I was the emperor in the Ming Dynasty

Chapter 996 There are many difficulties and a long way to go

The Royal Bank has been the most dazzling star in the capital for the past six months.

Holding more than 3000 million taels of silver from depositors and the 2000 million that Li Tian got from the treasure house of the Yuan Dynasty.

It can be said that their confidence has swelled unprecedentedly, and it is time to prepare to expand outward and do a big job.

Even if Li Tian doesn't come this time, it probably won't be long before they will take the initiative to discuss this matter with Li Tian.

It's just that they never thought that the first step would be to seize one of the most difficult bones in Nanjing.

After Li Tian uttered his thoughts, the originally enthusiastic people shook their heads practicedly.

"Your Majesty, several of us are in favor of expanding the branch, and we all agree with it!

But Nanjing City is different from other places. The banks over there are basically controlled by the Xungui Group. Although we have a very good size now, we really want to compete with them, and we may be even worse. "

Li Tian naturally knew what they were worried about.

The money needed to control the Nanjing market is still a secondary issue, and the Royal Bank can afford it if it bites its teeth.

But the key point is that if you touch this very profitable business of the bank, it is tantamount to touching the interests of other nobles, and you will be blamed if they don't work hard with you.

In Beijing, under the cover of Li Tian, ​​the original four major banks did not dare to play evil tricks, even if they were very dissatisfied, they could only bear it and hold it back.

But those nobles in Nanjing may not necessarily give Li Tian face.

At that time, if they deliberately make things difficult, the money invested by the bank may be in vain.

Of course, it's not that they don't want to capture the most important market besides Beijing.

Instead, they think that the time has not come, and after they have more voice in Nanjing, or, they will gradually capture the surrounding markets of Nanjing, and then slowly eat away at the big cake of Nanjing.

How could he have imagined that Li Tian would be a lore if he didn't do it.

Opening the main account directly in Nanjing City, wouldn't that be tantamount to declaring war with all the honorable groups head-on.

Several shopkeepers of the bank have been in this business for more than half a year, so they have seen the world to some extent.

Their unanimous attitude towards such a high-risk matter is that it cannot be done for the time being.

Li Tian looked at them shaking their heads.

He smiled and said very calmly,
"I know what you are worried about. Aren't you afraid that those nobles in Nanjing will not give us a chance and join hands to suppress us from the beginning?"

"You don't have to worry about this, I can't tell you why now, but you just need to know that in two or three months, the city of Nanjing will undergo tremendous changes.

At that time, it will be too late for them to escape, and they will absolutely not care about our expansion. "

Looking at Li Tian's expression, the three felt that Li Tian was not joking.

The shopkeeper Chen Fangmin said with some doubts,

"Your Majesty, this matter is not a joke. It costs tens of millions of taels of silver to start a bank. If it is not done properly, the money will be lost!"

The second shopkeeper, Guo Liuhu is an old fox, he is the oldest among this group of people, but he is also the most tactful.

He didn't have the risk of talking about it directly like Chen Fangmin, but instead said haha,

"Since His Majesty has this confidence, he must have foreseen it. However, although our bank has good profits, it is still difficult to seize the silver in such a large market as Nanjing if we take it out all at once.

After all, the various businesses in the capital city have only started for more than half a year, and they are in a rising period, and there are too many places that need money. "

This old guy obviously seemed to agree with Li Tian's one thing, but later he used the possibility of not having enough money to prevaricate.

Obviously, he doesn't want to take the risk.

Ten million taels of silver is not a small amount no matter in any era, especially for Daming who is not too rich now.

This money may be equivalent to half of the sum of all taxes in the country for a year. If it is really lost, it will not just be the loss of the money.

In case the depositors know that their money may be gone, a run is also possible.

At present, the money bank can be said to be a well-known money bag, which is a matter of life and death at every turn. How could they be careless?

Li Tian was not only not angry about their restraint, but felt very relieved.

There is no small matter in the Tian family. The Royal Bank is not only related to the imperial family of Ming Dynasty, but also related to various strategic issues of Ming Dynasty today.

They treat every investment so carefully, which is exactly what Li Tian wants to see.

If Li Tian hadn't been completely sure, he probably wouldn't have said this.

But now he can't tell them what major events and changes will happen in Nanjing, so he can only put it another way.

"I'm very pleased that you guys are so cautious.

But this time I have a reason to do this, and I can't explain the specific reason to you at the moment.

But I can assure you that there will be absolutely no accidents this time, and I will personally supervise the opening of the bank, so you should rest assured! "

After talking about this, several of them were a little shaken.

But I haven't made up my mind yet.

After all, the few words Li Tiantian said to Bai Ya didn't mean anything.

The income of the bank is related to the pension funds of Guo Liuhu and others, so it is understandable that they are so cautious.

However, Chen Fangmin, as Zhu Gaosui's retainer, the chief housekeeper sent here, received the salary of Prince Zhao's mansion. Although the loss of the bank was related to his bonus and dividends, it was not the big head, but he was so careful.

It can be seen that the few of them are indeed afraid of Nanjing, a dragon's pond and a tiger's den.

Seeing how they wanted to decline but did not dare to speak, Li Tian smiled slightly, intending to give them another dose of reassurance.

"Don't worry, the money required for the first step of opening the head office of the Bank in Nanjing will not be fully paid by the Royal Bank.

You only need to take out two or three million taels first, and I have already prepared the rest of the money. "

Hearing this, the shopkeepers' eyes lit up.

1000 million taels is a huge amount of pain for the Royal Bank, even a huge amount that may affect the foundation, but if it is only a few million taels, even if it is then, the bank will not go bankrupt if it loses.

They tentatively asked,

"What Your Majesty said is true. The Royal Bank really only needs to invest a few million taels to complete this matter?"

Li Tian said calmly,

"That's natural. When did I not count my words?"

Confirmed by Li Tian again, they finally made a decision after they looked at each other.

(End of this chapter)