Super quality mind

Chapter 364 Lend it to You (Part [-])
Sure enough, a day later, Zhang Ruiqiang took the initiative to contact Shi Lei and asked him how much he could pay to buy his shares.

Shi Xitong told Shi Lei to ask Zhang Ruiqiang out, and he would help Shi Lei check and let Shi Lei know how to negotiate the business.

"Mr. Zhang, hello, take a seat." In a high-end private club, Shi Xitong did not go downstairs, but waited upstairs. After meeting, he only lightly shook hands with Zhang Ruiqiang.

"Who is this?" Zhang Ruiqiang looked at Shi Lei and asked.

"My dad, Taishi International Shi Xitong."

"It turned out to be Mr. Shi of Taishi International. It's a pleasure to meet you. Mr. Shi invited me here today. Is he planning to buy the shares of Wufang Group in my hand?" Zhang Ruiqiang also put on a calm look, at least not to make Shi Xi the same It can be seen that he intends to sell the shares in a hurry.This Shi Lei actually has a background, no wonder that old man Fang Yanhong is willing to let his daughter be friends with this Xiaoshi.

Shi Xitong leaned back on the sofa and found a comfortable position: "Of course, my son is very interested in the shares of the Wufang Group in your hand. Let me help you take a look. He has no experience. Misvalued."

Zhang Ruiqiang cursed inwardly, what do you mean, I will cheat your son?Grass, Shi Lei is not easy to deal with, he is very naughty, and now there is another old fox, it seems that it is impossible to take advantage of it.But Shi Lei really wants the shares in my hand, so he must bid more than Fang Yanhong and the others, otherwise I won't sell them!

"Mr. Shi was joking. Although Shi Lei is young, he also has a lot of experience in negotiation. Besides, he calls me uncle, how can I let him suffer." Zhang Ruiqiang put himself on an equal footing with Shi Xi as soon as he came up. .

Shi Xitong disdains Zhang Ruiqiang very much, with your wealth, how dare you be my son's uncle?Now that I know about dating, why didn't you say that when you asked for [-] million?

"Then Mr. Zhang, how much do you plan to sell this share?" Shi Xitong asked.

Shi Lei sat beside Shi Xitong, not saying a word.He came here today to learn. He had told Shi Xitong about the situation of Zhang Ruiqiang's company and Fang Yanhong's bid. He wanted to learn how Shi Xitong could keep the price down.

"Last time I told Shi Lei [-] million. He thought it was a bit high. I also reconsidered it. According to the market value estimate, my shares will be worth at least [-] million after listing. I want you [-] million, which is very reasonable. Right?" Zhang Ruiqiang held up two fingers on his right hand, as if I had already given in and you guys took advantage of it.

"Hmph, [-] million? Mr. Zhang, did I get it wrong? The market value of the Wufang Group is only about [-] million. Your [-]% stake is worth [-] million. You can count the [-] million. How did you figure it out?" Shi Xitong said with a sneer.

"Wufang Group is preparing to go public. Is it unusual for the stock price to double after listing? Wufang Group has good assets and a very good operating condition. The doubling is a conservative estimate, and it is possible to double or even triple." Zhang Ruiqiang He talked eloquently, and didn't care about Shi Xitong's ridicule at all.

"IPO? You also own a technology company and are preparing to go public. I think you also know that going public means issuing stocks and putting some of the company's shares on the market. If you are Fang Yanhong, you Will you agree?"

Zhang Ruiqiang's expression changed drastically. That's right, Fang Yanhong doesn't own 50.00% of the company's shares now, so how could he let the company go public and dilute his equity again.The company's listing will at least wait until Fang Yanhong acquires a part of the equity, otherwise the chairman will not agree, and the company's listing will be in the foreseeable future.

"Even if it can't be listed, the company's annual share dividends are not low. When you buy my shares, the dividends at the end of the year will not be a small amount." Zhang Ruiqiang argued strongly.

"The dividend at the end of the year is not a small amount? The five-party group used a total of 500 million to distribute dividends to shareholders last year, and you can distribute 800 million. Last year, it took 100 million to distribute dividends to shareholders, and you can distribute [-] million. This year's sales It’s not much better than last year, and I’ll give you an optimistic estimate. This year’s share is even more than last year’s, [-] million, and you can share [-] million. Do you think there is a problem with my calculation like this?”

Seeing that Zhang Ruiqiang remained silent, Shi Xitong continued: "The value of the shares is more than 9000 million. I will give you the most dividends, which is 100 million. The total price is [-] million. This price should be very reasonable. What do you think?" ?”

"Impossible, [-] million, I will never accept it. I am not related to you, why should I sell the shares to you at a fair price? [-] million, I want [-] million." Zhang Ruiqiang refused.

"You also said that we are not relatives, so why should I buy your shares at such a high premium? Business is not about getting as much as you want. Your shares are worth so much money. Why should I buy your shares? Give you 8000 million more?" Shi Xitong took out a cigar from the cigar box on the table, Shi Lei lit it for him with a lighter, and then pushed the cigar box towards Zhang Ruiqiang.

Zhang Ruiqiang took out a cigar with trembling hands, lit it, took a deep breath, and didn't speak for a long time.

"Two hundred million, if there is no two hundred million, I won't sell it!"

"Hmph, Mr. Zhang, you need 9000 million yuan, right? Your technology company owes a bank loan of [-] million yuan, and was just urged to repay the loan in advance, right? This [-] million yuan is still mortgaged by the shares of Wufang Group Right? With a market value of more than [-] million shares, if you can lend [-] million, you have some skills." Shi Xitong said flatly.

Zhang Ruiqiang suddenly raised his head: "What do you mean, they urged me to repay the loan in advance, is it a good thing you did?"

Shi Xitong shook his head: "I didn't do anything, but I just happened to know that the newly appointed boss of ICBC's credit department is strictly investigating the bank's lending, and your loan doesn't seem to be able to stand up to the slack. You Said that if the bank seized your shares, how much would it cost me to buy them back?"

Zhou Mingfu is the newly appointed boss of ICBC's credit department. Shi Xitong just asked him to say hello, not to really investigate. It's enough to frighten Zhang Ruiqiang. The first fire when the official took office.

"You, Mr. Shi, you're not kind enough to do this, right?" Zhang Ruiqiang stared at Shi Xitong firmly, with resentment in his eyes.

"In the business field, there are so many intrigues, how can there be so much kindness? Of course, if you want to repay the loan, it is also very easy. You can either sell the shares of Wufang Group, or let someone inject capital into your technology company. Which one do you choose?"

Zhang Ruiqiang thought to himself: A technology company, absolutely impossible!Future technology companies can make much more money than the five-party group.How can Shi Xitong find out everything? Taishi International, is it really so powerful?

"[-] million is too low. Since you know everything, I'll just say it. If there is no [-] million, I don't have enough turnover, so I would rather not sell it than sell it cheaply. At worst, I will use my technology company's It’s okay to borrow [-] million shares from the shares.” Zhang Ruiqiang gritted his teeth, the shares must be sold, and now he is holding on to ask Shi Xitong to raise the price.

"Think clearly, the money you loaned out can only be used to repay ICBC's loan, and then you still don't have any money in your hand, and you still have to sell the shares of the Wufang Group in order to continue to invest in your technology company. to research and develop new products. I know you need money very much, and you also know how much the shares of Wufang Group can sell for. If the price given by Fang Yanhong and Wu Tianlin is high, I think you would have left just now, presumably The price they can offer is similar to what I can offer, right?"

Zhang Ruiqiang's face changed again. What Shi Xitong said was right. Even if he used the technology company as a mortgage to invest in product research and development, he still had no money to pay back to ICBC next year.If it is returned to ICBC first, there will be no money for product research and development, and the shares of the Wufang Group will still have to be sold.It's hateful that his elder brother obviously has money in his hand, but he just doesn't want to lend it to him, otherwise why would he be so embarrassing!

"Technology companies are now lending loans, and the inspection is very strict. I don't think you are sure whether your company can lend [-] million yuan? As for me, I won't force you too much. I will come up with a good way for you. [-] million, you sell the shares of the Wufang Group to my son. Don’t worry, listen to me. I will lend you another [-] million privately, but you will use the shares of your technology company as collateral. Interest is the law The maximum interest rate stipulated, and the repayment period is one year, which is enough to help you get through the current predicament, how about it?"

Zhang Ruiqiang's eyes lighted up when Shi Xitong told him his solution. Shi Xitong was willing to lend him [-] million yuan, and the technology company's difficulties would be easily overcome.

Shi Lei didn't expect that Shi Xitong's last resort would be this.But he also had to admit that it was a brilliant idea.It will not only allow him to buy the shares of Wufang Group cheaply, but also allow Zhang Ruiqiang to get the funds he needs to continue investing in technology companies.

"I don't know how many shares Mr. Shi intends to ask me to use as collateral?" Zhang Ruiqiang asked.

"Your technology company invested more than 40.00 million yuan back and forth, and I don't take advantage of you. For this [-] million yuan, I want you to use [-]% of the shares as collateral, is it reasonable?"

"No, I invested nearly 30.00 million before, and I will invest another [-] million soon. [-]% of the shares will be mortgaged to you, which is already very reasonable."

"Why, are you afraid that you can't pay the money? I'm afraid too. If you don't pay, it means that there is a problem with your company's product development. 40.00%, you can't lose a penny. If you go to the bank for a loan, it is considered a company. It is a question of whether you can borrow [-] million yuan or not. Anyway, as long as you return the money to me on time, it will be fine. What are you worried about? If you agree, sign the contract today, and I can send the money back in the afternoon To your account." Shi Xitong said.

Zhang Ruiqiang hesitated for a moment, gritted his teeth and made a decision: "Okay, then let's make a deal and sign the contract this afternoon."

(End of this chapter)