Learn a little bit of finance every day

Chapter 1 Preface
Finance was formed in the West, and it was first called "Money and Banking".Chinese finance was introduced from the West, and includes various schools of money and bank theories from classical economics to modern economics.The content of financial research is extremely rich, and the main contents can be summarized as the issuance and withdrawal of money, the absorption and payment of deposits, the issuance and recovery of loans, the trading of gold, silver and foreign exchange, the issuance and transfer of securities, insurance, trust, Domestic and international currency settlement, etc.

These seemingly complicated concepts and terms are actually derived from life.Many concepts in finance are closely related to life, such as Engel's coefficient to measure living standards; interest rates related to savings and house purchases; and inflation that may affect people's food and clothing at any time, etc.For another example, it is inevitable for everyone to deal with banks; to use foreign exchange when going abroad; every financial plan and monetary policy of the country may have a great impact on our lives.In particular, the tens of millions of stockholders, Christians, and stockholders in China are all paying attention to the monetary policy adjusted by the central bank every time.Exchange rate, bank, interest rate, currency, etc. These keywords in finance affect our life, study and work all the time.

In modern society, finance has penetrated into every aspect of our lives.

Twenty years ago, we could not imagine that we could travel around the world with a single card; we could not imagine that we could complete a series of transactions through online banking without leaving our homes; we could not imagine that ordinary people could also sign a check.And these are just a small part of the changes brought about by the 20-year development and transformation of the financial industry.The development of finance is subtly changing our way of life.Bank cards are a popular financial tool in today's society. Due to the ubiquitous characteristics of personal payment behavior, it has penetrated into all aspects of social life: small utility bills, lottery tickets, telephone bills, mobile phone bills, As big as salary payment, mortgage repayment, buying funds, online payment and other financial services, bank cards can handle everything.Nowadays, many fashionable young people have become an out-and-out generation of "card family".

The French philosopher Diderot said that the things people talk about the most are often the things they are least familiar with.The same is true of finance, we seem to be very familiar with it, but when you find that the deposits in the bank are missing, you participate in "high interest" fundraising and lose all your money, the stock market funds disappear instantly, and inflation makes the rich When the rich and the poor get poorer, you will be horrified to find out that you know nothing about finance.

Our lives have been quietly changed by finance, but many people cannot use this tool to better serve their lives.Therefore, it is particularly necessary to understand some finance.

Finance is a subject that is "applied to the world". If economics makes people happier, then finance undoubtedly makes people understand the wisdom of life better.Like economics, there are also principles of finance in many easy-to-understand stories.This book tells readers the knowledge of finance one by one through such content close to life and in a way that readers like to hear and see.

In fact, a rich life does not require a lot of money, but the wisdom of managing life.Take a moment out of your busy schedule to read some finance every day, learn in a relaxed way, relax in your studies, gradually recognize and understand the basics of finance, understand what money is, and understand all the indicators about money and how much you have relationship, this knowledge will be of benefit to you.After reading this book, you will find that you are already a "financial master" in your life.You will understand how to maintain a relaxed, calm and calm under pressure and busyness, and how to live smarter and more wonderfully!
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