America's Mountains Are King

Chapter 59 Loans
"Boss, are you sure?" Qi Ping's face was a bit bitter, the news really made him dumbfounded.

"I'm sure, I'm looking for an old client here. You also know that some houses in Shanghai are not cheap, and some are big bosses. I read the appraisal, and it seems to be the same thing." Qi Lei He said with a smile that during this period of time, he has always regarded his brother's affairs as his own; so he really worked hard to help the younger brother find jade.

"Well, I'll go back to China in a few days. If the quality of the jade is really good, I'll take it down." Qi Ping gritted his teeth. But you can't miss the good jade.

Qi Ping is really dumbfounded. Although he has made a lot of money now; during this period of time, the conservative profit of vegetables is more than 100 million US dollars, but Qi Ping really has no money in his hands, basically all Invest in it.So when he heard his brother said that he had found a very good piece of jade, Qi Ping's first thought was to get a loan.

Qi Ping is indeed not a person who likes to take out loans. As soon as he opened his eyes, he found that he had an extra creditor. This kind of feeling is really not good.But there is no way. Sometimes the funds on hand are really not turning over in time, so I can only go to the bank for a loan.

In fact, some of the richest people in the United States, they all have some bank loans, which also makes Qi Ping a lot of psychological balance.It's not that he's short of funds, and it's not that he can't make money. It's just that it takes a while for him to get back a large amount of money, and loans are only a temporary solution now.

"I said you should get a loan. You just need to show a little bit of intention to get a loan now. Believe it or not, a lot of banks will rush over to serve you immediately." After drinking a cold beer, sandwiched When he picked up the steak, he began to bite into it; Luo Yi looked at it very openly, and felt that Qi Ping had finally gotten the hang of it, "Your forestry farm has such great potential, if you invest in it with a loan earlier, it will develop faster. Investing a little bit of money will really affect the progress.”

"Aren't I afraid of high interest rates? I'm old and prudent." Qi Ping didn't care, Qi Ping actually knew about the loan, so maybe there's nothing wrong with it; "The forest farm itself is not slow to make money, but Now a lot of things are colliding."

Drinking beer and holding steak with chopsticks, this kind of atmosphere is actually not bad; anyway, it’s just at home, how comfortable it is.Just like Qi Ping, the steak must be fully cooked, so it suits his appetite; although he is in the United States now, Qi Ping really doesn't seem to be used to Western food, let alone like it.

"Think about it, when you first came here, you held millions of dollars in your hands. Now your forestry farm has unlimited potential, and the amount of dollars transferred through the bank every week is more than 20 to [-]. Those old American banks The family must know this, and they know more about how much money you have than you. A high-quality customer like you must have been a so-called VIP long ago." Luo Yi was a little jealous, he actually owed some loans to the bank; but his The treatment is really not comparable.

"Fortunately, some time ago, Citibank and Wells Fargo did come. I hope I can cooperate with them. I didn't have this concept before, and the banking services in the United States are really good." Qi Ping said It's also true, I used to be miserable, I didn't have two money in the bank, of course I didn't know this.

But now, he has really become a high-quality customer that some banks are competing for; just like Qiping, he has indeed received a lot of intentions now, and many banks are indeed interested in reaching cooperation with Qiping.Banks seem to be superior, but in fact they also need to win over big customers.

"If you want a loan, just borrow a little more at once. Anyway, your family is here, and your income is also very good. It will save you from spending money in the future. The interest from the bank does not have much impact on you. It doesn't matter if it takes a little longer, just pay it back slowly." Luo Yi was also giving his own opinion, he knew that Qi Ping really had the confidence now, "If you borrow millions of dollars, it's not a problem at all, those banks will definitely It’s delivered to your door in line. Us little people, let alone hundreds of thousands, even tens of thousands of dollars, it takes a long time to apply.”

"Indeed, I asked Taylor about it. It's not a problem for me to get a loan of about 300 million US dollars. If it is more, it may take a little time. I heard that the headquarters of the banks I am now are all in name. Potential." Qi Ping smiled triumphantly, no matter how he looks at it, he now has the capital to be frightened.

"Smell, show off when you get the Centurion Black Gold Card!" Unable to understand Qi Ping's frightened look, Luo Yi hit Qi Ping; Amex's Centurion Black Gold Card, Qi Ping now Qi Ping's net worth is really not enough, and Qi Ping really doesn't have the strength of the centurion black gold card of AmEx; this kind of card is actually a status symbol in a sense.

Usually also called "black card" and "black gold card", it is a charge card issued by American Express.The biggest difference from general credit cards is that the black card "does not set a credit limit limit".Holders of this most advanced card product of American Express can freely enter the top clubs in major cities around the world, and can enjoy the world's unique top personal services and exclusive privileges with excellent taste, including all-round personal assistants, exclusive extraordinary travel discounts, leisure Lifestyle benefits, banking and investment services from banking specialists, 24-hour comprehensive support and more.

The most important thing is that this kind of card is basically issued by invitation, and new customer applications are not accepted.The black card is a bank card that can only be applied for after being invited. American Express sends out the invitation letter after assessing the customer's net worth, credit status and consumption status; as for the standard, American Express has not actually announced the invitation for the Centurion Card. standard.

It's better to eat quietly, and now we are still discussing the loan, where can we consider the top black card and the like.Now it's better to develop his own forest farm slowly. Qi Ping thinks that the black card is actually nothing special. He really doesn't care about the so-called status symbol.

In fact, this is also a mentality of saying that the grapes are sour if you can't eat grapes. Qi Ping feels that if he can really get the invitation of the American Express Black Card, then he will seriously consider it.After all, these black cards can really bring a lot of convenience, and they are still worth considering; although they don't have this strength now, they are still worth looking forward to in the future.

The black card is not considered now, and Qi Ping is still thinking about how to get more loans; the loan matter is actually not simple.Although Qi Ping needs a lot of money now, and he is indeed capable of repaying the loan, the most important thing is to get more loans at a small price as much as possible.

"Mr. Qi, according to your property evaluation and credit status, we can provide you with a five-year loan of 50 U.S. troops." The senior account manager of Wells Fargo Bank sat in front of Qi Ping, and now he needs to transfer this large customer Hold it firmly in your hand.

"No, I think you may not have read our loan application clearly." Before Qi Ping could speak, the old Taylor spoke; Taylor was quite concerned about Qi Ping's big client, and his firm's largest client can be said to be Even, and this young man's current assets are still increasing.

Qi Ping is indeed dissatisfied. A loan of 50 US dollars is indeed a lot; but this is only relative. For Qi Ping, this figure is basically enough, but only barely.So forget it, if this is just the bottom line, then it is really better not to take a loan.

"Mr. Qi, if you are willing to provide some property mortgages, I think there is absolutely no problem. We all know your strength, and I think this is no problem." The client suggested that this is no problem, and for Qi Ping's assets, these bankers are Clearly, "We think that a seven-year loan of $200 million may be the best option for you, with only your tree farm as collateral."

Qi Ping was not happy. His forest farm was worth tens of millions of dollars, but it was only a loan of 200 million dollars; but it was no problem, it was only mortgaged and not sold.Getting the money is the most important thing, as for the other Qiping, I really don't care.

(End of this chapter)