A great man of the Northern Song Dynasty

Latest website: In the thick gold and silver shop, Xia Jin watched several customers leave. Behind him, Xia Qing couldn't help but said: "Brother, these powerful gentry...why are they so willing to give up money? Businessmen get three profits, and common people get two. By dividing the profits, they won’t make much money at the end of the year!”

Xia Jin turned around and said with piercing eyes: "You don't understand, this is not a matter of money, this is a party struggle!"

"Party struggle?" The advantage of living a long life is that you can know many things that others don't know, such as the embryonic form of party struggle caused by the New Deal.

"Yes, party struggle!" Xia Jin smiled and said: "If they admit defeat, Shen An and his gang will pursue the victory and come out with new policies one by one, leaving them defenseless... This is a life and death battle, do you understand? Money Those who don’t have money should be put behind first.”

Xia Qing said with a smile: "They spent so much money to come in with one purpose, to suppress the bank opposite."

"That's easy to do!" Xia Qing walked out of the door, looked at the bank diagonally opposite and said: "Brother, most of the powerful gentry deposit their money with us, and the bank absorbs the money of the common people... It's cumbersome and boring, we will definitely win. ”

"Can't survive!"

At this time, a big man was shouting in front of the bank. Xia Jin smiled and said, "Look, this is a good thing Shen An did."

The big man took out a short blade and roared: "X was originally a loan provider, but now Shen An has set up a bank and cut off X's livelihood... X is going to..."

The big man raised his short blade, apparently preparing to deal a cruel blow to himself...

"good!"

Xia Qing said happily: "A few more people will die at the door of the bank, let's see how they can do business!"

Xia Jin smiled slightly and felt extremely happy.

call out!

Just when the two brothers felt comfortable and the people were inexplicably surprised, an arrow flew over and nailed the big man's leg directly.

The big man knelt down with a pop.

People around were stunned.

A man appeared on the roof of the bank. He looked around with a bow and arrow, and then disappeared.

Damn it!

There are archers here?

Several big men were muttering, with shock and fear on their faces.

"Brother, that Taurus is unstoppable."

"Yes! There are even archers. Even if they cut off the cow's head, they can't take it with them!"

"What the hell! That Shen An... that's all. This bank is doing good things for the people after all. That Duke Shen... let him go, let's go home."

But the people were not afraid, they were all watching around.

The big man was kneeling on the ground with a short knife in his hand.

He looked desperately at the golden bull inside.

"Kill! Do it quickly!"

"Don't you just want to commit suicide with the knife? Hurry up."

"Don't delay other people's business."

"that is."

The archer didn't shoot his arm, but shot him in the thigh. It was obvious that he didn't care about his life or death.

"Hurry up. I haven't seen what it's like for someone to commit suicide. Let me open my eyes."

For the common people, banks are their savior, while loan sharking is their disaster.

So they really don't care whether the loan sharks live or die.

Better to be dead.

The big man didn't expect that no one would come to persuade him to give up committing suicide. He looked at the short blade, then at the arrow on his thigh, and suddenly cried, "Help..."

puff!

There were sounds of laughter all around.

"You're going to commit suicide like this? Are you trying to scare people?"

"that is."

"Jun Shen has arranged a dragnet. If you have the ability, come and exploit it, hahahaha!"

"Who is causing trouble?"

The sergeant from the inspection department arrived.

They rushed in like wolves and tigers, and trapped the big man without any explanation.

"Someone is not guilty..."

"We'll tell you if you're guilty or not after we go in!"

The sergeant smiled ferociously and slapped the big man until his eyes were filled with stars.

"So-and-so..." The big man's nose was bleeding and he shouted: "So-and-so committed suicide."

"It's ridiculous!" the sergeant said angrily: "He has been holding the dagger in his hand for a long time, but he didn't make a move. It's obviously a lie. Take him back and torture him!"

"Let's go."

"Help……"

Xia Qing turned around and said solemnly: "Brother, Shen An actually arranged for archers, how shameless!"

Xia Jin was also in a heavy mood, "It's okay. I was exposed today. The archers will be removed."

"A lot of people are coming!"

There was a cheer outside, and the Xia brothers looked over and saw a group of neatly dressed young people walking over.

"He is a student of the academy."

"The one walking in front is Wang Yu."

"What are they doing here?" Xia Qing was a little confused.

Wang Yu led people into the bank, and Tang Ren came up to meet him, cupped his hands and said with a smile: "Wang Langjun is here."

Wang Yu handed over his hand and said, "These students are all good at calculations. They have been working in the bank these days and just do what they are told."

This is internship.

Tang Ren smiled and said, "It just so happens that business has been so good these days. I'm too busy, so I'll just accept it."

The students joined in, received, checked, calculated...

The efficiency of the entire bank suddenly increased, and the flow of people continued to come and go without any stagnation.

It took a few days for the busyness to pass.

"Those people were curious at the beginning and would come to check it out and make deposits and loans...Now that they all know what's going on, the business will slowly slow down until it is stable."

Shen An was reading a brochure and Tang Ren was drinking tea.

"good."

Shen An raised his head and said: "It has only been ten days since we opened, but the bank has collected a lot of savings. This is a great achievement."

Tang Ren said gratefully: "It's all your guidance."

Without Shen An's guidance, how would he know how the bank operated and how to suppress the thick gold and silver shop diagonally opposite.

"I'm going to the palace."

Shen An entered the palace with the book. When he saw the emperor and his ministers, he smiled and said, "Congratulations, Your Majesty."

"What happy event?"

When Zhao Shu saw Shen An, he thought of the gold ornaments on his wife's head.

pitiful! The majestic queen actually wore an old-style gold hairpin. Many of the original gold objects were melted down and turned into the golden bull now in the lobby of the bank.

"Your Majesty, the bank has been open for ten days and has deposited 530,000 yuan..."

"Fifty-three million dollars?" Zhao Shu was delighted and said, "How can there be so many?"

In his opinion, most of the powerful gentry lived in gold and silver shops with huge capital. Where did the Song Dynasty Bank come from so much money?

"Your Majesty, you have underestimated the people."

Shen An said: "The powerful gentry have a lot of money, but the common people have little money, but the common people have a lot of people! A little adds up to a lot. Bianliang City has a huge population, and the people must believe in our banks and businessmen. Many businessmen save their money. They went to the bank, why? Because the bank is run by the Central Government, and no matter what, they will never mess with their money..."

In this era of uncertainty, a court with a good reputation has opened a bank. Would you rather live here or in a gold and silver shop opened by a merchant?

Of course it is stored in the bank!

"Five hundred and thirty thousand yuan!" Zhao Shu said with emotion: "Who would have thought that the people would have so much money."

"More than that." Shen An said: "Your Majesty, many people are still waiting and watching. After the bank is operational, the money will only increase."

"That's good!" Zhao Shu said happily: "If you have more money, you will have the capital to lend money... How much have you loaned out?"

The right way to go in and out is the way to go!

Otherwise the interest payments will be a huge headache.

"Twenty-one thousand dollars."

"good!"

Han Qi said enthusiastically: "You get one cent for saving money, and two to three cents for lending. This loan borrows almost half of the money, and the interest can just offset the interest. Great! No need to lose money."

The current loan balance is just in balance, but Shen An feels that they have underestimated the size of the loan.

"This is just the beginning, and more and more people will borrow money later..."

Why is there such a market for loan sharking in the Song Dynasty? Isn’t it because there is only one financing channel?

Now that the bank has broken in, those people will gradually turn around...

"I am worried that I don't have enough capital right now, so..."

Shen An said: "Your Majesty, there are a lot of copper coins left by the Third Division to get moldy, and there is no benefit at all. During the rainy season, they have to take them out to dry when the sun comes out. How troublesome! How about letting the Third Division put some capital in... Anyway, The annual profit is one point."

"good."

Zhao Shu agreed without thinking.

This is really good!

If Sansi deposits his money, he will earn one penny a year, which is much better than leaving it to grow moldy in Sansi.

"Qianzhuang has a good start. Thank you for your hard work. Tang Ren is also good."

As a leader, you must learn to praise your subordinates after they have done something good.

People like to be affirmed and praised, the more the better.

Han Qi couldn't help but praise: "This bank is about to make money. I never expected it!"

Bao Zheng looked at Shen An with relief, "It's just the beginning now, and then the bank will make more and more money... Your Majesty, in the past, when usury was mentioned, the monarchs and ministers all had headaches and had no choice. Why? People stopped looking for usury. What should I do if I can't find a place to borrow money? Now that I have opened a bank, I have discovered a wonderful thing... that is to borrow people's money and then lend it to those people who are short of money..."

Zhao Shu's eyes lit up and he couldn't help but suddenly realized, "I have been thinking about how banks make money these days. When you say this, I will understand. In the Song Dynasty, some people are rich and some are poor. The purpose of banks is to make money from those who have money. Borrowing money from a group of people, and then lending it to poor people and businessmen who are short of money... just by changing hands, several major problems are solved, it's really wonderful!"

A group of... uneducated monarchs and ministers!

Shen An thought of the huge profits made by banks in later generations. Every year when the annual report came out, the society would exclaim.

Why!

Our career has just begun!

He said seriously: "Your Majesty, this is the beginning. In the future, all walks of life in the Song Dynasty will need to borrow money. By then, banks will be opened all over the Song Dynasty, and the money they can earn every year will be a lot... Your Majesty, banks can make a lot of money." , why don’t you... invest in some shares?"

He swore it was good advice. UU Reading www.uukanshu.net

After taking shares, the royal family is not short of money!

Think about it, Zhao Shu will always roast two sheep when eating, eating one and watching the other, how disgusting!

But after Zhao Shu hesitated for a moment, he said, "That's all."

Why!

This is an unlucky emperor.

If the royal family does not take a stake, then the bank will be completely under public ownership, and the three companies will be lucky.

Will the three future envoys thank me?

Shen An doesn't think so.

But he had already buried a hole, which was regarded as early revenge.

Ha ha ha ha!