royal Bank, and even if there are losses, it is only a small part of it.

But even if it's small, it's still meat, and it still makes the big shopkeepers and principals of Huitong Bank very sad.

"Have you checked it out? Did you indeed see His Majesty appearing today?"

"I've found out, the villain recognized Director Wang, and it's impossible for him to serve him so carefully, except for His Majesty today."

The middle-aged man on the main seat, his expression fluctuated, he couldn't help clenching the folding fan in his hand, his brows were furrowed,

"This is indeed a troublesome situation. If His Majesty is involved, it will definitely not be a trivial matter compared to the so-called Royal Bank."

Seeing his expression like this, someone couldn't help but get nervous,
"Boss, what should we do! Today alone, hundreds of people came to the bank to cash out.

The silver deposits on the cabinet suddenly decreased by a few 10 taels. If this continues, we may be at the end of Huitong! "

The shopkeeper pondered for a while, but still couldn't think of any good way to deal with it, so he sighed and said,

"Hey, time is fate, fortunately, the Royal Bank is only opened near the capital, and has not extended outwards for the time being.

Huitong's overseas foundation has not been impacted, which can be regarded as a blessing in misfortune. "

The people below couldn't help but mournfully said,

"Are we just going to give up all the interests of the capital? This is too wronged!"

The shopkeeper couldn't help feeling sad,

"Since the royal family has come forward, how can we be their opponents? For the current plan, we have to temporarily give up the market in the capital."

Hearing this, everyone in the hall looked unwilling but helpless.

Then someone suggested,
"Our foundation is damaged. Since the Royal Bank dares to use the method of giving money to attract customers, we might as well try."

As soon as this remark came out, it immediately aroused heated discussions among the people.

In fact, the big shopkeeper was very unwilling to quit like this. Seeing that everyone was so enthusiastic, he immediately made a decision and said,
"Change leads to success, movement leads to life. Now that this is the case, we have no choice but to give it a go."

"Send the word, all the shops in Huitong will temporarily suspend business for rectification.

One is to prevent a run on the bank, and the other is to figure out the model of the Royal Bank as soon as possible.”

The big shopkeeper had spoken, and the others naturally had no objections, and they all took action overnight excitedly.

It doesn't have any background like Huitong, it's just a different group of Shanxi merchants.

Behind Guanghe Yinji Bank is the Taihu Merchant Gang, backed by Xia Yuanji, Minister of the Ministry of Households, and Qian Yi, Minister of the Ministry of Officials.

Although neither of them directly participated in it, Qianzhuang still owns their share of dry shares, and there are many benefits of sharing profits every year.

At this time, they encountered great difficulties, so naturally they immediately thought of coming to their backers to talk about it.

At Xia Yuanji's mansion, Qian Yi was also invited, and sitting in the hall were the principals of Guanghe Yinji Bank in the capital.

"Tangbu, you have to make the decision for us, the Royal Bank has only opened for one day.

Just bit off a large piece of meat from our mouths, tens of 10 taels of silver! "

Xia Yuanji and Qian Yi also heard secretly that the emperor asked the inner court eunuchs to prepare for the establishment of the royal bank.

But they didn't expect that Li Tian's methods would be so pungent.

Actually used the method of not only not drawing profit but also paying interest, which hurts others and hurts oneself.

But after all, they are elites who have been officials for several years and ten years, and they are still in such high positions.

Just a simple analysis and inquiring, I figured out the key.

Especially Xia Yuanji, who had a lot of contact with the Household Reform Bureau, understood the deep meaning of Li Tian's move.

If he hadn't been in front of so many people today, he might have sincerely praised Li Tian, ​​"Tall, it's really tall!"

Although Qian Yi didn't know much, it wasn't too little.

Facing the complaints from the people below, the two of them could only look at each other and smile wryly, without giving any useful insights.

Even if they have a way, they dare not use it at this moment.

Seeing his backbone, he didn't speak for a long time, and the people below were a little anxious.

"Tangbu, if things go on like this, Guanghe Yinji's business in the capital will probably shrink by half. By then."

Although this person's words have not been finished, the meaning they represent is already obvious.

No, if you don't help solve this matter, the future share will also be greatly reduced.

How could Xia Yuanji and the others not know what they meant.

It's just that Li Tian is implementing reforms at this time, and the bank is a very important link in it.

Even if they had some small thoughts, they didn't dare to jump out and provoke trouble at this time.

I didn't see it, even the Fengbei Bank opened by Jin Wang Zhao Wang and others didn't dare to speak up, so how dare they make any big moves.

Seeing that they still have no intention of leaving.

Xia Yuanji couldn't help comforting him,

"Presumably you all know who the real owner of the Royal Bank is behind the scenes."

The servants nodded unwillingly and said, "The villain has indeed heard something, saying that he is King Zhao!"

Seeing that they didn't seem to have really comprehended it, Xia Yuanji couldn't help but said with a wry smile,

"If only King Zhao was involved, how could this old man be in such a difficult situation? Don't even think about it.

With only one King Zhao, can he call so many eunuchs and maids? "

Someone seemed to understand something, and shouted in disbelief, "Isn't it King Zhao, but the current Majesty?"

Qian Yi nodded and said, "There are still a few people who understand. Now you should understand why you don't want to participate more in this matter with me, Old Shangshu Xia!"

Guanghe Yinji, as one of the banks with the closest contacts with officials, doesn't understand what it means for the emperor to participate in it.

Immediately, everyone's face changed, and they became depressed and embarrassed.

"Hey, if that's the case, I don't have anything to say. From now on, I can only be a man with my tail between my legs. I hope His Majesty can make us drool."

(End of this chapter)