i'm really rich
Chapter 78 Midlife Crisis
Chapter 78 Midlife Crisis
He Yuan held back for a long time, but finally couldn't hold back.
"What on earth are you thinking? The house price was so high at the beginning of the year, and the bank interest was mentioned again and again. The interest alone is more than a million more than before. You entered the market at this time, aren't you rushing to be a catcher?"
"It's because the increase is too fast. It took more than a year to increase from [-] to nearly [-]. Who wouldn't be tempted? The real estate in American Garden, you know, the one at Sanchakou. The feng shui of the real estate is not good, surrounded by High-speed, scissors, opened for more than ten years, the price of six or seven thousand, has not been sold, but last year it rose to almost twenty thousand, and was snapped up, and I didn’t even have a mouthful of soup when I went late. And I I also heard people say that if Chengdu is selected as a new first-tier city, the housing price will be [-] yuan, I am not afraid..."
"I'm afraid I'll be late and I won't be able to get in the car?" He Yuan squinted and glanced at Yu Pengcheng.
Yu Pengcheng lowered his head and sighed: "It's not that I want to speculate in real estate, it's just that the housing price has risen too much. I'm afraid that if I don't change it at that time, I won't have a chance to change it in the future..."
He Yuan understands very well, really understands.
In many cases, the environment is very influential.
He Yuan didn't believe that Yu Pengcheng would not see the danger.
But, how should I put it, when a person reaches that age, there are certain things that must be done.
Such as childbirth, such as taking care of the elderly.
Rich people have the same way as rich people, buy more houses, live closer to each other, and have nothing to worry about.
People without money have their own way of life. Whether it rises or falls, what does it have to do with me?Can't afford it anyway.
The most embarrassing ones are those in the middle.
If you have no money, you have more or less money.
But if you are rich, it is very difficult just to make up a down payment.
But what if the wife wants to have a baby and the parents need someone to take care of them?
Grit your teeth and hold on.
People are approaching middle age, with old ones and young ones at the bottom. It is not the age when one can eat enough and do whatever he wants.
Even if they knew it was risky, they could only close their eyes and dive in.
Just bet I'm not the unluckiest one.
lucky?
That's right.
"Well, if it's just a flat, you can still afford it. At most, keep it in your hand for a few more years. After this period of time passes, you can increase it back later." He Yuan said.
So far, that's all I can do to comfort him.
What can I do?
If you buy everything, you can't refund it, and you can't sell it. You can't cut off the supply, right?
Now that the Internet is so developed, the government has begun to open up information across the country.
Unlike before, when you are on the blacklist and pat your ass, the bank can't do anything to you.
This time it was for real.
Chairman Liu said that "the whole society must understand that doing business requires capital, borrowing money requires repayment, investing requires taking risks, and doing bad things requires paying a price."
An honest person like Yu Pengcheng, if he can't eat his food with a conscience, he can only be a good citizen honestly.
"Forget it, don't think about it. Now that there is a big house, the old man can take it over and live with him. Isn't this what you kept yelling about when you were in college?" He Yuan began to change the subject.
Yu Pengcheng kept smoking a stuffy cigarette, his face was gloomy.
"If I hadn't thought about it so much, I would have sold that house first." Yu Pengcheng said sullenly.
If that house is sold, Yu Pengcheng will be able to save less money now.
But at that time, the housing price had been rising, and it would go up by a small thousand every few days. Under such circumstances, as long as you were not in a hurry, who would be willing to sell it?
With the current market situation, both houses are in the hands of others.
Although the first set seemed to make a little money, it was basically impossible to sell, and it was all paper wealth.
He is almost 30 years old, has millions of debts, and his job situation is not very good...
The previous savings were all used to pay the down payment for the second house, and even borrowed a lot.If one is unemployed, the monthly loan of tens of thousands of yuan will not be secured.
He Yuan knew why Yu Pengcheng looked so gloomy.
middle age crisis.
He Yuan patted him on the shoulder and said, "Let's go, let's eat first."
Yu Pengcheng threw the cigarette butt on the ground, rubbed his face, and returned to normal: "Let's go to eat."
He Yuan knocked on the door and signaled everyone to have dinner downstairs.
The group packed their luggage, got acquainted with the next room, and then went downstairs one by one.
He Yuan set up a big log table in the yard, and moved ten chairs and placed them on the turf.
He and Tian Rui brought the food, and they smelled the aroma from a long distance away, and they all gave out admiration.
"The things are relatively simple, so you can make do with them, and tell me if you need anything."
After setting up the dinner table, He Yuan said to them.
"It's okay, boss, you did a good job, we are quite satisfied." The man with glasses said to He Yuan.
He Yuan smiled, and went back to the study with Tian Rui, and the two of them ate in the room.
He Yuan and Tian Rui were eating in the house.
During the dinner, He Yuan seemed a little silent.
"What's the matter with you?" Tian Rui noticed He Yuan's expression and asked.
He Yuan held the bowl, took a mouthful of vegetables, chewed a couple of mouthfuls, then put the bowl down again.
Taking out a cigarette and lighting it for himself, He Yuan sighed after taking a breath.
"You said, why did the house price drop?"
"Why are you talking about this all of a sudden?" Tian Rui also put down the bowl, took out a tissue, and wiped her mouth.
"It's nothing, I just saw someone talking about housing prices these few days, and I suddenly felt a little emotional." He Yuan shook his head and said.
"If it's lowered, it's lowered. Isn't that good? The current housing price is already quite high." Tian Rui still didn't understand.
"It's pretty good, but I think it's a bit miserable for people who bought houses in the past two years." He Yuan scratched his face, he didn't have time to mention Pengpeng.
Thinking about it in his shoes, if he wants to be involved in something like Pengpeng, he will probably collapse.
I even praised him a while ago, bought a house, bought a car, and married a wife.
Have a family and a mouth, happy and happy.
It became like this in the blink of an eye.
"They also fried it themselves." Tian Rui said.
"You can't say that, there are still a lot of rigid needs, and the down payment is paid with six wallets." He Yuan said.
"How should I say it?" Tian Rui tilted her head and organized her words.
"Why do you always like to tilt your head?" He Yuan asked suddenly.
"Don't you think this action is cute?" Tian Rui said, tilting her head again, and winking at He Yuan.
The world of women is beyond comprehension.
"I just think that this kind of thing should be done according to one's ability. If you have money, you can buy it. If you don't have money, you can rent it. If it's not possible, there are still many jobs that include food and housing." Tian Rui said.
"But now, I can't even afford the rent." He Yuan shook his head.
"Can't afford it? Why can't you afford it? The rent is quite cheap now." Tian Rui couldn't understand.
"It was in my hometown, and BJ's rent is quite expensive. Among other things, the small room I rented before was about [-] square meters. It was [-] yuan when I rented it, but now it costs [-] yuan. .” He Yuan said.
"So expensive? We have a hardcover set here, and it only costs a thousand yuan a month." Tian Rui covered her mouth with an incredulous expression on her face.
"That's okay. If you look for it, you can find a cheaper house. But at the end of last year, BJ didn't rectify. Those partitions and partitions were all cleaned up. My friend went back in the middle of the night, and the house was destroyed. It was disassembled, at one or two in the morning, unscrewing the suitcase, driving the car, looking for a hotel on the street." He Yuan said.
"Your friend has a car? Then he still lives in such a poor house?"
"That house isn't bad, right? Lian's Ziru, on the fourth ring road of Chaoyang District, costs five or six thousand a month."
"Then he was kicked out like this, didn't he notify in advance?"
"Mandatory. Many people didn't know what had happened until they returned home. Those in the suburbs and those living in villages in the city were directly forced to demolish them. Water and electricity were cut off. I don't know how many people were homeless. He Yuan sighed, thinking of that incident, his scalp was still numb for a while.
"It's pretty scary, what about you?"
"My side is fine, I didn't check it out, but at that time, almost all the small shops on the street were closed, and many of them had been open for seven or eight years. They were open before I went to BJ, and they all disappeared. A place that was originally very lively has become deserted, and there is no place to eat."
"How could this be, is there no reason?"
"I heard that a fire broke out in an illegal building. There was a major accident, and the Chinese New Year was coming soon, so it needed to be inspected, so the higher-ups ordered it to be rectified vigorously, and it turned out like this."
"They are so pitiful. I'm afraid they can't find a place in such a short time?"
"At that time, even the hotel was full of people, all of whom were evicted. The rent skyrocketed. It rose by one-third, half, or even doubled in a few days. Just like this, many people still couldn't rent a house. .Like Lianjia, the listings just come out, and they are gone before they can be refreshed. It is almost impossible to find a house with two thousand or three thousand." When He Yuan said this, he still had lingering fears.
During that time, he was also very apprehensive, afraid that he would be cleared out at any time.
So I've been looking around.
As a result, after looking at it for several days, the listing disappeared as soon as it came out, and there was no chance of booking at all.
You can't even grab it with your eyes closed, let alone any consultation or viewing.
"It's really miserable for them to spend so much money and still live so aggrieved." Tian Rui shook her head.
"It's not a big deal. There is a popular thing recently, rent speculation, you know?" He Yuan said.
"Rent speculation?"
"There was a post on the Internet before. The landlord has a house in Tiantongyuan. The 120-square-meter small three-bedroom apartment is for rent. The psychological price is about 1 yuan. The average price is 3000 yuan per room, which is more suitable. After consulting with two intermediary companies, Given a price of more than [-], and snatched the house, it abruptly increased by more than [-]."
"The intermediary is robbing the house? Why, don't they just charge the intermediary fee?"
"They rented out the house, refitted it themselves, and then rented it out again as second-hand traffickers.
A room of 120 square meters can basically come out every five rooms, and one room costs more than 2000 to 4000 yuan. On average, five rooms cost about [-] yuan, and a net profit of [-] yuan a month.
(End of this chapter)
He Yuan held back for a long time, but finally couldn't hold back.
"What on earth are you thinking? The house price was so high at the beginning of the year, and the bank interest was mentioned again and again. The interest alone is more than a million more than before. You entered the market at this time, aren't you rushing to be a catcher?"
"It's because the increase is too fast. It took more than a year to increase from [-] to nearly [-]. Who wouldn't be tempted? The real estate in American Garden, you know, the one at Sanchakou. The feng shui of the real estate is not good, surrounded by High-speed, scissors, opened for more than ten years, the price of six or seven thousand, has not been sold, but last year it rose to almost twenty thousand, and was snapped up, and I didn’t even have a mouthful of soup when I went late. And I I also heard people say that if Chengdu is selected as a new first-tier city, the housing price will be [-] yuan, I am not afraid..."
"I'm afraid I'll be late and I won't be able to get in the car?" He Yuan squinted and glanced at Yu Pengcheng.
Yu Pengcheng lowered his head and sighed: "It's not that I want to speculate in real estate, it's just that the housing price has risen too much. I'm afraid that if I don't change it at that time, I won't have a chance to change it in the future..."
He Yuan understands very well, really understands.
In many cases, the environment is very influential.
He Yuan didn't believe that Yu Pengcheng would not see the danger.
But, how should I put it, when a person reaches that age, there are certain things that must be done.
Such as childbirth, such as taking care of the elderly.
Rich people have the same way as rich people, buy more houses, live closer to each other, and have nothing to worry about.
People without money have their own way of life. Whether it rises or falls, what does it have to do with me?Can't afford it anyway.
The most embarrassing ones are those in the middle.
If you have no money, you have more or less money.
But if you are rich, it is very difficult just to make up a down payment.
But what if the wife wants to have a baby and the parents need someone to take care of them?
Grit your teeth and hold on.
People are approaching middle age, with old ones and young ones at the bottom. It is not the age when one can eat enough and do whatever he wants.
Even if they knew it was risky, they could only close their eyes and dive in.
Just bet I'm not the unluckiest one.
lucky?
That's right.
"Well, if it's just a flat, you can still afford it. At most, keep it in your hand for a few more years. After this period of time passes, you can increase it back later." He Yuan said.
So far, that's all I can do to comfort him.
What can I do?
If you buy everything, you can't refund it, and you can't sell it. You can't cut off the supply, right?
Now that the Internet is so developed, the government has begun to open up information across the country.
Unlike before, when you are on the blacklist and pat your ass, the bank can't do anything to you.
This time it was for real.
Chairman Liu said that "the whole society must understand that doing business requires capital, borrowing money requires repayment, investing requires taking risks, and doing bad things requires paying a price."
An honest person like Yu Pengcheng, if he can't eat his food with a conscience, he can only be a good citizen honestly.
"Forget it, don't think about it. Now that there is a big house, the old man can take it over and live with him. Isn't this what you kept yelling about when you were in college?" He Yuan began to change the subject.
Yu Pengcheng kept smoking a stuffy cigarette, his face was gloomy.
"If I hadn't thought about it so much, I would have sold that house first." Yu Pengcheng said sullenly.
If that house is sold, Yu Pengcheng will be able to save less money now.
But at that time, the housing price had been rising, and it would go up by a small thousand every few days. Under such circumstances, as long as you were not in a hurry, who would be willing to sell it?
With the current market situation, both houses are in the hands of others.
Although the first set seemed to make a little money, it was basically impossible to sell, and it was all paper wealth.
He is almost 30 years old, has millions of debts, and his job situation is not very good...
The previous savings were all used to pay the down payment for the second house, and even borrowed a lot.If one is unemployed, the monthly loan of tens of thousands of yuan will not be secured.
He Yuan knew why Yu Pengcheng looked so gloomy.
middle age crisis.
He Yuan patted him on the shoulder and said, "Let's go, let's eat first."
Yu Pengcheng threw the cigarette butt on the ground, rubbed his face, and returned to normal: "Let's go to eat."
He Yuan knocked on the door and signaled everyone to have dinner downstairs.
The group packed their luggage, got acquainted with the next room, and then went downstairs one by one.
He Yuan set up a big log table in the yard, and moved ten chairs and placed them on the turf.
He and Tian Rui brought the food, and they smelled the aroma from a long distance away, and they all gave out admiration.
"The things are relatively simple, so you can make do with them, and tell me if you need anything."
After setting up the dinner table, He Yuan said to them.
"It's okay, boss, you did a good job, we are quite satisfied." The man with glasses said to He Yuan.
He Yuan smiled, and went back to the study with Tian Rui, and the two of them ate in the room.
He Yuan and Tian Rui were eating in the house.
During the dinner, He Yuan seemed a little silent.
"What's the matter with you?" Tian Rui noticed He Yuan's expression and asked.
He Yuan held the bowl, took a mouthful of vegetables, chewed a couple of mouthfuls, then put the bowl down again.
Taking out a cigarette and lighting it for himself, He Yuan sighed after taking a breath.
"You said, why did the house price drop?"
"Why are you talking about this all of a sudden?" Tian Rui also put down the bowl, took out a tissue, and wiped her mouth.
"It's nothing, I just saw someone talking about housing prices these few days, and I suddenly felt a little emotional." He Yuan shook his head and said.
"If it's lowered, it's lowered. Isn't that good? The current housing price is already quite high." Tian Rui still didn't understand.
"It's pretty good, but I think it's a bit miserable for people who bought houses in the past two years." He Yuan scratched his face, he didn't have time to mention Pengpeng.
Thinking about it in his shoes, if he wants to be involved in something like Pengpeng, he will probably collapse.
I even praised him a while ago, bought a house, bought a car, and married a wife.
Have a family and a mouth, happy and happy.
It became like this in the blink of an eye.
"They also fried it themselves." Tian Rui said.
"You can't say that, there are still a lot of rigid needs, and the down payment is paid with six wallets." He Yuan said.
"How should I say it?" Tian Rui tilted her head and organized her words.
"Why do you always like to tilt your head?" He Yuan asked suddenly.
"Don't you think this action is cute?" Tian Rui said, tilting her head again, and winking at He Yuan.
The world of women is beyond comprehension.
"I just think that this kind of thing should be done according to one's ability. If you have money, you can buy it. If you don't have money, you can rent it. If it's not possible, there are still many jobs that include food and housing." Tian Rui said.
"But now, I can't even afford the rent." He Yuan shook his head.
"Can't afford it? Why can't you afford it? The rent is quite cheap now." Tian Rui couldn't understand.
"It was in my hometown, and BJ's rent is quite expensive. Among other things, the small room I rented before was about [-] square meters. It was [-] yuan when I rented it, but now it costs [-] yuan. .” He Yuan said.
"So expensive? We have a hardcover set here, and it only costs a thousand yuan a month." Tian Rui covered her mouth with an incredulous expression on her face.
"That's okay. If you look for it, you can find a cheaper house. But at the end of last year, BJ didn't rectify. Those partitions and partitions were all cleaned up. My friend went back in the middle of the night, and the house was destroyed. It was disassembled, at one or two in the morning, unscrewing the suitcase, driving the car, looking for a hotel on the street." He Yuan said.
"Your friend has a car? Then he still lives in such a poor house?"
"That house isn't bad, right? Lian's Ziru, on the fourth ring road of Chaoyang District, costs five or six thousand a month."
"Then he was kicked out like this, didn't he notify in advance?"
"Mandatory. Many people didn't know what had happened until they returned home. Those in the suburbs and those living in villages in the city were directly forced to demolish them. Water and electricity were cut off. I don't know how many people were homeless. He Yuan sighed, thinking of that incident, his scalp was still numb for a while.
"It's pretty scary, what about you?"
"My side is fine, I didn't check it out, but at that time, almost all the small shops on the street were closed, and many of them had been open for seven or eight years. They were open before I went to BJ, and they all disappeared. A place that was originally very lively has become deserted, and there is no place to eat."
"How could this be, is there no reason?"
"I heard that a fire broke out in an illegal building. There was a major accident, and the Chinese New Year was coming soon, so it needed to be inspected, so the higher-ups ordered it to be rectified vigorously, and it turned out like this."
"They are so pitiful. I'm afraid they can't find a place in such a short time?"
"At that time, even the hotel was full of people, all of whom were evicted. The rent skyrocketed. It rose by one-third, half, or even doubled in a few days. Just like this, many people still couldn't rent a house. .Like Lianjia, the listings just come out, and they are gone before they can be refreshed. It is almost impossible to find a house with two thousand or three thousand." When He Yuan said this, he still had lingering fears.
During that time, he was also very apprehensive, afraid that he would be cleared out at any time.
So I've been looking around.
As a result, after looking at it for several days, the listing disappeared as soon as it came out, and there was no chance of booking at all.
You can't even grab it with your eyes closed, let alone any consultation or viewing.
"It's really miserable for them to spend so much money and still live so aggrieved." Tian Rui shook her head.
"It's not a big deal. There is a popular thing recently, rent speculation, you know?" He Yuan said.
"Rent speculation?"
"There was a post on the Internet before. The landlord has a house in Tiantongyuan. The 120-square-meter small three-bedroom apartment is for rent. The psychological price is about 1 yuan. The average price is 3000 yuan per room, which is more suitable. After consulting with two intermediary companies, Given a price of more than [-], and snatched the house, it abruptly increased by more than [-]."
"The intermediary is robbing the house? Why, don't they just charge the intermediary fee?"
"They rented out the house, refitted it themselves, and then rented it out again as second-hand traffickers.
A room of 120 square meters can basically come out every five rooms, and one room costs more than 2000 to 4000 yuan. On average, five rooms cost about [-] yuan, and a net profit of [-] yuan a month.
(End of this chapter)
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