The happiest woman who understands her husband

Chapter 79 Say goodbye to blind consumption and be a woman who can spend money (1)
Even if the talk is hype, don't consume blindly
In the commodity market, merchants all have this saying: "Babies and women are the easiest to earn money."Merchants know that women are more vain and love to dress up. Clothes, cosmetics, and boutique handbags all follow the trend of the times to consume, so women always spend money faster than men.Therefore, shrewd merchants will always recommend their products in various ways to attract women's wallets.The stimulation of popular fashion, the pursuit of youthful beauty, and the vanity of comparison make women lose their minds and refresh consumption climaxes one after another.

Under the offensive of eloquent salesmen in shopping malls, women can't help but buy one piece of clothing that they don't need, and one item after another that they don't need at home.As the saying goes, "Women's closet is always missing a piece of clothing", it's not that they really lack clothes, but that women's hearts are never satisfied, and when they feel that they are always short of clothes, there is still a piece of clothing in the closet. A large number of clothes that were never worn at all.

Wang Yanhong is such a woman. She always has a headache when she looks at the countless clothes in her closet. "Sometimes when I go shopping with my friends, I think I will never buy things randomly, but every time my friend picks things up and fails to buy them, I take them home with big and small bags. Every time, in the praise of the clerk, In the approving eyes of my girlfriend, I will get hot-headed. When I go home, I will face a bag of shopping bags, only to realize that I have overspend again this month. Think about going out with my husband to save money. He often takes me Wandering from upstairs to downstairs in the shopping mall, and then returning empty-handed, although sometimes depressed, it controlled my desire to buy things indiscriminately.”

It is estimated that many women have a similar experience to Wang Yanhong, but why can my husband control the desire to shop when we go out together?The main reason is that relatively speaking, men are more rational in the face of various advertisements and compliments, and they will not rush into impulsive consumption.

I read a piece of news on the Internet: under the lobbying of a salesman, Ms. Liu, who lives in Ziyang Road, Wuchang, bought a cleaning agent that would not be used up in 10 years on impulse, which made her regret it.

In fact, the technique that salesmen are best at using is to praise and affirm women.Praise and affirmation not only have a beauty effect on women, but also a stimulant for women's shopping.Many women have probably been praised by the salesperson for their beauty and good temperament when buying clothes, and then, in a flash of thought, they bought it!As a result, after buying it back, I found out that no one except the salesperson said it was good-looking.

Everyone should know that the job of a salesperson is to try every means to sell her products, and if she doesn't praise her more, doesn't that mean she doesn't recognize her products.Therefore, the eloquent salespersons in the mall have all received professional training in the super nasty praise of others. They can definitely praise you to the point of being dizzy, willing to spend money to buy something that is not suitable for you, and let you go home. Just regret the clothes accessories.Even if you swear that you won't listen to their compliments easily in the future, there will always be a next time.Because you are eager to hear compliments, you are eager to hear other people's recognition of you, it is not so much that you bought a piece of clothing that you like to go home, it is better to say that you bought a bunch of false compliments from others to go home.

Zhang Fan chatted with his friends about how he was repeatedly fooled: "A while ago, I went to a shopping mall to buy facial cleanser, and the salesperson kept trying to sell me a facial cleanser, saying that my skin is suitable for this kind of skin. I thought I was fooled last time and couldn’t believe it this time. But in the end the salesperson said that there was only the last bottle left. I thought that since it sold out so fast, maybe she didn’t fool me, so I went home and used it for three days I feel completely cheated, after washing my face is like a piece of bark, dry and astringent, hey!" Look, this kind of experience has happened to most women, right?Can't stand being fooled, always being fooled.Can't you take a closer look at the salesperson's face when she is fooling around?If the effect of using it is really so good, why doesn't she use it herself?

With a little more sanity, we can escape the painful experience of being fooled without knowing it.How rational?If you are really an irrational person and want to get rid of the problem of blind consumption, you can only exercise from the following aspects:

First, try to avoid shopping alone.When shopping, if you can attract a man, you can attract a man, let the man give you a pertinent evaluation, let him help you calm your mind, and let him help you restrain your shopping impulse.If your man is also a person who can't stand being fooled and goes shopping when he's hotheaded, then you'd better recruit sisters who have a better relationship with you and speak more straightforwardly, and let them supervise you.

Secondly, if you can only go shopping alone, then, before shopping, set a goal for yourself, figure out what you want to buy, and then go to the street.For example, if you want to buy a shirt, then you have to think about what clothes you are going to match after you buy it. According to this kind of matching, what kind of style, color, fabric, etc. are needed, after you have figured it out, you can go straight to it. Go to the destination, abandon the shirt that is not your intended purpose, no matter how good the salesperson is bragging, don't try it, let alone buy it.

Last but not least, bring limited cash and never a card.For example, you estimate that the shirt you want to buy is about 150 yuan, then you can bring 150 yuan at most, and never bring more. This will not only limit your shopping desire, avoid impulsive blind shopping, but also make you smoother Let's cut down the price!
We all love to hear good things, but we must also know that good things are not given to us by the salesperson for free, but we need money to buy them.We use the money we earn to buy other people's swear words and hypocritical compliments, why bother?Isn't this self-deception?Therefore, we must harden our ears when faced with the hype of the salesperson.

Use your money wisely and try not to waste it
The original meaning of "can earn and spend" is "good steel should be used wisely". "Able to earn" means "strive for it with what you can" and obtain the benefits you deserve by relying on your own hard work; "know how to spend" means "spending money is worth it", rather than making meaningless or even detrimental consumption.

Spend your money where you need it most, and other problems can be easily solved.We need to spend money everywhere in our lives, and the money in our pockets is certain. Only by spending the money in the most appropriate place can we make the best use of it.

If you want to spend your money wisely, you must know what you need to buy at home, and always pay attention to the advertisement information in the newspaper.For example, which shopping malls are opening for bargaining, which shopping malls are closed for clearance, where are commodity sales events being held, and which merchants are engaging in activities such as profit sharing, discounts or promotions.Once you have mastered the product information and targeted it, it will be much more affordable than usual purchases.

Specifically, how to save money, there are three aspects worthy of your consideration.

1. Make the best use of everything before it expires

Food should be eaten in a timely manner, and items should be used in a timely manner. After the expiration date and service life, it is a waste.Therefore, it is necessary to take out all the items in the home and have a look at them frequently. Even if they are not in use temporarily, they should also know whether they are damaged, so as to ensure the safety and reliability of the next use.For valuables, such as air conditioners, refrigerators, computers, motorcycles, etc., if they are well maintained, they can prolong their service life and save money virtually.

2. Caring for health and reducing drug costs

A very popular greeting now is "I wish you good health".Indeed, no matter how rich one is, one cannot afford disease.Therefore, to maintain a healthy body, we must pay attention to food hygiene, prevent diseases from entering the mouth, strengthen exercise, and cherish the "capital" of the body, so as to achieve the goal of reducing medical expenses.

3. Avoid risks and keep safe

Safety is a blessing and wealth, and the most important thing is a person's life.Therefore, when you are faced with a job that can make a lot of money, but there are hidden risks of insecurity, I advise you not to rush in and squeeze in.When shopping in crowded places, don't just be greedy for cheap, be careful about buying counterfeit and shoddy goods, and take good care of your wallet.

People who really spend money like to live a simple life.

Whether one can afford to attend a banquet is not in itself a question.You may have spent $15 on this, but you may have gained the equivalent of $100 in inspiration and encouragement by making friends with high-achieving guests.Such occasions often have a great stimulating effect on a person who seeks wealth, because you can associate with all kinds of learned and experienced people.Investing in anything that increases your knowledge and broadens your horizons within your means is wise spending.If a person wants to pursue the greatest success, the most perfect temperament and the most complete life, then he will regard this kind of consumption as the most appropriate investment, and will not be confused by the wrong concept of thrift, nor Wrong "luxury concept" bound.

The famous British writer Ruskin said: "Usually people think that the meaning of the word thrift should be 'a way to save money'; in fact, it is wrong, and thrift should be interpreted as a 'method to use money'. That is to say, we should How to purchase the necessary furniture, how to spend the money on the most appropriate purpose, how to arrange the expenses of clothing, food, housing, transportation, education and entertainment, etc. All in all, we should use the money in the most appropriate and effective way, That's real thrift."

It has become a social fashion for some to believe that owning more goods and employing more people to serve them will make life more comfortable.Once you start to simplify your life, you will definitely find it easy to tidy up the house by yourself without a cleaner; When your entertainment is reduced, your wardrobe can also be reduced to the smallest state; when your external contacts are reduced, you don’t need additional answering and transfer services; When your lawn shrinks, you no longer need a hired gardener; when your relationships are simplified, you don't need a therapist.Each of us has to make a decision: whether you choose to allow the addition of things and entertainment to become a burden, or stop adding these things to make life simple and simple, it is your choice.In fact, too many goods and services can actually cause us stress.Abandon those unnecessary clutter, and you will feel relaxed and live a simple and comfortable life.

A simple life can make frugality no longer a burden, and make desire no longer inflated from time to time.When you hitch a ride on the simple life, you will find that life can be more comfortable.

Make a shopping list and avoid extra spending

According to foreign media surveys, in the UK, 21% of women aged 25-80 are in a state of spending more than they earn, 46% of them have credit card overdrafts, and nearly 50% of them are dependents .Since society generally believes that excessive consumption is bad behavior, and condemns women who can spend money, how should women spend money and how much money do they spend?Here, a healthy view of consumption is mainly emphasized, that is, we can consume, but don't waste it.To avoid waste, you need to be moderate in your shopping.

In fact, for many wage earners, they are still living within their means.In this state, the most important consumption principle is: you can consume, but avoid waste.Don't buy things you don't need for a moment of psychological pleasure. Such a wasteful behavior will entangle you for a long time.Think about it, after buying it home, it has been useless, making myself regret every time I see it, how depressing it is!

We should establish such a concept: frugal or not has nothing to do with how much money you have, it is just a person's consumption attitude.It's not just the financially strapped who need to avoid waste, anyone needs to be aware of it.Especially women, because women are usually the biggest housekeepers in the family, and everything in the house needs to be purchased by women.In this case, a woman has a good way to save money, that is to pay attention to the discount information in supermarkets or stores, and buy the necessary daily necessities at home during the discount.

Of course, rush buying also requires some attention.

(1) Before snapping up, you must first understand the goal of snapping up. Blind snapping up will only increase the chance of spending more money.So, before going to the supermarket, take the time to carefully identify exactly what you want to buy and make a detailed shopping list.When snapping up discounted items at the supermarket, stick to the list and don't let yourself buy whatever looks cheap.Otherwise, if you buy them all and take them home, the unnecessary things will become a burden.

(2) Never let yourself enter the supermarket or store with a depressed mood.Otherwise, it is also very possible that the depressed woman will vent through a shopping spree.The salaried people especially need to pay attention to the fact that the reason to rush to buy during discounts is to save money, and they must not let their gains outweigh the losses because of venting, buying too many unnecessary things and wasting money.There are many ways to vent, or there are many ways to achieve the effect of venting with a small amount of money. Maxing out the credit card will only make us feel more anxious besides the pain.

(3) For the same category of goods, it is necessary to calculate more unit prices and cost-effectiveness.The shopping list is just to let you know what to buy, but which one to buy needs to be compared when shopping in the supermarket.Look at which of similar products has the lowest discount, and at the same time compare the original price, and choose the most cost-effective after comprehensive consideration.You know, the lowest discount is not necessarily the most cost-effective, so you have to calculate it.Don't be afraid of losing face, no one will laugh at you, housewives will do the same.

(4) For some daily necessities for household use, try to buy large packages.Affordable!
(5) It is of course exciting to save money by snapping up discounts.However, don't get too excited.It is best to bring a calculator and available cash coupons when you go to the supermarket, and use all available resources. Over time, you will save a lot of money.

(6) For products that you particularly like and are currently on sale, carefully weigh them before you buy them, and how valuable they are after you buy them back.For example, a pair of boots with an original price of 1800 yuan is now only sold for 500 yuan, which is really attractive, isn’t it?However, before buying, please think about whether there are any clothes in your closet to match, if not, don't even try.Don't spend a month's daily expenses because of temporary greed or impulse, it's not worth it.

(7) Many women need to be reminded that online shopping is convenient and cheap, but don't forget to make a list before shopping.If you linger in the online store without making a list, cheap things and a variety of fresh products will make you unconsciously dig out of your pocket.Moreover, when shopping on the Internet, you need to pay special attention to compare your products, otherwise, you are destined to regret it.

(8) When applying for a membership card in supermarkets, shopping malls and other places, if it is free, don't feel troublesome, get one and carry it with you.Maybe when you are shopping, the discount will come to you with this card!
There are many ways to save money.Be a caring person in life, and the working class can still buy what they want, can still buy high-quality goods, and can still raise their quality of life to a very high level.It depends on whether you can save money in various ways!
Remember, there is no shame in saving money!It is shameful to waste it.Some people may disdain these small ways of saving money, disdain to live on a budget, and disdain mother-in-law to make lists, but a woman who does not know how to be frugal in consumption, profligate, and wastes into a habit, will give people a kind of feeling. How do you feel?Many men commented: "I feel that such a woman doesn't know how to cherish. If everything becomes a wasteful habit, what about relationships? Is it the same?" ""Such a woman's personality is probably relatively rough, not delicate, maybe she is easily angry..."

See how wasteful speaks a woman!Always keep this principle in mind: women, you can consume, but don't waste.Moderate consumption is fine, but random waste is a denial of yourself.

Buy with cost performance

We've probably all had the experience of haggling when buying something.Why bargain?In fact, we subconsciously consider the efficacy and durability of the products we buy, that is, the cost performance of the products.Therefore, generally speaking, products with multiple functions will sell better than products with a single function.And those products that are durable and relatively easy to repair will be more popular.For example, during the economic crisis in the United States, a manufacturer launched a new type of lipstick, which can be used on both ends and can be painted in two different colors, and it turned out to be very popular.

Of course, living at home is faced with the word "consumption" every day, which is far more than simple bargaining.Since we have to consume every day, how we consume and what we buy directly determine our quality of life and whether we can save money.

But saving money doesn't mean you have to buy cheap stuff.We may have all encountered similar embarrassments: want to buy cheap things to save some money, but buying cheap things is not worry-free, and problems will occur every two days, and you have to buy new ones if there is a problem. In this way, buying cheap goods did not save much money, but added a lot of trouble.

(End of this chapter)