I was the emperor in the Ming Dynasty
Chapter 717
Chapter 717
But the problem faced by the Royal Bank is actually the same as that of Tiangongyuan. Even if they have money and someone to expand it, time does not allow it.
To say the least, we will not start construction until the thaw in the spring of next year.
Since Tiangong Institute has nothing urgent to solve, it can delay for a while, just find a quiet place, and conduct research behind closed doors, no one will hinder anyone.
But the Royal Bank is different. Every day their business is delayed is a day's loss. Some merchants who are in urgent need of loans may go bankrupt if they fail to arrive in time due to arrears.
In addition, the bank was completely destroyed by the fire. Let alone handling loans, even the ordinary business that needs to deposit and withdraw money every day cannot be handled normally, so now there is an urgent need to find a temporary office for the Royal Bank.
But this makes it a little difficult.
First of all, the place must be big enough to accommodate everyone in the current bank, and the geographical location does not need to be suitable.
It is really difficult for Li Tian to find a suitable place for them in the capital for a while.
After he told Yang Shiqi and others about his problem.
Everyone else has nothing to do.
In the end, Yang Shiqi's eyes lit up and he remembered a place.
After he took down a map of the capital from the wall, he pointed to one of the Qijin courtyards and said to everyone,
"Your Majesty, look at this place. Not only is it big enough, but it's also similar to the current location of the bank!"
Li Tian took a look and suddenly showed a weird smile.
"Isn't this the Liao Palace of the Liao King Zhu Guijuan who was just demoted to a commoner by himself!"
"Hehe, it's not very good to do this. The place is quite suitable and the area is large enough, but today the king of Liao was demoted to a commoner, and then his palace was used for other purposes. It seems premeditated, will people gossip."
Yang Shiqi squinted his eyes and stroked his beard, and said bluntly,
"The King of Liao has done it for himself, if he hadn't had crooked thoughts, he wouldn't have been used by others to participate in this conspiracy.
He is now an ordinary citizen, and it is His Majesty's freedom to conscript Liao Palace for other purposes, no one dares to say anything! "
Li Tian squeezed his chin, thought for a while and said,
"So, just follow Shi Qi's idea. Later, I will let Wang Fu and the others pass the decree and let the Royal Bank move there as a whole."
Everyone thought of the tens of millions of taels of gold and silver in the bank, and they were afraid that something unexpected would happen in the process.
Yang Rong said in a low voice,
"Your Majesty, if so much money is transferred, will there be any troubles, besides, there may not be a suitable place to store so much money in the Liao Palace.
On the contrary, it is not as convenient as temporarily transporting all the money to the treasury for safekeeping. "
Li Tian immediately shook his head and said,
"No, the Royal Bank was set on fire, which already caused panic among the people in the capital. Today is because it was the first day, and the bank did not open for business, so it did not cause any riots.
If the common people see their money being transported to the treasury by truckloads, what will they think in their hearts? "
A few people thought about it for a while, and it was true. Fortunately, Li Tian had a long-term thinking, otherwise, according to what Yang Rong said just now, it would have caused panic among the people, but it would not be worse than if the bank was really robbed.
But what Yang Rong said just now is also unreasonable. The transfer of so much money will inevitably make people have crooked thoughts, and more guards are also very necessary.
But at this time Li Tian thought of a scene in a TV series he had watched.
It is said that a bank was framed by its peers at that time, saying that their bank had run out of money, which triggered a run.
At that time, the boss was quick to use his wits and asked the clerk to pile piles of silver at the gate of the bank.
As long as someone comes to redeem the money, the settlement will be done in person, but the arrangement is relatively small and the process is very slow.
But the people at the front of the queue really got the money, while the people behind waited too long because they saw where piles of money were placed.
Gradually lost the patience to wait for the exchange.
In this way, the bank resolved the crisis with only one-tenth of the silver in stock.
In fact, as long as it is a bank, it is afraid of a run crisis, because as long as the bank wants to make money, it must carry out the loan business.
Almost half of all the money is on loan, and the Royal Bank is no exception.
In the event of a bank run, no bank can afford it.
Even those world-class banks in later generations will not work.
Although there was not much loss in the fire at the bank this time, it is hard to guarantee that people with good intentions will not play tricks behind their backs.
In case the common people believed their nonsense and there was a run, it was not impossible for the royal bank to be destroyed.
Thinking of this, Li Tian whispered to everyone,
"Arranging more manpower is necessary, but we don't have to be sneaky at all. Let's transport the money from the bank to the Liao Palace with great fanfare."
Several people asked puzzledly, "Why is your Majesty at this time? Everyone in the world knows the truth that wealth should not be revealed. If someone can't stand the temptation and has evil intentions, wouldn't it be very troublesome?"
Li Tian shook his head and said,
"Compared to the troubles you may encounter, it is much more important to tell the people in the capital that their money is still intact."
"Okay, let's do this. Not only will we move it openly, but we will also beat drums and gongs to let everyone in the city know about it!"
"The minister obeyed!"
Immediately afterwards, Li Tian recruited Zheng He and others, and asked them to arrange for the new army to do security work for this transportation operation.
After the few people took orders, they each went about their own affairs.
The matter of moving the deposit silver and the moving of the Royal Bank started around noon and continued until the evening.
More than 3000 million taels of gold and silver, even if a carriage can pull five thousand catties, it would take five or six hundred carts to pull it all.
Carload after cartload of white money was pulled from the bank to Prince Liao's mansion, which immediately aroused the attention of the people in the city.
Since noon, the crowd of onlookers has not decreased at all.
They had never seen such a spectacular scene, each and every one of them came to visit with their families as if they were watching a big drama.
After some people heard about this incident, they actually rushed all the way from outside the city to watch.
As a result, Yang Suwen and the others, who had just returned from Huangzhuang, were stunned. Seeing so many people encircling the streets, they thought that something big had happened in the capital.
(End of this chapter)
But the problem faced by the Royal Bank is actually the same as that of Tiangongyuan. Even if they have money and someone to expand it, time does not allow it.
To say the least, we will not start construction until the thaw in the spring of next year.
Since Tiangong Institute has nothing urgent to solve, it can delay for a while, just find a quiet place, and conduct research behind closed doors, no one will hinder anyone.
But the Royal Bank is different. Every day their business is delayed is a day's loss. Some merchants who are in urgent need of loans may go bankrupt if they fail to arrive in time due to arrears.
In addition, the bank was completely destroyed by the fire. Let alone handling loans, even the ordinary business that needs to deposit and withdraw money every day cannot be handled normally, so now there is an urgent need to find a temporary office for the Royal Bank.
But this makes it a little difficult.
First of all, the place must be big enough to accommodate everyone in the current bank, and the geographical location does not need to be suitable.
It is really difficult for Li Tian to find a suitable place for them in the capital for a while.
After he told Yang Shiqi and others about his problem.
Everyone else has nothing to do.
In the end, Yang Shiqi's eyes lit up and he remembered a place.
After he took down a map of the capital from the wall, he pointed to one of the Qijin courtyards and said to everyone,
"Your Majesty, look at this place. Not only is it big enough, but it's also similar to the current location of the bank!"
Li Tian took a look and suddenly showed a weird smile.
"Isn't this the Liao Palace of the Liao King Zhu Guijuan who was just demoted to a commoner by himself!"
"Hehe, it's not very good to do this. The place is quite suitable and the area is large enough, but today the king of Liao was demoted to a commoner, and then his palace was used for other purposes. It seems premeditated, will people gossip."
Yang Shiqi squinted his eyes and stroked his beard, and said bluntly,
"The King of Liao has done it for himself, if he hadn't had crooked thoughts, he wouldn't have been used by others to participate in this conspiracy.
He is now an ordinary citizen, and it is His Majesty's freedom to conscript Liao Palace for other purposes, no one dares to say anything! "
Li Tian squeezed his chin, thought for a while and said,
"So, just follow Shi Qi's idea. Later, I will let Wang Fu and the others pass the decree and let the Royal Bank move there as a whole."
Everyone thought of the tens of millions of taels of gold and silver in the bank, and they were afraid that something unexpected would happen in the process.
Yang Rong said in a low voice,
"Your Majesty, if so much money is transferred, will there be any troubles, besides, there may not be a suitable place to store so much money in the Liao Palace.
On the contrary, it is not as convenient as temporarily transporting all the money to the treasury for safekeeping. "
Li Tian immediately shook his head and said,
"No, the Royal Bank was set on fire, which already caused panic among the people in the capital. Today is because it was the first day, and the bank did not open for business, so it did not cause any riots.
If the common people see their money being transported to the treasury by truckloads, what will they think in their hearts? "
A few people thought about it for a while, and it was true. Fortunately, Li Tian had a long-term thinking, otherwise, according to what Yang Rong said just now, it would have caused panic among the people, but it would not be worse than if the bank was really robbed.
But what Yang Rong said just now is also unreasonable. The transfer of so much money will inevitably make people have crooked thoughts, and more guards are also very necessary.
But at this time Li Tian thought of a scene in a TV series he had watched.
It is said that a bank was framed by its peers at that time, saying that their bank had run out of money, which triggered a run.
At that time, the boss was quick to use his wits and asked the clerk to pile piles of silver at the gate of the bank.
As long as someone comes to redeem the money, the settlement will be done in person, but the arrangement is relatively small and the process is very slow.
But the people at the front of the queue really got the money, while the people behind waited too long because they saw where piles of money were placed.
Gradually lost the patience to wait for the exchange.
In this way, the bank resolved the crisis with only one-tenth of the silver in stock.
In fact, as long as it is a bank, it is afraid of a run crisis, because as long as the bank wants to make money, it must carry out the loan business.
Almost half of all the money is on loan, and the Royal Bank is no exception.
In the event of a bank run, no bank can afford it.
Even those world-class banks in later generations will not work.
Although there was not much loss in the fire at the bank this time, it is hard to guarantee that people with good intentions will not play tricks behind their backs.
In case the common people believed their nonsense and there was a run, it was not impossible for the royal bank to be destroyed.
Thinking of this, Li Tian whispered to everyone,
"Arranging more manpower is necessary, but we don't have to be sneaky at all. Let's transport the money from the bank to the Liao Palace with great fanfare."
Several people asked puzzledly, "Why is your Majesty at this time? Everyone in the world knows the truth that wealth should not be revealed. If someone can't stand the temptation and has evil intentions, wouldn't it be very troublesome?"
Li Tian shook his head and said,
"Compared to the troubles you may encounter, it is much more important to tell the people in the capital that their money is still intact."
"Okay, let's do this. Not only will we move it openly, but we will also beat drums and gongs to let everyone in the city know about it!"
"The minister obeyed!"
Immediately afterwards, Li Tian recruited Zheng He and others, and asked them to arrange for the new army to do security work for this transportation operation.
After the few people took orders, they each went about their own affairs.
The matter of moving the deposit silver and the moving of the Royal Bank started around noon and continued until the evening.
More than 3000 million taels of gold and silver, even if a carriage can pull five thousand catties, it would take five or six hundred carts to pull it all.
Carload after cartload of white money was pulled from the bank to Prince Liao's mansion, which immediately aroused the attention of the people in the city.
Since noon, the crowd of onlookers has not decreased at all.
They had never seen such a spectacular scene, each and every one of them came to visit with their families as if they were watching a big drama.
After some people heard about this incident, they actually rushed all the way from outside the city to watch.
As a result, Yang Suwen and the others, who had just returned from Huangzhuang, were stunned. Seeing so many people encircling the streets, they thought that something big had happened in the capital.
(End of this chapter)
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